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THE MACRO-PRUDENTIAL POLICY AND BANK NON-PERFORMING ASSETS IN INDONESIA Gustriani, Gustriani; Suhel, Suhel; Melliny, Vinny Dwi; Pertiwi, Rasyida; Nida, Rahma
KEUNIS Vol. 11 No. 1 (2023): JANUARY 2023
Publisher : Finance and Banking Program, Accounting Department, Politeknik Negeri Semarang

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32497/keunis.v11i1.3655

Abstract

This study examines the effect of the Macro-prudential Intermediation Ratio (MIR) as an instrument of Bank Indonesia's macro-prudential regulation on Non-Performing Assets (NPA) as one of the banking industry performance indicators in Indonesia. In addition, this study also examines several other independent variables such as bank assets as an indicator of bank size, Bank Indonesia interest rates (BI rate), and inflation as macroeconomic indicators and their effect on NPA. The NPA, MIR, and bank asset data used in this study consist of 109 commercial banks operating in Indonesia during the period from January 2015 to December 2020. This study uses an Ordinary Least Square (OLS) analysis approach by undertaking classical assumption tests and statistical tests. The results show that (1) MIR, bank assets, BI rate, and inflation simultaneously have a significant effect on NPA (2) Partially, bank assets have a negative and significant effect on NPA while other variables including macro-prudential policy have no significant effect on NPA (3) Variable MIR, bank assets, BI rate, and inflation can explain variations of NPA variable by 34% (4) Larger bank size encourages prudent financing and reduces NPA.
Pemberdayaan Perempuan Desa Ulak Kembahang II Untuk Meningkatkan Pendapatan Keluarga Melalui Pelatihan Pembuatan Batik Jumputan Palembang Suhel, Suhel; Melliny, Vinny Dwi; Nailis, Welly; Darmawahyuni, Annisa; Yuniarti, Emylia; Gustriani, Gustriani
Sricommerce: Journal of Sriwijaya Community Services Vol. 4 No. 1 (2023): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v4i1.126

Abstract

Kegiatan pengabdian masyarakat yang dilakukan di Desa Ulak Kembahang II pada tanggal 20-22 Juli 2022 bertujuan untuk pemberdayaan manusia, potensi bisnis dan pelestarian budaya melalui pelatihan pembuatan batik Jumputan Palembang. Tujuan jangka panjang dari kegiatan pelatihan ini adalah pemberdayaan secara  ber kelanjutan sehingga peserta memiliki keahlian yang nantinya dapat menjadi sumber pendapatan tambahan dan dapat juga alokasi waktu akan lebih produktif. Kegiatan ini diharapkan menjadi penggagas kegiatan pemberdayaan penderita Desa Ulak Kembahang II, serta pelestarian budaya melalui kain batik Jumputan. Hasil yang diperoleh dari pelatihan pengabdian tersebut yaitu adanya pemahaman yang baik dalam pelatihan kewirausahan sebesar 92.12%. Pelatihan kewirausahaan dibagi menjadi empat sub tema yaitu konsep kewirausahaan, Business Plan, Aspek pemasaran dan analisis lingkungan usaha dan peluang usaha. Peserta pelatihan teknis pembuatan kain jumputan adalah ibu-ibu pengurus PKK, karang taruna dan perwakilan pengrajin songket.
Pelatihan Aspek Modal Usaha untuk Pelaku Usaha Produktif di Desa Burai, Ogan Ilir, Sumatera Selatan Muthia, Fida; Novriansa, Agil; Mu'izzudin, Mu'izzudin; Melliny, Vinny Dwi
Sricommerce: Journal of Sriwijaya Community Services Vol. 4 No. 2 (2023): Sricommerce: Journal of Sriwijaya Community Services
Publisher : Faculty of Economics, Universitas Sriwijaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29259/jscs.v4i2.147

