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All Journal Jurnal Ilmiah Manajemen dan Bisnis (JIMB) MIX : Jurnal Ilmiah Manajemen Emerging Science Journal Jurnal Studi Manajemen dan Bisnis Jurnal Logistik Indonesia Majalah Ilmiah Bijak JURNAL LENTERA BISNIS ADI Journal on Recent Innovation (AJRI) Jurnal Pemberdayaan Masyarakat Universitas Al Azhar Indonesia Khazanah Sosial Ilomata International Journal of Management Jurnal Manajemen Jurnal Komunitas: Jurnal Pengabidian Kepada Masyarakat JURNAL MANAJEMEN DAN BISNIS EQUILIBRIUM Journal of Community Service and Empowerment NERACA : JURNAL AKUNTANSI TERAPAN Ilomata International Journal of Management International Journal for Applied Information Management International Journal of Science and Society (IJSOC) Penamas: Journal of Community Service Journal of Social And Economics Research DEDIKASI : Jurnal Pengabdian Kepada Masyarakat Social & Economic Bulletin Countable (Contemporary Business and Sustainability Science) journal of social and economic research
Ade Maharini Adiandari
Program Studi Manajemen, Universitas Ngurah Rai, Denpasar
Religion Arts Humanities Civil Engineering, Building, Construction & Architecture Computer Science & IT Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education Environmental Science Health Professions Industrial & Manufacturing Engineering Languange, Linguistic, Communication & Media Law, Crime, Criminology & Criminal Justice Materials Science & Nanotechnology Public Health Social Sciences Other

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Developing a Scale of Financial Attitudes in Emergency Fund Ownership Decision Making Yuliani, Ade M. Adiandari, Bambang Sumintono,
Jurnal Manajemen Vol 25, No 1 (2021): February 2021
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jm.v25i1.708

Abstract

Financial attitudes in emergency fund ownership decision-making are important in shaping decision-making behavior to have an emergency fund. In order to obtain an accurate profile of financial attitudes in emergency fund ownership decision-making, it required a good instrument with precise measurement model. This study focuses on developing a financial attitude scale in emergency fund ownership decision-making using Rasch model. The participants were 106 respondents and after going through 2 analysis process stages using Winsteps, the instruments possessed a very decent reliability index, both from alpha cronbach’s and item reliability value. The items has also met the accuracy of the item model, the unidimensionality number was above the standard, as well as the unexplainable variance by the instruments was not exceed the standard. Overall, it can be concluded that financial attitude scale in emergency fund ownership decision-making held a decent psychometric attitude, so that this attitude scale can be used to a second stage pilot test process with a larger number of respondents.
Pengaruh Dana Pihak ketiga Non Performing Loan dan Suku Bunga Kredit terhadap Profitabilitas pada PT. BPR Suryajaya Ubud Ni Kadek Egi; Ade Maharini Adiandari
Jurnal Logistik Indonesia Vol 4, No 2: Oktober 2020
Publisher : Institut Ilmu Sosial dan Manajemen Stiami

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/logistik.v4i2.1114

Abstract

This study aims to determine the effect simultaneously or partially on profitability at PT. BPR Suryajaya Ubud for the period 2013-2016. The sample used was 48 DPK, NPL, Loan Interest Rates, and ROA data. Data were analyzed using the classic assumption test, multiple linear regression test, determination analysis, simultaneous significance test (F-test), and partial significance test (t-test). The results in this study indicate that Third Party Funds have partially negative and significant effect on ROA. Non Performing Loans partially have a negative and significant effect on ROA. Credit interest rates partially have a positive and significant effect on ROA. DPK, NPL, and Credit Interest rates simultaneously have a significant effect on ROA at PT. BPR Suryajaya Ubud in 2013-2016.
Financial Performance Innovation Since Digital Technology Entered Indonesian MSMEs Ade Maharini Adiandari
International Journal for Applied Information Management Vol. 2 No. 1 (2022): Regular Issue: April 2022
Publisher : Bright Institute

