Garuda - Garba Rujukan Digital

Transformation of State Islamic Higher Education Institutions in Small District Cities Mashudi Mashudi; Risdiana Himmati; Wahyu Dwi Warsitasari
Al-Hayat: Journal of Islamic Education Vol 6 No 2 (2022): Al-Hayat: Journal of Islamic Education
Publisher : Al-Hayat Al-Istiqomah Foundation collab with Letiges

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35723/ajie.v6i2.231

The purpose of this study is to analyze the economic value of land conversion into educational investment land, as well as a driver of increasing the income of the surrounding community because the main factor is the Higher Education Institution of the State Islamic University (UIN) Tulungagung which also includes an educational investment program for the long-term state. Because the growth of education also affects economic growth and vice versa. This study uses an interpretive paradigm through a qualitative approach; the type of case study uses logistic regression analysis. The source of research data is the land owner's reason for selling his land to be used as an educational institution. The results of the study [1] four factors affect the opportunity for land conversion, namely (a) the educational background of the land owner will be aware of, and the importance of Islamic education, (b) the area of land owned, (c) financial income and (d) the location that refers to on the distance to UIN Tulungagung; [2] Investment in land transfer for education because Indonesia's demographics are dominated by young people whose thinking paradigm is far ahead for the future of Islamic education for the nation's children, the focus of the Indonesian government is to invest in human resources in preparing superior Islamic Human Resources through education; [3] The use of logistic regression analysis limits generalizability, as the sample design cannot be considered to characterize all landowners in turning it into an educational investment.

Pengaruh Marketing Mix, Lifestyle, dan eWOM Terhadap Brand Image Perusahaan Provider Telekomunikasi di Indonesia Era Digitalisasi Ekonomi Uliati Nafiah; Risdiana Himmati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 4 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The research purpose was to determine the impact of marketing mix, lifestyle, and eWOM on the brand image of telecommunications provider companies in Indonesia on the era of economic digitization, case studies on active students of Sharia Business Management at UIN SATU 2018 generation. The method is quantitative. The sampling technique used was simple random sampling and measured by Slovin formula with an error limit of 5%, 212 students. The data were analyzed by multiple linear regression based on ordinary least squares. The results demonstrate that the marketing mix, lifestyle, and eWOM variables partially and simultaneously influenced the brand image of telecommunications provider companies in Indonesia on the era of economic digitization. Thus, cellular telecommunications provider companies in Indonesia should build a good brand image to increase the credibility of the targeted target market to win a fairly tight competition in the era of economic digitization. Keywords: Marketing Mix; Lifestyle; eWOM; Brand Image

Efektivitas City Branding Harmoni Kediri : The Service City Dalam Meningkatkan Pendapatan Asli Daerah Kota Kediri Risdiana Himmati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 5 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Kediri Harmony: The Service City as a new brand for the City of Kediri must be able to describe the potentials in the City of Kediri. This research was conducted to find out the Kediri City Government's strategy to build regional identity in City Branding Harmony Kediri: Kediri Service city and to find out the Effectiveness of City Branding Harmony Kediri: Kediri Service city in increasing the Local Revenue of Kediri City. The method used in this study is a mix method with a sequential exploratory design. Based on research, it can be seen that City Branding Harmony of Kediri: Kediri Service City helps the City of Kediri gain a good reputation so that it becomes one of the cities of choice for large investors to invest.

ANALISIS RASIO KEUANGAN DAERAH UNTUK MENILAI KINERJA KEUANGAN DAERAH DI WILAYAH MATARAMAN TAHUN 2019-2020 Deby Kusuma Atmaja; Risdiana Himmati
Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Vol 3 No 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/sosebi.v3i1.5700

