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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 23 Documents
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Search results for , issue "Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025" : 23 Documents clear
Korelasi Kebijakan Pemerintah, Kesadaran Halal dan Kompensasi Terhadap Kompetensi Pendamping Produk Halal : Pengembangan Sumber Daya Manusia Sebagai Variabel Intervening Hidayati, Ulfa; Muthiadin, Cut; Thaha, Aminah Hajah; Fachrurrazy, Muhammad
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

Indonesia is intensifying the acceleration of halal certification in Indonesia to realize Indonesia as the Number 1 Halal Food and Beverage Producer in the world, and this hope is targeted to be carried out in 2024. Through this acceleration program, it directly has a positive implication in accelerating the inclusion of strengthening halal literacy in society. This study examines the Correlation of Government Policy, Halal Awareness and Compensation on Halal Product Companion Competence: Human Resource Development as an Intervening Variable. The research method uses Quantitative Descriptive, with 50 respondents. The results of the study indicate that Government Policy has a negative and insignificant effect on P3H Competence, Halal Awareness has a negative or indirect and insignificant effect on P3H Competence. Compensation has a positive or indirect but insignificant effect on P3H Competence. Government Policy has a positive or indirect but insignificant effect on P3H Human Resource Development. Halal Awareness has a positive or indirect and significant effect on P3H Human Resource Development. Compensation has a positive or indirect and significant effect on P3H Human Resource Development. Human resource development has a positive or unidirectional and significant effect on P3H Competence. The indirect effect of Government Policy through Human Resource Development on P3H Competence is positive but not significant. The indirect effect of Halal Awareness through Human Resource Development on P3H Competence is positive but not significant. The indirect effect of Compensation through Human Resource Development on P3H Competence is positive but not significant.
The Role of Islamic Finance in Advancing Green Economic Development in Indonesia Taufiq, Awalludin
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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This study examines the role of Islamic finance, specifically green sukuk, in promoting green economic development in Indonesia. As global attention shifts towards sustainable finance, Islamic financial instruments have shown potential for supporting environmentally friendly projects while adhering to Sharia principles. By analyzing Indonesia’s green sukuk issuances, this study explores how Islamic finance mechanisms can address climate change challenges and contribute to sustainable development goals. Primary data were collected through interviews with stakeholders, including government officials, finance professionals, and environmental experts. Findings reveal that green sukuk not only attract a diverse investor base, including those interested in ethical investment, but also significantly support projects in renewable energy and sustainable infrastructure. Despite these achievements, the study identifies regulatory hurdles and the need for standardized environmental impact assessments as challenges to expanding Islamic green finance. The study concludes by recommending increased regulatory support, public awareness campaigns, and collaboration among stakeholders to maximize the potential of Islamic finance in advancing Indonesia’s sustainable development. These insights contribute to a broader understanding of the role Islamic finance can play in achieving green economic growth.
Can Islamic Values Support Fraud Prevention in Village Fund Management? A Study in Ngoro Subdistrict, Mojokerto Albaab, Ahmad Sahilul; Maulah, Lia Hikmatul
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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This study examines the role of Islamic values in preventing fraud in the management of village funds in Mojokerto Regency. Using a quantitative approach, the research involved 57 respondents from Ngoro Subdistrict, directly engaged in village financial management, specifically village heads, secretaries, and treasurers. The findings reveal that Islamic values have a positive and significant effect on fraud prevention efforts, emphasizing their role in enhancing governance integrity. These results highlight the importance of embedding Islamic principles in village governance to enhance transparency and accountability. This study provides recommendations for policymakers and practitioners to integrate Islamic approaches into training programs and village fund management to achieve better governance
Economic Independence Through Decorative Calligraphy (Study of Indonesian Islamic Boarding School Alumni in Riau) Achmad Ghozali; Artis; Rahman
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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This article describes the experience of Islamic boarding school alumni in an effort to improve their economy through the art of decorative calligraphy in Riau. This is because it is based on the observed social phenomenon, where many alumni of Islamic boarding schools who have decorative calligraphy skills are able to achieve economic independence. This study uses a qualitative descriptive approach by observing and taking data from several Islamic boarding schools in Riau, including the Jabal Nur Siak Islamic Boarding School, the Nawawi Djamil Duri Islamic Boarding School, Bengkalis Regency, and the Al-Hidayah Bantan Bengkalis Islamic Boarding School. Data were obtained through observation, interviews and documentation. Based on the results of the research, economic development for calligraphers in Riau can be done with several things, including writing calligraphy in mosques, invitations, including making calligraphy works from various media and materials such as sterofoam, wood waste, from canvas, and so on and opening a calligraphy course institution. The economic condition of calligraphers in Riau has improved, although the results obtained are different, but they can meet their needs such as continuing their education without the help of parents, building houses and so on.
