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All Journal agriTECH AKM: Aksi Kepada Masyarakat Al Dzahab Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Jurnal Sains dan Kesehatan
Marfu’ah, Siti
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Religion Agriculture, Biological Sciences & Forestry Humanities Biochemistry, Genetics & Molecular Biology Chemistry Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Immunology & microbiology Medicine & Pharmacology Social Sciences Other

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Meningkatkan Kepedulian dan Memaksimalkan Transaksi Uang Koin pada Anak Usia Dini di TK Tunas Insan Kamil kota Serang Marfu’ah, Siti; Aguspriyani, Yani; Saraswati, Henny; Ibrahim, Zaini; Hillalliyati, Najmi; Aini, Asti; Raya, Fitri
AKM Vol 5 No 2 (2025): AKM : Aksi Kepada Masyarakat Jurnal Pengabdian Kepada Masyarakat - Januari 2025
Publisher : Sekolah Tinggi Ekonomi dan Bisnis Syariah (STEBIS) Indo Global Mandiri

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.36908/akm.v5i2.1309

Abstract

Di tengah maraknya transaksi digital dan penggunaan mata uang virtual, keberadaan uang koin fisik masih memegang peranan penting, terutama dalam konteks inklusi keuangan dan edukasi literasi keuangan sejak usia dini. Uang koin, meskipun sering dianggap kurang praktis, memiliki nilai edukatif yang sangat penting dalam mengenalkan konsep dasar keuangan kepada anak-anak. Uang koin dapat membantu anak-anak memahami nilai uang, pentingnya menabung, dan cara melakukan transaksi sederhana. Penggunaan uang koin dalam aktivitas sehari-hari anak-anak, seperti bermain jual-beli dengan teman-teman, dapat menumbuhkan pemahaman tentang konsep ekonomi dasar dan membantu mereka mengembangkan keterampilan finansial yang akan berguna di masa depan. Penelitian ini bertujuan untuk Membangun Kesadaran Finansial dan Pembiasaan Transaksi Uang Koin pada anak- anak usia dini. Dan dari Penelitian ini menunjukkan bahwa penggunaan uang koin meningkatkan literasi finansial anak usia dini di TK Tunas Insan Kamil kota serang, dengan metode percakapan, tugas, dan observasi.
TRANSAKSI UANG ELEKTRONIK ERA DIGITAL PERSPEKTIF FIQH MUAMALAH KONTEMPORER Sandi, Ridwan Kurnia; Maulidya, Meisha; Suryani, Suryani; Itang, Itang; Marfu’ah, Siti; Humaemah, Ratu
SOSEBI: Jurnal Penelitian Mahasiswa Ilmu Sosial Ekonomi dan Bisnis Islam Vol 4 No 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/sosebi.v4i2.10269