Abstrak: Tujuan penelitian ini adalah guna mengetahui kinerja keuangan daerah di wilayah Mataraman di masa pandemic Covid-19 dilihat dari Rasio Kemandirian Keuangan Daerah, Rasio Efektivitas PAD, Rasio Efisiensi Keuangan Daerah, dan Rasio Pertumbuhan. Data yang yang digunakan pada penelitian ini menggunakan data sekunder dengan menggunakan metode deskriptif kuantitatif. Metode yang digunakan pada penelitian ini menggunakan purposive sampling. Hasil penelitian ini menunjukan Rasio Kemandirian Keuangan Daerah sudah optimal karena peran pemerintah daerah tidak terlalu dominan dalam pelaksanaan program dan kegiatan yang dilaksanakan oleh daerah, Rasio Efektivitas menunjukan ketidakefektivitas dalam sektor keuangan dikarenakan tidak sesuainya realisasi PAD dengan target penerima sehingga menyebabkan dana yang akan direalisasikan pada pemerintah daerah tidak mencukupi, Rasio Efisiensi sendiri menunjukan anggaran PAD stabil dengan rata-rata 0,809% di tahun 2019 dan 0,709% tahun 2020 Pada Rasio Pertumbuhan sendiri menggambarkan bahwa pertumbuhannya negatif dikarenakan tingginya PAD dan belanja operasi dengan diikutinya belanja modal yang rendah. Kata Kunci: Rasio Kemandirian; Rasio efektivitas; Rasio Efisiensi; Kinerja Keuangan Abstract: The purpose of this study was to determine the regional financial performance in the Mataraman area during the Covid-19 pandemic seen from the Regional Financial Independence Ratio, PAD Effectiveness Ratio, Reginoal Financial Efficiency Ratio, and Growth Ratio. The data used in this study uses secondary data using quantitative descriptive methods. The methode used in this study using purposive sampling. The results of this study indicate that the Regional Financial Independence Ratio is optimal because the role of local goverments is not too dominant in the implementation of programs and activities carried out by regions. The Effectiveness Ratio shows ineffectiveness in the financial sector due to the incompatibility of PAD realization with target recipients, causing funds to be realized in the government inadeguate regions, the Efficiency Ratio itself shows a stable PAD budget with an average of 0,809% in 2019 and 0,709% in 2020. The Growth ratio itself illustrates that the growth is negative due to high PAD and operating expenditures foolowed by low capital expenditures. Keywords: Independence Ratio; Effectiveness Ratio; Efficiency Ratio; Financial Performance.

Pengaruh Variabel Makroekonomi terhadap Profitabilitas Badan Usaha Milik Daerah (BUMD) Pulau Jawa Tahun 2011-2022 Cindy Thalia Kristy; Risdiana Himmati
Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Vol 8 No 2 (2023)
Publisher : Universitas Muhammadiyah Surabaya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30651/jms.v8i2.19082

AbstrakBadan Usaha Milik Daerah (BUMD) berfungsi menjalankan dan meningkatkan perekonomian nasional, salah satunya dengan Bank Pembangunan Daerah (BPD) yang bergerak dalam sektor keuangan. BPD bertujuan meningkatkan profitabilitas yang nantinya dapat mendorong perekonomian negara. Profitabilitas adalah pengukuran dalam menilai suatu bank untuk mencari laba dengan salah satunya menggunakan variabel makroekonomi. Makroekonomi adalah studi yang digunakan untuk menganalisis perkembangan ekonomi dan meningkatkan pertumbuhan ekonomi melalui inflasi, produk domestic regional bruto, jumlah penduduk, bi rate, dan kurs. Tujuan penelitian ini untuk mengetahui pengaruh variabel makroekonomi terhadap tingkat profitabiltas BUMD Pulau Jawa. Penelitian ini menggunakan pendekatan kuantitas dengan jenis penelitian asosiatif. Sampel yang digunakan dalam penelitian ini adalah laporan keuangan tahunan Bank yang termasuk dalam BUMD yaitu Bank Jatim Syariah, Bank Jateng Syariah, Bank BJB Syariah, Bank DKI Jakarta Syariah, dan Bank DI Yogyakarta Syariah tahun 2011 hingga 2022. Proses analisis data menggunakan analisis regresi data panel. Hasil penelitian menunjukkan bahwa seluruh variabel makroekonomi yaitu inflasi, produk domestic regional bruto, jumlah penduduk, bi rate, dan kurs tidak berpengaruh terhadap profitabilitas BUMD Pulau Jawa.

