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All Journal EKONOBIS (JURNAL EKONOMI DAN BISNIS) Unram Law Review Convergence : The Journal of Economic Development Elastisitas Jurnal Ekonomi Pembangunan Jurnal Abdimas Sangkabira ADMA: Jurnal Pengabdian dan Pemberdayaan Masyarakat Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Jurnal Pengabdian Mandiri Jurnal Pepadu Jurnal Konstanta : Ekonomi Pembangunan Experimental Student Experiences Jurnal Ilmu Ekonomi West Science Business and Management Jurnal Riset Ekonomi dan Akuntansi International Journal of Tourism Business Research Jurnal Oportunitas : Ekonomi Pembangunan Journal of Finance, Economics, and Business International Journal of Management Science Socio-Economic and Humanistic Aspects for Township and Industry West Science Social and Humanities Studies Jurnal Abdi Anjani Jurnal Pengabdian dan Pemberdayaan Banyuwangi
Adhitya Bagus Singandaru
Fakultas Ekonomi Dan Bisnis, Universitas Mataram, Indonesia
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Dampak Pandemi Covid-19 Pada Pengusaha Kerupuk Kulit di Desa Apitaik Kabupaten Lombok Timur Adhitya Bagus Singandaru
Journal of Economics and Business Vol 7 No 2 (2021): Ekonobis, September 2021
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ekonobis.v7i2.75

Abstract

Pandemi Covid-19 masih menjadi momok hingga saat ini. Selain memberikan dampak pada Kesehatan, pandemi ini juga sangat memberikan dampak pada perekonomian secara Nasional. UMKM yang dianggap mampu bertahan pada Krisis Moneter 1998 dan Krisis Global 2008, kini seperti tidak berdaya menghadapi pandemi covid-19. Dampak Pandemi Covid-19 tidak hanya dirasakan UMKM yang berada di Kota besar saja, UMKM yang berada jauh dari Kota juga merasakan dampak yang sama, sebagaimana yang dirasakan oleh para Pengusaha kerupuk kulit di Desa Apitaik Kabupaten Lombok Timur. Hasil wawancara dengan beberapa informan menunjukkan, permintaan kerupuk kulit selama pandemi naik, tapi produsen tidak berani menaikkan harga karena khawatir produknya tidak terserap di pasar. Selain itu, banyaknya penjual yang menjual dengan harga murah membuat para pengusaha kerupuk kulit masih menggunakan harga sebelum pandemi. Pengusaha kerupuk kulit memilih memangkas margin mereka karena kenaikan harga bahan baku dan tarif ekspedisi daripada menaikkan harga jual. Akibatnya, tidak sedikit pengusaha kerupuk kulit yang harus menurunkan upah pegawainya atau bahkan merumahkan pegawainya.
AKAD MURABAHAH DAN AKAD MUSYARAKAH MUTANAQISAH PADA PEMBIAYAAN KEPEMILIKAN RUMAH DI BSI KANTOR CABANG MATARAM PEJANGGIK 1 Nur Aeda; Yunia Ulfa Variana; Adhitya Bagus Singandaru; Syafrani Ningsih
Journal of Economics and Business Vol 8 No 2 (2022): Ekonobis, September 2022
Publisher : Fakultas Ekonomi dan Bisnis Universitas Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ekonobis.v9i2.113

Abstract

Penelitian ini bertujuan untuk mengetahui perbandingan akad murabahah dan akad musyarakah mutanaqisah pada pembiayaan kepemilikan rumah di BSI Kantor Cabang Mataram Pejanggik 1. Jenis penelitian yang digunakan adalah kualitatif yang bersifat deskriptif. Teknik pengumpulan data yang digunakan adalah teknik observasi, wawancara dan dokumentasi pada objek penelitian yang dilakukan. Dapat disimpulkan perbandingan akad murabahah dan musyarakah mutanaqisah dapat diketahui dari perbedaan, kelebihan, serta kekurangan yang ada didalam setiap akad. Serta perbandingan akad murabahah dan akad musyarakah mutanaqisah dapat diketahui banyaknya jumlah nasabah yang menggunakan akad murabahah dibandingkan akad musyarakah mutanaqisah, dikarenakan pada akad murabahah kepemilikan rumah langsung atas nama nasabah berbeda dengan akad musyarakah mutanaqisah yang kepemilikan bersama antara nasabah dan pihak bank, nasabah akan memiliki hak kepemilikan seutuhnya pada rumah ketika membayar porsi bank dan biaya sewa sesuai dengan jangka waktu yang telah disepakati.
Subsidized Home Ownership Credit Agreement at the Mataram Branch of PT. Bank Tabungan Negara Sudiarto Sudiarto; Adhitya Bagus Singandaru; Adhitya Bayu Suryantara
Unram Law Review Vol 6 No 2 (2022): Unram Law Review(ULREV)
Publisher : Faculty of Law, University of Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29303/ulrev.v6i2.255

