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All Journal Jurnal Pengabdian Pada Masyarakat METHABDI Mount Hope Global Economic Journal
Br. Saragih, Rintan
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Religion Agriculture, Biological Sciences & Forestry Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Immunology & microbiology Languange, Linguistic, Communication & Media Medicine & Pharmacology Physics Public Health

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INFLUENCE LITERACY FINANCE, FINANCIAL USE TECHNOLOGY, AND ONLINE SHOPPING HABITS ON MANAGEMENT GENERATION Z FINANCE Gea, Sri Apgusni Sartika; Silaban, Kalep; Manullang, Januardin; Br. Saragih, Rintan
Mount Hope Economic Global Journal Vol. 3 No. 2 (2025)
Publisher : Institut Teknologi dan Bisnis Kristen Bukit Pengharapan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.61696/mega.v3i2.734

Abstract

This study aims to analyze the influence of financial literacy, the use of financial technology (fintech), and on line shopping habits on the financial management of Generation Z in the city of Medan. The background of this research is based on the phenomenon of increasing digital financial activities among the younger generation, which is accompanied by challenges in managing finances wisely in the digital era. This study uses a quantitative approach with a survey method. Data was collected through a questionnaire distributed to 400 respondents from Generation Z in Medan City. The analysis technique used was multiple linear regression analysis with the help of SPSS version 26 software. Before regression analysis was carried out, the data were tested using validity, reliability, and classical assumption tests which included normality, multicollinearity, and heteroscedasticity tests. The results of the study show that the three independent variables, namely financial literacy, fintech use, and on line shopping habits, have a positive and significant effect partially or simultaneously on financial management. The variable of online shopping habits has the most dominant influence on financial management with the highest regression coefficient value (0.498). The Adjusted R Square value of 0.478 indicates that 47.8% of the variation in financial management can be explained by these three variables. Thus, it can be concluded that the financial management ability of Generation Z in Medan City is significantly influenced by finance literacy, the use of digital financial technology, and on line consumption behavior that is carried out wisely
Meningkatkan Kolaborasi dalam Berwirausaha di Desa Parapat Kabupaten Simalungun Napitupulu, Junika; Gultom, Robinhot; Sianturi, Jeudi A. T. P.; Sinurat, Elperida J.; Sihite, Mislan; Purba, Jon Henri; Panggabean, Toman; Butar-Butar, Hotlan; Rajagukguk, Tiur; Normi, Siti; Melianna, Saur; Br. Saragih, Rintan; Marbun, Sondang N. B.; Panjaitan, Maludin; Silalahi, Sahat P. Remus; Panjaitan, Mangasa; Siregar, Selamat; Nadapdap, Kristanty M. N.; Winarto, Winarto; Hutabarat, Jansen
Jurnal Pengabdian Pada Masyarakat METHABDI Vol 5 No 1 (2025): Jurnal Pengabdian Pada Masyarakat METHABDI
Publisher : Universitas Methodist Indonesia

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Abstract

This community service aims to educate that collaborating in entrepreneurship is important. This PKM took place in Parapat Village, Simalungun Regency, and the method used was by means of lectures, discussions, and question-and-answer sessions. It was explained that there are many ways to collaborate in developing a business or as an entrepreneur. In this meeting, a discussion was held so that the business being carried out and its problems were known. Finally, it was discovered that the most common problem lately was business capital and the need for local government support to support and protect the business.
Co-Authors Butar-Butar, Hotlan Elperida J. Sinurat Gea, Sri Apgusni Sartika Hutabarat, Jansen Januardin, . Jon Henri Purba, Jon Henri Junika Napitupulu Maludin Panjaitan Mangasa Panjaitan, Mangasa Marbun, Sondang N. B. Melianna, Saur Mislan Sihite, Mislan Nadapdap, Kristanty M. N. Panggabean, Toman Robinhot Gultom, Robinhot Selamat Siregar Sianturi, Jeudi A. T. P. Silaban, Kalep Silalahi, Sahat P. Remus Siti Normi, Siti Tiur Rajagukguk, Tiur Winarto Winarto