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All Journal Intiqad: Jurnal Agama dan Pendidikan Islam Jurnal Akuntansi dan Pajak Jurnal SOLMA Journal of Economic, Bussines and Accounting (COSTING) Maneggio: Jurnal Ilmiah Magister Manajemen Hasil Pengabdian Kepada Masyarakat Misykat al-Anwar Jurnal Kajian Islam dan Masyarakat Martabe : Jurnal Pengabdian Kepada Masyarakat Al-Muaddib : Jurnal Ilmu-Ilmu Sosial & Keislaman NUSANTARA : Jurnal Ilmu Pengetahuan Sosial At-Tawassuth: Jurnal Ekonomi Islam Jurnal Humaniora : Jurnal Ilmu Sosial, Ekonomi dan Hukum Jurnal Pendidikan dan Konseling RESLAJ: RELIGION EDUCATION SOCIAL LAA ROIBA JOURNAL Ihsan: Jurnal Pengabdian Masyarakat Aghniya: Jurnal Ekonomi Islam International Journal Of Science, Technology & Management (IJSTM) Al-Sharf: Jurnal Ekonomi Islam International Journal of Educational Research and Social Sciences (IJERSC) International Journal of Business, Economics, and Social Development JURNAL MANAJEMEN AKUNTANSI (JUMSI) Jurnal Ekonomi Proceeding International Seminar of Islamic Studies Journal of International Conference Proceedings Pandawa : Pusat Publikasi Hasil Pengabdian Masyarakat UPMI Proceeding Series Journal IIJSE El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam Harmoni Sosial : Jurnal Pengabdian Dan Solidaritas Masyarakat Masyarakat Berkarya: Jurnal Pengabdian dan Perubahan Sosial Pelayanan Unggulan: Jurnal Pengabdian Masyarakat Terapan Solusi Bersama : Jurnal Pengabdian Dan Kesejahteraan Masyarakat Journal of Ekonomics, Finance, and Management Studies
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Journal : IIJSE

Impact of Covid-19 on Islamic Phylantrophic Behavior of Lecturers Riyan Pradesyah; Al Bara
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 5 No 1 (2022): Sharia Economic: January, 2022
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v5i1.1851

Abstract

The spread of the Covid-19 virus in Indonesia has an impact on all sectors, and one sector that is currently experiencing a significant impact is the economic sector. Universitas Muhammadiyah Sumatera Utara (UMSU), is an A-accredited private campus, which now still provides fixed salaries and incentives, there is no reduction even though the spread of covid has an impact on all sectors. Many private campuses in Medan City have reduced the salaries of their employees, and even removed some incentives to reduce the budget used, but not for UMSU which still provides obligations and other incentives. In this case, it means that the welfare of Muhammadiyah University employees is still being considered by the leadership stakeholders, but from the observations made, researchers see a decrease in infaq obtained by LAZISMU Medan City. Therefore, the researchers want to see the relationship between the spread of the Covid-19 virus and the philanthropy embraced by employees of UMSU. The Islamic philanthropy is in form of infaq and alms. The research is descriptive qualitative research, which the results obtained will be described or narrated in accordance with the rules of qualitative research. From the results obtained, that there was a shift in Islamic philanthropy carried out by UMSU employees, this happened only a few months after the outbreak of Covid-19 which spread in the city of Medan.
The Effect of Contribution, Role, and Capital on MSMEs Business Development in Islamic Banks with Human Resources Quality as A Moderation Variable Sri Fitri Wahyuni; Muhammad Shareza Hafiz; Riyan Pradesyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 1 (2023): Sharia Economic: January, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i1.3044

Abstract

The study aims to see the effect of the contribution, role, and venture capital on MSMEs business development, with the quality of human resources as a mediating variable. This research was conducted at Islamic banks in the city of Medan, with a sample of 160 people. As for the results obtained based on the results of the path coefficient test carried out, it was found that there were 3 significant items on construction with t-statistic values ​​> 1.65 and p-values ​​< 0.05, meaning that the hypotheses H4, H6, and H7 were accepted, that there was a significant influence of business capital with Human Resources (HR) quality (H4), there is a significant influence of the role of Islamic banks on HR (H6), and there is a significant influence of HR on business development (H7). While indirectly the hypothesis that is accepted is H9, where the T statistic is 3.726 > 1.65, and the P values ​​are 0.00 <0.05, with Std. Beta is 0.367. It means that there is a positive influence of business capital on business development, mediated by the variable quality of Human Resources (HR).
The Impact of Social Media and Lifestyle on the Decision to Become a Customer at PT. Bank Syariah Indonesia KCP Tomang Elok Medan Romi Adi Putra; Riyan Pradesyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3951

