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PELATIHAN MANAJEMEN DESA DAN PENYUSUNAN SOP PELAYANAN DESA DESA SALILAMA KECAMATAN MANANGGU KABUPATEN BOALEMO Yulia Puspitasari Gobel; Hendra Dukalang
Madani: Jurnal Pengabdian Ilmiah Vol. 1 No. 1 (2018): MADANI Jurnal Pengabdian Ilmiah
Publisher : LP2M IAIN Sultan Amai Gorontalo

Berlakunya kebijakan alokasi dana desa menuntut perangkat desa dapat meningkatkan kualitas layanan pemerintahan desa yang lebih baik. Tidak hanya layanan masyarakat, pemerintah desa juga diharapkan mengetahui prinsip dasar administrasi. Melalui pelatihan manajemen desa dan penyusunan standar oprasional prosedur (SOP) diharapkan dapat (1) meningkatkan kualitas SDM (perangkat desa) dalam pelayanan kepada masyarakat (2) Meningkatkan kedisiplinan perangkat pemerintahan desa yang menduduki lembaga yang ada (3) Memaksimalkan kemampuan perangkat desa dalam hal pengolahan data yang tersedia (4) meningkatkan Pola kerja perangkat desa agar tertib dalam administrasi maupun dalam pelaporannya.

PENGARUH FDR, BAGI HASIL, PEMBIAYAAN JUAL BELI, SEWA MENYEWA DAN NPF TERHADAP PROFITABILITAS BANK UMUM SYARIAH 2016-2020 Hendra H. Dukalang; Moh Agus Nugroho
Account : Jurnal Akuntansi, Keuangan dan Perbankan Vol. 9 No. 1 (2022): EDISI JUNI 2022
Publisher : Politeknik Negeri Jakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32722/acc.v9i1.4583

This study is to determine whether Financing to Deposit Ratio (FDR), Sales and Purchase Financing (PJB), Profit Sharing Financing (PBH), Leasing Financing (PSM) and Non-Performing Financing (NPF) have a positive or negative effect on profitability or Return. On Assets (ROA) at Islamic Commercial Banks in Indonesia for the 2016-2020 period. The type of research used in this research is quantitative research. The data collection used in this research is secondary data collection, which is accessed from the internet, namely on the OJK website in the form of financial reports in the form of quarterly reports, namely Islamic Commercial Banks for 2016-2020. Data analysis that will be used in this research is descriptive statistical analysis method and panel data regression analysis which is calculated using Eviews 10 computer technology and Microsoft Excel where this research analyzes Profit Sharing Financing, Sales and Purchase Financing, Rental Financing, FDR and NPF on profitability (ROA). The results of this study show that Financing to Deposit Ratio (FDR) and Leasing Financing (PSM) have a negative effect on Return On Assets (ROA). Meanwhile, Sales and Purchase Financing (PJB), Profit Sharing Financing (PBH), Non- Performing Financing (NPF) have a positive effect on Return On Assets (ROA). Keywords: Profitability, Sharia Commercial Banks

Comparison of R and GeoDa Software in Case of Stunting Using Spatial Error Model Hendra H Dukalang; Ingka Rizkyani Akolo; Muhammad Rezky Friesta Payu; Setia Ningsih
Jurnal Varian Vol 6 No 1 (2022)
Publisher : Universitas Bumigora

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30812/varian.v6i1.1993

Gorontalo city is the capital of Gorontalo province which has a high incidence of stunting. This high incidence rate needs to get attention because stunting can further become one of the indicators of the low quality of human resources in Gorontalo. One method that can be used to analyze the factors that cause stunting is the spatial regression method, namely Spatial Error Model (SEM). SEM model can analyze used R and GeoDa software. The purpose of this study is to find out the factors that affect stunting in Gorontalo City and compare the results of the Spatial Error Model analysis based on the results of R and GeoDa software. The results showed that there are two variables that have a significant effect on stunting incidence, namely the variable number of Complete Basic Immunization (IDL) and the amount of proper sanitation. The R and GeoDa software comparison results showed there were several similar outputs i.e. LM test output, parameter estimation and R-square value, while the different outputs were Moran's I test output, Breusch-Pagan test, and AIC value. Although Moran's I test output and Breusch-Pagan’s test are different, but they produce the same conclusion. The AIC value produced by GeoDa is smaller than R software.

