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All Journal Jurnal Ilmiah Ekonomi Islam Distribusi Elastisitas Jurnal Ekonomi Pembangunan Journal of Research in Social Science and Humanities Al-DYAS : Jurnal Inovasi dan Pengabdian kepada Masyarakat Investama : Jurnal Ekonomi dan Bisnis Jurnal Konstanta : Ekonomi Pembangunan Eastasouth Journal of Effective Community Services Jurnal Ilmu Ekonomi West Science Business and Management Jurnal Oportunitas : Ekonomi Pembangunan Economy and Finance Enthusiastic West Science Social and Humanities Studies Jurnal Abdi Anjani Jurnal Abdimas Independen
Wafik, Ahmad Zaenal
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Religion Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Mathematics Public Health Social Sciences Other

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Pengaruh Pembiayaan Zakat Microfinance terhadap Pengentasan Kemiskinan Material & Spiritual Mustahik di Provinsi Nusa Tenggara Barat Ferdaus, Nadia Nuril; Wafik, Ahmad Zaenal; Wardiningsih, Reny; Abjadi, Khalid; Rispawati, Dewi; Purwadinata, Subhan
Jurnal Ilmiah Ekonomi Islam Vol. 12 No. 1 (2026): Jurnal Ilmiah Ekonomi Islam
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v12i1.19397

Abstract

Poverty alleviation remains a top priority for institutions worldwide, as high poverty rates are often used as a key indicator of a country’s level of welfare. As one of the provinces in Indonesia, Nusa Tenggara Barat (NTB) continues to face a relatively high level of poverty. According to data from Badan Pusat Statistik (2024), the percentage of the poor population in NTB reached 12.91%. With a predominantly Muslim population (96.83%), NTB possesses Islamic social finance instruments, particularly zakat, which play an important role in poverty reduction. This study aims to analyze the role of zakat microfinance in improving the material and spiritual well-being of mustahik (zakat beneficiaries). The research employs a quantitative approach using the CIBEST data analysis method, which captures conditions before and after the intervention of productive zakat empowerment across four quadrant indices. The impact assessment of productive zakat distribution in this study serves as an evaluative analysis and is expected to provide policy recommendations for the management of Islamic social finance instruments, especially zakat, in supporting sustainable poverty alleviation.
ANALISIS DETERMINAN PENERIMAAN PENDAPATAN ASLI DAERAH (PAD) KOTA MATARAM TAHUN 2011-2024 Aisyah, Laela Ulfi Juianti; Salmah, Emi; Wafik, Ahmad Zaenal
Investama : Jurnal Ekonomi dan Bisnis Vol 12 No 1 (2026): Investama : Jurnal Ekonomi dan Bisnis
Publisher : Investama : Jurnal Ekonomi dan Bisnis

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56997/investama.v12i1.2659

Abstract

 Regional Original Income (PAD) is a key indicator in measuring the level of fiscal independence of a region. Through Regional Original Income (PAD), local governments can finance various development needs and public services without relying too much on fund transfers from the central government. However, in reality, the potential of Regional Original Income (PAD) in various regions in Indonesia, including Mataram City, remains under-explored. The type of research used in this study is quantitative research using an associative approach. The results show that Regional Expenditure partially has a positive and significant effect on Mataram City's Regional Original Income (PAD), so that increased public spending can encourage increased regional revenue. Meanwhile, Regional Financing and Population have a negative and insignificant effect, indicating that neither has made a real contribution to increasing PAD. Inflation has a positive but insignificant effect, because price increases have not been fully followed by an increase in community economic activity. Simultaneously, the four variables Regional Expenditure, Regional Financing, Inflation, and Population have a significant effect on Regional Original Income (PAD), as shown by the results of the F test. This finding emphasizes the importance of effective expenditure management, optimizing the use of regional financing, controlling inflation, and increasing population productivity to support fiscal independence and increasing Regional Original Income of Mataram City.
Co-Authors Abdurahman Abdurrahman Abjadi, Khalid Adhitya Bagus Singandaru Adrian, Fiki Aisyah, Laela Ulfi Juianti Alya, Honey Anggara, Jaka Baiq Handayani Rinuastuti, Baiq Handayani Baiq Saripta Wijimulawiani Budiman Budiman EMI SALMAH Endang Astuti Febriana, Kharisma Dina Ferdaus, Nadia Nuril Hailuddin Hak, Muhamad Bai'ul Hak, Muhamad Bai’ul Hasan Rizki, M. Ali Azis Hayuningrat, Andika Inggil Herman, Lalu Edy Hidayanti, Septiana Rizkika Hidayat, Ali Akbar Himawan Sutanto Himawan Sutanto, Himawan Husni, Vici Handalusia Ihsan Rois Ilham, M. Rozi Fatwa Iwan Harsono Judandi Rizky Pratomo Jumaedi, M. Maharani, Nisyrina Mahasarani, Dewi Maria Theresa Gusti Ayu Adventa Brilianti Melinda Silvana MS, H.Sahri. MUAIDY YASIN, MUAIDY Muhammad Dzul Fadlli Muhammad Mujahid Dakwah Mujahidi, Khairul Nanang Sentot Harjanto Nazwin, Asfarony Hendra Pratama, Davi Wahyu Purnama, Baiq Herda Resty Yusnirmala Rispawati, Dewi Septari, Indri Siti Sriningsih Subhan Purwadinata, Subhan Wardiningsih, Reny Zamroni Alpian Muhtarom