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All Journal Nurani: Jurnal Kajian Syariah dan Masyarakat Muamalah Pagaruyuang Law Journal Al-Kharaj: Journal of Islamic Economic and Business Al-Mashrof: Islamic Banking and Finance KASBANA : Jurnal Hukum Ekonomi Syariah Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Jurnal AL-MAQASID: Jurnal Ilmu Kesyariahan dan Keperdataan Shahih : journal of islamicate multidisciplinary
Nabilah, Deva
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Religion Humanities Economics, Econometrics & Finance Education Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Social Sciences Other

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Transformation of Conventional Banking to Digital Banking: Regulation and Risk Management Ma'rifah, Aula Nurul; Pranata, Eka Octavian; Nabilah, Deva; Arini, Erni Zulfa
Al-Mashrof: Islamic Banking and Finance Vol. 5 No. 2 (2024): Al-Mashrof: Islamic Banking and Finance
Publisher : Universitas Islam Negeri Raden Intan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24042/al-mashrof.v5i2.24186

Abstract

This research discusses the transformation of conventional banks to digital banking by emphasizing the importance of regulation and risk management. The method used is literature review, collecting and reviewing references related to OJK regulations governing digital banking services and risk management related to digital banks. The results show that strong regulations are needed to protect consumers and ensure the stability of the digital banking system. In addition, banks must implement adequate risk management to address threats such as cybersecurity, data protection, and operational risks. Good risk management allows banks to mitigate the negative impacts that may arise during the digitalization process. This research emphasizes the importance of regulation and comprehensive risk management in maintaining sustainability and customer trust in digital banking.
Co-Authors ABDUL MUJIB Alaqoh, Shofwatul Arini, Erni Zulfa Aulia Fitri, Aulia Eka Octavian Pranata Fakhiroh, Zakiyatul HENDRA GUNAWAN B11211055 MA'RIFAH, AULA NURUL Ma’rifah, Aula Nurul mega puspita Musanna, Khadijatul Suip, Muhammad Nuur Iman bin Sultan, Benny Sultan4, Benny