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47738/ijaim.v2i1.29

Abstract

This study aimed to understand the accounting performance innovation of MSME business people since digital technology has become a business supporter. Before searching the data, we tried to understand the core of the problem, and then we searched the data with the help of electronically using keyword searches. Next, we will continue with the data studied by involving the data coding system to critically evaluate the interpretation of the data in-depth so that we conclude from the data that we harmonize with the meaning and intent of this research question. The data sources that we look at are some international journal publications that actively discuss financial and digital issues for Indonesian small businesses. The applications we mean are ah and France, Sage publications, Google books, emerald publications, and some websites that we visited to get data that could fill the discussion of this study. This study fully uses secondary data, namely data published by previous studies, and we report in a descriptive qualitative article under a phenomenological approach. This study system explores the data as comprehensively to understand a field of study, becoming valid and convincing data in answering and filling out the discussion. Based on the study data and discussion, we can summarize that many MSME drivers can still not apply digital technology in their financial system, which makes innovation in business implementation, especially financial reporting. Thus, this finding becomes a meaningful input in studying relevant themes in the future.
Pengaruh Kualitas Tenaga Pemasar Kredit Serta Pengendalian Internal Kredit Terhadap Kredit Bermasalah di KSP. Amertha Nadi Jaya Kabupaten Klungkung Dewa Ayu Eka Wahyuni; Ade Maharini Adiandari
Jurnal MBE Manajemen Bisnis, Equilibrium Vol 5 No 1 (2019): Jurnal Manajemen Dan Bisnis Equilibrium
Publisher : Program Studi Manajemen, Fakultas Ekonomi dan Bisnis, Universitas Ngurah Rai

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (231.006 KB) | DOI: 10.47329/jurnal_mbe.v5i1.320

Abstract

Koperasi simpan pinjam tidak lepas dari masalah kredit, sebagai lembaga simpan pinjam harus mampu mengelola, menghimpun, dan menyalurkan dana masyarakat secara efektif dan efisien agar meningkatkan taraf hidup bagi anggota khususnya dan masyarakat pada umumnya. Pemberian kredit merupakan suatu bentuk usaha yang dilakukan koperasi untuk mengolah modal yang dimiliki dari hasil donasi dan simpanan anggota untuk memberikan pinjaman kepada anggota dengan mengambil keuntungan dari pembayaran bunga anggota yang melakukan pinjaman. Namun, pengelolaan perkreditan mempunyai berbagai masalah yang cukup rumit seperti timbulnya kredit bermasalah. Untuk mendapatkan hasil yang baik diperlukan pengelolaan perkreditan yang baik dengan penerapan pengendalian internal yang efektif dan efisien, selain pengendalian internal kredit kualitas tenaga pemasar kredit juga memegang peranan penting dalam menjembati hubungan antar koperasi dengan anggotanya. Kualitas tenaga pemasar merupakan suatu bentuk pengetahuan atau kemampuan yang dimiliki oleh tenaga pemasar kredit yang nantinya akan berpengaruh pada hubungan bisnis. Tujuan penelitian ini adalah untuk mengetahui pengaruh antara kualitas tenaga pemasar kredit serta pengendalian internal kredit secara parsial maupun simultan terhadap kredit bermasalah, sampel yang digunakan dalam penelitian ini adalah sampel jenuh. Hasil dari penelitian ini menyatakan bahwa kualitas tenaga pemasar kredit serta pengendalian internal kredit secara parsial dan simultan berpengaruh negatif terhadap kredit bermasalah.
Inklusi Keuangan Sektor UMKM melalui Pick Up Services yang Optimal Ade Maharini Adiandari; Hendra Winata
Jurnal Studi Manajemen dan Bisnis Vol 7, No 2 (2020): Desember
Publisher : Trunojoyo University of Madura

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.21107/jsmb.v7i2.9049

Abstract

Effect of Loan to Deposit Ratio (LDR) and BOPO on Profitability on PT BPR Bali Ambassador for the Year 2014-2018 Ni Made Rusmini; Ade Maharini Adiandari
Neraca : Jurnal Akuntansi Terapan Vol 1, No 2: April 2020
Publisher : Institut Ilmu Sosial dan Manajemen Stiami

