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Analysis of Management Information System in Credit Decision Making: A Case Study of PT Bank Negara Indonesia Main Branch Office Manado Manurung, Angel Ziw Floresia
International Journal of Business and Applied Economics Vol. 4 No. 1 (2025): January 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijbae.v4i1.13541

Abstract

Management information system are very different from ordinary information system because these systems are used to analyze other information system that are applied to the active activities of the organization. The aim of this research is to find out the management information system in credit decision making at PT Bank Negara Indonesia Manado main branch office. This study uses a qualitative descriptive analysis. Based on the results of research conducted regarding the analysis of the management in granting credit at PT Bank Negara Indonesia, a conclusion can be drawn that the granting credit is carried out in full accordance with the framework but there are obstacles in collecting data due to the limited accounts provide by the OJK to parties bank. So the branch admin is obliged to correct the data provided. However, in general these two things are vulnerable to the problem of bad credit due to errors not only on the part of the debtor but sometimes arising from the wrong company in analyzing the eligibility of the prospective debtor. This problem can be prevented by having a control from the company. Control can be carried out through a management information system that can increase effectiveness in granting credit.
Influence of Organizational Culture, Competence and Management Accounting Information System on Company Performance with Corporate Governance as Moderating Variables Sari, Egi Gumala; Arsjah, Regina Jansen
International Journal of Business and Applied Economics Vol. 4 No. 1 (2025): January 2025
Publisher : PT FORMOSA CENDEKIA GLOBAL

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55927/ijbae.v4i1.13578

Abstract

This study aims to determine the influence of organizational cultural relationships, competencies and management accounting information systems on the performance of companies with corporate governance as moderating variables. The sample of 204 respondents divided into 4 Sharia financial institutions, namely Sharia banking, sharia multifinance, sharia insurance and Baitul Maal Wa Tamwil. This study found that corporate governance variables and management accounting information system variables have a positive and significant influence, while the other two variables namely organizational culture and competence have a positive but insignificant influence. The corporate governance as a moderating variable strengthens the relationship of organizational cultural variables and competencies although not significant. Corporate governance does not strengthen the relationship between management accounting information systems to the company's performance.
The Effect of Happiness, Education, Food Security, and Access to Information and Communication Technology on the Welfare of Indonesian Society Zul Fikri Abdul Rozak; Mustofa Mustofa
International Journal of Education, Language, Literature, Arts, Culture, and Social Humanities Vol. 3 No. 1 (2025): International Journal of Education, Language, Literature, Arts, Culture, and So
Publisher : FKIP, Universitas Palangka Raya

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.59024/ijellacush.v3i1.1263

Abstract

This study aims to determine: the influence of happiness on the welfare of the Indonesian people, the influence of education on the welfare of the Indonesian people, the influence of food security on the welfare of the Indonesian people, the influence of access to information and communication technology on the welfare of the people in Indonesia, Simultaneous tests show that each independent variable has an effect on the dependent variable. This study uses secondary data from the Indonesia Family Life Survey Wave 4 (IFLS-4) and wave 5 (IFLS-5) surveys in 2007 and 2014 which will be used as panel data in this study. The number of panel samples in IFLS-4 and IFLS-5 is 8,170 household members. The data to be analyzed includes happiness, education, food security, and access to information and communication technology. This study uses the Ordered Probit analysis method with the help of the Stata-17 application. The results of the study show that each variable has a different influence. Happiness has a positive and significant influence on the welfare of the Indonesian people, education has a negative and significant influence on the welfare of the Indonesian people, food security has a positive and significant influence on the welfare of the Indonesian people, access to information and communication technology has a negative and significant influence on the welfare of the Indonesian people, and Simultaneous tests show that each independent variable has an influence on the dependent variable.
PERSONAL INFORMATION MANAGEMENT PADA FITUR SAVED POST DI MEDIA SOSIAL INSTAGRAM OLEH MAHASISWA UIN SAYYID ALI RAHMATULLAH TULUNGAGUNG Wati, Sherina Mutiara; Handayani, Nurul Setyawati
Publication Library and Information Science Vol 8, No 2 (2024)
Publisher : UPT. Perpustakaan Universitas Muhammadiyah Ponorogo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24269/pls.v8i2.9437