Minat Konsumen Dalam Berbelanja pada Aplikasi Shopee Ditinjau Berdasarkan Fitur Paylater , Spinjam dan Affiliate: M Syahru Tsani Syafiq Nuruddin; Risdiana Himmati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.3800

Shopee is one of the largest marketplaces in Indonesia that provides several payment features, such as Shopee Paylater, Spinjam and Affiliate.This feature is also used to attract shopping interest for Shopee users without worrying that there is no cost to buy something. The existence of several payment features in the Shopee application makes it easier for consumers to shop for whatever items they want. PThis study aims to determine the effect of featuresShopee Paylater, Spinjam and Affiliate for consumers who make transactions on the Shopee marketplace. This research focuses on students of the Faculty of Economics and Islamic Business, Sayyid Ali Rahmatullah Tulungagung State Islamic University who have accounts and are registered as Shopee Paylater, Spinjam and Affiliate. The method used in this research is qualitative methodwith a case study approach that uses source triangulation as the main data with in-depth interviews as well as observation and documentation as additional data. The results of this study indicate that these three features are the main choices for consumers for transactions. Based on data and analysis, Shopee Paylater is used as micro business capital, Spinjam is used for personal needs, and Affiliates tend to be used to earn income through marketing creative content products that include links uploaded on social media. Keywords: Interest, Shopee Paylater, Spinjam

ANALISIS RASIO KEUANGAN DAERAH UNTUK MENILAI KINERJA KEUANGAN DAERAH DI WILAYAH MATARAMAN TAHUN 2019-2020 Deby Kusuma Atmaja; Risdiana Himmati
SOSEBI Jurnal Penelitian Mahasiswa Ilmu Sosial Ekonomi dan Bisnis Islam Vol 3 No 1 (2023)
Publisher : Fakultas Ekonomi dan Bisnis Islam, Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/sosebi.v3i1.5700

Abstrak: Tujuan penelitian ini adalah guna mengetahui kinerja keuangan daerah di wilayah Mataraman di masa pandemic Covid-19 dilihat dari Rasio Kemandirian Keuangan Daerah, Rasio Efektivitas PAD, Rasio Efisiensi Keuangan Daerah, dan Rasio Pertumbuhan. Data yang yang digunakan pada penelitian ini menggunakan data sekunder dengan menggunakan metode deskriptif kuantitatif. Metode yang digunakan pada penelitian ini menggunakan purposive sampling. Hasil penelitian ini menunjukan Rasio Kemandirian Keuangan Daerah sudah optimal karena peran pemerintah daerah tidak terlalu dominan dalam pelaksanaan program dan kegiatan yang dilaksanakan oleh daerah, Rasio Efektivitas menunjukan ketidakefektivitas dalam sektor keuangan dikarenakan tidak sesuainya realisasi PAD dengan target penerima sehingga menyebabkan dana yang akan direalisasikan pada pemerintah daerah tidak mencukupi, Rasio Efisiensi sendiri menunjukan anggaran PAD stabil dengan rata-rata 0,809% di tahun 2019 dan 0,709% tahun 2020 Pada Rasio Pertumbuhan sendiri menggambarkan bahwa pertumbuhannya negatif dikarenakan tingginya PAD dan belanja operasi dengan diikutinya belanja modal yang rendah. Kata Kunci: Rasio Kemandirian; Rasio efektivitas; Rasio Efisiensi; Kinerja Keuangan Abstract: The purpose of this study was to determine the regional financial performance in the Mataraman area during the Covid-19 pandemic seen from the Regional Financial Independence Ratio, PAD Effectiveness Ratio, Reginoal Financial Efficiency Ratio, and Growth Ratio. The data used in this study uses secondary data using quantitative descriptive methods. The methode used in this study using purposive sampling. The results of this study indicate that the Regional Financial Independence Ratio is optimal because the role of local goverments is not too dominant in the implementation of programs and activities carried out by regions. The Effectiveness Ratio shows ineffectiveness in the financial sector due to the incompatibility of PAD realization with target recipients, causing funds to be realized in the government inadeguate regions, the Efficiency Ratio itself shows a stable PAD budget with an average of 0,809% in 2019 and 0,709% in 2020. The Growth ratio itself illustrates that the growth is negative due to high PAD and operating expenditures foolowed by low capital expenditures. Keywords: Independence Ratio; Effectiveness Ratio; Efficiency Ratio; Financial Performance.