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31334/neraca.v1i2.858

Abstract

Profitability is the ability or ability of the bank to obtain profits or profits. The problem of profitability is very important because the bank's income is the main target that must be achieved by the bank because the main purpose of the bank is to achieve profit or profit. The higher the bank's profitability, the better the bank's performance. The formulation of the problem in this study is: whether the Loan to Deposit Ratio (LDR) and Operational Income Operating Costs (BOPO) simultaneously or partially affect the profitability of PT. BPR. Duta Bali for the period 2014-2018? This study aims to determine the effect simultaneously or partially between the Loan to Deposit Ratio (LDR) and Operational Income Operating Costs (BOPO) to Profitability at PT. BPR. Duta Bali for the period 2014-2018. The technique of taking samples in this study uses judgmental sampling. Data were analyzed using classical assumption test, multiple linear regression analysis, Determination analysis, simultaneous significance test (F-test) and partial significance test (t-test). The results of the study indicate that the Loan to Deposit Ratio has a positive and insignificant effect on Profitabiltas. Operational Costs Operational Income has a significant positive effect on profitability. Loan to Deposit Ratio and Operational Costs Operational Income has a significant effect on profitability at PT. BPR. Duta Bali for the period 2014-2018.   
Developing A Scale Of Financial Attitudes In Emergency Fund Ownership Decision Making Ade M. Adiandari; Bambang Sumintono; Yuliani
Jurnal Manajemen Vol. 25 No. 1 (2021): February 2021
Publisher : Fakultas Ekonomi dan Bisnis, Universitas Tarumanagara

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24912/jm.v25i1.708

Abstract

Financial attitudes in emergency fund ownership decision-making are important in shaping decision-making behaviour to have an emergency fund. In order to obtain an accurate profile of financial attitudes in emergency fund ownership decision-making, it required a good instrument with a precise measurement model. This study focuses on developing a financial attitude scale in emergency fund ownership decision-making using Rasch model. The participants were 106 respondents and after going through 2 analysis process stages using Winsteps, the instruments possessed a very decent reliability index, both from alpha Cronbach's and item reliability value. The items have also met the accuracy of the item model, the unidimensionality number was above the standard, as well as the unexplainable variance by the instruments did not exceed the standard. Overall, it can be concluded that the financial attitude scale in emergency fund ownership decision-making held a decent psychometric attitude so this attitude scale can be used to a second stage pilot test process with a larger number of respondents.
Inovasi Dried Flower untuk Kemandirian Ekonomi Perempuan Ade Maharini Adiandari; I Gusti Putu Agung Widya Goca; Ni Putu Putri Ayu Wijayanthi
Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat Vol 4, No 2: Januari 2022
Publisher : Institut Ilmu Sosial dan Manajemen Stiami

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (424.13 KB) | DOI: 10.31334/jks.v4i2.2009

Abstract

Inovasi dried flower merupakan kegiatan pengeringan bunga untuk menghilangkan kelembaban yang ada di dalamnya dengan hasil akhir berupa bunga kering yang dapat dinikmati keindahannya dalam waktu yang lama. Pengeringan dan pengawetan dapat dilakukan dengan metode alami maupun kimiawi. Tujuan kegiatan pengabdian kepada masyarakat  ini untuk membantu memecahkan permasalahan yang terjadi pada bisnis bunga potong untuk menciptakan produk baru dan  untuk lebih memperkuat sektor ekonomi lokal di Desa Pengotan, Bangli. Pengabdian kepada masyarakat melalui kegiatan Pelatihan dried flower diikuti oleh 45 orang, terdiri dari perempuan di Desa Pengotan, yang terdiri dari ibu rumah tangga, karyawati dan pengrajin anyaman bambu serta  mahasiswa yang mengikuti program merdeka belajar kampus merdeka (MBKM) di Prodi Manajemen Fakultas Ekonomi dan Bisnis Universitas Ngurah Rai. Pelatihan dried flower dilaksanakan selama 2 (dua) hari secara offline dengan tetap memperhatikan protokol kesahatan. Pelatihan dilakukan dengan narasumber yang kompeten di bidang pengeringan bunga. Hasil karya peserta pelatihan berupa produk yang bernilai jual lebih baik, antara lain bucket bunga kering, corsace/bros, tatakan gelas dan hiasan ruangan. Hasil pelatihan juga diharapkan dapat mendorong pemanfaatan sumber daya alam lokal serta peningkatan penghasilan pendapatan perempuan yang berdampak kepada kemandirian ekonomi perempuan di Desa Pengotan.
Assessing Blockchain Adoption in Supply Chain Management, Antecedent of Technology Readiness, Knowledge Sharing and Trading Need Athapol Ruangkanjanases; Taqwa Hariguna; Ade Maharini Adiandari; Khaled Mofawiz Alfawaz
Emerging Science Journal Vol 6, No 5 (2022): October
Publisher : Ital Publication

