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All Journal Jurnal Diskursus Islam Jurnal Pendidikan Kewarganegaraan BJRM (Bongaya Journal of Research in Management) Jurnal Bastra (Bahasa dan Sastra) AL-ISHLAH: Jurnal Pendidikan Islam Jurnal Pengabdian Masyarakat dan Riset Pendidikan
Musmulyadi
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Mathematics Social Sciences Other

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PENGARUH PERPUTARAN PERSEDIAAN DAN MODAL KERJA TERHADAP PROFITABILITAS “STUDI KASUS PT UNILEVER TBK DI BURSA EFEK INDONESIA (2019-2023)”: Indonesia Ratri; Rezki Fani; Musmulyadi; Fahmiah Akilah
BJRM (Bongaya Journal For Research in Management) Vol. 8 No. 2 (2025): BJRM (Bongaya Journal of Research in Management)
Publisher : LPPM STIEM BONGAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37888/bjrm.v8i2.694

Abstract

This study aims to analyze the impact of inventory turnover and working capital turnover on profitability, specifically Return on Assets (ROA) at PT Unilever Tbk listed on the Indonesia Stock Exchange from 2019 to 2023. The research uses a quantitative approach with secondary data obtained from financial statements published by PT Unilever Tbk. Multiple regression analysis was used to test the hypotheses. The results show that inventory turnover and working capital turnover have no significant effect on ROA. These findings suggest that, although theoretically both inventory turnover and working capital turnover should influence profitability, external factors such as marketing strategies, market competition, and macroeconomic conditions play a more significant role in determining profitability
Implementasi KUR Syariah Berbasis Rahn Tasjily dalam Pengembangan UMKM di PT Pegadaian Rizkyanti, Rizkyanti; Damirah; Nurfadhilah; Musmulyadi
BJRM (Bongaya Journal For Research in Management) Vol. 8 No. 2 (2025): BJRM (Bongaya Journal of Research in Management)
Publisher : LPPM STIEM BONGAYA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37888/bjrm.v8i2.703

Abstract

This study aims to analyze the implementation of Sharia-based People’s Business Credit (KUR Syariah) using the Rahn Tasjilycontract in supporting Micro, Small, and Medium Enterprises (MSMEs) at PT Pegadaian CP Parepare. It focuses on the procedural compliance with Maqashid Shariah and its contribution to MSME growth. A qualitative case study was conducted through semi-structured interviews, observation, and documentation involving Pegadaian staff and financing recipients. Data were thematically analyzed and validated through source triangulation. Findings show that the KUR Syariah disbursement process is efficient, with simple requirements and fast procedures. The Rahn Tasjily contract complies with DSN-MUI Fatwa No. 68/DSN-MUI/III/2008 and upholds Maqashid Shariah by avoiding riba, gharar, and maysir, with a maintenance costs (mu’nah) of 0.14 % every month. This financing has positively impacted MSMEs by increasing turnover, production capacity, market reach, and employment. However, some issues remain, such as fund misallocation and limited mentoring. The study highlights the importance of inclusive, fair, and Sharia-compliant financing for sustainable MSME development. Its originality lies in the integration of normative and empirical analysis of Rahn Tasjily practices in a non-bank institution, based on real client experiences.
Perspektif Baru Moderasi Beragama Dalam Dinamika Kehidupan Kota Pontianak Wahyuni, Sri; Musmulyadi; Maskuri
JURNAL PENDIDIKAN KEWARGANEGARAAN Vol 9 No 1 (2025): Jurnal Pendidikan Kewarganegaraan Edisi Juni 2025
Publisher : UNIVERSITAS PGRI PONTIANAK