Abstract

Abstrak: Penelitian ini bertujuan untuk menganalisis fenomena uang elektronik dalam perspektif fiqh muamalah kontemporer. Penelitian ini menggunakan metode kualitatif dengan pendekatan studi Pustaka, Sumber data yang digunakan dari jurnal berupa hasil dari nilai transaksi belanja yang menggunakan uang elektronik. Hasil penelitian ini menujukkan bahwa penggunaan uang elektronik dalam era digital dapat dianggap sah dalam perspektif fiqh muamalah kontemporer, selama memenuhi prinsip-prinsip dasar syariah seperti akad yang jelas, keadilan, dan bebas dari riba serta gharar. Namun, penting untuk memperkuat regulasi, transparansi, dan keamanan guna memastikan bahwa transaksi uang elektronik tetap sesuai dengan nilai-nilai Islam. Hal ini didukung dengan keluarnya edaran DSN-MUI no:116/DSN-MUI/IX/2017 tentang uang elektronik syariah menunjukkan adanya peningkatan substansial dalam penggunaan uang elektronik oleh konsumen Indonesia selama lima tahun terakhir karena uang elektronik memudahkan komunikasi dan memberikan banyak keuntungan bagi penggunanya, maka penggunaannya dianggap sah. Akad yang digunakan oleh penerbit dengan pengguna uang elektronik umumnya akad titipan (wadi’ah) dam akad pinjaman (qardh). Kata Kunci: Uang Elektronik; Muamalah; Hukum Islam Abstract: This research aims to analyze the phenomenon of electronic money from the perspective of contemporary muamalah jurisprudence. This research uses a qualitative method with a library study approach. The data sources used are journals containing the results of transaction values from shopping using electronic money. The results of this study indicate that the use of electronic money in the digital era can be considered valid from the perspective of contemporary Islamic commercial jurisprudence, as long as it adheres to the basic principles of Sharia such as clear contracts, justice, and freedom from usury and uncertainty. However, it is important to strengthen regulation, transparency, and security to ensure that electronic money transactions remain in accordance with Islamic values. This is supported by the issuance of DSN-MUI circular no:116/DSN-MUI/IX/2017 regarding sharia-compliant electronic money, which shows a substantial increase in the use of electronic money by Indonesian consumers over the past five years because electronic money facilitates communication and provides many benefits to its users, thus its use is considered legitimate. The contracts used by issuers with electronic money users generally include the deposit contract (wadi’ah) and the loan contract (qardh). Keywords: Electronic Money; Muamalah; Islamic Law
Bitcoin dalam Persepektif Fiqih Muamalah Kontemporer: Bitcoin in the Perspective of Contemporary Fiqh Muamalah Ulfah, Nurul; Aningti, Amanda Dwi; Suryani, Suryani; Marfu’ah, Siti; Humaemah, Ratu; Azim, Muhammad Fadli; Setiadi, Rezky Mehta
Al Dzahab Vol. 6 No. 1 (2025): Al Dzahab: Journal of Economics, Management, Business and Accounting
Publisher : Institut Agama Islam Negeri Kerinci

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32939/dhb.v6i1.4361

Abstract

Purpose: This research is to understand Bitcoin in the perspective of contemporary muamalah fiqh, find out how contemporary scholars understand bitcoin and analyze whether it is permissible or not from the perspective of contemporary muamalah fiqh. Design/methodology/approach: This research method is included in the quantitative category with a descriptive approach process, where the data collection technique relies on references in the library method as the main source. In other words, the data collection method is obtained from literature, such as articles, online media, books and other sources.  Findings: : The results of this research show that bitcoin as an investment is not permitted because it contains gharar and maysir, and is not recognized as an official medium of exchange. The Indonesian government also does not support bitcoin as an official currency and considers it illegal under the Bank Indonesia Law. Research implications: From the results of this research, it is known that the development of Bitcoin in the Contemporary Prefective Fiqh of Muamalah, namely cryptocurrency, whether Bitcoin or other related cryptocurrencies, is still not accepted in Islamic law. and it could be said that it has not been legally and legitimately accepted in Indonesia.
Pemanfaatan Ekstrak Daun Jarak Merah (Jatropa gossypiifolia) sebagai Antioksidan dan Toksisitasnya terhadap Larva Artemia salina: Utilization of Red Jatropha Leaf Extract (Jatropa gossypiifolia) as an Antioxidant and its Toxicity to Artemia salina Larvae Ardiyanti, Yuanita; Marfu’ah, Siti
Jurnal Sains dan Kesehatan Vol. 7 No. 2 (2025): J. Sains Kes.
Publisher : Fakultas Farmasi, Universitas Mulawarman, Samarinda, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.25026/jsk.v7i2.2273