Analysis of Stock Intrinsic Value Using Relative Valuation on Agriculture Sector Listed in JII70 Period 2016-2019 Hendra H. Dukalang
Mutanaqishah: Journal of Islamic Banking Vol. 1 No. 1 (2021): June 2021
Publisher : Department of Islamic Banking

This study aims to determine the intrinsic value or fair value of shares and the position of share value in Agriculture sub-sector companies, whether Overvalued (expensive), undervalued (cheap), or fair-valued (fair) using the relative valuation method approach for the 2016 – 2019 observation period in Agriculture sub-sector companies. The population in this study were 70 samples of companies from various sub-sectors. Determination of the sample is with the technique of purose sampling. So that the sample obtained is three companies in the field of agriculture with the provision that they have the most liquid index. Calculation data is processed using Ms. Excel 2010. The calculation results using the Relative Valuation Method are that AALI and LSIP companies are recommended for sale because they are in an Overvalued position, while SIMP company shares are recommended to be purchased because they are in an undervalued position

Determinan Market Share Bank Umum Syariah di Indonesia Sindi Ali; Hendra H. Dukalang; Rifadli D. Kadir
Mutanaqishah: Journal of Islamic Banking Vol. 2 No. 1 (2022): June 2022
Publisher : Department of Islamic Banking

This study aims to determine whether CAR, ROA, NPF, FDR affect the Market Share of Islamic Commercial Banks in Indonesia for the 2017-2021 period. This study uses Panel Data analysis. The results of this study conclude (1) Capital adequacy ratio (CAR) has a negative and insignificant effect on the market share of Islamic banking in Indonesia; (2) Return on assets (ROA) has a positive and insignificant effect on the market share of Islamic banking in Indonesia; (3) Non-performing financing (NPF) has a negative and significant effect on the market share of Islamic banking in Indonesia; (4) Financing to deposit ratio (FDR) has a negative and insignificant effect on the market share of Islamic banking in Indonesia and (5) CAR, ROA, NPF and FDR together have an effect on the market share of Islamic commercial banks in Indonesia. Penelitian ini bertujuan untuk mengetahui apakah CAR, ROA, NPF, FDR berpengaruh terhadap Market Share Bank Umum Syariah di Indonesia periode 2017-2021. Penelitian ini menggunakan analisis data panel. Hasil penelitian ini menyimpulkan (1) Capital adequacy ratio (CAR) berpengaruh negative dan tidak signifikan terhadap market share perbankan syariah di Indonesia; (2) Return on assets (ROA) berpengaruh positif dan tidak signifikan terhadap market share perbankan syariah di Indonesia; (3) Non performing financing (NPF) berpengaruh negative dan signifikan terhadap market share perbankan syariah di Indonesia; (4) Financing to deposit ratio (FDR) berpengaruh negative dan tidak signifikan terhadap market share perbankan syariah di Indonesia dan (5) CAR, ROA, NPF dan FDR secara bersama-sama berpengaruh terhadap market share bank umum syariah di Indonesia

PEMODELAN STRUKTURAL EQUATION MODEL- PARTIAL LEAST SQUARE (SEM-PLS) PADA MINAT BERTRANSAKSI MENGGUNAKAN APLIKASI OVO Setia Ningsih; Hendra Dukalang; Armayani Arsal
Jambura Journal of Probability and Statistics Vol 3, No 2 (2022): Jambura Journal Of Probability and Statistics
Publisher : Department of Mathematics, Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34312/jjps.v3i2.16882

The payment system in Indonesia is transforming from making payments in cash to non-cash. Non-cash payments can be made with various payment applications, one of which is the OVO application. Non-cash payments are less loved by many people, this is due to concerns about the security or ease and effectiveness of non-cash payment applications. Therefore, this study was conducted to analyze the factors that influence student interest in Gorontalo province in transacting using the OVO application using the Structural Equation Model Partial Least Square (SEM-PLS). The data analysis technique used is variance-based SEM. The results showed that the perceived convenience, effectiveness and security variables affected the interest in transacting using the OVO application with an R-square value of 70.70 percent.

Peningkatan Motivasi Belajar Siswa Menggunakan Macromedia Flash Sebagai Media Pembelajaran Interaktif Hendra H. Dukalang; Dini Lestari
Jurnal Teknologi Informasi Indonesia (JTII) Vol 3 No 1 (2018): Jurnal Teknologi Informasi Indonesia (Mei)
Publisher : JURNAL TEKNIK INFORMATIKA

