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MURABAHAH PROVISION: THE KEY TO CLIENT-ORIENTED BUSINESS STRATEGIES AT BMT EL-MUHSIN Mardianton, Mardianton; Efendi, Faisal; Hertasmaldi, Hertasmaldi; Mulyani, Ridha; Nurlaila, Nurlaila
J-ISCAN: Journal of Islamic Accounting Research Vol. 6 No. 1 (2024): J-ISCAN : Journal of Islamic Accounting Research
Publisher : IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/jiscan.v6i1.2775

Abstract

The research objective of this paper is to examine the impact of murabahah financing and entrepreneurial spirit on the income of Baitul Mal wa Tamwil El-Muhsin customers. This quantitative study comprises two independent variables and one dependent variable. There are 1,085 customers in the population. The Cochran formula was employed to implement stratified random sampling. A total of 196 customers were chosen as samples. The data collection technique employs a questionnaire, while the data analysis technique on the impact of financing and entrepreneurial spirit on customer income employs path analysis. The F test results indicated that the entrepreneurs of BMT el-Muhsin Hall have a substantial impact on their souls, with a F count of 17,664. Despite the fact that the coefficient of the financing route has a significant partial influence on the soul of entrepreneurs at BMT el-muhsin Hall (T count = 4,203), the hypothesis is acceptable. Structural analysis 2 demonstrated that the revenue of BMT el-Muhsin Hall customers was significantly impacted by the financing of mortgages and the spirit of entrepreneurship, with a value of 73.10%. Although the analysis of the murabahah financing route has a partial influence of 69.00% on the soul of entrepreneurs and the coefficient of the spirit of enterprises has a significant influence on the income of the entrepreneur of 11.30%, thus, the hypothesis is accepted.
Implementation of Da’wah Methods in Islamic Education Learning Wirmanhanizon, Wirmanhanizon; Risa Septia Monika; Mulyani, Ridha; Rozalia Putri , Peni
Ahlussunnah: Journal of Islamic Education Vol. 2 No. 3 (2023): December
Publisher : STIT Ahlussunnah Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58485/jie.v2i3.193

Abstract

This research aims to determine the preparation of preaching methods in Islamic religious education learning which is used in implementing the preaching method in learning Islamic religious education at Junior High School 3 Tigo Nagari, Pasaman Regency. Then to find out the presentation of the preaching method in learning Islamic religious education at Junior High School 3 Tigo Nagari, Pasaman Regency and to find out the supporting and inhibiting factors in learning Islamic religious education at Junior High School 3 Tigo Nagari, Pasaman Regency. This research uses a descriptive qualitative approach. Data collection techniques: observation, interviews, and documentation. After all the data was collected, the author carried out classification, editing, and adjustments to the character and type of each data, then filtered it into a final conclusion. Based on the results of research conducted by the author, it shows that the implementation of the Preaching Method in Islamic Religious Education Learning at Junior High School 3 Tigo Nagari Pasaman Regency can be seen from various aspects including the Preparation of preaching methods in learning Islamic religious education, namely by impromptu method, memorization method, note reading method, and extemporaneous method. The presentation of the preaching method in Islamic religious education learning is so that the delivery of the material can run smoothly as the implementation of the preaching method is the delivery of learning material by means of speaking so that the lecture is quality as a learning method. Conduct evaluations to determine students' ability to master the learning material that has just been presented or given.
Analysis of the Nature Marriage in the Perspective of Islamic Family Law Norcahyono, Norcahyono; Koto, Alaiddin; Hanafi, Muhammad; Mulyani, Ridha; Safitri, Noraya
Jurnal Elsyakhshi Vol. 2 No. 1 (2024): June
Publisher : Sekolah Tinggi Agama Islam Solok Nan Indah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69637/jelsy.v2i1.43

