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All Journal Aptisi Transactions on Technopreneurship (ATT) Journal of Applied Science, Engineering, Technology, and Education JAIDE International Journal of Artificial Intelligence for Digital Marketing
Mamadiyarov, Zokir
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Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Economics, Econometrics & Finance Education Electrical & Electronics Engineering Environmental Science Industrial & Manufacturing Engineering Social Sciences Other

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Journal : JAIDE

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PROBLEMS IN LENDING INDIVIDUALS IN COMMERCIAL BANKS AND WAYS TO ELIMINATE THEM Mamadiyarov, Zokir; Askarov, Sarvar
Journal of Artificial Intelligence and Digital Economy Vol. 1 No. 9 (2024): Journal of Artificial Intelligence and Digital Economy
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/jaide.v1i9.955

Abstract

In this article, banks are in the process of digital transformation Problems and current situation in improving retail banking services are analyzed. In particular, in the transformation of the banking system of Uzbekistan, the revision of the bank structure and the optimization of the bank's service processes, the one-step lending system through underwriters and the management of personal funds for users are the most important. comments on the applications. The results of this study are important in studying the factors influencing the development of retail banking services and eliminating problematic situations
INSURANCE OF COMMERCIAL BANKS' CREDIT FACILITIES AND CREDIT RISK MANAGEMENT Mamadiyarov, Zokir; Tajimatov, O‘tkirjon
Journal of Artificial Intelligence and Digital Economy Vol. 1 No. 9 (2024): Journal of Artificial Intelligence and Digital Economy
Publisher : PT ANTIS INTERNATIONAL PUBLISHER

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61796/jaide.v1i9.956

Abstract

The practice of insurance of credit facilities of commercial banks is an important means of credit risk management in banking activities. Through insurance, banks can protect their loan portfolio from risks and reduce losses related to customers who face default or other debt situations. Development of diversified insurance products, automation of processes by introduction of technological solutions and use of international experiences are considered important for improvement of insurance practice. These approaches are of great importance in reducing credit risks and making banks more efficient. This is it in the article commerce of banks credit objects insurance to do practice improvement and on prudent credit risk management approaches and international experience analysis will be done
Co-Authors Abdul Rahman Akbar Iskandar Alfairus, Muh. Qodri Amiruddin, Erwin Gatot Anwar, Zakiyah Askarov, Sarvar Baxtishodovich, Sobirov Bobur Devy Sofyanty Handriadi, Handriadi Judijanto, Loso Julyanthry, Julyanthry Lili Suryati LITAMAHUPUTTY, JACOMINA VONNY Makhsudovna, Istamova Shokhida Marto Silalahi Pratama, Muh. Riyaldi Riny Jefri, Riny Robbi Rahim Romadhoni Romadhoni, Romadhoni Rony, Zahara Tussoleha Rusmardiana, Ana SIMANJUNTAK, MARKUS DODDY Singagerda, Faurani Santi Susatyo Adhi Pramono, Susatyo Adhi Tajimatov, O‘tkirjon