Abstract

Regarding to the fulfillment of the housing needs of the society, Indonesian government finally issued a policy related to subsidized housing ownership for low-income groups by installments through banks. However, the fact provision of subsidized housing loans experienced bad credit due to a lack of prudence by the bank in analysis before granting credit. The research method used in this study is a normative research method, by using library materials as primary data, especially from literature. The results of this study are to avoid the possibility of bad credit in the provision of subsidized housing loans, the bank as the creditor must be able to apply the prudential principle by conducting credit analysis in approving a credit application submitted. The principle of bank prudence takes the form of the 5C principles, which then known as Character, Capacity, Capital, Collateral, Condition of economy.
Pelatihan Perencanaan Pembangunan Desa Seruni Mumbul dalam Rangka Mendorong Pencapaian SDG’s di Lombok Timur Jaka Anggara; Muhammad Dzul Fadlli; Adhitya Bagus Singandaru; Vici Handalusia; Baiq Saripta Wijimulawiani
ABDISOSHUM: Jurnal Pengabdian Masyarakat Bidang Sosial dan Humaniora Vol. 1 No. 4 (2022): Desember 2022
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/abdisoshum.v1i4.1298

Abstract

Regulations on the use of the budget by the Village Government are constantly changing. These changing regulations require village officials and the community to understand the latest regulations in order to be able to make development budget priorities, including for preparing programs that support the achievement of Sustainable Development Goals (SDG’s). Community Service Activities aim as a forum to provide understanding and knowledge to village officials about (a) the Concept and Definition of SDG's; (b) The role of the village in realizing SDG's; (c) Development planning to realize SDG's. In order to achieve these goals, the solution is to carry out counseling to participants using the lecture method accompanied by discussion. This activity was said to have run well and was successful as assessed by several indicators, namely: (1) The participants who attended were village officials and community leaders had understood the material presented. (2) The village government has a superior development plan in order to encourage the achievement of SDG's. Suggestions regarding this activity are (1) Teams can carry out activities at the same location in the form of development planning technical assistance so that programs can be developed to achieve SDG's; (2) Public participation needs to be increased in development planning.
PENINGKATKAN AKSESIBILITAS INFORMASI MELALUI PEMBUATAN DAN PENGELOLAAN WEBSITE PRODI DIII PARIWISATA UNIVERSITAS MATARAM Mahmudah Budiatiningsih; Diswandi Diswandi; Rizal Kurniansah Kurniansah; Siti Hamdiah Rojabi; Hasnia Minanda; Ihyana Hulfa; Baiq Nikmatul Ulya; Adhitya Bagus Singandaru; Maulana Malik Irsyad
JURNAL PENGABDIAN MANDIRI Vol. 2 No. 5: Mei 2023
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Prodi DIII Pariwisata di Universitas Mataram sudah dibuka selama 21 tahun dan sudah meluluskan ribuan lulusan. Program studi ini juga sudah banyak melaksanakan kegiatan akademik maupun non akademik, pengabdian masyarakat, dan kegiatan lainnya yang mendukung pengembangan kegiatan pariwisata maupun SDM pariwisata di wilayah NTB. Akan tetapi informasi mengenai Prodi DIII Pariwisata Universitas Mataram masih sulit diakses oleh masyarakat umum maupun oleh civitas akademika Universitas Mataram. Pengabdian pada masyarakat ini bertujuan untuk meningkatkan aksesibilitas informasi Prodi DIII Pariwisata Universitas Mataram melalui pembuatan dan pengelolaan website profesional. Permasalahan dalam kegiatan ini adalah sulitnya akses informasi secara digital mengenai Prodi DIII Pariwisata Universitas Mataram. Hasil dari kegiatan pengabdian masyarakat ini adalah tersedianya website profesional Prodi DIII Pariwisata Universitas Mataram, terbentuknya tim pengelola website, serta meningkatnya kemudahan akses informasi mengenai Prodi DIII Pariwisata Universitas Mataram
PELATIHAN PENGELOLAAN SARANA HUNIAN PARIWISATA (SARHUNTA) BAGI MASYARAKAT DESA KUTA KABUPATEN LOMBOK TENGAH Rizal Kurniansah Kurniansah; Diswandi Diswandi; Siti Hamdiah Rojabi; Ihyana Hulfa; Baiq Nikmatul Ulya; Mahmudah Budiatiningsih; Hasnia Minanda; Adhitya Bagus Singandaru
JURNAL PENGABDIAN MANDIRI Vol. 2 No. 5: Mei 2023
Publisher : Bajang Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

