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All Journal Signifikan : Jurnal Ilmu Ekonomi Jurnal Keuangan dan Perbankan Jurnal Ilmiah Mahasiswa FEB Journal of Indonesian Applied Economics Economica: Jurnal Ekonomi Islam Jurnal Masharif al-Syariah: Jurnal Ekonomi dan Perbankan Syariah Journal of Economic, Bussines and Accounting (COSTING) Al-Hayat: Journal of Islamic Education Shirkah: Journal of Economics and Business EKSISBANK (Ekonomi Syariah dan Bisnis Perbankan) Indonesian Journal of Islamic Economics Research Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Enrichment : Journal of Management El-Qist : Journal of Islamic Economics and Business (JIEB) Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Telaah Bisnis Journal of Management and Islamic Finance Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Journal of Economics Research and Policy Studies Journal of Accounting and Digital Finance Journal of Management and Digital Business Jurnal Cakrawala Ilmiah West Science Business and Management Jurnal Ekonomi dan Kewirausahaan West Science Journal of Business Management and Islamic Banking Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Jurnal Penelitian Mahasiswa Ilmu Sosial, Ekonomi, dan Bisnis Islam (SOSEBI) Ar Rehla: Journal of Islamic Tourism, Halal Food, Islamic Traveling, and Creative Economy Khidmah Nusantara Jurnal Bersama Ilmu Ekonomi Journal of Economics Business Finance and Accounting The Indonesian Journal of Islamic Economics Research
Risdiana Himmati
Universitas Islam Negeri Sayyid Ali Rahmatullah
Religion Agriculture, Biological Sciences & Forestry Arts Humanities Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Library & Information Science Public Health Social Sciences Other

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Pengaruh Fitur Paylater, Spinjam dan Affiliate terhadap Minat Konsumen dalam Berbelanja pada Aplikasi Shopee : Studi Kasus Pengguna Shopee pada Mahasiswa FEBI UIN SATU Tulungagung Tsani Syafiq Nuruddin, Syahru; Himmati, Risdiana
Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol. 5 No. 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah 
Publisher : Intitut Agama Islam Nasional Laa Roiba Bogor

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v5i6.160

Abstract

Shopee is one of the largest marketplaces in Indonesia that provides several payment features, such as Shopee Paylater, Spinjam and Affiliate.This feature is also used to attract shopping interest for Shopee users without worrying that there is no cost to buy something. The existence of several payment features in the shopee application makes it easier for consumers to shop for whatever items they want. PThis study aims to determine the effect of featuresShopee PayLater, Spinjam and Affiliate for consumers who make transactions on the Shopee marketplace. This research focuses on students of the Faculty of Economics and Islamic Business, Sayyid Ali Rahmatullah Tulungagung State Islamic University who have accounts and are registered as Shopee PayLater, Spinjam and Affiliate. The method used in this research is qualitative methodwith a case study approach that uses source triangulation as the main data with in-depth interviews as well as observation and documentation as additional data. The results of this study indicate that these three features are the main choices for consumers for transactions. Based on data and analysis, Shopee PayLater is used as micro business capital, Spinjam is used for personal needs, and Affiliates tend to be used to earn income through marketing creative content products that include links uploaded on social media.
Analisis Pengaruh Penanaman Modal Asing, Penanaman Modal dalam Negeri, Belanja Daerah, dan Tenaga Kerja terhadap Pertumbuhan Ekonomi di Pulau Kalimantan 2015-2024 Wulan Wahyu Ning Tias; Risdiana Himmati
Jurnal Bersama Ilmu Ekonomi (EKONOM) Vol. 2 No. 2 (2026): Mei 2026
Publisher : Yayasan Literasi Sains Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55123/ekonom.v2i2.441

Abstract

This study aims to analyze the impact of Foreign Direct Investment (FDI), Domestic Investment (DDI), regional spending, and labor on economic growth in Kalimantan Island during the period 2015–2024. Economic growth is measured by the growth rate of the Gross Regional Domestic Product (GRDP) of the five provinces on the island of Kalimantan. This study uses a quantitative approach with a panel data regression method that combines time series and cross-sectional data. The estimation model was selected through Chow and Hausman tests, which showed that the Fixed Effect Model (FEM) was the best model. Simultaneous test results show that foreign direct investment (FDI), domestic investment, regional spending, and labor collectively have a significant effect on economic growth. However, in part, domestic investment has a positive and significant effect on economic growth, while foreign direct investment, regional spending, and labor do not have a significant effect. These findings indicate that domestic investment plays a dominant role in driving regional economic growth in Kalimantan, while the effectiveness of foreign investment, regional spending, and the role of labor still need to be optimized through development policies oriented towards increasing productivity, human resource quality, and the efficiency of regional government spending.
The impact of fiscal spending and financing by Sharia banks on economic growth in Indonesia Risdiana Himmati; Badara Shofi Dana; Kesy Indraswari; Agus Salim
Indonesian Journal of Islamic Economics Research Vol. 6 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business UIN Salatiga

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.18326/ijier.v6i2.2483

Abstract

Economic activity can be increased by fiscal policy stimulus and financing by Sharia banks. This study aims to analyze the roles of fiscal policy and banking sector in driving Indonesia’s economic growth. Fiscal Policy, Macroeconomics, Financing, and Economic Growth are the variables used in this study. The data used is secondary data for the 2014-2023 period. This study uses the Error Correction Model (ECM) method. The results show that Fiscal Policy with proxy tax and government expenditure influence Economic Growth. On the other hand, the Financing of the banking sector influences Economic Growth.
Co-Authors A'yunina , Qurotu Ackil Maulana Marwan Agus Salim Agus Salim Agustinus Suryantoro Agustinus Suryantoro Akhmad Afrilal Makhbuby Al-Mubarok, M. Ahris Alinda, Ria Anton Bawono Ardillah, Id Fitria Rahayu Arum, Yasmine Sekar Arwendi, Deswita Fitri Asrori, Muhamad Badara Shofi Dana Churun, Aurya Cindy Thalia Kristy Citra Mulya Sari Citra Sarasmitha Deby Kusuma Atmaja Dede Nurohman Drastiana, Tiyas Hendrik Wana Putra Pratama Imanurrovi, Fithrotul Indraswari, Kesy Kesy Indraswari Khoir Umi Laksana Lativa Hartiningtyas M Syahru Tsani Syafiq Nuruddin Mailani, Robit Altom Maridkha, Antin Mashudi Mashudi Mashudi Maslinda, Lisza May Moh. Faiz Febriansyah Muhammad Aqim Adlan Nabila, Rifda Nafiah, Novia Maslihatun Nizam, Muchamad Choirul Oktavia, Nevi Rani, Pranitya Septiya Rendra Erdkhadifa Rendra Erdkhadifa Rifda Nabila Rifda Nabila Rofikhoh, Sitieoz Ely Nikmatu Rois Abin Saputra, Muhammad Wahyu Aji Shinta Dewi, Putri Sobir, Labib Muzaki Tiyas Drastiana Tsani Syafiq Nuruddin, Syahru Uliati Nafiah Umam, Ahmad Choirul Wahyu Dwi Warsitasari Wati, Aprilia Eka Fajar Wulan Wahyu Ning Tias Yunastiti Purwaningsih Yunastiti Purwaningsih, Yunastiti