Abstract

This study aims to look at the influence of social media and lifestyle on the decision to become a customer of Bank Syariah Indonesia (BSI). This is because the market share of Islamic banks in Indonesia is experiencing a fairly slow increase, while the number of Islamic banks in Indonesia from year to year continues to increase. So, it requires testing variables that can increase customer decisions in making transactions at Islamic banks. The approach to completing this research, using quantitative methods, is to test variables that are considered important in decision-making. Then the analysis tool used is SmartPLS. The population in this study was customers at BSI Tomang Elok, then drew samples using the Slovin formula, and obtained samples of 94 customers. The results obtained that, there is an influence of people’s lifestyles on the decision to become a customer, then there is no influence of social media on decision making to become an Indonesian Islamic bank customer. The model obtained in this study is ????1 = 0.627????1 + 3.396????2 + ????.
Sharia Mental Accounting in The Development of Halal MSMEs for Generation Z in Medan City Abdul Hadi Ismail; Riyan Pradesyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3952

Abstract

Currently, the government has focused on economic recovery, after the spread of the covid 19 virus that hit the country of Indonesia. One of the instruments taken by the government to improve or restore the economy is by developing MSMEs. In this digital era, the government is developing digital-based MSMEs, so for this reason, the government’s target in this case is MSMEs managed by Generation Z, who understand digitalization. Along with the development of digital-based MSMEs, there are several obstacle factors faced, such as a lack of understanding of financial management, overloading raw material purchases, combining business money with daily money, and the high consumptive level of generation Z. These problems have resulted in many MSMEs that are managed by generation Z. This problem has resulted in many MSMEs managed by generation Z experiencing bankruptcy to bankruptcy, for this reason, sharia mental accounting is needed in building halal MSMEs in generation Z. This study aims to obtain a mental accounting model in building halal MSMEs in Medan City. The research approach used is quantitative, with the SmartPLS analysis tool, with Islamic financial literacy as a mediating variable. The results obtained that mental accounting affects the development of halal MSMEs for Generation Z through financial literacy as a mediating variable. Then Mental accounting from the Maqasid Sharia perspective has a significant effect on the development of halal MSMEs in Medan City through Islamic financial literacy as a mediating variable. Future research is expected to use other mediation variables that can influence Generation Z in developing Halal MSMEs.
The Influence of Services and Digital Systems on Customer Satisfaction BSI Marelan Muhammad Fadhil Al-Irsyad; Riyan Pradesyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 6 No 3 (2023): Sharia Economic: November, 2023
Publisher : Sharia Economics Department Universitas KH. Abdul Chalim, Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v6i3.3989

Abstract

The purpose of this study was to determine the effect of digital services and systems on customer satisfaction. Basically, currently, there are many digital systems that can harm customers, due to a lack of understanding of digital systems in the banking world. Therefore, researchers conducted research related to services, digital systems, and customer satisfaction. This research is quantitative research, the analytical tool used is SPSS. The tests used in the study include the classic assumption test, normality test, hypothesis test, and Rsquared test. The results obtained that the service variable affects the satisfaction of BSI customers, and the digital system variable affects the satisfaction of BSI customers, with a degree of freedom of 0.05. Simultaneously service variables and digital systems affect customer satisfaction BSI KCP Marelan, amounting to 44.6% and the remaining 55.4%, while other variables outside the study.
Factors that Affect the Consumption Behavior of Halal Products among Muslims (Case Study of Sharia Banking Study Program) Septiara Dwi Mariska; Riyan Pradesyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6635