Abstract

Tujuan dari kegiatan pengabdian ini unuk memberikan pengetahuan dan pemahaman kepada para pelaku usaha produktif "¨di Desa Burai terkait akses permodalan dan pengelolaan keuangan UMKM. Tim pelaksana melakukan kunjungan sebanyak tiga kali untuk kunjungan awal, pelatihan dan monitoring kegiatan pengabdian. Pada saat pelatihan, pre-test and post-test dilakukan untuk melihat pemahaman peserta kegiatan. Dari hasil kegiatan pengabdian, diketahui bahwa masih banyak pelaku usaha yang belum menerapkan pengelolaan keuangan yang baik sehingga mempengaruhi kemampuan mereka dalam pengajuan modal. Pelaku usaha juga masih belum mengetahui bahwa fintech bisa menjadi alternatif permodalan bagi pelaku usaha.
Regional Specialization and Labor Productivity of Food Industry in South Sumatra Melliny, Vinny Dwi; Gustriani, Gustriani; Zainal, Imelda; Pertiwi, Rasyida
Optimum: Jurnal Ekonomi dan Pembangunan Vol. 12 No. 1 (2022)
Publisher : Universitas Ahmad Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.12928/optimum.v12i1.5754

Abstract

  SMEs became the leading sector contribute to Gross Domestic Product (GDP) in Indonesia. The role of SMEs not only can give positive impact encourage potential development sectors. This paper is to investigate the relationship between the characteristics of regional specialization and labor productivity of small enterprises in the Food industry using the regency or city level data of South Sumatra from 2008-2018. The study used secondary data from the Department of Trade and Industry of South Sumatra for 17 regencies/cities in South Sumatra. Our study proceeds in two steps. First, we used Location Quotient (LQ) to identify the regional specialization. Second, we measured the impact of regional specialization on labor productivity including other regional variables; investment, a total of enterprises, size of employment, Gross Domestic Product Regional (GRDP), and Gross Enrolment Rate based on the panel data of regencies or cities. In the first step, we found that eight regencies specialized in the Food industry. Those typically concentrated near of big city where few enterprises dominate. Next, the LQ, investment, average size of employment, GRDP, and a total of enterprises have a significant effect on labor productivity while the education variable does not influence regional economic growth.  According to this result, it should be cautioned that agglomeration may cause undesirable competition for raw materials leading to a detrimental result. This strongly suggests that to fully achieve labor productivity in South Sumatra, there is a need for the implementation of appropriate policy measure to overcome this issue.  
Efforts to Reduce Carbon Emissions in Rural Areas through Household Waste Management Widyanata, Fera; Melliny, Vinny Dwi; Syathiri, Ahmad
Indonesian Journal of Community Engagement Vol. 1 No. 3 (2025): (May) Indonesian Journal of Community Engagement
Publisher : PT. Altaf Publishing Corp

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70895/ijce.v1i3.49

Abstract

This community service initiative stems from the issue of inadequate domestic waste management in the village of Sakatiga, specifically in the Raudatul Ulum Pesantren area, Ogan Ilir Regency, South Sumatra. This community service aims to raise awareness among the local population that waste management issues are not truly resolved at the landfill site. It also seeks to inform the community that carbon emissions, climate change, and global warming are also consequences of poor waste management. Therefore, the residents must actively maintain environmental cleanliness productively and sustainably. By employing experiential learning and practical application methods, The activity was carried out through several stages, including socialisation and educational sessions, interactive discussions, training, and hands-on field practice in simple domestic waste management techniques, such as waste segregation and proper treatment of different waste types. The community service quite successfully encouraged the local residents to start segregating and managing their household waste more effectively and sustainably. Thus, the pollution and carbon emissions around the village were reduced, contributing to a cleaner and healthier environment.
Faktor Penentu Tingkat Kemiskinan di Indonesia Bagian Tengah Melliny, Vinny Dwi; Purwanti, Yuniasih; Akbar, Reza Aulia
JURNAL MANAJEMEN DAN BISNIS Vol 1 No 1 (2022): Jurnal Manajemen dan Bisnis (J-MaBis)
Publisher : Lembaga Penelitian dan Pengabidan kepada Masyarakat Universitas Kader Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.54816/jmabis.v1i1.399