Abstract

Beragamnya informasi yang tersebar di media sosial instagram menjadikan seseorang memiliki keinginan dalam menyimpan, menemukan kembali informasi dengan mudah. Oleh karena itu kegiatan personal information management perlu dilakukan agar informasi yang tersimpan juga dikelola. Tujuan penelitian ini adalah untuk mengidentifikasi pola personal information management pada fitur saved post di instagram oleh mahasiswa UIN SATU Tulungagung dan juga mengetahui kendala yang dihadapi. Metode yang digunakan dalam penelitian ini adalah metode deskriptif kualitatif. Informan dipilih dengan menggunakan teknik purposive sampling dan dipilih 6 informan. Teknik analisis data yang digunakan yaitu reduksi data, penyajian data dan menarik kesimpulan. Hasil dari penelitian ini adalah kegiatan personal information management yang dilakukan oleh mahasiswa meliputi penemuan informasi, penyimpanan pengelompokan informasi, pemeliharaan informasi, pengelolaan arus informasi, dan juga dengan menggunakan fitur saved post memberikan efektifitas dan efisiensi sehingga membantu dalam menemukan kembali informasi. Kendala yang didapati mahasiswa adalah pada kegiatan penemuan informasi dan pengelompokan informasi.
The Influence of Business Strategy, Service Quality, Governance, Knowledge Management, and Information Technology on Competitive Advantage in Autobus Companies in Java and Surrounding Areas Hidayah, Nurul; Prihanto, Hendi; Badawi, Ahmad; Ali, Anees Janee
International Journal of Social Science and Business Vol. 8 No. 3 (2024): August
Publisher : Universitas Pendidikan Ganesha

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.23887/ijssb.v8i3.77857

Abstract

The increasing phenomenon of autobus companies competing with each other has given rise to various strategies to win their competitive advantage, for this reason this research aims to investigate and analyze a number of factors causing competitive ability such as service quality, technology and information systems as well as knowledge management on the competitive advantage of autobus companies. The sample in this study was the manager or management of the AKAP Autobus Company (PO) which manages routes on the islands of Java and Sumatra with samples taken randomly at a number of bus agent locations, terminals and bus company locations, a total of 115 respondents. The data analysis tool uses SEM PLS which is primary data analysis using path analysis to examine latent relationship patterns in the data. The results of the research conclude that the variables business strategy, Governance, Knowledge Management and Information Technology have a significant positive effect on Competitive Advantage. Meanwhile, Service Quality has no effect on Competitive Advantage. The contribution of this research provides an understanding of the management of autobuses so that they can compete in the long term.
IMPROVING MALWARE DETECTION USING INFORMATION GAIN AND ENSEMBLE MACHINE LEARNING Ramadhani, Arsabilla; Rafrastara, Fauzi Adi; Rosyada, Salma; Ghozi, Wildanil; Osman, Waleed Mahgoub
Jurnal Teknik Informatika (Jutif) Vol. 5 No. 6 (2024): JUTIF Volume 5, Number 6, Desember 2024
Publisher : Informatika, Universitas Jenderal Soedirman

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52436/1.jutif.2024.5.6.3903

Abstract

Malware attacks pose a serious threat to digital systems, potentially causing data and financial losses. The increasing complexity and diversity of malware attack techniques have made traditional detection methods ineffective, thus AI-based approaches are needed to improve the accuracy and efficiency of malware detection, especially for detecting modern malware that uses obfuscation techniques. This study addresses this issue by applying ensemble-based machine learning algorithms to enhance malware detection accuracy. The methodology used involves Random Forest, Gradient Boosting, XGBoost, and AdaBoost, with feature selection using Information Gain. Datasets from VirusTotal and VxHeaven, including both goodware and malware samples. The results show that Gradient Boosting, strengthened with Information Gain, achieved the highest accuracy of 99.1%, indicating a significant improvement in malware detection effectiveness. This study demonstrates that applying Information Gain to Gradient Boosting can improve malware detection accuracy while reducing computational requirements, contributing significantly to the optimization of digital security systems.
Utilization Of Information Technology For The Development Of Umkm In The People's Market In Palembang City Fretty Welta; Sopian Sopian
International Journal of Business and Quality Research Vol. 3 No. 01 (2025): January - March, International Journal of Business and Quality Research (IJBQR
Publisher : Citakonsultindo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.63922/ijbqr.v3i01.1544

