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All Journal Fokus Ekonomi Jurnal Pendidikan Ekonomi (JURKAMI) Jurnal Ilmiah Fokus Ekonomi, Manajemen, Bisnis & Akuntansi (EMBA) Tematik Fokus Abdimas
Tasriastuti, Nurrohmi Ambar
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Economics, Econometrics & Finance Education Social Sciences

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Journal : Jurnal Pendidikan Ekonomi (JURKAMI)

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PERAN GEN Z MENYONGSONG INDONESIA EMAS 2045: DETERMINASI MINAT PENGGUNAAN E-WALLET Af'idah, Kamilatul; Sari, Dian Anita; Tasriastuti, Nurrohmi Ambar
Jurnal Pendidikan Ekonomi (JURKAMI) Vol 10, No 1 (2025): JURKAMI
Publisher : STKIP Persada Khatulistiwa Sintang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31932/jpe.v10i1.4361

Abstract

The research reason is due phenomenon of research results show the e-wallet transactions are in the public’s best preferred and the predictions that the growing value of the digital economy is key to achieving Indonesia Emas 2045. This research identifies the impacts of financial knowledge, ease of use perception and risk perception on attraction to using e-wallets among the students of Management Program at Universitas YPPI Rembang. The research data collection technique used a survey through questionnaires. The population research is active students of Universitas YPPI Rembang, Management Program year 2021 to 2023 total of 236. Proportional random sampling of 70 respondents was used for the inquiry. The data analysis applied multiple linear regression method. The findings reveal: 1) financial literacy and ease of use perception positive significantly attraction to using e-wallets, 2) risk perception negative and non-significant attraction to using e-wallets. Based on the determination test, regression model from financial literacy, ease of use perception and risk perception can influence the dependent variable of attraction in e-wallets by 66%. The closed-ended questionnaire restricts respondets assessments beyond the given statements, presenting a limitation thi this study.
Co-Authors Adhi, Daniel Kartika Af'idah, Kamilatul Catur Prabowo Diva Riza Fahlefi Endang Kurniawati, Endang Fitriani, Fatma Awalia Iffah, Milchatul Ignatius Henri Pelupessy Maduretno Widowati Mohklas Mohklas, Mohklas Panca Wahyuningsih Pratiwi, Yusi Rudika Harminingtyas Sari, Dian Anita Sidiq, Fajar Sulikah Sulikah Susanti Wahyuningsih, Susanti