Abstract

Marriage is a strong bond that creates peace, happiness, and love (harmony). However, the reality is that disharmony is currently the reason for divorce. The couple's lack of knowledge about the nature and purpose of marriage is the main factor in this disharmony. According to Islamic family law, this research aims to analyze the nature of marriage and the responsibilities of husband and wife in marriage. This research uses a qualitative method with a descriptive-analytical approach. Data sources were obtained from Islamic legal sources such as the Alquran, Hadith, translations of fiqh books, Islamic legal literature, and journals. The data collection technique in this research is documentation of these sources. The main source of Islamic family law discusses the nature of marriage in guiding muslim families to build and care for the family so that it becomes an ideal and happy family. The results of this research show that: i) the nature of marriage from the perspective of Islamic family law ii) the five responsibilities of the husband in the family and the six responsibilities of the wife in the muslim family are by the Alquran and Hadith.
Implementasi Moderasi Beragama Dalam Masyarakat Majemuk Mulyani, Ridha; Japeri, Japeri; Taufan, Muhammad; Sobri, Sobri
Al-Ashri: Ilmu-Ilmu Keislaman Vol 8 No 2 (2023): Oktober
Publisher : LP2M STAI Balaiselasa YPPTI Pesisir Selatan Sumatera Barat

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Abstract

This research reveals the activities of the Prophet's maulid at mosques in West Sumatra, Indonesia. This celebration is a routine activity that is believed to have ethical and aesthetic values, so it has become a religious ritual for the community. This research uses qualitative methods to reveal the meaning of people's behavior in various social situations, to find out the meaning of the Prophet's maulid ceremony at mosques in West Sumatra. The results of the research show that the malelang celebration is an expression of the Islamic religion with various activities, such as: malelang cake, malelang singgang ayam, and is a local cultural identity of the nagari community. There are various forms of activities such as competing in goodness and mutual cooperation in the activities of the Prophet's maulid, including cake auctions and chicken roast auctions to collect donations for the construction of mosques. These activities are related to various events that are considered important for the community. The results of the research show that the malelang tradition is understood by the people of nagari in West Sumatra as a good tradition to maintain its existence, because in its implementation it provides benefits in their lives, expressions of gratitude and competing with each other in goodness, because on this occasion many people gather again get to know, remember and increase love for the Prophet Muhammad SAW.
Analisis Kemampuan Membaca Permulaan Peserta Didik Melalui Media Gambar Dan Kartu Huruf Di Kelas 1 Sd Negeri 011 Kabun Tahun Pelajaran 2023/2024 Suhelmiyani, Suhelmiyani; Moh, Fauziddin; Mulyani, Ridha
Journal of Development Education and Learning (JODEL) Vol. 3 No. 1 (2025): January 2025
Publisher : LPPI Yayasan Almahmudi bin Dahlan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70437/jodel.v3i1.34

Abstract

Penelitian ini bertujuan untuk menganalisis kemampuan membaca permulaan peserta didik di kelas 1 SD N 011 Kabun. Jumlah peserta didik dalam proses penelitian ini sebanyak 24 orang. Sebelum melakukan meneliti kasus ini, peneliti mengidentifikasi masalah yang ada di kelas yaitu rendah nya minat baca siswa karena pada kelas 1 SD ini masih tahap proses membaca permulaan, lalu peneliti melakukan tindakan mengajar di kelas dengan menggunakan media gambar dan kartu huruf melalui metode SAS pada siklus 1 dan siklus 2. Adapun Menurut (Anwar dkk, 2022) Langkah-Langkah Pembelajaran Metode Struktur Analitik Sintetik (SAS) ada 11 langkah dalam pelaksaan. Maka di peroleh di peroleh analisis kemampuan permulaan membaca pesrta didik dengan menggunakan media gambar dan kartu huruf di kelas 1 SD Negeri 011 kabun pada Siklus 1 terdapat 13 peserta didik memiliki rata – rata peresentasi 85% hingga 100 % dan 11 peserta didik memiliki rata – rata peresentasi 55% hingga 78 % kemudian dilakukan kembali PPL pada Siklus 2 dengan metode dan media yang sama diperoleh peningkatan yaitu 16 peserta didik memiliki rata – rata peresentasi 85% hingga 100% dan 8 peserta didik memiliki peresentasi 60% hingga 78 %. Kesimpulan dalam penelitian ini adalah dengan menggunakan metode gambar dan kartu huruf dalam membaca permulaan di kelas rendah dengan menerapkan metode Struktural Analitik Sintetik (SAS) terdapat peningkatan dan terdapat perubahan yang lebih baik dari sebelumnya.
Teacher Analysis Study According to Imam Al Ghazali in the Book of Al Adab Fi Al-Din Aryanti, Yosi; Mutathahirin, Mutathahirin; Rahman, Ikhwan; Mulyani, Ridha
Ahlussunnah: Journal of Islamic Education Vol. 1 No. 2 (2022): August
Publisher : STIT Ahlussunnah Bukittinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58485/jie.v1i2.177

