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All Journal KEUNIS Martabe : Jurnal Pengabdian Kepada Masyarakat Sricommerce: Journal of Sriwijaya Community Services Optimum: Jurnal Ekonomi dan Pembangunan BEGAWI: Jurnal Pengabdian Kepada Masyarakat
Pertiwi, Rasyida
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Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Social Sciences

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THE MACRO-PRUDENTIAL POLICY AND BANK NON-PERFORMING ASSETS IN INDONESIA Gustriani, Gustriani; Suhel, Suhel; Melliny, Vinny Dwi; Pertiwi, Rasyida; Nida, Rahma
KEUNIS Vol. 11 No. 1 (2023): JANUARY 2023
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v11i1.3655

Abstract

This study examines the effect of the Macro-prudential Intermediation Ratio (MIR) as an instrument of Bank Indonesia's macro-prudential regulation on Non-Performing Assets (NPA) as one of the banking industry performance indicators in Indonesia. In addition, this study also examines several other independent variables such as bank assets as an indicator of bank size, Bank Indonesia interest rates (BI rate), and inflation as macroeconomic indicators and their effect on NPA. The NPA, MIR, and bank asset data used in this study consist of 109 commercial banks operating in Indonesia during the period from January 2015 to December 2020. This study uses an Ordinary Least Square (OLS) analysis approach by undertaking classical assumption tests and statistical tests. The results show that (1) MIR, bank assets, BI rate, and inflation simultaneously have a significant effect on NPA (2) Partially, bank assets have a negative and significant effect on NPA while other variables including macro-prudential policy have no significant effect on NPA (3) Variable MIR, bank assets, BI rate, and inflation can explain variations of NPA variable by 34% (4) Larger bank size encourages prudent financing and reduces NPA.
Sosialisasi Pencegahan dan Penanganan Kekerasan Seksual Pada Perguruan Tinggi di Kota Palembang Rohima, Siti; Saleh, Syirod; Pertiwi, Rasyida
Sricommerce: Journal of Sriwijaya Community Services Vol. 4 No. 1 (2023): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v4i1.113

Abstract

Perguruan Tinggi identik dengan kehidupan Kampus yang merupakan salah satu lembaga pendidikan   pusat peradaban dan pembentukan manusia berpendidikan. Perguruan Tinggi salah satu lembaga pendidikan  yang rawan terjadi kekerasan seksual.  Kekerasan seksual di Perguruan Tinggi memberikan citra buruk dan mencoreng dunia Pendidikan Indonesia.  Selama ini banyak laporan kasus kekerasan seksual berakhir damai, tidak sedikit pula laporan yang diproses hingga berbulan-bulan, tetapi tidak menemukan titik terang. Perlu adanya sosialisasi peraturan yang dapat dilakukan untuk menambah wawasan mahasiswa/i tentang kekerasan seksual.  Hadirnya PERMENDIKBUDRISTEK No. 30 Tahun 2021 tentang Pencegahan dan Penanganan Kekerasan Seksual dan UU no 30 tahun 2022 tentang kekerasan seksual seharusnya dapat dijadikan sarana  dan payung hukum bagi para penyintas/korban dan segenap pihak yang  terkait. Peraturan ini menjadi sebuah langkah maju, agar  pimpinan Perguruan Tinggi bisa mengambil langkah tegas menyikapi setiap laporan dengan berperspektif pada perlindungan korban. Kegiatan pengabdian masyarakat ini berupaya memberikan sosialisasi tentang PERMENDIKBUDRISTEK dan UU yang berkaitan dengan kekerasan seksual. Berdasarkan hasil evaluasi kegiatan pengabdian yang dilakukan oleh tim pengabdian Fakultas Ekonomi Universitas Sriwijaya menunjukkan adanya peningkatan pemahaman dan pengetahuan tentang Pencegahan dan Penanganan Kekerasan Seksual pada Perguruan Tinggi di Kota Palembang. Khalayak sasaran adalah mahasiswa dan mahasiswi sebanyak 37 orang dengan tingkat pemahaman rata-rata sebesar 86,2 persen.
Penguatan Literasi Keuangan Islam dan ZISWAF kepada Pengurus Masjid dan Masyarakat Subardin, Muhammad; Teguh, Muhammad; Yuniarti, Emylia; Gustriani; Pertiwi, Rasyida
Sricommerce: Journal of Sriwijaya Community Services Vol. 5 No. 1 (2024): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v5i1.176

Abstract

Zakat, infaq, shadaqah dan wakaf (ZISWAF) menjadi contoh instrumen dalam mensejahterakan umat dan membangun suatu Negara. Dalam rangka meningkatkan pengetahuan dan keterampilan pengelolaan ZISWAF dan literasi keuangan Islam, maka perlu dilakukan kegiatan baik yang bersifat pemberdayaan dan pendampingan. Untuk itu tim pengabdian masyarakat Fakultas Ekonomi Univesitas Sriwijaya melakukan upaya meningkatkan kompetensi pengurus masjid desa binaan Universitas Sriwijaya yaitu Desa Ulak Kembahang II Kecamatan Pemulutan Barat Kabupaten Ogan Ilir dalam menjalankan pengelolaan dana ZISWAF. Adapun rangkaian kegiatan pengabdian berupa sosialisasi dan edukasi tentang dana ZISWAF,  edukasi prinsip dasar dan konsep keuangan Islam, lembaga keuangan Islam serta kontrak (akad) dan produk dan jasa lembaga keuangan Islam. Hasil pengabdian menunjukkan bahwa rata-rata 82.86 persen peserta telah memahami materi keuangan Syariah, sementara 86.40 persen peserta sudah memahami materi ZISWAF. Sebanyak 52 peserta menunjukkan kesetujuan bahwa materi yang disampaikan oleh narasumber dalam kegiatan pengabdian masyarakat ini sangat relevan dengan kegiatan yang dilaksanakan.
Regional Specialization and Labor Productivity of Food Industry in South Sumatra Melliny, Vinny Dwi; Gustriani, Gustriani; Zainal, Imelda; Pertiwi, Rasyida
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 12 No. 1 (2022)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v12i1.5754

