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Journal : Proceeding of International Conference on Multidisciplinary Research

MISYA: Sharia Financing System to Improve Human Resource Competency as Account Officers of Sharia Banks Marlya Fatira AK; Mardelia Desfrida; Titis Budi Prihatin; Fauzi Arif Lubis
Proceeding of International Conference on Multidisciplinary Research Vol. 6 No. 1 (2024): ICMR
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/picmr.v6i1.754

Abstract

This research was conducted to produce MISYA: Real Project Based Financing System Model. This model will be used for banking practices carried out in Sharia labs and conventional banking labs managed by the Medan State Polytechnic Accounting Department. MISYA will facilitate actual practice for every student when playing the role of the Bank's Account Officer position. This is one of the outcomes of project-based learning implementation to support professional and superior Polmed graduates. This research aims specifically to design a real project-based Financing system model using Microsoft Excel. The research method used is a combination method. Qualitatively, data was collected through literature studies, observations, and interviews, designing MISYA, carrying out MISYA trials, and conducting Focus Group Discussions in implementing MISYA. Technology Readiness Level: this research is on a scale of 4 (four). The research method used is a qualitative research method, with explanations in the form of descriptive and explanatory. After going through the data collection and processing stages, research results showed an increase in student competency after using MISYA to understand the job position of an Account Officer at a Sharia bank. Increased ability and competency occurred for 92% of students who participated in socialization using MISYA. In addition, it was found that the Sharia Finance and Banking Study Program has solid and consistent efforts to improve the competency of its graduates for graduate learning outcomes. The MISYA Model design has accommodated the Account Officer process in serving customer financing applications from receipt, data input, and initial stage analysis to final stage analysis or financing approval. The practicum learning curriculum content to strengthen Account Officer competency in the Sharia Finance and Banking Study Program has been adjusted to enrich and add practical content, as well as implementing Case Base Learning by adding cases of financing applications and SLIK examinations from prospective customers.
Islamic Perspective on Understanding Financial Management of Rural Households Eli Rahmayati Pohan; Rahma Sartika Pasaribu; Fajar Trianida; Marlya Fatira AK; Selfi Afriani Gultom
Proceeding of International Conference on Multidisciplinary Research Vol. 6 No. 2 (2024): ICMR
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/picmr.v6i2.757

Abstract

Knowledge about financial and budget management is not only an activity that is only carried out in industrial companies, trade or the like, but has made it mandatory for all households to be able to do it, because it is necessary to realize that a home includes a husband, wife and children. is a small corporate unit. No, family size and number of dependents hurt financial satisfaction in the family. Financial management knowledge in the form of planning, organizing, implementing, and controlling needs to be given to families with insufficient income and knowledge, to achieve economic prosperity for Muslim families. The purpose of this research is to find out the understanding of family household management, to find out the application of management to budgeting, to find out the obstacles in implementing family financial management, and to see whether there is an influence of internalization on the financial management of fishing families in koala villages, whose income depends on the catch they catch. influenced by natural conditions, especially wind, waves and ocean currents. This form of research uses descriptive research with a qualitative approach. Research using descriptive methods is directed at providing symptoms, facts, or events accurately and systematically regarding the characteristics of specific populations and areas. The research results show that the family's understanding of management is elementary. There is no implementation of management in family budgeting. The obstacles that occur are uncertain income and low educational knowledge. There is no influence of internalization on family financial management. Keywords:Islamic Management, Family Household, Financial Knowledge
The Impact of Student Activeness in the Independent Campus Learning Program (MBKM) on Students' Readiness to Enter the World of Work Irbi Damayanti Matondang; Riyan Ashari Silalahi; Marlya Fatira Ak
Proceeding of International Conference on Multidisciplinary Research Vol. 6 No. 1 (2024): ICMR
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/picmr.v6i1.762

Abstract

This research aims to determine the impact of student activity in the Independent Campus Learning Program (MBKM) on students' readiness to enter the world of work and evaluate the effect of the Independent Campus Learning Program (MBKM) on the Medan State Polytechnic campus. This evaluation was conducted using a questionnaire for Medan State Polytechnic students who had or are currently taking part in the 2021-2023 Independent Campus Learning (MBKM) program. To achieve this primary goal, implementing the MBKM Program includes eight learning activities: student exchange, independent internships, teaching campuses, research/research, humanitarian projects, entrepreneurial activities, independent studies/projects, and thematic real-work lectures. The research results show that implementing the MBKM Program impacts several things, namely increasing experiential learning to shape students' hard skills and soft skills in the world of work and fulfilling graduates' learning outcomes. The results of this research also show that the MBKM program provides considerable benefits in terms of competency for Medan State Polytechnic students. Not only does it benefit students, the Independent Campus Learning Program (MBKM) also positively impacts parties involved with students in carrying out the Independent Campus Learning Program (MBKM) and increasing students' knowledge and skills. The MBKM program also affects students' readiness to enter the world of work, especially Polmed students who have participated in the MBKM program in the field of internship/field practice. Apart from that, this research also identified the satisfaction of Medan State Polytechnic students with the MBKM program implemented by the KEMENDIKBUDRISTEK and Medan State Polytechnic.Keywords: MBKM, Competency, World of Work, Understanding
Utilization of Zakat Funds through Distribution of Educational Scholarships (Case Study at Polmed Ziswaf Center) Zuhratul Husna; Hubbul Wathan; Muhammad Zuhirsyan; Marlya Fatira AK
Proceeding of International Conference on Multidisciplinary Research Vol. 6 No. 1 (2024): ICMR
Publisher : Universitas Serambi Mekkah

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32672/picmr.v6i1.797

Abstract

Education is a very important aspect in making the nation smarter, but there are still educational problems, especially for some students who have financial problems to continue their education. Several universities are trying to alleviate this problem by establishing amil zakat institutions to collect and distribute zakat funds to help students in need. Polmed Ziswaf Center is an institution that manages zakat, infaq, shadaqoh and waqf through campus-based digital programs. The purpose of this research is to provide an overview and evaluation of the performance of the Polmed Ziswaf Center for its success in managing ziswaf funds to empower underprivileged students who have a high desire to learn but have financial limitations at the Medan State Polytechnic through educational scholarships. This research is a type of descriptive qualitative research. The data sources in this research were obtained through observation, interviews and focused discussions at the Polmed Ziswaf Center office. The informant in this research is the distribution and utilization sector on behalf of Dr. Suherman, M.Ag and Collection Division on behalf of M. Yunus, S.Pdi. The data analysis technique in this research uses data triangulation techniques. The results of this research show that the Polmed Ziswaf Center has distributed zakat funds for education through a scholarship program, but it is felt that it is very necessary to develop various other program targets, especially for underprivileged Medan State Polytechnic students.