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Socialization of Cash Waqf Management in Universities in Malaysia Riyaldi, Muhammad Haris; Syahrizal, Teuku Muhammad; Halim, Hendra; Othman, Razali Bin; Umuri, Khairil; Sari, Nurma; Nurlina, Eka; Farid; Susanna; Sartiyah; Rani, Dzacky Muharram
IJCS: International Journal of Community Service Vol. 3 No. 2 (2024): July-December
Publisher : PT Inovasi Pratama Internasional

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55299/ijcs.v3i2.992

Abstract

This community service activity titled "Socialization of Cash Waqf Management in Universities in Malaysia" is a collaboration between the Islamic Economics Program, Faculty of Economics and Business, Syiah Kuala University, and Waqf Advisory Consultancy, Malaysia. The activity aims to enhance the understanding and skills of lecturers and students in managing cash waqf professionally and in accordance with sharia principles. Conducted on Tuesday, June 28, 2024, from 09.00 to 11.00 Malaysian time at Sakura Elite Hotel, Kuala Lumpur, Malaysia, the event featured Dr. Razali Bin Othman from Waqf Advisory Consultancy, Malaysia, as the keynote speaker. Utilizing the service learning (SL) method, the activity involved lecturers and students from the Islamic Economics Program as participants. Pre-test and post-test evaluations showed a significant increase in participants' understanding of cash waqf management, with comprehension rising post-activity. Participants also demonstrated increased practical skills and high satisfaction with the materials presented. The results indicate that the participants are ready to apply the knowledge gained, with some proposing cash waqf projects in their universities. The activity supports the achievement of the SDGs, particularly Goal 4 (Quality Education) and Goal 17 (Partnerships for the Goals). Despite some challenges such as limited time and technical issues with digital platforms, the activity successfully met its objectives and provides a model for similar future initiatives. This community service activity contributes to the development of knowledge and technology in cash waqf management and fosters its application in academic settings and beyond.
Strategi Penguatan Pembiayaan Perbankan Terhadap Agroindustri Nilam Aceh Suryani, Dewi; Gusti, Adinda; Sartiyah
Jurnal Investasi Islam Vol 9 No 2 (2024): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v9i2.9619

Abstract

Nilam Aceh, dikenal dengan kualitas terbaiknya memiliki potensi ekonomi yang sangat besar karena bernilai tinggi dalam industri farmasi dan kosmetik. Minyak nilam dapat dijadikan produk turunan seperti Parfum, Body Care, Skin Care, Medicated Oil dan lainnya. Minyak nilam memiliki potensi yang sangat besar untuk meningkatkan perekonomian lokal. Hal ini dikarenakan Indonesia memasok 90% kebutuhan minyak nilam secara internasional dan nilam Aceh merupakan nilam terbaik di dunia. Dari 290 kecamatan yang ada di Aceh, hanya 17 kecamatan yang melakukan budidaya Nilam. Hasil budidaya tersebut belum mampu memenuhi permintaan pasar Internasional. Padahal kebutuhan pasar Internasional terhadap minyak nilam mencapai 2000 ton pada 2024. Ditambah lagi, harga minyak nilam semakin meningkat dalam 10 tahun terakhir dari 300 ribu menjadi 1,3 juta. Sementara itu, sektor pertanian menyumbang PDRB tertinggi di Aceh, namun pembiayaan perbankan terhadap sektor ini masih sangat rendah. Penelitian ini bertujuan untuk mengembangkan strategi kebijakan yang memperkuat pembiayaan perbankan terhadap agroindustri Nilam Aceh agar perbankan dapat menyalurkan pembiayaan kepada petani nilam. Data yang digunakan dalam penelitian ini dari hasil wawancara, data sekunder, dan jurnal penelitian sebelumnya. Pendekatan penelitian menggunakan Soft Systems Methodology (SSM) untuk menganalisis situasi dan merumuskan strategi kebijakan. Hasil penelitian menunjukkan bahwa peran pemerintah dalam mitigasi risiko dan dukungan pembiayaan syariah dapat mendorong peningkatan produksi nilam ke seluruh 290 kecamatan yang ada di Aceh. Pada gilirannya dapat meningkatkan kesejahteraan petani dan kemampuan petani dalam memenuhi kewajibannya terhadap pembiayaan. Strategi yang diusulkan mencakup integrasi berbagai pihak, termasuk perbankan syariah, pemerintah, perguruan tinggi, dan lembaga asuransi, untuk menciptakan ekosistem yang mendukung agroindustri nilam secara berkelanjutan.
Analisis Perilaku Investor dalam Pasar Saham: Pendekatan Islam untuk Meningkatkan Stabilitas Keuangan Suryani, Dewi; Umuri, Khairil; Sartiyah
IHTIYATH : Jurnal Manajemen Keuangan Syariah Vol 9 No 1 (2025): Ihtiyath : Jurnal Manajemen Keuangan Syariah
Publisher : Fakultas Ekonomi dan Bisnis Islam