Abstract

Imam Al Ghazali is the only great Islamic scholar who is nick named Islamic document because of his enormous influence in various Islamic sciences, starting from theology, philosophy, jurisprudence, sufism and ethics. Regarding ethics, imam has a work that discusses it specifically, namely the book al-Adab fi al-Din. Among the ethics discussed in the book al-Adab fi al-Dinis teacher ethics. This research aims to analyze the ethics of a teacher according to Imam al-Ghazali. This research is descriptive research using the library method library research, this research approach uses a descriptive analysis approach, namely by collecting, compiling, and analyzing interpretations or interpretations in the book al-Adab fi al-Din chapter adab Muallimi al-Shibyanwhich discusses teacher ethics in teaching students. Data collection and data analysis were carried out by reviewing related books and books to obtain more accurate information. The research results show that the book al-Adab fi al-Din chapter Adab Muallimi al-Shibyan this work by Imam Al-Ghazali explains: First, teacher ethics according to Imam Ghazali in the book al-Adab fi al-Din bab Adab Muallimi ash-Shibyan consists of two concepts, namely; teacher personal ethics and teacher interaction ethics. Regarding teachers' personal ethics, Imam al-Ghazali put forward a keyword, namely improving oneself, because the aim of education is not only to make students smart but more than that, education is to make them true individuals and, a teacher can't make his students become righteous individuals if their own personalities are crooked. Meanwhile, regarding the ethics of teacher interaction, Imam al-Ghazali places great emphasis on three things, namely; objective, professional, andtawassuth, second, everything that Imam al-Ghazali explained regarding teachers' personal ethics and their ethics in interacting with students feels very current and relevant to the current conditions of education and educators, because what Imam Al Ghazali wrote are things that are universal and apply throughout time. What was problematic and problematic at that time, is also happening now, with the substance of the same problem, even though the context is different.
Analysis of the Negative Effect of Online Games on the Learning Conditions of Students in Schools Zainal, Zainal; Mulyani, Ridha; Japeri, Japeri; Burhanuddin, Burhanuddin; Sabri, Yuli
Al-Hashif: Jurnal Pendidikan dan Pendidikan Islam Vol. 1 No. 2 (2023): September
Publisher : Institute of Research and Community Service STAI Yayasan Tarbiyah Islamiyah Kota Padang

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Abstract

This research is motivated by online games which make students addicted to playing online games, student learning motivation decreases, and students become less disciplined with time, and students do not care about the environment around them only care about friends who are in the virtual world of online games. Based on statistical data and the strong influence of globalization, it shows that school-aged teenagers are addicted to online gameplay. Online games are one of the impacts that affect learning achievement. This study is intended to determine the behavior caused by online game addiction in students. Lack of interest in learning causes a decrease in student achievement so that which can create a lack of human resources due to low interest and motivation in learning. The purpose of this study is to find out how the impact of the influence of online games on student achievement. This type of research is qualitative research. Qualitative research used in this study was carried out using interviews or case studies. Data collection techniques by reading and recording important information contained in various journals related to research and conducting a review of the research object, namely and students who are affected by the influence of online games that are being carried out. Knowing how online games are among students, then this research can find out the causes of why students become addicted to playing online games and describe the impact and influence of online games on students' mentality.
Online Transportation Tariff Application (Maxim) In Padang City Revised from Islamic Business Ethics Efendi, Faisal; Erlanda, Vonny; Candra, Afrikal; Sumarni, Ira; Mardianton, Mardianton; Mulyani, Ridha
Jurnal Hukum Ekonomi Syariah : AICONOMIA Vol. 3 No. 1 (2024): Jurnal Hukum Ekonomi Syariah : AICONOMIA
Publisher : Fakultas Syariah IAIN Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/acm.v3i1.3854