Permasalahan yang timbul dalam pengelolaan sarana hunian sementara (Sarhunta) di kuta Lombok tengah adalah pengelolaannya yang belum berjalan optimal sehingga pelayanan yang diberikan kepada wisatawanpun tidak berjalan dengan baik dan. Hal ini didasari karena kompetensi yang dimiliki SDM yang mengelola Sarhunta di Desa Kuta belum dapat di katakan kompeten secara keseluruhan khususnya dalam penyiapan kamar tamu. Untuk itu, tujuan dari pelatihan ini yaitu meningkatkan kemampuan pengelola sarhunta dalam menyiapkan kamar tamu. Metode yang digunakan yaitu memberikan materi dan praktek langsung kepada peserta. Berdasarkan hasil pelatihan yang telah dilaksanakan, secara umum pelatihan berjalan dengan baik dan sukses, para peserta telah mampu melaksanakan praktek langsung dalam menyiapkan kamar tamu dengan baik
Analysis of Zakat Community Development (ZCD) Management in Empowering Poor Communities: Case Study at Badan Amil Zakat Nasional (BAZNAS) West Nusa Tenggara Province Riyan Azis Firmansyah; Busaini Busaini; Adhitya Bagus Singandaru
Experimental Student Experiences Vol. 1 No. 9 (2023): September (In Press)
Publisher : LPPM Sunan Doe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58330/ese.v1i9.362

Abstract

This research aims to determine the empowerment of poor communities through the Zakat Community Development (ZCD) program in West Nusa Tenggara Province, which is a program from the National Zakat Amil Agency (BAZNAS). The method used in this research is a qualitative research method with a type of field research. The data collection techniques used were in-depth interviews, documentation and observation. The results of this research show that community empowerment through the Zakat Community Development (ZCD) program initiated by the Central BAZNAS is already running in West Nusa Tenggara Province, this is proven by the development of businesses and assistance from the distribution of zakat funds through this program, such as in the economic sector,  education, health, religious or da'wah and humanitarian or social. This research also shows that the management of the Zakat Community Development (ZCD) program carried out by BAZNAS is running in accordance with the operational standards that have been created. The factors that hinder the success or failure of the ZCD program include the absence or lack of willingness to progress from the community, the village or region not accepting the program, lack of adequate facilities and lack of support from stakeholders.
The Influence of Education Level, Age, and Work Experience on Employee Work Productivity at the Kayangan District Office, Lombok Utara Regency Yeni Dama Yanti; Akung Daeng; Adhitya Bagus Singandaru
International Journal of Management Science Vol. 2 No. 1 (2024): January-June
Publisher : Tinta Emas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/ijms.v2i1.212

Abstract

The aim of this research is to analyze the influence of education level, age and work experience on employee work productivity at the Kayangan District Office, Lombok Utara Regency. The population in this study were all employees at the Kayangan District Office, Lombok Utara Regency, totaling 38 people. Consisting of 22 civil servant employees and 16 non civil servant employees. The data collection method used in this research uses the census method. And the data collection technique used is through questionnaires and literature study. The analysis technique used uses a Likert scale and eviews 10, using multiple linear regression analysis methods, coefficient of determination test (R2), t test and simultaneous regression coefficient significance test (f test). The results of this research show that education level, age and work experience simultaneously influence employee work productivity at the Kayangan District Office, Lombok Utara Regency, the R2 value is 0.56, which means that the three independent variables used in the model are able to explain the independent variable by 56%, while The other 44% is influenced by other variables not examined in this study.
The Influence of Quality Work of Life, Workload, Work Stress, Lifestyle and Environment on the Productivity of the Millennial Workforce in Mataram City Nisa Salsabila; Akung Daeng; Adhitya Bagus Singandaru; Nira Devi Poudel
International Journal of Management Science Vol. 2 No. 1 (2024): January-June
Publisher : Tinta Emas Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/ijms.v2i1.223

