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All Journal TARBIYA : Journal Education in Muslim Society MIX : Jurnal Ilmiah Manajemen Ikonomika : Jurnal Ekonomi dan Bisnis Islam Perisai : Islamic Banking and Finance Journal International Journal of Supply Chain Management Jurnal Abdi Masyarakat (JAM) Jurnal Pengabdian Masyarakat Ilmu Keguruan dan Pendidikan (JPM-IKP) Jurnal Akuntansi Journal of Islamic Economics and Social Science (JIESS) Jurnal Abdi Masyarakat Multidisiplin Jurnal Lemhannas RI Business, Management & Accounting Journal Economics & Islamic Finance Journal Social & Economic Bulletin Pelita : Jurnal Penelitian, Terapan dan Aplikatif Nawadeepa: Jurnal Pengabdian Masyarakat
Doktoralina, Caturida Meiwanto
Universitas Mercu Buana
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Symbolic Literacy and Sharia Pseudo-Inclusion: A Paradoxical Analysis and TSR-Maqasid Strategy in Indonesia Istianingsih, Istianingsih; Adiandari, Ade Maharini; Arafah, Willy; Doktoralina, Caturida Meiwanto; Nugroho, Lucky
Pelita : Jurnal Penelitian, Terapan dan Aplikatif Vol. 2 No. 2 (2025): Pelita Journal June 2025
Publisher : Baca Dulu Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70550/pelita.v2i2.180

Abstract

This research is motivated by the phenomenon of a significant gap between the literacy index and Islamic financial inclusion in Indonesia, as well as the fraud case of PT Dana Sharia Indonesia (DSI) in 2026 which reveals the practice of "pseudo-inclusion". This study aims to identify the determinants of literacy and formulate an integrative strategy to overcome this paradox through the framework  of Tawhid String Relationship (TSR) and Maqasid Syariah. The method used is descriptive qualitative with a literature study approach using data from the 2025 National Survey of Financial Literacy and Inclusion (SNLIK) and the Indonesia Sharia Economic Outlook (ISEO) 2024 report. The results of the study show that literacy is still "symbolic", where people know the term sharia but do not understand the risks of contracts, thus triggering financial vulnerability. The solution strategy includes contract-based education synergy, algorithmic ethics audits in financial technology, and regulatory strengthening. The implications of the study emphasize the need to transform education from cognitive to applicative to protect property (Hifz al-Mal) and reason (Hifz al-Aql). The novelty of this research lies in an in-depth analysis of the 2026 DSI default case and the use of the latest SNLIK 2025 data.
Pendampingan Pembukuan Organisasi Ibu-ibu PKK RW 07 Sunter Agung Jakarta Utara Doktoralina, Caturida Meiwanto; Mareta, Sigit; Lestari; Suryadi, Edy; Wahyuni, Efa
 Jurnal Abdi Masyarakat Multidisiplin Vol. 4 No. 03 (2025): Desember: JURNAL ABDI MASYARAKAT MULTIDISIPLIN
Publisher : Asosiasi Dosen Muda Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.56127/jammu.v4i03.2642

Abstract

Kegiatan pengabdian kepada masyarakat (PkM) ini, tim kolaborasi kampus berupaya menjembatani kebutuhan peningkatan kapasitas tersebut dengan memberikan pelatihan penggunaan teknologi komunikasi yang relevan serta pendampingan penyusunan laporan keuangan sederhana berbasis kebutuhan organisasi mikro tingkat RW. Ibu-ibu PKK RW 07 Sunter Agung, Jakarta Utara dipilih sebagai peserta utama karena keterlibatan aktif mereka dalam berbagai kegiatan sosial serta potensi perannya dalam mendukung tertib administrasi organisasi. Dalam menjalankan perannya, RW membutuhkan dukungan pendanaan yang bersumber dari insentif pemerintah, iuran masyarakat, maupun partisipasi pihak ketiga. Oleh karena itu, tata kelola keuangan yang tertib, transparan, dan akuntabel menjadi prasyarat utama bagi keberlanjutan program kerja organisasi.
Sharia Literacy as Social Capital: A Comparative Study between Indonesia and Other Muslim Countries Hermawan, Rido; Setiyono, Kup Yanto; Doktoralina, Caturida Meiwanto; Lukashenko, Inna Vladimirovna; Nugroho, Lucky
Economics & Islamic Finance Journal (ECIF) Vol. 2 No. 2 (2025): ECIF Journal August 2025
Publisher : Baca Dulu Publisher

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.70550/ecif.v2i2.187

Abstract

Without appropriate sharia literacy, the Muslims living in Muslim majority countries have not been able to be part of the Islamic finance movement led by these institutions. This paper discusses sharia literacy as social capital to boost Islamic financial inclusion: a case of Indonesia and comparative perspective of Malaysia, Türkiye, Pakistan and Bangladesh. Using a structured narrative literature review, the study follows qualitative descriptive approach and reviews literature on Islamic financial literacy, social capital theory, financial inclusion, digital literacy and normative underpinnings of Islamic economics. Results indicate that sharia literacy incorporating both the technical and moral-spiritual aspects of sharia  sustains collective norms, cultivates a trust in institutions, and fosters participation in voluntary systems of sharia-complaint finance. Islamic social capital plays a vital role in increasing financial inclusion, whereas digital literacy helps to widen access. Indonesia’s gap, of a literacy index 39.11% and an inclusion rate of just 12.88% in 2023, shows not an absence of Islamic social foundations but the difficulty in processes of converting literacy to sustained financial behaviour. Utilising maqāṣid al-sharī'ah-based frameworks within financial education and policy is a strategic approach with the potential to reshape financial literacy levels in the Islamic financial ecosystem.
Co-Authors Abd. Rasyid Syamsuri Abdullah, Muhamad Al Faruq Abdullah, Sakinatul Raadiyah Ade Maharini Adiandari Adhy Purnama, Adhy Adi Prayogo, Dhani Ahmad Shaifull Anuar Anuar Ahmad Shukor, Ahmad Shaifful Anuar, Ahmad Shaifull Azreen Hamiza Bahari, Zakaria Christsetyo, Peter Azarya Misael Andrew Desliyadi, Zahra Ramadhania Desty Febrian, Wenny Dewi, Ranita Puspita Sari Edy Suryadi Fachry Abda El Rahman Febrian, Wenny Desty Fitri Indriawati Hatizal, Nor Hermawan, Rido Igorevna, Volkhonova Mariya Ismail, Nor Asmat Istianingsih Istianingsih, Istianingsih Lestari Lestari Lestari Lucky Nugroho Lukashenko, Inna Vladimirovna Luna Haningsih Mareta, Sigit Maulana, Diky Nurhidayat, Agusman NURUL HIDAYAH Prabantoro, Albertus Magnus Putut Prayogo, Dhani Adi Putri, Gina Permana Rini Sulistiyowati Sakinatul Raadiyah Abdullah Setiyono, Kup Yanto Shaifull Anuar, Ahmad Sri Anah Wahyuni, Efa Willy Arafah, Willy Wiwik Utami Yananto Mihadi Putra Yudhi Herliansyah Zakaria Bahari Zakaria Bahari Zakaria Bahari