Article Per Year (5 Year)
p-Index From 2021 - 2026
5.715
P-Index
This Author published in this journals
All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Keuangan dan Perbankan Jurnal Ilmiah Mahasiswa FEB Journal of Indonesian Applied Economics Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) Al-Hayat: Journal of Islamic Education Shirkah: Journal of Economics and Business EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Indonesian Journal of Islamic Economics Research Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Enrichment : Journal of Management El-Qist : Journal of Islamic Economics and Business (JIEB) Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Telaah Bisnis Journal of Management and Islamic Finance Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Journal of Economics Research and Policy Studies Journal of Accounting and Digital Finance Journal of Management and Digital Business Jurnal Cakrawala Ilmiah West Science Business and Management Jurnal Ekonomi dan Kewirausahaan West Science Journal of Business Management and Islamic Banking Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Khidmah Nusantara Journal of Economics Business Finance and Accounting
Risdiana Himmati
Universitas Islam Negeri Sayyid Ali Rahmatullah
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

Published : 41 Documents Claim Missing Document
Claim Missing Document
Check
Articles

Found 41 Documents
Search

 1   2   3   4   5 
The Role of Islamic Banking Through Green Investment in Increasing Economic Growth in Indonesia Ackil Maulana Marwan; Muhammad Aqim Adlan; Risdiana Himmati
Journal of Business Management and Islamic Banking Vol. 2 No. 3 (2023)
Publisher : UIN Sunan Kalijaga Yogyakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.14421/jbmib.v2i3.2081

Abstract

Research Aims: This study aims to explore how much potential Islamic banks in Indonesia have in contributing through environmental improvement. Methodology: This research uses the literature review method which is then supported by descriptive analysis. Research Findings: The research shows that Indonesia has great potential regarding green economic opportunities, which in turn can contribute greatly to national economic growth. Theoretical Contribution : The increasing trend in the green economy index in Indonesia and its correlation with progressive economic indicators contribute theoretically by suggesting that a green economy can coexist with economic growth Research limitation and implication: This research has limitations, one of which is only finding out how the role of Islamic banking in Indonesia in participating in protecting the environment. as for the factors discussed in this study are also limited, namely only looking at the green investment or green financing of Islamic banks.
DAMPAK STRATEGI PROMOSI EDUKATIF TERHADAP REPUTASI PERUSAHAAN PARIWISATA SYARIAH DI KABUPATEN JOMBANG Rofikhoh, Sitieoz Ely Nikmatu; Himmati, Risdiana; Abin, Moh. Rois
Journal of Islamic Tourism Halal Food Islamic Traveling and Creative Economy Vol 4 No 2 (2024)
Publisher : Fakultas Ekonomi dan Bisnis Islam - Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21274/ar-rehla.v4i2.9915

