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All Journal Journal of Business Management Education (JBME) JURNAL AKUNTANSI, MANAJEMEN DAN EKONOMI Reswara: Jurnal Pengabdian Kepada Masyarakat Jurnal Ekonomi Perjuangan (JUMPER) Journal of International Conference Proceedings Journal of Management Accounting, Tax and Production JEBD Jurnal Pusat Manajemen Jurnal Ekonomi, Manajemen, Akuntansi Jurnal Pakar Manajemen Journal of Law, Social Science, and Management Review
Yuniar, Evilia Sri
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Religion Agriculture, Biological Sciences & Forestry Humanities Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Electrical & Electronics Engineering Engineering Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Social Sciences

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Journal : Journal of International Conference Proceedings

 1 
Analysis of the Use of Digital Payment and Financial Report Applications in SMSE Oktaviani, Nita Fauziah; Yusnita, Rita Tri; Yuniar, Evilia Sri; Listanti, Yeja Firginia; Tujjahra, Dita Raudya; Pamungkas, Muhamad Dito
Journal of International Conference Proceedings Vol 6, No 6 (2023): 2023 WIMAYA Yogyakarta Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i6.2720

Abstract

Digitalization is increasingly entering the MSME environment, which, if used properly, digitalization will help MSMEs in optimizing their income. One of the dimensions entered by digital is in terms of MSME finance, that is financial reporting applications. This helps several MSMEs in preparing financial reports even though these MSMEs do not have the ability to prepare their own financial reports. Financial reports have various benefits, one of which is to see the financial condition of MSMEs. This research is to find out the use of applications that generate financial reports on MSMEs. This study uses a qualitative method. The results of this research show that MSMEs use various kinds of financial reporting applications for various reasons and have various obstacles in their use, apart from that there are various government policies to support the use of financial reporting applications within the MSMEs sector in Indonesia.
Analysis of the Use of Digital Payment and Financial Report Applications in SMSE Oktaviani, Nita Fauziah; Yusnita, Rita Tri; Yuniar, Evilia Sri; Listanti, Yeja Firginia; Tujjahra, Dita Raudya; Pamungkas, Muhamad Dito
Journal of International Conference Proceedings Vol 6, No 6 (2023): 2023 WIMAYA Yogyakarta Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v6i6.2720

Abstract

Digitalization is increasingly entering the MSME environment, which, if used properly, digitalization will help MSMEs in optimizing their income. One of the dimensions entered by digital is in terms of MSME finance, that is financial reporting applications. This helps several MSMEs in preparing financial reports even though these MSMEs do not have the ability to prepare their own financial reports. Financial reports have various benefits, one of which is to see the financial condition of MSMEs. This research is to find out the use of applications that generate financial reports on MSMEs. This study uses a qualitative method. The results of this research show that MSMEs use various kinds of financial reporting applications for various reasons and have various obstacles in their use, apart from that there are various government policies to support the use of financial reporting applications within the MSMEs sector in Indonesia.
Knowing KUR Perception: With An Islamic Financial Behavior Approach And Digital Financial Inclusion As An Intervening Variable In MSME Tasikmalaya, Indonesia Oktaviani, Nita Fauziah; Yuniar, Evilia Sri; Barlian, Barin; Irawan, Irly Artiara
Journal of International Conference Proceedings Vol 7, No 4 (2024): 2024 Wimaya Yogyakarta Proceeding
Publisher : AIBPM Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32535/jicp.v7i4.3626

Abstract

This research was to find out how Islamic financial behavior influences perceptions of KUR and also digital financial inclusion as an intervening variable. KUR (People's Business Credit) is a financing program provided to MSMEs as a form of support from the Indonesian government.  KUR is credit given to MSMEs that are not yet bankable but have potential for working capital and investment purposes. However, the number of MSMEs using KUR is still below the Indonesian government's target. The research used mixed method  with a sample size of 150 respondents consisting of MSMEs in Tasikmalaya. The research results show that Islamic Financial Behavior has a significant influence on the perception of KUR, Islamic Financial Behavior has a significant influence on Digital Financial Inclusion and Islamic Financial through Digital Financial Inclusion has a significant influence on the perception of KUR in Tasikmalaya MSMEs. This shows that the Government must be able to increase digital financial inclusion and have some sharia-based KUR concept.
Co-Authors Agus Supriatman Arisman, Ari Ayuda Nugraha Barin Barlian Depy Muhamad Pauzy Destia, Ade Indri Inawati, Apriliani Irawan, Irly Artiara Kuraesin, Sara Kusuma Agdhi Rahwana Lestari, Suci Putri Listanti, Yeja Firginia Maulana, Muhammad Gifarulfajri Mila Karmila Musaropah, Mida Hamidatul Nita Fauziah Oktaviani Oktaviani, Nita Fauziah Pamungkas, Muhamad Dito Ramdhani A, Naufan Rita Tri Yusnita Tricilla, Elsa Tujjahra, Dita Raudya