PERBANDINGAN REGRESI LOGISTIK MULTINOMINAL DAN ANALISIS DISKRIMINAN Rifda Nabila; Risdiana Himmati; Rendra Erdkhadifa
Journal of Islamic Tourism Halal Food Islamic Traveling and Creative Economy Vol 1 No 2 (2021)
Publisher : Fakultas Ekonomi dan Bisnis Islam - Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/ar-rehla.v1i2.4820

Abstrak: Tujuan dari penelitian ini adalah untuk membandingkan analisis regresi logistik multinomial dan analisis diskriminan untuk mengelompokkan keputusan kunjungan wisata halal di Jawa Tengah berdasarkan ketepatan pengelompokan. Analisis statistik yang digunakan adalah regresi logistik multinomial dan analisis diskriminan. Kedua analisis tersebut dapat digunakan sebagai metode pengelompokan objek, sehingga keduanya dapat dibandingkan berdasarkan ketepatan pengelompokkannya. Penelitian ini membandingkan analisis regresi logistik multinomial dan analisis diskriminan dalam pengelompokan keputusan kunjungan wisata halal. Data yang digunakan adalah worship facilities, halalness, general Islamic mortality, dan tourism destination image. Hasil analisis menggunakan metode regresi logistik multinomial menunjukkan faktor-faktor yang secara signifikan mempengaruhi pengelompokan keputusan kunjungan wisata halal adalah variabel tourism destination image, variabel halalness, dan variabel general Islamic morality. Sedangkan dengan analisis diskriminan menunjukkan bahwa semua variabel prediktor yakni worship facilities, halalness, general Islamic mortality, dan tourism destination image memberikan pengaruh secara signifikan terhadap pengklasifikasian keputusan mengunjungi destinasi wisata halal. Penelitian ini menunjukkan bahwa metode regresi logistik multinomial lebih baik untuk pengelompokkan keputusan kunjungan wisata halal dibandingan metode analisis diskriminan, dengan presetnase ketepatan pengelompokkan pada metode regresi logit multinomial sebesar 59,5% dan analisis diskriminan sebesar 53,5%. Analisis regresi logistik multinominal lebih mudah digunakan dalam proses pengelompokan keputusan kunjuangan wisata halal karena tidak mempertimbangkan asumsi yang harus dipenuhi. Kata Kunci: Analisis Diskriminan; Regresi Logistik Multinominal; Keputusan Mengunjungi Abstract: The purpose of this study is to compare multinomial logistic regression analysis and discriminant analysis to classify decisions on halal tourism visits in Central Java based on grouping accuracy. Statistical analysis used is multinomial logistic regression and discriminant analysis. The two analyzes can be used as a method of grouping objects, so that they can be compared based on the accuracy of the grouping. This study compares multinomial logistic regression analysis and discriminant analysis in grouping decisions for halal tourism visits. The data used are worship facilities, halalness, general Islamic mortality, and tourism destination image. The results of the analysis using the multinomial logistic regression method show that the factors that significantly influence the grouping of decisions for halal tourism visits are the tourism destination image variable, the halalness variable, and the general Islamic morality variable. Meanwhile, discriminant analysis shows that all predictor variables namely worship facilities, halalness, general Islamic mortality, and tourism destination image have a significant influence on the classification of decisions to visit halal tourist destinations. This study shows that the multinomial logistic regression method is better for grouping decisions on halal tourist visits than the discriminant analysis method, with a preset percentage of grouping accuracy in the multinomial logit regression method of 59.5% and discriminant analysis of 53.5%. Multinominal logistic regression analysis is easier to use in the process of grouping halal tourism travel decisions because it does not consider the assumptions that must be met. Keywords: Discriminant Analysis; Multinomial Logistic Regression; Visiting decision.