Abstract

Jarak Merah (Jatropha gossypifolia) is widely grown in Indonesia. Its leaves are used to treat wounds, ulcers, itching, fever, stomach pain and swelling. To be developed into traditional medicine, research was conducted with phytochemical tests, antioxidant tests, and toxicity tests. Ethanol-water was used to dissolve non-polar and polar compounds in red castor leaves. The highest yield was obtained from ethanol-water extract (0:1) which was 31.2%. Qualitative phytochemical testing detected the presence of tannins, flavonoids, phenols, alkaloids, saponins, steroids, while terpenoid compounds were not detected. The highest phenolic compound content was obtained from ethanol-water extract (2:1) 175.714 mg GAE/g. The highest flavonoid content was obtained from ethanol-water extract (2:1) 11.982 mg QE/g. The highest tannin content was obtained from ethanol-water extract (0:1) 1.339 mg TAE/g. Strong antioxidant activity was shown by ethanol-water extract (1:0) with IC50 17.97 ppm. Ethanol-water extract (1:2) showed toxicity in the highly toxic category with LC50 22.45 ppm. Keywords:          Red Jatropha, Jatropha gossypifolia, ethanol-water, antioxidant, toxicity   Abstrak Jarak Merah (Jatropha gossypifolia) banyak tumbuh di Indonesia. Daunnya digunakan untuk mengobati luka, bisul, gatal-gatal, demam, sakit perut dan bengkak. Untuk dapat dikembangkan menjadi obat tradisional, dilakukan penelitian dengan uji fitokimia, uji antioksidan dengan metode penangkapan radikal DPPH, dan uji toksisitas dengan metode BSLT. Digunakan etanol-air untuk melarutkan senyawa non polar dan polar dalam daun jarak merah. Rendemen tertinggi diperoleh dari ekstrak etanol-air (0:1) yaitu 31,2%. Pengujian fitokimia secara kualitatif mendeteksi adanya senyawa tanin, flavonoid, fenol, alkaloid, saponin, steroid, sedangkan senyawa terpenoid tidak terdeteksi. Kandungan senyawa fenolik tertinggi diperoleh dari ekstrak etanol-air (2:1) sebanyak 175,714 mg GAE/g. Kandungan flavonoid tertinggi diperoleh dari ekstrak etanol-air (2:1) sebanyak 11,982 mg QE/g. Kandungan tanin tertinggi diperoleh dari ekstrak etanol-air (0:1) sebanyak 1,339 mg TAE/g. Aktivitas antioksidan yang kuat ditunjukkan oleh ekstrak etanol-air (1:0) dengan IC50 17,97 ppm. Ekstrak etanol-air (1:2) menunjukkan toksisitas dengan kategori sangat toksik dengan LC50 22,45 ppm. Kata Kunci:         Jarak Merah, Jatropha gossypifolia, etanol-air, antioksidan, toksisitas
The Effect of Various Drying Methods on the Quality of Rose (Rosa damascena) Tea Karyadi, Joko Nugroho Wahyu; Imaniar, Dintia Ibni; Akbar, Muhammad Adani; Marfu’ah, Siti; Ayuni, Dwi; Bintoro, Nursigit
agriTECH Vol 44, No 1 (2024)
Publisher : Faculty of Agricultural Technology, Universitas Gadjah Mada, Yogyakarta, Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22146/agritech.64918

Abstract

Rose petals is potential ingredient for making a herbal tea. This study was aimed to determine the effect of various drying methods on the physical and chemical properties of the dried rose. The methods tested were freeze drying (FD), cabinet drying (CD), and sunlight drying (SM). Several properties included final moisture content, bulk density, shrinkage ratio, rehydration ratio, color difference, flavonoid content, and surface microstructure of dried petals were examined. The results showed that the best-fit model for the prediction of CD was the firstorder kinetic model, with a drying rate constant of 0.0494% d.b./h. Meanwhile, both FD and SM required zero and first-order kinetics to effectively explain the drying characteristics. The drying constant rates for zero-order and first-order kinetics were 39.544 and 0.12% d.b./h for FD as well as 70.6 and 0.413%d.b./h for SM, respectively. The final moisture content of dried rose produced by FD, CD, and SM was 5, 12, and 10% wet basis (w.b), respectively. Based on the Indonesian National Standard, the maximum moisture content of packaged dried tea is 8% w.b. FD successfully reduced the shrinkage ratio to a range of 0.35 – 0.45. Freeze-dried rose petals at 40 °C temperature resulted in the highest flavonoid content of 5.65 g QE/100 g sample. In conclusion FD was the best drying method for producing herbal tea from rose petals. This method could be adopted as a new alternative for producing high-quality healthy herbal tea.
Co-Authors Aguspriyani, Yani Akbar, Muhammad Adani Aningti, Amanda Dwi Ardiyanti, Yuanita ASTI AINI, ASTI Ayuni, Dwi Azim, Muhammad Fadli Hillalliyati, Najmi Imaniar, Dintia Ibni Itang Itang Joko Nugroho Wahyu Karyadi Maulidya, Meisha Nursigit Bintoro RATU HUMAEMAH, RATU Raya, Fitri Sandi, Ridwan Kurnia Saraswati, Henny Setiadi, Rezky Mehta Suryani Suryani Ulfah, Nurul ZAINI IBRAHIM, ZAINI