Abstract

Abstrak: Penelitian ini bertujuan untuk menganalisis pengaruh strategi promosi berbasis edukasi terhadap reputasi perusahaan pariwisata syariah di Kabupaten Jombang. Promosi berbasis edukasi bertujuan memberikan pemahaman mendalam kepada calon wisatawan mengenai pariwisata syariah dan nilai-nilai syariah yang diterapkan dalam industri pariwisata, dengan harapan dapat meningkatkan reputasi perusahaan tersebut. Metode yang digunakan adalah kuantitatif deskriptif, dengan pengumpulan data melalui kuesioner yang disebarkan kepada 100 responden yang pernah mengunjungi objek wisata syariah di Kabupaten Jombang. Dalam penelitian ini, objek wisata yang dianalisis sebanyak 5 objek wisata antara lain Museum Islam Indonesia KH. Hasyim Asy’ari, Makam Gus Dur, Makam Sayyid Sulaiman, Makam KH. Abdul Wahab Chasbullah, dan Masjid Agung Baitul Mukminin. Data kemudian dianalisis menggunakan uji regresi linier sederhana dengan bantuan software SPSS 26. Hasil penelitian menunjukkan bahwa strategi promosi berbasis edukasi memiliki pengaruh positif dan signifikan terhadap reputasi perusahaan. Hal ini dibuktikan dengan nilai signifikansi sebesar 0,000 < 0,05 dan nilai t-hitung sebesar 11,662 > 1,6605, yang mengindikasikan bahwa semakin baik pelaksanaan strategi promosi berbasis edukasi, maka semakin baik pula reputasi perusahaan pariwisata syariah di mata masyarakat. Kesimpulannya, promosi berbasis edukasi dapat menjadi strategi efektif dalam meningkatkan reputasi perusahaan pariwisata syariah. Kata Kunci: Strategi Promosi; Promosi Berbasis Edukasi; Reputasi Perusahaan; Pariwisata Syariah; Kabupaten Jombang Abstract: This research aims to analyze the influence of education-based promotional strategies on the reputation of sharia tourism companies in Jombang Regency. Education-based promotion aims to provide potential tourists with an in-depth understanding of sharia tourism and the sharia values ​​applied in the tourism industry, with the hope of improving the company's reputation. The method used was descriptive quantitative, with data collection through questionnaires distributed to 100 respondents who had visited sharia tourist attractions in Jombang Regency. In this research, 5 tourist attractions were analyzed, including the Indonesian Islamic Museum KH. Hasyim Asy'ari, Gus Dur's grave, Sayyid Sulaiman's grave, KH. Abdul Wahab Chasbullah, and the Baitul Mukminin Grand Mosque. The data was then analyzed using a simple linear regression test with the help of SPSS 26 software. The research results showed that education-based promotional strategies had a positive and significant influence on the company's reputation. This is proven by a significance value of 0.000 < 0.05 and a t-calculated value of 11.662 > 1.6605, which indicates that the better the implementation of education-based promotional strategies, the better the reputation of sharia tourism companies in the eyes of the public. In conclusion, education-based promotion can be an effective strategy in improving the reputation of sharia tourism companies. Keywords: Promotion Strategy; Education Based Promotion; Company Reputation; Sharia Tourism; Jombang Regency
Analisis dampak kredit Bank Plecit pada kesejahteraan ekonomi masyarakat di sekitar Universitas Islam Negeri Sayyid Ali Rahmatullah Tulungagung Abin, Moh. Rois; Himmati, Risdiana; Alinda, Ria; Al-Mubarok, M. Ahris; Oktavia, Nevi; Umam, Ahmad Choirul
Journal of Economics Research and Policy Studies Vol. 4 No. 2 (2024): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v4i2.1253

Abstract

This study aims to identify the factors that lead the community around Sayyid Ali Rahmatullah State Islamic University Tulungagung to become entangled with Plecit Bank and the impact of Plecit Bank loans on the welfare of the surrounding community. The method used is a case study. Data collection techniques involve direct interviews in the field. This research employs non-probability sampling with purposive sampling. Purposive sampling is used in this study because it aligns with the research objectives. Based on the research, it is concluded that the practices of Plecit Bank are driven by the ease of applying for loans. Three factors influence the community around Sayyid Ali Rahmatullah State Islamic University Tulungagung in taking loans: economic, social, and psychological. Furthermore, neither informant feels assisted by Plecit Bank loans. This is due to the very high interest rates ranging from 25% to 30%, or between 250,000 to 300,000 for a loan of 1,000,000. Consequently, this situation leaves the informants in a state of insecurity and reluctance to take out loans from Plecit Bank.
Analisis peran perbankan dan inflasi di sektor perdagangan dalam mendorong pertumbuhan ekonomi masyarakat Nafiah, Novia Maslihatun; Himmati, Risdiana; Sobir, Labib Muzaki; Indraswari, Kesy
Journal of Economics Research and Policy Studies Vol. 4 No. 3 (2024): Journal of Economics Research and Policy Studies
Publisher : Nur Science Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.53088/jerps.v4i3.1254