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31571/jpkn.v9i1.9025

Abstract

Moderasi beragama merupakan pendekatan yang menekankan toleransi, saling menghormati, dan dialog antar pemeluk agama untuk menciptakan harmonis sosial. Artikel ini mengeksplorasi penerapan moderasi beragama dalam konteks sosial dan budaya Kota Pontianak, dengan fokus pada peran Forum Kerukunan Umat Beragama (FKUB) dalam memfasilitasi dialog antar agama di tengah keragaman etnis dan agama yang ada. Kajian pustaka ini menunjukkan bahwa   beragama memiliki peranesensial dalam menjaga hubungan antar komunitas, menyelesaikan konflik berbasis agama,dan membangun lingkungan damai. Melalui pendidikan berbasis nilai-nilai toleransi, dialog lintas agama, serta dukungan pemerintah dan Lembaga keagamaan, moderasi beragama terbukti menjadi strategi efektif yang difasilitasi oleh FKUB untuk mengatasi tantangan keragaman. Pendidikan dan peran serta FKUB dalam program-program dialog antar agama, seperti festival budaya yang melibatkan berbagai komunitas agama, telah Memperkuat interaksilintas agama dan meminimalisir ketegangan sosial.
OPTIMIZATION OF ZAKAT MANAGEMENT IN MICRO BUSINESS EMPOWERMENT: A CASE STUDY OF BAZNAS PANGKEP REGENCY Anwar, Muhammad; Mahsyar; Semauin, Syahriyah; Andi Bahri; Musmulyadi
Jurnal Diskursus Islam Vol 13 No 2 (2025): Tafsir, Hadis, Syariah, Ekonomi Islam
Publisher : Program Pascasarjana, UIN Alauddin Makassar

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Abstract

Zakat has a strategic role in the Islamic economic system, not only as a religious obligation but also as an instrument of economic empowerment. This research was conducted to analyze the management of zakat by BAZNAS Pangkajene and Islands Regency, especially in empowering micro businesses as an effort to improve community welfare. The background of this research is the great potential of zakat in Indonesia, which is often not optimally utilized, especially in supporting micro businesses. This research uses a qualitative method with a phenomenological approach. Data were obtained through in-depth interviews with key informants, including BAZNAS managers, mustahik, and muzakki, as well as document analysis. The data collection process involved direct observation, structured interviews and literature study. Analysis was conducted inductively to explore patterns, meanings, and relevant experiences. The results showed that the management of zakat in BAZNAS Pangkajene and Islands Regency was carried out in a structured manner through the stages of planning, organizing, directing, coordinating, and supervising. This approach allows zakat to be distributed effectively and on target. Findings also show that well-managed zakat can help mustahiks develop micro-enterprises, thus contributing to their transformation into muzaki. However, challenges in community education, coordination, and supervision still require attention. The implication of this research is the need for innovation in zakat management to maximize its impact on micro business empowerment. Data-driven approach, cross-sector synergy, and integrated training program can strengthen the role of zakat as an instrument of sustainable economic development. This research provides an important contribution to the development of a more strategic and effective zakat policy.
Hubungan Antara Pengetahuan dan Pekerjaan Terhadap Nyeri yang Ditimbulkan oleh Penyakit Arthritis Rheumatoid di Puskesmas Sungai Lumpur: Penelitian Sherly Widianti; Musmulyadi
Jurnal Pengabdian Masyarakat dan Riset Pendidikan Vol. 4 No. 1 (2025): Jurnal Pengabdian Masyarakat dan Riset Pendidikan Volume 4 Nomor 1 (Juli 2025 -
Publisher : Lembaga Penelitian dan Pengabdian Masyarakat

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jerkin.v4i1.2560

Abstract

Rheumatoid arthritis is a chronic autoimmune disease that attacks the joints and often causes persistent pain. This pain can interfere with daily activities and reduce the quality of life of patients. The level of knowledge and type of occupation are thought to play a role in the perception and intensity of pain experienced. This study aimed to analyze the relationship between knowledge level and type of occupation with pain frequency among rheumatoid arthritis patients in the working area of Sungai Lumpur Public Health Center, Cengal Subdistrict, Ogan Komering Ilir Regency. The research design was analytic quantitative with a cross-sectional approach. A total sampling technique was applied, consisting of 44 respondents. Data were analyzed using the chi-square test to examine the relationship between variables. The majority of respondents had a low level of knowledge (59.1%) and worked as fishermen (68.2%). As many as 90.9% of respondents reported frequent pain. Bivariate analysis showed a significant relationship between knowledge level and pain frequency (ρ = 0.001), as well as between type of occupation and pain frequency (ρ = 0.003). The study concluded that there is a significant relationship between knowledge level and type of occupation with pain intensity in rheumatoid arthritis patients.
The Fusion of Islamic Education and Bugis Socio-cultural Values as a Guide to Freedom of Thought Muh. Ilham Jaya; Arfian Alinda Herman; Musmulyadi; Immanuel Conti Morales, Alberto
Al-Ishlah: Jurnal Pendidikan Islam Vol 22 No 1 (2024): Al-Ishlah: Jurnal Pendidikan Islam
Publisher : IAIN PAREPARE

