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All Journal Distribusi Elastisitas Jurnal Ekonomi Pembangunan Al-DYAS : Jurnal Inovasi dan Pengabdian kepada Masyarakat Jurnal Konstanta : Ekonomi Pembangunan Jurnal Ilmu Ekonomi West Science Business and Management Jurnal Oportunitas : Ekonomi Pembangunan Economy and Finance Enthusiastic West Science Social and Humanities Studies Jurnal Abdi Anjani Jurnal Abdimas Independen
Wafik, Ahmad Zaenal
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Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Law, Crime, Criminology & Criminal Justice Public Health Social Sciences Other

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PENGARUH DEMOGRAFI DAN SOSIAL BUDAYA MUSTAHIK TERHADAP KEBERHASILAN PENGENTASAN KEMISKINAN DI KABUPATEN LOMBOK TIMUR Singandaru, Adhitya Bagus; Hidayat, Ali Akbar; Fadlli, Muhammad Dzul; Wafik, Ahmad Zaenal
Elastisitas : Jurnal Ekonomi Pembangunan Vol. 6 No. 1 (2024): Elastisitas, Maret 2024
Publisher : Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/e-jep.v6i1

Abstract

This research was conducted in East Lombok Regency using mixed methods. The purpose of this study was to determine how the influence of demographic and socio-cultural factors of productive zakat recipients/mustahik affects the success of poverty alleviation through productive zakat schemes carried out by the National Amil Zakat Agency (Baznas) of East Lombok Regency. The number of respondents studied in this study were 100 respondents. The variables studied consisted of 9 (nine) independent variables covering demographic factors (number of family members, gender, education level, age, occupation, and business location) and socio-cultural factors (social habits in business, work culture in the household, and religiosity) and 1 (one) dependent variable seen from business success. The variable of business success is seen from the achievement of net profit per month from the business run at a minimum of Rp 2,201,832. This figure is derived from the poverty line set by BPS of Rp 550,458/capita/month with a family of 4 people. The results show that of the nine variables, only the age variable has a significant effect on the success of mustahik businesses. Mustahiks aged <45 are estimated to be 0.881 times more likely to succeed than mustahiks aged >46 years. Meanwhile, other variables such as the number of family members, gender, education level, occupation, business location, social habits in business, work culture in the household, and religiosity, have no significant effect on the success of mustahik businesses.
ANALISIS PERSEPSI MASYARAKAT TERHADAP RENCANA PEMBANGUNAN PEMBANGKIT LISTRIK TENAGA BAYU (PLTB) DI KECAMATAN JEROWARU Wafik, Ahmad Zaenal
Jurnal Ilmu Ekonomi Vol. 2 No. 1 (2023): Jurnal Ilmu Ekonomi (JIE), April 2023
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (1435.572 KB) | DOI: 10.59827/jie.v2i1.53

Abstract

Tujuan dari Penelitian ini antara lain, 1) Mengetahui dan mendeskripsikan rencana pembangunan Pembangkit Listrik Tenaga Bayu (PLTB); 2) Mendeskripsikan persepsi masyarakat terhadap rencana pembangunan PLTB; 3) Mengidentifikasi faktor-faktor yang mempengaruhi persepsi masyarakat. Penelitian ini menggunakan metode survei. Teknik Pengambilan sampel sebanyak 60 responden yang diambil secara aksidental sampling. Teknik analisis yang digunakan adalah analisa deksriktif kuantitatif, dan analisis Kendall tau-b. Hasil penelitian menunjukkan bahwa Pemerintah Daerah Provinsi Nusa Tenggara Barat memberikan dukungan yang optimal terkait rencana pembangunan PLTB. Lebih lanjut hasil penelitian menunjukkan bahwa secara umum masyarakat masih belum mengetahui dampak turunan akibat dibangunanya PLTB dan masyarakat masih beranggapan bahwa pembangunan PLTB belum memberikan dampak ekonomi bagi masyarakat setempat. Adapun hasil analisis kuantitatif menunjukkan bahwa terdapat empat faktor yang memiliki hubungan mempengaruhi persepsi masyarakat setempat yaitu umur, pengetahuan, pendidikan, dan pekerjaan.
PENGARUH PDRB, JUMLAH PENDUDUK, BELANJA MODAL, DAN DANA PERIMBANGAN TERHADAP PENDAPATAN ASLI DAERAH DI KABUPATEN LOMBOK BARAT Febriana, Kharisma Dina; Sriningsih, Siti; Wafik, Ahmad Zaenal
Jurnal Ilmu Ekonomi Vol. 4 No. 1 (2025): Jurnal Ilmu Ekonomi (JIE), 2025
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59827/jie.v4i1.205