Abstract

The economic growth of communities in the trade sector in Indonesia is influenced by various factors, including the role of Islamic banking. This study aims to analyze the influence of Islamic banking on community economic growth, focusing on the variables of Capital Adequacy Ratio, Financing to Deposit Ratio, Non-Performing Loan, and inflation from 2018-2023. The research method used is panel data regression. Data analysis used panel data regression to measure the relationship between capital adequacy ratio, financing to deposit ratio, non-performing loans, inflation, and gross domestic product (GDP). Data were obtained from reports from the Financial Services Authority (OJK) and the Central Statistics Agency. The results show that the Capital Adequacy Ratio, Financing to Deposit Ratio, and Non-Performing Loan individually do not significantly impact economic growth in the trade sector, while inflation has a significant effect. This study emphasizes that inflation has an important role in understanding the impact of Islamic banking on economic growth in the trade sector. The results of this study indicate that controlling inflation strengthens the contribution of Islamic banking in driving community economic growth.
MACROECONOMIC STABILITY ON ISLAMIC ECONOMIC PERSPECTIVE: TOWARDS EQUITABLE AND SUSTAINABLE ECONOMIC GROWTH Risdiana Himmati; Citra Mulya Sari; Lativa Hartiningtyas; Rendra Erdkhadifa
Journal of Management and Islamic Finance Vol. 4 No. 2 (2024): Journal of Management and Islamic Finance
Publisher : UIN Raden Mas Said Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22515/jmif.v4i2.10003

Abstract

This study aims to determine macroeconomic stability in the perspective of Islamic economics towards equitable and sustainable economic growth. In this context, Islamic economics emphasizes justice, equal distribution of income, and prevention of practice usury. Policy government such using of zakat and policy in appropriate monetary with Islamic principles can help reach stability of economics. The method in this study uses literature study approach. The main purpose to reach in this study is significantly important for evaluating economics policy related to growth fair economy. The analysis shows that from perspective Islamic economics, stability macroeconomics will be evaluated and improved by policy supporting economics investment, equal distribution of income, and growth of sustainable economy.
ANALISIS PENGARUH VARIABEL KESEHATAN BANK TERHADAP RETURN ON ASSETS BANK KB BUKOPIN SYARIAH PERIODE 2017-2024 Moh. Faiz Febriansyah; Risdiana Himmati
Journal of Economic, Bussines and Accounting (COSTING) Vol. 8 No. 1 (2025): COSTING : Journal of Economic, Bussines and Accounting
Publisher : Institut Penelitian Matematika, Komputer, Keperawatan, Pendidikan dan Ekonomi (IPM2KPE)

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31539/costing.v8i1.14419

Abstract

Penelitian ini berfokus untuk menganalisis performa keuangan dalam menjaga kestabilan sektor perbankan. Kinerja keuangan tidak hanya mencerminkan keadaan operasional bank, tetapi juga menjadi landasan penting dalam proses pengambilan keputusan oleh para pihak yang berkepentingan. Salah satu indikator utama dalam menilai kesehatan bank syariah adalah ROA (Return on Asset) dimana berfungsi untuk menilai tingkat profitabilitas bank. ROA yang tinggi mengindikasikan bahwa bank berada dalam posisi stabil dan memiliki daya saing yang kuat di sektor perbankan. Maka dari itu, penelitian ini difokuskan untuk mengkaji pengaruh ROA pada Bank KB Bukopin Syariah. Pendekatan kuantitatif dengan desain asosiatif diterapkan dalam dengan menggunakan data berupa data sekunder yang didapatkan dari situs resmi Bank KB Bukopin Syariah. Data yang dianalisis berupa report keuangan triwulanan dari periode tahun 2017 hingga 2024. Selain itu, terdapat purposive sample yang merupakan salah satu jenis Teknik sampling yang dapat diterapkan dimana termasuk dalam kategori non-probability sampling, dengan total 31 sampel yang terpilih. Data dianalisis dengan mngaplikasikan metode regresi berganda dengan dukungan aplikasi SPSS versi 27. Hasil analisis mengungkapkan bahwa secara stimulan, variabel CAR (Capital Adequacy Ratio), NPF (Non-Performing Financing), FDR (Financing to Deposit Ratio), dan BOPO (Biaya Operasional terhadap Pendapatan Operasional) memiliki pengaruh terhadap ROA Bank KB Bukopin Syariah. Sementara itu, secara parsial, variabel FDR, CAR dan BOPO memiliki pengaruh yang signifikandengan arah negatif terhadap ROA, sedangkan variabel NPF tidak menunjukkan pengaruh yang signifikan terhadap ROAselama periode 2017-2024.
Pengaruh Customer Relationship Management dan Corporate Reputation terhadap Customer Retention melalui Customer Satisfaction pada Supermarket di Kota Blitar Churun, Aurya; Himmati, Risdiana
Jurnal Ekonomi dan Kewirausahaan West Science Vol 3 No 02 (2025): Jurnal Ekonomi dan Kewirausahaan West Science
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/jekws.v3i02.2083