Pengaruh Layanan Frontliner dan Relationship Marketing Terhadap Loyalitas Nasabah pada Bank Muamalat Indonesia Kantor Cabang Pembantu Madiun Imanurrovi, Fithrotul; Himmati, Risdiana
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 7 No 2 (2023): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v7i2.866

Competition between Islamic banks and conventional banks in gathering customers to use their products is getting tougher. Islamic banks, especially Bank Muamalat Indonesia KCP Madiun, also continue to improve their services in order to retain customers. For Bank Muamalat Indonesia KCP Madiun, the existence of loyal customers is very important because it can describe the level of profitability and the company's image in the public. With good service quality, full trust from customers, close commitment, good communication, and appropriate handling of problems, of ourse Bank Muamalat Indonesia KCP Madiun will be increasingly favored by its customers. This study aims to (1) determine the effect of frontliner service on customer loyalty at Bank Muamalat Indonesia KCP Madiun. (2) determine the effect of relationship marketing on customer loyalty at Bank Muamalat Indonesia KCP Madiun. (3) determine the effect of frontliner services and relationship marketing together on customer loyalty at Bank Muamalat Indonesia KCP Madiun. This research method is quantitative, with the type of associative research. Data collection techniques using a questionnaire. The results of this study can be concluded that (1) frontliner service has a positive and not significant effect on customer loyalty at Bank Muamalat Indonesia KCP Madiun because the frontliner service value is smaller than the t table value, namely 1.383 <1.693 and a significance value of 0.176 > 0.05, (2) relationship marketing has a positive and significant effect on customer loyalty at Bank Muamalat Indonesia KCP Madiun with a relationship marketing value greater than the t table value of 2.742 > 1.693, and a significance value of 0.009 <0.05, (3) frontliner services and relationship marketing together positive and significant effect on customer loyalty of Bank Muamalat Indonesia KCP Madiun with Fcount of 10.394 > Ftable 3.30 and a significance value of 0.000332 <0.05.

Peran Ekonomi Digital dalam Pembangunan Ekonomi di Indonesia Shinta Dewi, Putri; Himmati, Risdiana
EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Vol 8 No 1 (2024): EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan)
Publisher : STIES INDONESIA PURWAKARTA Dan MES PURWAKARTA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37726/ee.v8i1.1104

The digital economy is an economy that uses digital technology as a key in the production, distribution and consumption of goods and services. This research aims to analyze and prove the influence of internet users, the number of e-commerce businesses, and the value of e-commerce transactions on per capita income in Indonesia. The methodology used is a quantitative approach with an associative type of research. The data collection technique in this research uses documentation techniques. This research uses a quantitative approach with an associative type of research. The data collection technique in this research uses documentation techniques. This technique searches for data, namely secondary data, through the official website of the Central Statistics Agency. The data analysis method in this research is to use multiple linear regression tests to evaluate the relationship between two or more independent variables and one dependent variable. The results of this research show that partially internet users have a significantly positive effect on per capita income in Indonesia. The number of e-commerce businesses has no and insignificant effect on per capita income in Indonesia. The value of e-commerce transactions has a significantly positive effect on per capita income in Indonesia. Meanwhile, together internet users, the number of e-commerce businesses, and the value of e-commerce transactions have a significant positive effect on per capita income in Indonesia. Internet users, the number of e-commerce businesses, and the value of e-commerce transactions influence per capita income in Indonesia by 95.1% and 4.9% is influenced by other variables not examined in this research.

Title

Found 41 Documents
Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title Search

Found 41 Documents Search

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Abstract

Title

Found 41 Documents
Search