Abstract

Penelitian ini bertujuan menganalisis pengaruh PDRB, jumlah penduduk, belanja modal, dan dana perimbangan di Kabupaten Lombok Barat. Jenis data yang digunakan pada penelitian ini yaitu dan sekunder yang dimana data yang digunakan yaitu data time series dari tahun 2014-2023dan dianalisis menggunakan regresi linear berganda melalui Eviews 10. Hasil penelitian menunjukkan bahwa dana perimbangan tidak berpengaruh, sedangkan PDRB, jumlah penduduk, dan belanja modal berpengaruh signifikan terhadap pendapatan asli daerah. Penelitian ini menggaris bawahi pentingnya meningkatkan efisiensi pengelolaan belanja modal dan memperkuat kebijakan fiskal daerah untuk meningkatkan kinerja PAD secara berkelanjutan.
PENGARUH PENANAMAN MODAL DALAM NEGERI (PMDN), PENANAMAN MODAL ASING (PMA), DAN PENGELUARAN PER KAPITA TERHADAP PERTUMBUHAN EKONOMI DI KABUPATEN/KOTA PROVINSI NUSA TENGGARA BARAT (NTB) TAHUN 2019-2023 Maharani, Nisyrina; Wijimulawiani, Baiq Saripta; Wafik, Ahmad Zaenal
Jurnal Ilmu Ekonomi Vol. 4 No. 1 (2025): Jurnal Ilmu Ekonomi (JIE), 2025
Publisher : Laboratorium Riset Ekonomi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59827/jie.v4i1.207

Abstract

Penelitian ini bertujuan menganalisis pengaruh PMDN, PMA, dan Pengeluaran per kapita terhadap pertumbuhan ekonomi terutama di Kabupaten/Kota Provinsi NTB. Metode pengumpulan data yang digunakan dalam penelitian ini adalah dokumentasi dan studi kepustakaan yang diperoleh melalui dokumen dan sebagainya. Selain itu data diperoleh melalui website resmi Badan Pusat Statistik (BPS) Provinsi NTB dan NTB Satu Data. Penelitian ini dianalisis menggunakan metode kuantitatif dengan regresi data panel melalui Eviews 12. Hasil penelitian secara parsial menunjukkan bahwa PMDN (X1) dan pengeluaran per kapita (X3) berpengaruh positif dan signifikan terhadap pertumbuhan ekonomi (Y) sedangkan PMA (X2) tidak berpengaruh signifikan terhadap pertumbuhan ekonomi (Y). Sedangkan secara simultan variabel PMDN, PMA, dan pengeluaran per kapita secara bersama-sama memiliki berpengaruh terhadap pertumbuhan ekonomi di Kabupaten/Kota Provinsi NTB tahun 2019-2023.
Analysis of Budget Solvency in Regencies/Cities of West Nusa Tenggara Province 2019–2023 Hidayanti, Septiana Rizkika; Sriningsih, Siti; Wafik, Ahmad Zaenal
Economy and Finance Enthusiastic Vol. 3 No. 1 (2025): January-June
Publisher : Tinta Emas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/efe.v3i1.460