Abstract

The study was overturned by the fact that consumers who have used the maxim online transportation service in the rural city, where the consumer when using the service initially started its rates are changing and not in accordance with the initial booking. However, at the time the consumer has reached the target Maxim tariff rises for reasons given by the driver unknown. This type of research is a field research with the technique of interviewing stakeholders directly related to the issue the author discusses. Next to answer the problem formula, data in analysis with qualitative descriptive techniques. The result, suggests that in the implementation of the existing Maxim apalikation system in the field town, the initial tariff set by the maxim driver is not in line with the initial agreement. Initially before the pickup of consumers, the tariff was written on an application worth Rs 10,000 rupees, after the driver arrived at the customer pickup address, then the driver sent the consumer to the destination. After that, until the initial tariff of Rs 10,000 has changed to Rs 14,000. The Islamic business ethics review of the business behaviour of Maxim companies in Padang City is not in line with the Islamic ethics of business. It is a deceitful thing, which is the price or the price of the first order, when it has arrived.
Phenomenology of Buying and Selling Practices in Islamic Societies: How is it Implemented Mulyani, Ridha; Sulastri, Widia; Nailurrahmi, Nailurrahmi; Pratiwi, Nila; Rahmita, Rahmita; Habib, Abdul; Sihombing, Yusuf
Samara: Journal of Islamic Law and Family Studies Vol. 1 No. 1 (2023): December
Publisher : Samara: Journal of Islamic Law and Family Studies

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Abstract

Buying and selling is exchanging something you want for something equivalent through certain useful methods. The exchange must be beneficial for humans so that carcasses, liquor and blood are not included in things that may be traded or exchanged, because these objects are not useful for Muslims. According to Article 20 paragraph 2 of the Compilation of Sharia Economic Law, this research uses library research, collecting books and writings that are directly or directly related to the issues above. After the data is collected, classification analysis is then carried out using deductive methods to reach conclusions. Ba'i is buying and selling between objects and objects, or the exchange of objects for money. Primitive society when money was not used as a means of exchanging goods, namely with a barter system. Even though buying and selling using the barter system has been abandoned, and replaced by a currency system, sometimes the essence of such buying and selling still applies, even if it is to determine the amount of goods exchanged but is calculated using a certain currency value, for example, Indonesia buys vehicle spare parts to Japan, then the imported goods are paid for.
Interpretation of the Application of Law in Islamic Families in Indonesia Sahara, Elfi; Mulyani, Ridha
Samara: Journal of Islamic Law and Family Studies Vol. 3 No. 1 (2025): June
Publisher : Samara: Journal of Islamic Law and Family Studies

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Abstract

In Indonesia's legal system, which is a state based on law (rechstaat), positive law is enforced, namely the law that applies in a certain place at a certain time as a valid legal system. The type of research used is library research, which involves the use of written materials such as manuscripts, books, magazines, newspapers, and other documents containing information about inheritance and gift laws currently in force in Indonesia, both according to Islamic law and Indonesian civil law. The nature of the research in this article is descriptive-analytical, which is research that aims to describe in detail the characteristics or features of a developing or ongoing situation as an influence in producing legal products in accordance with the developments of the times and places, which in this case will attempt to explain the importance of legal interpretation of legislation to produce fair and beneficial laws. The relationship between law and society is reciprocal; sometimes law influences society, and vice versa, society influences law. However, due to the value of legal certainty in a fixed rule that has been codified in the form of legislation, the law is sometimes understood in a static and rigid manner, thereby failing to provide justice and benefit in certain cases.  Thus, it can be said that the method of interpretation is one of several methods for discovering laws that have value in terms of justice and benefit, especially methods that must be mastered by judges in court proceedings, including grammatical, historical, systematic, extensive, restrictive, valid, teleological, interdisciplinary, multidisciplinary, comparative, and futuristic interpretations. In terms of relevance, legal interpretation methods are highly significant for the development of law characterized by certainty, justice, and public welfare, such as in the fields of Islamic family law and Islamic economics.