Abstract

  SMEs became the leading sector contribute to Gross Domestic Product (GDP) in Indonesia. The role of SMEs not only can give positive impact encourage potential development sectors. This paper is to investigate the relationship between the characteristics of regional specialization and labor productivity of small enterprises in the Food industry using the regency or city level data of South Sumatra from 2008-2018. The study used secondary data from the Department of Trade and Industry of South Sumatra for 17 regencies/cities in South Sumatra. Our study proceeds in two steps. First, we used Location Quotient (LQ) to identify the regional specialization. Second, we measured the impact of regional specialization on labor productivity including other regional variables; investment, a total of enterprises, size of employment, Gross Domestic Product Regional (GRDP), and Gross Enrolment Rate based on the panel data of regencies or cities. In the first step, we found that eight regencies specialized in the Food industry. Those typically concentrated near of big city where few enterprises dominate. Next, the LQ, investment, average size of employment, GRDP, and a total of enterprises have a significant effect on labor productivity while the education variable does not influence regional economic growth.  According to this result, it should be cautioned that agglomeration may cause undesirable competition for raw materials leading to a detrimental result. This strongly suggests that to fully achieve labor productivity in South Sumatra, there is a need for the implementation of appropriate policy measure to overcome this issue.  
THE ROLE OF GREEN FINANCING IN SUPPORTING SUSTAINABLE BUSINESS FOR MSMES IN TUNAS AUR VILLAGE, INDRALAYA DISTRICT, OGAN ILIR REGENCY Hidayat, Ariodillah; Liliana, Liliana; Pertiwi, Rasyida; Yunisvita, Yunisvita; Andaiyani, Sri; Nida, Rahma; Butra Aini, Halia; Nopri Yarsyah, Waldi; Shodrokova, Xenaneira
Martabe : Jurnal Pengabdian Kepada Masyarakat Vol 7, No 2 (2024): MARTABE : JURNAL PENGABDIAN KEPADA MASYARAKAT
Publisher : Universitas Muhammadiyah Tapanuli Selatan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31604/jpm.v7i2.642-653

Abstract

Micro, Small and Medium Enterprises (MSMEs) play a crucial role in the economy, contributing significantly to economic growth and job creation. However, MSMEs often face challenges, particularly in terms of limited access to financial resources needed for innovation and growth. Meanwhile, sustainability and environmental protection are increasingly becoming a global concern, encouraging the role of green financing as a solution to encourage environmentally friendly businesses. This research focused on Tunas Aur Village, Ogan Ilir Regency, involving 20 MSME participants. Through literacy and training activities, participants are given an in-depth understanding of the importance of green financing, with an approach involving lectures, discussions, and experiential learning using peer to peer lending applications, crowdfunding, and digital wallets. A total of 20 MSME participants in Tunas Aur Village illustrated that green financing literacy and training can create positive understanding and motivation for MSME actors in adopting sustainable business practices. In conclusion, this activity succeeded in increasing the understanding and interest of MSME participants in green financing, opening up potential for similar developments in the future, and providing valuable insights for improving MSME business sustainability through the application of green financing.
PENGUATAN RANTAI HALAL INDUSTRI UMKM Widyanata, Fera; Suhel; Syathiri3, Ahmad; Pertiwi, Rasyida; Wahyudi, Heru
BEGAWI : Jurnal Pengabdian Kepada Masyarakat Vol. 3 No. 1 (2025): Volume 3 - Nomor 1 - Januari 2025
Publisher : Faculty of Economics and Business Lampung University

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23960/begawi.v3i1.62

Abstract

The purpose of this community service activity is to raise awareness and educate about the halal food chain in rural areas. The implementation of this service is carried out by delivering lectures on the process of economic development that emphasizes the halal status of products. The target of this service is the young generation of students from the Integrated Islamic High School Raudhatul Ulum in the village of Sakatiga Ogan Ilir. The results of the community service activity indicate that overall, the participants benefited and experienced a positive impact from the activity, in the form of information, knowledge, and creative ideas related to the theme that can be applied
Co-Authors Andaiyani, Sri Butra Aini, Halia Fera Widyanata Gustriani Gustriani, Gustriani HERU WAHYUDI Hidayat, Ariodillah Liliana Liliana Melliny, Vinny Dwi MUHAMMAD TEGUH, MUHAMMAD Nida, Rahma Nopri Yarsyah, Waldi Saleh, Syirod Shodrokova, Xenaneira Siti Rohima Subardin, Muhammad Suhel Suhel Suhel Syathiri3, Ahmad Yuniarti, Emylia Yunisvita, Yunisvita Zainal, Imelda