Abstract

Budget solvency is a critical indicator of a local government's ability to meet its financial obligations and sustain essential public services over time. In the context of increasing demands for fiscal accountability and regional autonomy, assessing the financial health of local governments has become increasingly urgent, particularly in regions with diverse economic capacities such as West Nusa Tenggara Province. This study aims to analyze the budget solvency of municipal and regency governments in West Nusa Tenggara Province from 2019 to 2023. The research employs a descriptive quantitative approach. The data used in this study are secondary data from the Budget Realization Reports of regency and municipal governments in West Nusa Tenggara Province for the 2019–2023 period. Budget solvency is assessed through a three-stage calculation: (1) computing four solvency ratios related to revenue and expenditure; (2) standardizing these ratios into index values using normalization; and (3) averaging the index values to obtain the budget solvency dimension index. Budget solvency analysis is conducted using calculations of the budget solvency ratio, the budget solvency ratio index, and the budget solvency dimension index, which serve as the final measures of budget solvency. Based on the analysis results, it was found that the budget solvency of regencies and municipalities in West Nusa Tenggara Province shows relatively good outcomes and exceeds the financial health indicators for local government budget solvency.
PENGGUNAAN MEDIA DIGITAL DAN PENDAPATAN WANITA BEKERJA PADA SEKTOR INFORMAL DI DAERAH PARIWISATA DESA JEROWARU LOMBOK TIMUR Husni, Vici Handalusia; Hak, Muhamad Bai'ul; Wafik, Ahmad Zaenal; Anggara, Jaka; Ferdaus, Nadia Nuril; Adrian, Fiki; Alya, Honey
Jurnal Oportunitas : Ekonomi Pembangunan Vol. 4 No. 1 (2025): Oportunitas, March 2025
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/oportunitas.v4i1.2118

Abstract

Penelitian ini bertujuan menganalisis persepsi wanita terhadap penggunaan media digital dan dampaknya pada pendapatan wanita bekerja pada sektor informal di Desa Jerowaru, Lombok Timur. Perempuan memegang peran penting dalam pengembangan UMKM di Indonesia (64,5% dikelola oleh perempuan tahun 2021), dan pemanfaatan media digital potensial meningkatkan efisiensi dan jangkauan pasar. Namun, data menunjukkan pemanfaatan internet untuk aktivitas ekonomi masih rendah di NTB (hanya 15% dari 2,7 juta pengguna), mencerminkan pemahaman yang belum merata. Desa Jerowaru, sebagai daerah pariwisata dengan banyak UMKM, juga menghadapi tantangan akses internet dan adopsi teknologi. Menggunakan penelitian kualitatif pendekatan studi kasus, data primer dikumpulkan melalui wawancara mendalam dengan wanita pemilik UMKM di Desa Jerowaru. Analisis data menggunakan model Miles dan Hubberman. Hasil wawancara menunjukkan sebagian besar informan memiliki kesadaran mengenai transaksi digital, namun masih terdapat ketakutan dan ketidakpercayaan, terutama terkait literasi digital dan persepsi keamanan. Terdapat perbedaan persepsi berdasarkan usia, dengan yang lebih muda lebih terbuka terhadap adopsi. Penggunaan media digital dipersepsikan mampu meningkatkan pendapatan melalui kemudahan transaksi, namun dibutuhkan pelatihan dan edukasi komprehensif, termasuk edukasi keamanan digital, untuk meningkatkan kepercayaan dan mendorong adopsi guna memaksimalkan potensi peningkatan pendapatan dan pemberdayaan ekonomi wanita.
The Effect of Economic Factors, Health Conditions, and Access to Education on Social Inequality and Poverty in West Papua Harsono, Iwan; Sutanto, Himawan; Purwadinata, Subhan; Astuti, Endang; Wafik, Ahmad Zaenal
West Science Social and Humanities Studies Vol. 2 No. 01 (2024): West Science Social and Humanities Studies
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsshs.v2i01.624