Abstract

The aim of this research is to determine the influence of Quality Work Odf Life, Work Load, Work Stress, Lifestyle and Environment on the productivity of the millennial workforce in the city of Mataram. The population in this study was millennial work force in the city of Mataram using a sample of 97 respondents. The data collection method used in this research used snowball sampling. And the data collection technique used is through questionnaires and literature study. The analysis technique used uses a Likert scale and SPSS23, using multiple linear regression analysis methods, coefficient of determination test (R2), t test and simultaneous regression coefficient significance test (f test). The results of this research show that the Quality Work Of Life variable, Work Stress Workload, Lifestyle and Environment on the productivity of the millennial workforce in the city of Mataram, the R2 value is 0.28, which means the Quality Work Of Life variable Work Stress Workload, Lifestyle and Environment as a whole together they influence the work productivity variable by 20.8%. Meanwhile, the remaining 79.2% was influenced by variables outside this research.
Effect of Total Assets, Capital Expenditure, Leverage, And GRDP to the Ratio of Regional Financial Independence in Nusa Tenggara Barat Province in 2018-2022 Muhammad Syafiuddin; Muaidy Yasin; Adhitya Bagus Singandaru
Socio-Economic and Humanistic Aspects for Township and Industry Vol. 2 No. 2 (2024): Socio-Economic and Humanistic Aspects for Township and Industry
Publisher : Tinta Emas Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59535/sehati.v2i2.236

Abstract

This study examines the effect of total assets, capital expenditure, leverage and PDRB on the ratio of district financial independence in NTB province in 2018-2022. Fiscal decentralization encourages to implement regional autonomy policies, namely giving authority to local governments to regulate finances in their respective regions. Tests were conducted on all districts in NTB province during 2018-2022. The results of this study indicate that total assets, capital expenditure and leverage have no significant effect on the financial independence of districts in NTB province. While PPDRB has a significant effect on the financial independence of districts in NTB province. The research findings indicate that the many or few assets owned by a region will not always affect regional financial independence, the allocation of inappropriate capital expenditures causes regional financial independence to decrease, and the use of capital expenditures to increase regional financial independence. total debt to equity ratio not used wisely, causing the level of regional financial independence to be low. The implications of this research provide warning signals to local governments to be more productive in managing regional wealth assets, allocating capital expenditures in accordance with the budget and on target, and more wisely in using capital expenditures debt to equity ratio local governments in order to increase regional financial independence.
Co-Authors Adhitya Bayu Suryantara Akung Daeng Akung Daeng Alloh, Risky Ridho Alpianingsih, Depi Anggara, Jaka Arini, Gusti Ayu Ariyadi, Ahmad Akhsan Atmayanti, Tati Azhari, Rudi B. Busaini, B. Baiq Nikmatul Ulya Baiq Nikmatul Ulya Baiq Nikmatul Ulya Baiq Saripta Wijimulawiani Budiatiningsih , Baiq Nikmatul Ulya Budiatiningsih , Mahmudah Budiatiningsih, Mahmudah Bustaomi, Yazid Devi Febriana Diswandi Diswandi Diswandi EMI SALMAH Emi Yulia Hasanah Furkan, Lalu M. Gina Fitria Prihatin Hak, Muhamad Bai'ul Hak, Muhamad Bai’ul Handalusia Husni, Vici Hasnia Minanda Hasnia Minanda Hidayat, Ali Akbar Hulfa, Ihyana Husni, Vici Handalusia Jaka Anggara Jaka Anggara Judandi Rizky Pratomo Kartikasari, Nungki M. Firmansyah Mahmudah Mahmudah Masrun Maulana Malik Irsyad Maulana, M. Reza Agista Maulana, Yodi Minanda, Hasnia Minanda.docx, Hasnia MUAIDY YASIN, MUAIDY Muhammad Afif Muhammad Alwi Muhammad Dzul Fadlli Muhammad Firmansyah, Muhammad Muhammad Syafiuddin Na'ilah, Na'ilah Nira Devi Poudel Nisa Salsabila Nur aeda Nurwahyudi, Ilham Nuryanti Pahlevvi Dwi Syahputra, Meidio Prayitno Basuki Prayitno Basuki, Prayitno Putra, Taufan Handika Rahmad Danang Prayogo Rahman Rahman Ratna Wati Riyan Azis Firmansyah Rizal Kurniansah Rizal Kurniansah Kurniansah Rizki, Dwi M Rizkia, Ahmad Rojabi, Siti Hamdiah Ro’is, Ihsan Rudi Azhari Septari, Indri Shalehah, Siti Raehanun Siti Hamdiah Rojabi Siti Hamdiah Rojabi Siti Maolida Yulianti Siti Sriningsih St. Maryam Sudiarto Sudiarto Syafrani Ningsih Vianti, Rinda Astri Vici Handalusia Husni Wafik, Ahmad Zaenal Wahidin Wahidin Wahidin Widari, Baiq Wijaya, Zaradiska Mutiara Yeni Dama Yanti Yulianti, Siti Maolida Yunia Ulfa Variana