Abstract

Religious awareness is an important dimension in an individual's life that can influence various aspects of behavior, including in consumption decisions. Students of the Sharia Banking Study Program are an interesting group to conduct research on how they behave when using halal goods. Many internal and external factors can affect the way they consume a product. Religiosity encourages buyers to prioritize halal products as part of their religious practices. However, without adequate halal literacy, a person may have difficulty ensuring the halalness of products, especially modern products with complex ingredients. The purpose of this research is to determine the influence of religiosity, halal product literacy and analyze the simultaneous influence of religiosity and halal product literacy on halal product consumption behavior among UMSU sharia banking study program students. In this study, the researcher used a quantitative research method. In this approach, data is collected through standardized instruments, such as questionnaires, which are designed to measure the level of influence of consumption behavior on halal products. Furthermore, the data obtained was analyzed using statistical techniques to test the hypothesis that had been formulated. There are 3 variables to be studied, the free variable (X1) is religiosity and (X2) halal literacy, while the bound variable (Y) is consumption behavior. The results of the study showed a determination value of 0.42. This means that 42.4% have the influence of religiosity on the consumption behavior of halal products, then there is also the influence of halal literacy on the consumption behavior of halal products, while together religiosity and halal literacy have an effect on the consumption behavior of halal products.
The Influence of Islamic Business Ethics and Service Quality on Customer Satisfaction (Case Study of Dina Muslimah Salon) Naila Putri; Riyan Pradesyah
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 2 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i2.6662

Abstract

The rapid growth of business in Indonesia encourages entrepreneurs to innovate and compete in attracting consumers. One of the emerging sectors is Sharia-based businesses, including Muslimah beauty salons. These salons adhere to Islamic principles, such as using halal products and providing services according to Sharia guidelines. However, many still face challenges related to service quality and the implementation of Islamic business ethics, which impact customer satisfaction. This study analyzes the influence of Islamic business ethics and service quality on customer satisfaction at Salon Muslimah Dina. A quantitative approach was used with multiple linear regression analysis. Data were collected through questionnaires distributed to salon customers. The regression results show that Islamic business ethics and service quality significantly affect customer satisfaction, with an R Square value of 0.795, indicating that 79,5% of customer satisfaction can be explained by these variables. The ANOVA test confirms the model's significance with an F-value of 120.171 and a significance level of 0.000. Furthermore, regression coefficients indicate that service quality has a more dominant influence (B = 0.437, p < 0.05) than Islamic business ethics. These findings contribute to customer satisfaction theories in Sharia-based businesses and provide practical insights for business owners to improve Islamic-based services. By consistently applying Islamic business ethics and enhancing service quality, Muslimah salons can maintain customer loyalty and strengthen their competitive advantage. Future research may explore other factors influencing customer satisfaction, such as pricing strategies, marketing approaches, and service innovation in the halal beauty industry.
The Influence of Non-Cash Payments and Transaction Costs on Sharia Bank Customer Loyalty in Using M-Banking Riyan Pradesyah; Munawaroh Munawaroh; Rizqy Fadhlina Putri
Indonesian Interdisciplinary Journal of Sharia Economics (IIJSE) Vol 8 No 3 (2025): Sharia Economics
Publisher : Universitas KH. Abdul Chalim Mojokerto

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31538/iijse.v8i3.7215

Abstract

Although m-banking offers convenience and efficiency, challenges appear when cost transaction rated too high by customers, which can reduce satisfaction them. In addition, the effectiveness feature payment non-cash in increase experience users also need evaluated. If the customer feels No satisfied with fees charged​ or available features, they​ Possible will switch to competitors. Research This aiming for analyze connection between second factor and its impact to loyalty Islamic bank customers. Research This aiming for analyze influence variable payment non-cash (X1), variable cost transaction (X2) against loyalty Islamic bank customers in using M-banking (Y). The research conducted using approach quantitative, with use application SmartPLS in data processing is carried out. Data obtained from results distribution questionnaire conducted​ to Respondent research, with method share google form to Respondent research. The results obtained that in a way partial There is influence significant variable X1 against Y is 52.39%, then variable X2 against Y has influence in a way significant by 19.80%. Then in a way simultaneous variable Payment Non-cash (X1), and Transaction Cost Variables (X2) can influence variable Loyalty of Sharia Bank Customers in Using M-Banking (Y) strong amounting to 77%, and the remaining 23 % is influenced variable others who don't under review in study.