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35905/alishlah.v22i1.7858

Abstract

Background: The existence of sociocultural values that are so strong and thick in the daily life of Bugis people is interesting to be associated with the conception of freedom of thought. Considering that freedom of thought is still a concept that still requires a long study. Research Objectives: This research provides an overview of the conception of freedom of thought and how Bugis socio-cultural values and norms can guide this freedom of thought. Hopefully, this research will provide a comprehensive understanding of freedom of thought from the perspective of Islamic education and Bugis socio-culture. Methods: The research method used is a library research method that collects related literature and then combines it with content analysis so as to provide results and conclusions. Results: The results show that freedom of thought is a concept that refers to individual freedom to think independently and critically without being influenced by existing opinions or authorities. However, freedom of thought must be accompanied and "supervised" by a herd of values and a set of principles so that there will be no significant problems arising when the thinking touches the corners of axiology (intersects with social society). Conclusions: Islamic education and Bugis socio-cultural values can greatly guide freedom of thought because the development of Islam itself has recognized the school of kalam science as the foundation of thinking and Bugis society contains so many values, both from the oral tradition of pappaseng and those contained in the ethical philosophy called pangadereng.
ANALISIS KESALAHAN PENGGUNAAN EJAAN YANG DISEMPURNAKAN PADA PENULISAN PENGALAMAN PRIBADI SISWA KELAS VIIIA SMPN 10 POLEANG SELATAN MUSMULYADI
Jurnal Bastra (Bahasa dan Sastra) Vol. 1 No. 3 (2016): Jurnal Bastra Edisi Juli 2016
Publisher : Program Studi Pendidikan Bahasa dan Sastra Indonesia, FKIP, Universitas Halu Oleo Kampus Bumi Tridharma Andounohu Kendari, Provinsi Sulawesi Tenggara – Indonesia

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Abstract

Penelitian ini berjudul Analisis Kesalahan Penggunaan Ejaan yang Disempurnakan Pada Penulisan Pengalaman Pribadi Siswa Kelas VIIIA SMP Negeri 10 Poleang Selatan.Analisis kesalahan berbahasa adalah suatu Teknik untuk mengidentifikasi, mengklasifikasi dan menginpresentasikan secara sistematik kesalahan-Kesalahan ejaan dalam hal ini, penggunaan huruf kapital dan tanda baca.Menulis pengalaman pribadi adalah kegiatan seseorang menuangkan ide, gagasan, dan cerita berdasarkan hal yang telah dialaminya masa lampau.Permasalahan yang muncul adalah masih banyak kesalahan penggunaan ejaan dalam hal ini, penggunaan huruf kapital dan penggunaan tanda baca yang dilakukan oleh para siswa SMP Negeri 10 Poleang Selatan. Tujuan penelitian ini adalah mendeskripsikan kesalahan penggunaan ejaan dan memperoleh gambaran mengenai bentuk kesalahan penggunaan huruf kapital dan tanda baca yang terdapat pada penulisan pengalaman pribadi siswa kelas VIIIa SMP Negeri 10 Poleang Selatan.Jenis penelitian ini adalah penelitian deskriptif kualitatif.Teknik pengumpulan data dalam penelitian ini adalah teknik simak dan catat.Teknik anlisis data menggunakan metode membaca karangan siswa.Objek penelitian ini adalah karangan tulisan pengalaman pribadi siswa kelas VIIIa SMP Negeri 10 Poleang Selatan.Hasil yang diperoleh dalam penelitian ini adalah kesalahan penggunaan ejaan yaitu penggunaan huruf kapital dan penggunaan tanda baca.
Co-Authors Andi Bahri Arfian Alinda Herman Damirah Fahmiah Akilah Immanuel Conti Morales, Alberto Mahsyar Maskuri Muh. Ilham Jaya Muhammad Anwar Nurfadhilah Ratri Rezki Fani Rizkyanti, Rizkyanti Semauin, Syahriyah Sherly Widianti Sri Wahyuni