Abstract

Seiring banyaknya bisnis ritel membuat persaingan bisnis semakin ketat yang didasari karena pemenuhan kebutuhan manusia yang semakin banyak dan beragam. Bertambahnya tempat belanja yang semakin banyak dengan penawaran barang yang sama, menjadikan pelanggan untuk lebih selektif dalam memilih tempat belanja. Tujuan dari studi ini ialah guna melihat pengaruh CRM dan corporate reputation perusahaan terhadap customer retention Hyfresh Supermarket Blitar Squrae serta pengaruhnya melalui kepuasan pelanggan sebagai variabel intervening. Jumlah populasi studi ini tidak dapat diketahui pastinya, sehingga penentuan sampel dilakukan dengan menggunakan rumus Lemeshow yang diketahui sebanyak 100 pelanggan Hyfresh Supermarket Blitar Square. Studi ini menerapkan pendekatan kuantitatif melalui teknik pengambilan sampel accidental sampling. Pengumpulan jawaban responden berupa kuesioner di google form yang disebarkan secara online. Teknik Analisa data studi ini dilakukan melalui metode SEM-PLS dibantu dengan software SmartPLS versi 4.0. Hasil studi menemukan customer relationship management mempunyai dampak positif dan tidak signifikan terhadap customer retention, corporate reputation mempunyai dampak positif dan signifikan terhadap customer retention, customer satisfaction mempunyai dampak positif dan signifikan terhadap customer retention, customer relationship management mempunyai dampak positif dan signifikan terhadap customer retention melalui customer satisfaction sebagai variabel intervening, dan corporate reputation mempunyai dampak positif dan signifikan terhadap customer retention melalui customer satisfaction sebagai variabel intervening. 
The Influence of Seller Responsiveness, Price, and Payment Features Cash On Delivery -Check First on Purchase Decisions on the Shopee Application Nizam, Muchamad Choirul; Asrori, Muhamad; Himmati, Risdiana
West Science Business and Management Vol. 3 No. 02 (2025): West Science Business and Management
Publisher : Westscience Press

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.58812/wsbm.v3i02.1953

Abstract

The transformation of people's shopping behavior is greatly influenced by the rapid development of digital technology and the COVID-19 pandemic situation. The shift in shopping patterns from traditional (offline) methods to bold methods is becoming increasingly apparent. Shopee is a popular bold shopping platform in Indonesia. This study aims to determine the effect of Seller Response, Price, and COD Payment Features–Check first on Purchase Decisions on Shopee. This study uses a quantitative method with an associative approach to analyze the relationship between variables. Sample selection was carried out purposively based on certain criteria. The data collection instrument was a questionnaire distributed via Google Form, and the data analysis process was carried out with the help of SPSS software. The results of the analysis show that the combination of Seller Responsiveness, Price, and COD Payment Features–Check first can influence purchase decisions on Shopee for students of UIN Sayyid Ali Rahmatullah Tulungagung. Individually, each of these variables also has a significant and good impact. The coefficient of determination test shows that the third factor has an influence of 53.8% on purchasing decisions.
Pelatihan Kewirausahaan Handcrafting Untuk Meningkatkan Pendapatan Bagi Ibu Rumah Tangga Di Kelurahan Pakunden Kota Kediri Risdiana Himmati
Khidmah Nusantara Vol. 1 No. 1 (2024): Agustus 2024
Publisher : CV.RIZANIA MEDIA PRATAMA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.69533/cmh18y96

