Claim Missing Document
Check
Articles

Found 2 Documents
Search
Journal : Movere Journal

Faktor-Faktor yang Mempengaruhi Sikap Pengguna terhadap Teknologi Cashless pada Generasi Z Di Indonesia Sanapang, Gracela Marisa; Kohar, Felicia; Nurtani, Leony Putri; Santoso, Robin Christoffel
Movere Journal Vol. 7 No. 1 (2025)
Publisher : Sekolah Tinggi Ilmu Ekonomi (STIE) Tri Dharma Nusantara Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/mv.v7i1.567

Abstract

This study aims to explore the factors that influence user attitudes towardscashless technology in Indonesia. The increasing adoption of cashless payment systemsis essential to understand the elements that shape positive user attitudes. This studyuses a quantitative approach, analyzing the influence of Perceived Usefulness,Perceived Ease of Use, Trust in Technology, and Perceived Risk on cashless userattitudes. The respondents in this study were 385 from generation Z. Data werecollected by providing a series of structured questions through a survey involvingrespondents who use cashless technology, and multiple linear regression analysis totest the proposed hypothesis. The results of the study indicate that perceived benefitsand ease of use have a significant positive impact on user attitudes, while the level oftrust and risk perception also have an effect, but with different complexities. Thesefindings provide insights for technology developers and stakeholders to design moreeffective strategies in increasing the adoption of cashless technology in society. Thisresearch is expected to contribute to the development of a more inclusive and efficientpayment ecosystem.
Perceived Usefulness Of Generative AI dan Ethical AI Use Intention: Peran Mediasi Academic Integrity Awareness Di Perguruan Tinggi Sanapang, Gracela Marisa; Antralis, Moh Virgiawan; Wardana, Muh Dafa; Hidayat, Yusri; Nur Ichsan; Mursalim, Rahmat
Movere Journal Vol. 8 No. 1 (2026)
Publisher : Sekolah Tinggi Ilmu Ekonomi (STIE) Tri Dharma Nusantara Makassar

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53654/mv.v8i1.764

Abstract

The rapid diffusion of generative artificial intelligence (GenAI), such as ChatGPT, has reshaped students’ academic practices, primarily due to its perceived ability to enhance efficiency and learning productivity. Nevertheless, high perceived usefulness may also increase the risk of unethical academic use when students lack adequate awareness of academic integrity. Grounded in the Technology Acceptance Model (TAM) and an intention-based perspective, this study examines the effect of perceived usefulness of generative AI on students’ ethical AI use intention, with academic integrity awareness positioned as a mediating mechanism. A quantitative explanatory design was employed using an online survey targeting higher-education students who have used GenAI for academic purposes. Respondents were selected via purposive sampling. Data were collected through a five-point Likert-scale questionnaire and analyzed using SEM-PLS (SmartPLS), applying bootstrapping to test direct effects and mediation simultaneously. The results indicate that perceived usefulness positively and significantly predicts academic integrity awareness and ethical AI use intention. Academic integrity awareness also has a positive and significant effect on ethical AI use intention. Indirect-effect testing confirms a significant mediating role of academic integrity awareness in the relationship between perceived usefulness and ethical AI use intention, suggesting partial mediation. These findings imply that ethical GenAI use is not driven by perceived usefulness alone; it also depends on students’ internalized academic integrity awareness. Practically, higher-education institutions should strengthen ethical literacy, institutional policies, and governance frameworks for GenAI to ensure effective yet responsible adoption.