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30869/jtii.v3i1.179

Abstractâ€” Tujuan penelitian ini membuat media pembelajaran interaktif untuk meningkatkan motivasi belajar siswa dalam proses pembelajaran mata pelajaran jaringan dasar menggunakan macromedia flash. Penelitian ini menggunakan metode penelitian research and development (R & D). Populasi dalam penelitian ini adalah seluruh kelas X jurusan teknik komputer jaringan tahun ajaran 2016/2017 di SMK Negeri 1 Batudaa. Pengambilan sampel dilakukan dengan teknik cluster sampling. Pengumpulan data dilakukan dengan cara angket, dan tes. Data yang telah diperoleh melalui test kemudian dianalisis secara deskriptif dan inferensial. Analisis deskriptif dilakukan melalui aktivitas siswa dalam pembelajaran serta data hasil belajar siswa yang dianalisis melalui tabel dengan mempresentasekan rata-rata. Sedangkan analisis inferensial dilakukan dengan menggunakan uji t untuk mengetahui apakah terdapat perbedaan antara siswa yang menggunakan metode konvensional dan media pembelajaran interktif . Kemudian angket dianalisis menggunakan skala likert. Angket yang diberikan kepada guru sebagai ahli media sekaligus ahli materi mendapatkan presentase sebesar 80% sedangkan angket yang diberikan pada kelas ekperimen (prorses pembelajaran yang diberi perlakuan media pembelajaran) memperoleh presentase sebesar 79,09%. Dan angket yang diberikan pada kelas kontrol (prorses pembelajaran konvensional) memperoleh presentase sebesar 52,00%. Kemudian hasil belajar siswa pada kelas eksperimen mendapat presentase sebesar 47,92% sedangakan yang tidak menggunakan alat bantu media pembelajaran mendapatkan presentase sebesar 39,99%. Hasil penelitian ini menunjukkan bahwa hasil belajar siswa menggunakan alat bantu media pembelajaran lebih tinggi dibandingkan dengan hasil belajar siswa yang tanpa menggunakan alat bantu media pembelajaran.

Drivers of Sharia P2P Lending Adoption in Indonesia: An AISAS Model Approach Ismail, Juniaty; Supri, Zikra; Dukalang, Hendra; Budianto, Rahman; Katili, Chitra Yuliashri
Share: Jurnal Ekonomi dan Keuangan Islam Vol 13, No 2 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v13i2.23438

The challenge of accessing capital for Micro, Small, and Medium Enterprises (MSMEs), compounded by low financial literacy, has led to limited awareness among MSME actors regarding sharia-based Peer-to-Peer (P2P) Lending. This study investigates the response of MSME actors on Sulawesi Island, Indonesia, to the adoption of fintech-based sharia P2P lending services using the AISAS (Attention, Interest, Search, Action, and Share) model. Distinct from previous research, this study specifically focuses on the utilization of sharia-based P2P fintech by MSMEs in Sulawesi, applying the AISAS model approach. A quantitative approach was employed, gathering data from 580 MSME respondents in Sulawesi, and analyzed using Smart-PLS 3.2.9 software. The results indicate that interest, search, and sharing behavior are significant predictors of sharia-compliant P2P lending adoption, while attention and action demonstrate no significant influence. This study offers valuable insights for sharia fintech P2P lending service providers and government bodies supporting MSMEs, particularly in Sulawesi, stressing the importance of enhancing outreach to promote sharia fintech P2P lending as a more accessible and efficient capital source.========================================================================================================ABSTRAK – Pendorong Adopsi P2P Lending Syariah di Indonesia: Pendekatan Model AISAS. Akses permodalan masih menjadi tantangan signifikan bagi Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia. Hal ini dipicu oleh rendahnya literasi keuangan para pelaku usaha yang berakibat pada rendahnya kesadaran akan produk keuangan syariah seperti layanan Peer-to-Peer (P2P) Lending. Penelitian ini mengkaji adopsi layanan P2P Lending Syariah di kalangan UMKM di Pulau Sulawesi, Indonesia, dengan menggunakan model Attention, Interest, Search, Action, and Share (AISAS). Berbeda dengan penelitian sebelumnya, studi ini berfokus pada pemanfaatan fintech P2P berbasis syariah oleh pelaku UMKM di Pulau Sulawesi. Menggunakan pendekatan kuantitatif, penelitian ini mengumpulkan data dari 580 pelaku UMKM dan dianalisis menggunakan Smart-PLS 3.2.9. Hasil penelitian menunjukkan bahwa minat, pencarian, dan berbagi berpengaruh signifikan terhadap adopsi P2P Lending syariah, sementara perhatian dan tindakan menunjukkan hal sebaliknya. Hasil penelitian ini berkontribusi kepada penyedia layanan P2P dan instansi pemerintah dalam mendukung pertumbuhan UMKM, khususnya di Sulawesi. Temuan ini menyoroti perlunya sosialisasi yang terarah untuk mempromosikan P2P Lending syariah sebagai solusi pembiayaan yang mudah diakses dan efisien.