Abstract

This research investigates the complex interplay of economic factors, health conditions, and access to education on social inequality and poverty in West Papua through a quantitative analysis. The study, conducted with a sample of 150 participants, employs correlation and regression analyses, supported by SPSS, to unveil significant relationships and dynamics within the socio-economic landscape of the region. Key findings reveal a strong negative correlation between income distribution and poverty rates, emphasizing the pivotal role of economic factors in poverty alleviation. Additionally, a positive correlation between disease prevalence and social inequality underscores the impact of health disparities on socio-economic outcomes. The study also highlights the transformative potential of education, with a robust positive correlation between school enrollment rates and economic well-being. These findings have direct implications for policy formulation, emphasizing the need for integrated approaches that address the synergies and trade-offs among economic, health, and education indicators. The study contributes substantively to the discourse on social inequality and poverty in West Papua, providing empirical evidence to guide evidence-based decision-making.
Membangun Fondasi Keuangan yang Kokoh: Workshop Literasi Keuangan untuk Guru Madrasah Nurul Haq, Lombok Tengah Jumaedi, M.; Muhtarom, Zamroni Alpian; Budiman, Budiman; Wafik, Ahmad Zaenal; Ilham, M. Rozi Fatwa
Al-DYAS Vol 5 No 1 (2026): FEBRUARI
Publisher : Lembaga Yasin AlSys

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58578/aldyas.v5i1.7933

Abstract

Financial literacy is an essential skill that directly influences individual well-being and quality of life, including within the educational context. As agents of change, madrasah teachers hold a strategic role in instilling literacy values in students; however, they continue to face challenges in managing personal finances due to limited income and low financial awareness. This community engagement initiative aimed to enhance the financial literacy of teachers at Madrasah Nurul Haq, Central Lombok, through an interactive workshop held on 11 June 2025, involving 20 participants. The implementation methods included socialization, material presentation, guided discussions, financial planning training, introduction to the myIFPE Syariah application, and evaluation through pre-test and post-test assessments. The results indicate an average increase of approximately 50% in participants’ financial literacy scores after the training. Participants responded positively to the content, considering it relevant, applicable, and beneficial for managing personal and household finances. Challenges such as limited access to digital devices and varying levels of digital literacy were effectively addressed through intensive mentoring and the provision of spreadsheet-based alternatives. This initiative proved effective in raising financial awareness and enhancing teachers’ financial management capacity and is recommended to be continued through the establishment and strengthening of financial literacy groups within the madrasah environment.
Co-Authors Abdurahman Abdurrahman Adhitya Bagus Singandaru Adrian, Fiki Alya, Honey Anggara, Jaka Baiq Handayani Rinuastuti, Baiq Handayani Baiq Saripta Wijimulawiani Budiman Budiman Endang Astuti Febriana, Kharisma Dina Ferdaus, Nadia Nuril Hailuddin Hak, Muhamad Bai'ul Hak, Muhamad Bai’ul Hayuningrat, Andika Inggil Herman, Lalu Edy Hidayanti, Septiana Rizkika Hidayat, Ali Akbar Himawan Sutanto Himawan Sutanto, Himawan Husni, Vici Handalusia Ihsan Rois Ilham, M. Rozi Fatwa Iwan Harsono Judandi Rizky Pratomo Jumaedi, M. Maharani, Nisyrina Mahasarani, Dewi Maria Theresa Gusti Ayu Adventa Brilianti Melinda Silvana MUAIDY YASIN, MUAIDY Muhammad Dzul Fadlli Muhammad Mujahid Dakwah Nanang Sentot Harjanto Nazwin, Asfarony Hendra Purnama, Baiq Herda Resty Yusnirmala Septari, Indri Siti Sriningsih Subhan Purwadinata, Subhan Wardiningsih, Reny Zamroni Alpian Muhtarom