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui faktor-faktor yang mempengaruhi kemiskinan di Provinsi Tengah di Indonesia (Studi kasus: Bali, Nusa Tenggara Barat dan Nusa Tenggara Timur). Metode yang digunakan adalah data panel, yaitu alat analisis yang digunakan untuk melihat pengaruh variabel bebas yaitu tingkat inflasi dan jumlah penduduk serta tingkat kemiskinan sebagai variabel terikat. Data yang digunakan dalam penelitian ini adalah data sekunder tiga provinsi di Indonesia tahun 2015-2019. Dari penelitian tersebut, Random Effect Model lebih memilih digunakan dalam penelitian ini menurut Hausman Test. Jumlah penduduk (X2) mempengaruhi variabel angka kemiskinan, terlihat dari pengujian yang menunjukkan tingkat signifikansi f <0,05. Dan dari R square diketahui bahwa variabel bebas dapat menjelaskan angka kemiskinan sebesar 67,4 persen dan sisanya sebesar 32,6 persen dijelaskan oleh variabel lain yang tidak diteliti dalam penelitian ini.
Pelatihan Pembuatan Eco- Friendly Packaging Kuliner untuk Meningkatkan Pemasaran LPP-PEKKA Yayasan Masjid Agung Palembang Suhel; Gustriani; Rika Henda Safitri; Melliny, Vinny Dwi
Outline Journal of Community Development Vol. 2 No. 3: March 2025
Publisher : Outline Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61730/yctytb91

Abstract

This study explores the implementation of training programs aimed at enhancing the marketing of environmentally sustainable culinary products through eco-friendly packaging design and label creation. Concurrently, the label creation training focused on the design of informative and visually appealing labels that align with environmental sustainability principles, thereby enhancing the marketability and branding of culinary products. Evaluation results indicated a high level of effectiveness, with 93.93% of participants demonstrating a comprehensive understanding of the training content. Moreover, the technical training on label creation received a participant satisfaction rating of 93.09%, highlighting the program’s success in delivering both theoretical and practical knowledge. These findings underscore the significance of training programs in fostering innovation and sustainability within the culinary industry.  
Agriculture to Industry: Structural Transformation and the Role of Manufacturing in Jambi’s Economic Growth Aini, Halia Butra; Puspita, Dwi Darma; Marisa, Feny; Melliny, Vinny Dwi
Jurnal Teknik Industri Terintegrasi (JUTIN) Vol. 8 No. 4 (2025): October
Publisher : LPPM Universitas Pahlawan Tuanku Tambusai

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31004/jutin.v8i4.52762

Abstract

This study examines the role of the manufacturing sector in the economic development of Jambi Province during the period 2007–2024. The research addresses the uncertainty regarding whether the manufacturing sector functions as a base sector and evaluates the extent to which key economic factors contribute to its performance. Using the Location Quotient (LQ) and Dynamic Location Quotient (DLQ) methods, the study identifies the structural dynamics of the sector, while a log-linear regression model is employed to analyze the effects of investment, labor, and the number of business units on the sector’s GRDP. The results indicate that the manufacturing sector remained predominantly non-base throughout the period, with a temporary base status occurring between 2011 and 2020. Regression findings reveal that labor and the number of business units exert positive and significant effects on the manufacturing GRDP, whereas investment shows inconsistent impacts. On average, the manufacturing sector contributed 12.06 percent to Jambi’s total GRDP. These findings highlight the need for strengthened industrial policy strategies focused on enhancing labor capacity, expanding business unit development, and improving investment effectiveness to support regional economic diversification and resilience.