Abstract

Penyebaran virus Corona telah mengubah banyak aspek kehidupan di Indonesia, termasuk perekonomian dan kehidupan sosial. Dampaknya meliputi peningkatan angka pengangguran dan kemiskinan, serta pergeseran peran tradisional, khususnya bagi ibu rumah tangga. Untuk meningkatkan kesejahteraan keluarga, dilakukan pelatihan rajutan tangan. Tujuannya adalah meningkatkan pengetahuan dan ketrampilan ibu rumah tangga untuk memproduksi karya rajutan yang dapat dijual. Program ini menyasar pengembangan luaran yang terukur dan aplikatif, serta menerapkan hasil pelatihan pasca pandemi Covid-19. Melalui metode perencanaan, pelaksanaan, monitoring, dan evaluasi, program ini bertujuan untuk memberikan dampak positif terhadap ekonomi keluarga di Indonesia, sambil juga memperkuat hubungan antara perguruan tinggi dan masyarakat.
Nexus Islamic Finance Development and Income Inequality in Indonesia: Testing Kuznets Curve Hypothesis Shofi Dana, Badara; Himmati, Risdiana; Salim, Agus
Economica: Jurnal Ekonomi Islam Vol. 16 No. 2 (2025)
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN Walisongo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21580/economica.2025.16.2.26318

Abstract

This study analyzes the applicability of the Kuznets curve hypothesis within the specific context of Islamic finance development in Indonesia and its resultant implications for income inequality. The novelty of this research lies in integrating Islamic finance, specifically from the banking sector, with Islamic social finance instruments, namely zakat, infaq, and sadaqah. Crucially, it interrogates whether the Kuznets curve hypothesis remains pertinent within this expanded framework. Utilizing secondary panel data encompassing 25 Indonesian provinces over the 2019–2020 period, the study employs panel data regression techniques, specifically common effect, fixed effect, and random effect models, which were systematically selected via the Chow, Hausman, and Lagrange multiplier tests. The empirical findings demonstrate unequivocally that the development of Islamic finance, spanning both the financial and social sectors, significantly influences income inequality. This substantiates the Kuznets curve hypothesis: inequality initially escalates but subsequently diminishes as development matures. Furthermore, the results underscore the role of the Human Development Index (HDI) and the prevalence of mosques in mitigating inequality, while population density exhibits a positive association with inequality. This study conclusively argues that strengthening financial inclusion and professionalizing the management of Islamic social finance constitute strategic approaches for mitigating income inequality in Indonesia.
Co-Authors A'yunina , Qurotu Ackil Maulana Marwan Agus Salim Agustinus Suryantoro Agustinus Suryantoro Akhmad Afrilal Makhbuby Al-Mubarok, M. Ahris Alinda, Ria Anton Bawono Ardillah, Id Fitria Rahayu Arum, Yasmine Sekar Arwendi, Deswita Fitri Asrori, Muhamad Badara Shofi Dana Churun, Aurya Cindy Thalia Kristy Citra Mulya Sari Citra Sarasmitha Deby Kusuma Atmaja Dede Nurohman Drastiana, Tiyas Hendrik Wana Putra Pratama Imanurrovi, Fithrotul Indraswari, Kesy Khoir Umi Laksana Lativa Hartiningtyas M Syahru Tsani Syafiq Nuruddin Mailani, Robit Altom Maridkha, Antin Mashudi Mashudi Mashudi Maslinda, Lisza May Moh. Faiz Febriansyah Muhammad Aqim Adlan Nabila, Rifda Nafiah, Novia Maslihatun Nizam, Muchamad Choirul Oktavia, Nevi Rani, Pranitya Septiya Rendra Erdkhadifa Rendra Erdkhadifa Rifda Nabila Rifda Nabila Rofikhoh, Sitieoz Ely Nikmatu Rois Abin Saputra, Muhammad Wahyu Aji Shinta Dewi, Putri Sobir, Labib Muzaki Tiyas Drastiana Tsani Syafiq Nuruddin, Syahru Uliati Nafiah Umam, Ahmad Choirul Wahyu Dwi Warsitasari Wati, Aprilia Eka Fajar Yunastiti Purwaningsih Yunastiti Purwaningsih, Yunastiti