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.28991/ESJ-2022-06-05-01

Abstract

The present research aimed to establish a framework integrating the concept of technology readiness with variables that accomplished the blockchain adoption theory to identify the impact of blockchain adoption on supply chain transparency, blockchain transparency, and supply chain performance. The methodology used was quantitative with PLS-SEM as the analysis method. There were 295 validated datasets used. The procedure of data collection involved questionnaires. The key finding of the research confirmed the six proposed hypotheses. It was also confirmed that technology readiness, knowledge sharing, and trading needs were significant for the profitability of blockchain technology adoption in supply chain management. On the other hand, blockchain adoption played a significant role in supply chain transparency, blockchain transparency, and supply chain performance. The novelty of this research is in the integration of technology readiness into blockchain in the field of supply chain management. This research can be used to improve and analyze the success rate of blockchain adoption in supply chain management systems. The findings of this study contribute to several aspects, namely practical and academic implications, by providing more insights that correlate with blockchain integration into supply chain management systems. Doi: 10.28991/ESJ-2022-06-05-01 Full Text: PDF
Membangun desa wisata melalui peningkatan skala ekonomi kreatif Ayu Okvitawanli; Ade Maharini Adiandari
Jurnal Komunitas : Jurnal Pengabdian kepada Masyarakat Vol 5, No 1: Juli 2022
Publisher : Institut Ilmu Sosial dan Manajemen Stiami

Show Abstract | Download Original | Original Source | Check in Google Scholar | Full PDF (381.506 KB) | DOI: 10.31334/jks.v5i1.2341

Abstract

Kabupaten Bangli merupakan salah satu kabupaten di Provinsi Bali yang  memiliki jumlah penduduk miskin tertinggi. Hal ini disebabkan oleh letak Kabupaten yang memilki akses terbatas, tidak berbatasan dengan laut serta penggunaan lahan bukit dan hutan yang masih belum optimal. Program Desa Wisata bertujuan meningkatkan kesejahteraan warga Kabupaten Bangli melalui pengembangan ekonomi kreatif yaitu inovasi dupa aromaterapi pada Desa Guliang dan inovasi kreasi bunga kering pada Desa Pengotan. Program Desa Wisata memberikan masing-masing desa bibit bunga dan alat pembuatan produk kreatif serta pelatihan yang komprehensif mulai dari penggunaan alat, pelatihan pemasaran produk, pengaturan keuangan, dan manajemen SDM. Pemantauan mengenai keberlanjutan hasil program telah dilaksanakan dan keunggulan serta kekurangan program dianalisa dalam pembahasan termasuk peran desa wisata sebagai penambahan added value pada produk hasil ekonomi kreatif yang berskala kecil.
Co-Authors Agrantini, Gusti Ayu Made Dessy Ahmad Hidayat Amrita, Nyoman Dwika Ayu Anggara, I Komang Bayu Artami, Ni Komang Athapol Ruangkanjanases Bambang Sumintono Candra Dewi, Ni Made Ayu Darwin Darwin Devina, Koming Melia Dewa Ayu Eka Wahyuni Diary, Ni Luh Putu Devi Diasa, I Wayan Diatmika, I Kadek Dwi Fajar, Ni Made Anggia Paramesthi Gaing, Wayan Gede Sumarda Geriadi, Made Ayu Desy Hendra Winata I Gusti Putu Agung Widya Goca I ketut Satria Wiradhama Sumertajaya I Made Aditya Wardana I Nengah Aristana Irwan Irwan Kamiasih, Wayan Khaled Mofawiz Alfawaz lenny christina Made Artana Made Juliasa Made Mulia Handayani Mahayanti Fitriandari Monalisa, Dina Muter, Ida Ayu Ni Kadek Egi Ni Komang Ayu Astuti Ni Luh Komang Purnama Yanti Ni Made Rusmini Ni Putu Putri Ayu Wijayanthi Okvitawanli, Ayu Perdanawati, Luh Putu Virra Indah Purnamawati, Ni Kadek Reken, I Gusti Nyoman Riyana Miranti, Riyana Sumerta, I Komang Taqwa Hariguna Trisnawati, Ayu Kade Wahyuni, Dewa Ayu Eka Widanti, Ni Putu Kusuma Wijaya, Bagus Arya Wirati, Wayan Wirawan, I Kadek Arya Yudi Yananto Mihadi Putra Yuliani