Abstract

The selection of marketing through digital media, especially social media, can be the main choice made by business actors, now the use of social media has become the main pillar in conveying information. One of the advantages of social media is that it has a lot of potential for the progress of a business. Social media can be used to communicate in business, help market products and services, communicate with customers and suppliers, complement brands, reduce costs and for online sales, therefore along with the running of the People's Market in Palembang City, it has become one of the choices for people to use digital media in making transactions to fulfill their daily needs.
Using of the Waterfall Model in the Development of Herbal Medicine Sales Information System Hidayati, Nur
IJISTECH (International Journal of Information System and Technology) Vol 8, No 4 (2024): The December edition
Publisher : Sekolah Tinggi Ilmu Komputer (STIKOM) Tunas Bangsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30645/ijistech.v8i4.369

Abstract

The increasingly advanced development of technology is currently a challenge for companies to create and develop information systems that are implemented in the company. The use of computers equipped with application programs can help improve company performance, such as in trading companies. Where the sales sector has an important role in increasing the progress of the company, because it is related to the income that the company can obtain. Besides that, sales is also directly related to customers, where good service is very necessary to create customer satisfaction. Therefore, it is necessary to implement a good information system for the sales information system. However, looking at current conditions, there are still many companies or places of business where data processing is still done traditionally. If this continues, it can cause problems that can be detrimental to the company. As for problems that arise, such as data processing which still uses handwriting, this is very prone to recording errors. Besides that, it often happens that sales reports are created that are not the same as existing transactions. These problems should be resolved immediately, by developing the information system. So that companies can survive amidst the current competition. In solving the problem, the right method is needed, such as using the Waterfall model. Where this model is carried out in stages and sequentially. By using the right model, the right program application can be produced, according to what the company needs. So that problems that arise can be resolved well, customers get satisfaction from the services provided and company profits increase.
Geographic Information System Fire Disaster Mapping in Samarinda City Web-Based Muh. Ibnu Fajar; Ida Maratul Khamidah; F. V. Astrolabe Sian Prasetya
Journal of Geomatics Engineering, Technology, and Science Vol. 1 No. 1 (2022): September 2022
Publisher : Geomatics Technology Study Program, Politeknik Pertanian Negeri Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51967/gets.v1i1.8

Abstract

One of the problems that are often faced by the fire department at the time of a fire is the obstruction of the main post in determining the PMK assistance post which is deployed in the closest radius to the location of the incident. The purpose of this research is to build a web-based geographic information system that can determine and provide information about the location of fires in Samarinda City. The benefits of this geographic information system for mapping fire disasters can determine and become a source of information for the community and also the Fire Department regarding the location of the fire.
Web-Based Geographic Information System for Hopeful Family Program (HFP) and Non HFP in Handil Bakti Village Linda Linda; Syafei Karim; Eko Junirianto
Journal of Geomatics Engineering, Technology, and Science Vol. 1 No. 1 (2022): September 2022
Publisher : Geomatics Technology Study Program, Politeknik Pertanian Negeri Samarinda

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.51967/gets.v1i1.10

Abstract

Handil Bakti Village, Palaran District, Samarinda City is the oldest village in Palaran District, Samarinda City, Handil Bakti Village. The Indonesian government distributes assistance to the lower class community to help ease the burden in daily life. The assistance programs are the Hope Family Program (HFP) and Non HFP. Information and data about the Hope Family Program (HFP) and Non-HFP communities in Handil Bakti Village are very important so that the assistance provided can be right on target and poverty reduction can be achieved. Therefore, it is necessary to have the role of an information system to identify underprivileged communities and poor household data, so that the assistance distributed can be right on the intended target. One of the identification information systems that can be used is the Geographic Information System (GIS). GIS is very efficient in terms of storing, manipulating, analyzing, and displaying geographic data with the help of spatial data and attribute data. From the explanation above, the authors create a system, namely a geographic information system for the Hope Family Program (HFP) and Non HFP data whose purpose is to make it easier for various parties to access information on community data for the Hope Family Program (HFP) and Non HFP anytime anywhere via the internet, because the web can be accessed easily via desktop and mobile devices

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