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Abstract

This study explores the impact of investor behavior on stock market stability through the lens of Islamic principles, emphasizing justice and transparency. Employing a systematic literature review approach, the research analyzes 200 relevant articles from 2019–2023 to investigate the relationship between investor behaviors—such as speculation and gharar (uncertainty)—and market volatility. The data were derived from a comprehensive scholarly literature review, including academic journals, articles, books, and research reports. By synthesizing relevant sources, the study offers an in-depth understanding of investor behavior and the implications of Islamic perspectives on stock market stability. The findings reveal that behaviors aligned with Shariah principles, including avoiding speculation and reinforcing transparency, contribute significantly to enhancing stock market stability. Moreover, the study underscores the importance of implementing Shariah-based regulations and promoting Islamic financial literacy to support ethical investment practices. The practical implications of this research include recommendations for regulators to integrate Shariah ethical standards into market policies and encourage market participants to adopt fundamental analysis consistent with Shariah principles. Finally, the study opens avenues for future research to explore empirical applications in specific stock markets and their impact on sustainable economic policies.
Upaya Peningkatan Literasi Keuangan Syariah Di Kalangan Santri Pesantren Tradisional Aceh Umuri, Khairil; Haris Riyaldi, Muhammad; Nizam, Ahmad; Syahriyal; Sartiyah; Amri; Ikhsan; Sari, Nurma; Muhammad Syahrizal, Teuku
Humanism : Jurnal Pengabdian Masyarakat Vol 4 No 3 (2023): Desember
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/hm.v4i3.20368

Abstract

Pengabdian ini bertujuan untuk memberikan edukasi keuangan syariah bagi santri Pesantren Darul Hikmah Khaju melalui kegiatan literasi keuangan syariah dengan menggunakan media edukatif. Kegiatan ini dilatarbelakangi masih rendahnya literasi keuangan syariah di Provinsi Aceh, terutama kalangan santri pesantren. Padahal Provinsi Aceh dikenal dengan pelaksanaan syariat Islam. Kegiatan pengabdian meliputi persiapan pelaksanaan kegiatan, pelaksanaan kegiatan, dan evaluasi kegiatan. Persiapan pelaksanaan kegiatan dilakukan dengan berkoordinasi dengan pihak pesantren mengenai kesediaan, tempat, dan peserta kegiatan. Kegiatan dilakukan dengan melibatkan para santri yang dibagi tiga kelompok berdasarkan tingkat pendidikan. Penyampaian materi mengenai konsep dasar ekonomi Islam dan keuangan syariah dilakukan dengan menggunakan media video. Evaluasi pelaksanaan kegiatan pengabdian tergambar dari kehadiran dan antusias peserta dalam menyimak materi yang disampaikan. Kegiatan pengabdian masyarakat diharapkan dapat memberikan hasil yang positif dengan meningkatnya literasi keuangan syariah para peserta.
Co-Authors Amri Dewi Suryani Farid Gusti, Adinda Halim, Hendra Haris Riyaldi, Muhammad Ikhsan Muhammad Haris Riyaldi, Muhammad Haris Muhammad Syahrizal, Teuku Nizam, Ahmad Nurlina, Eka Nurma Sari, Nurma Othman, Razali Bin Rani, Dzacky Muharram Susanna Syahriyal Syahrizal, Teuku Muhammad Umuri, Khairil