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Peranan  Modal Sosial Islami dalam Pengembangan Pariwisata Lokal di Gunung Pawon Payangan Ambulu Jember Lestari, Dwi Ayu; Siswanto, Adil
Jurnal Ragam Pengabdian Vol. 3 No. 2 (2026): Mei-Agustus, Sustainable Development Goals (SDGs): Multidisciplinary Perspectiv
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/bsmt0c38

Abstract

This study aims to analyze the role of Islamic social capital in the development of local tourism in Gunung Pawon, Payangan, Ambulu, Jember. The research uses a qualitative descriptive approach to explore how Islamic values such as trust (amanah), norms (shura), reciprocity (ta’awun), social networks (silaturahim), and shared goals (ukhuwah Islamiyah) are applied in community-based tourism management. Data were collected through observation, interviews, and documentation involving tourism managers, MSME actors, and visitors. The findings show that Islamic social capital plays a crucial role as the foundation of tourism management, strengthening cooperation, transparency, and community participation. Trust builds openness in management, norms guide collective decision-making, networks support promotion and communication, reciprocity enhances economic benefits for local communities, and shared goals unite stakeholders in developing sustainable tourism. Overall, Islamic social capital contributes significantly to the sustainability of Gunung Pawon tourism by fostering harmony, economic empowerment, and community-based development. 
Strategi Promosi Word of Mouth Communication (WOM)  dalam Pemasaran Produk Simpanan pada Baitul Maal Wat Tamwil Usaha Gabungan Terpadu Nusantara Cabang  Pembantu Jember Kota Faiqoh, Dewi Elok; Siswanto, Adil
Jurnal Ragam Pengabdian Vol. 3 No. 2 (2026): Mei-Agustus, Sustainable Development Goals (SDGs): Multidisciplinary Perspectiv
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/s1ejcf74

Abstract

This study was motivated by the importance of promotional strategies in increasing the marketing of savings products in Islamic financial institutions through the word of mouth communication (WOM) approach. WOM is considered effective in building public trust through interpersonal communication and direct customer recommendations. This study aimed to analyze the implementation of the WOM promotional strategy, its role in increasing the number of savings product customers, as well as the supporting and inhibiting factors in its implementation at BMT UGT Nusantara Sub-Branch Office of Jember Kota. This study used a qualitative descriptive approach. Data were collected through observation, interviews, and documentation involving the sub-branch manager, tellers, AOSP staff, and active customers. Data analysis was conducted through data reduction, data presentation, and conclusion drawing, while data validity was tested using source and technique triangulation. The results showed that the WOM strategy was implemented through friendly service, good communication, honesty, and a pick-up service system that facilitated customer transactions. These services created customer satisfaction and positive experiences, encouraging customers to recommend the BMT to others. The WOM strategy also contributed to increasing the number of savings product customers through natural customer recommendations. Supporting factors included service quality, good interpersonal relationships, and public trust in sharia-based savings products, while the obstacles included differences in public understanding of sharia products and diverse community characteristics in receiving information.
Evaluasi Penerapan Akuntabilitas dan Transparansi Pengelolaan Keuangan terhadap Efektivitas Program Makan Bergizi Gratis (MBG) pada Dapur SPPG Ar-Raudlah Karangpring Sukorambi Jember Kamilatur Rodliyah Muchlis; Siswanto, Adil
Jurnal Ragam Pengabdian Vol. 3 No. 2 (2026): Mei-Agustus, Sustainable Development Goals (SDGs): Multidisciplinary Perspectiv
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/6gkgj238

Abstract

Penelitian ini mengevaluasi penerapan akuntabilitas dan transparansi pengelolaan keuangan serta dampaknya terhadap efektivitas Program Makan Bergizi Gratis (MBG) di Dapur SPPG Ar-Raudlah, Jember. Menggunakan pendekatan kualitatif deskriptif dengan desain studi kasus, data dikumpulkan melalui observasi, wawancara, dan dokumentasi yang melibatkan informan kunci. Analisis data dilakukan melalui reduksi data, penyajian data, dan penarikan kesimpulan, dengan validitas data dijamin melalui triangulasi sumber dan teknik. Temuan penelitian menunjukkan bahwa akuntabilitas keuangan telah terlaksana dengan cukup baik di tingkat administratif, tercermin dalam pencatatan berbasis kas rutin, pelaporan keuangan terstruktur, dan pengawasan internal. Namun, masih terdapat kesenjangan antara perencanaan anggaran dan realisasi akibat fluktuasi harga bahan baku serta kendala operasional. Transparansi telah diterapkan melalui publikasi menu, kandungan gizi, dan informasi anggaran melalui media sosial serta rapat koordinasi dengan sekolah, meskipun akses terhadap laporan keuangan rinci masih terbatas pada pemangku kepentingan internal. Kondisi ini berkontribusi terhadap efektivitas program, yang tercermin dari konsistensi distribusi makanan, ketepatan sasaran penerima manfaat, kualitas makanan yang dapat diterima, serta persepsi positif dari siswa, meskipun beberapa tantangan operasional masih perlu ditingkatkan.
Analisis Penerapan Standar Akuntansi Keuangan UMKM pada Pelaku Usaha Pariwisata Berbasis Desa Wisata di Desa Adat Osing Kemiren  Kabupaten Banyuwangi Maulana, Jeki Brian; Siswanto, Adil
Jurnal Ragam Pengabdian Vol. 3 No. 2 (2026): Mei-Agustus, Sustainable Development Goals (SDGs): Multidisciplinary Perspectiv
Publisher : Lembaga Teewan Journal Solutions

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.62710/nr7ja271

Abstract

This study aims to analyze the implementation of the Financial Accounting Standards for Micro, Small, and Medium Entities (SAK EMKM) among MSME actors in Osing Adat Kemiren Tourism Village. MSMEs in tourism villages play a strategic role in supporting tourism activities and improving the local economy. However, in practice, many MSME actors have not yet prepared financial records and financial statements in accordance with applicable accounting standards. This research uses a qualitative method with a descriptive approach. Data collection techniques include interviews, observation, and documentation involving MSME actors and the village tourism management. Data analysis is conducted systematically to describe the actual conditions regarding the implementation of SAK EMKM. The results show that most MSMEs in Osing Adat Kemiren Tourism Village have not fully implemented SAK EMKM in their financial management. This is due to limited knowledge, lack of understanding of accounting standards, and minimal training and assistance. Nevertheless, some MSMEs have carried out simple financial recording as an initial step toward accounting implementation. Therefore, continuous efforts are needed through socialization, training, and mentoring programs to improve MSME capacity in implementing SAK EMKM optimally, so that the quality of financial reporting can be enhanced and business development can be sustained.