Perbandingan Propensity Score Stratification dan Propensity Score Matching dengan Pendekatan Multivariate Adaptive Regression Spline Akolo, Ingka Rizkyani; Ningsih, Setia; Dukalang, Hendra
Jambura Journal of Mathematics Vol 6, No 2: August 2024
Publisher : Department of Mathematics, Universitas Negeri Gorontalo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.37905/jjom.v6i2.26137

Research on complications of Diabetes Mellitus (DM) is multifactorial, where the risk factors causing DM complications are interrelated, leading to confounding bias, which results in inaccurate research findings. Confounding bias can be reduced using the propensity score method. This study aims to compare the performance of the Propensity Score Stratification (PSS) and Propensity Score Matching (PSM) methods with the Multivariate Adaptive Regression Spline (MARS) approach in estimating treatment effects on DM complication cases. The data used is the medical records of type-2 DM patients at Hospital X. The results showed that the PSS method with the MARS approach is not suitable for small data sets, as it can lead to treatment or control groups lacking members, making it impossible to calculate the p-value in balance testing or the Percent Bias Reduction (PBR). The estimated Average Treatment Effect (ATE) using the PSS method was 0.487 with a PBR of 35.1%, whereas the estimated Average Treatment for Treated (ATT) using the PSM method was 0.531 with a PBR of 99.46%. These PBR values indicate that the best method for estimating treatment effects and the one that can reduce the most bias in this case is the PSM method with MARS. The analysis also showed that serum uric acid levels significantly affect the peripheral diabetic neuropathy (PDN) status of DM patients.

Drivers of Sharia P2P Lending Adoption in Indonesia: An AISAS Model Approach Ismail, Juniaty; Supri, Zikra; Dukalang, Hendra; Budianto, Rahman; Katili, Chitra Yuliashri
Share: Jurnal Ekonomi dan Keuangan Islam Vol. 13 No. 2 (2024)
Publisher : Faculty of Islamic Economics and Business, Universitas Islam Negeri Ar-Raniry

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.22373/share.v13i2.23438

The challenge of accessing capital for Micro, Small, and Medium Enterprises (MSMEs), compounded by low financial literacy, has led to limited awareness among MSME actors regarding sharia-based Peer-to-Peer (P2P) Lending. This study investigates the response of MSME actors on Sulawesi Island, Indonesia, to the adoption of fintech-based sharia P2P lending services using the AISAS (Attention, Interest, Search, Action, and Share) model. Distinct from previous research, this study specifically focuses on the utilization of sharia-based P2P fintech by MSMEs in Sulawesi, applying the AISAS model approach. A quantitative approach was employed, gathering data from 580 MSME respondents in Sulawesi, and analyzed using Smart-PLS 3.2.9 software. The results indicate that interest, search, and sharing behavior are significant predictors of sharia-compliant P2P lending adoption, while attention and action demonstrate no significant influence. This study offers valuable insights for sharia fintech P2P lending service providers and government bodies supporting MSMEs, particularly in Sulawesi, stressing the importance of enhancing outreach to promote sharia fintech P2P lending as a more accessible and efficient capital source.========================================================================================================ABSTRAK – Pendorong Adopsi P2P Lending Syariah di Indonesia: Pendekatan Model AISAS. Akses permodalan masih menjadi tantangan signifikan bagi Usaha Mikro, Kecil, dan Menengah (UMKM) di Indonesia. Hal ini dipicu oleh rendahnya literasi keuangan para pelaku usaha yang berakibat pada rendahnya kesadaran akan produk keuangan syariah seperti layanan Peer-to-Peer (P2P) Lending. Penelitian ini mengkaji adopsi layanan P2P Lending Syariah di kalangan UMKM di Pulau Sulawesi, Indonesia, dengan menggunakan model Attention, Interest, Search, Action, and Share (AISAS). Berbeda dengan penelitian sebelumnya, studi ini berfokus pada pemanfaatan fintech P2P berbasis syariah oleh pelaku UMKM di Pulau Sulawesi. Menggunakan pendekatan kuantitatif, penelitian ini mengumpulkan data dari 580 pelaku UMKM dan dianalisis menggunakan Smart-PLS 3.2.9. Hasil penelitian menunjukkan bahwa minat, pencarian, dan berbagi berpengaruh signifikan terhadap adopsi P2P Lending syariah, sementara perhatian dan tindakan menunjukkan hal sebaliknya. Hasil penelitian ini berkontribusi kepada penyedia layanan P2P dan instansi pemerintah dalam mendukung pertumbuhan UMKM, khususnya di Sulawesi. Temuan ini menyoroti perlunya sosialisasi yang terarah untuk mempromosikan P2P Lending syariah sebagai solusi pembiayaan yang mudah diakses dan efisien.

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