Challenges and Opportunities of Sharia Marketing in Indonesia: An Ethical and Cultural Perspective Hakiki, Muhamad Fuji; Nelis Jamjam Munawaroh; Melani; Kurniawan; Athoillah, Mohamad Anton
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Sharia marketing in Indonesia holds great potential due to the country's predominant Muslim population. Fundamental sharia principles such as the prohibitions on riba, gharar, and maysir form the foundation for developing marketing practices that align with Islamic teachings. However, the implementation of sharia marketing in Indonesia faces several challenges, including varied consumer understanding of the halal concept, cultural diversity, and competition from more affordable conventional products. Regulations and sanctions from the Indonesian Halal Product Assurance Agency (BPJPH) reinforce business compliance with halal standards, while digital technology provides opportunities for companies to expand consumer education and enhance product transparency. Collaborations with Muslim influencers and the use of social media have also proven effective in raising consumer awareness, especially among younger generations. This study aims to analyze the challenges and opportunities of sharia marketing in Indonesia from an ethical and cultural perspective, as well as identify marketing strategies that can enhance Muslim consumer trust and loyalty. The findings indicate that effective sharia marketing can strengthen the national economy by increasing the competitiveness of halal products, supporting MSMEs, and contributing to the sustainable growth of the halal industry.
The Influence of Digital Media, Halal Literacy, and Halal Culinary on Halal Tourism Interest among Gen-Z Muslims: Beach Case Study in Mataram. Supiani, Haerati; Dewi, Novi Yanti Sandra; Agustina, Ahadiah; Mukhlisin, Mukhlisin
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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 Penelitian ini bertujuan untuk menguji pengaruh media digital, literasi halal, dan kuliner halal terhadap minat wisata muslim Generasi Z di Mataram. Penelitian ini menggunakan pendekatan kuantitatif, melibatkan 89 responden muslim berusia 15-26 tahun yang dipilih melalui teknik simple random sampling. Data dikumpulkan melalui kuesioner yang berisi 20 pernyataan yang mengukur variabel media digital, literasi halal, kuliner halal, dan minat wisata halal, kemudian dianalisis menggunakan regresi berganda dengan perangkat lunak SPSS. Hasil penelitian menunjukkan bahwa media digital memiliki pengaruh signifikan dan positif sebesar 77,7% sehingga menjadi faktor dominan dalam meningkatkan minat wisata halal. Literasi halal juga memiliki pengaruh signifikan sebesar 17,7% untuk memperkuat kepercayaan konsumen terhadap destinasi halal. Sementara itu, kuliner halal tidak memiliki pengaruh signifikan sebesar 67%. Secara simultan, ketiga variabel tersebut memberikan kontribusi sebesar 65,8%. Implikasi dari penelitian ini menunjukkan bahwa para pembuat kebijakan dan pelaku industri wisata halal harus mengutamakan penguatan literasi halal dan optimalisasi media digital dalam mempromosikan destinasi halal. Strategi berbasis media sosial dan kolaborasi dengan influencer dapat menjadi langkah efektif untuk menarik perhatian wisatawan muslim Gen-Z. Penelitian lebih lanjut disarankan untuk mengeksplorasi faktor-faktor lain seperti kualitas layanan, aspek budaya, dan keamanan destinasi, serta melakukan analisis komparatif antar kelompok usia atau wilayah.
Analisis Penerapan Prinsip Syariah dan Dampak Terhadap Kinerja Keuangan UMKM Saifuddin, Saifuddin; Humairoh
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Perekonomian daerah, khususnya di Kabupaten Probolinggo, sangat didukung oleh keberadaan Usaha Mikro, Kecil, dan Menengah (UMKM). Selain meningkatkan pendapatan masyarakat, UMKM juga mendorong pertumbuhan ekonomi lokal. Meskipun diakui bahwa penerapan prinsip-prinsip syariah dalam UMKM dapat meningkatkan kepercayaan dan kepuasan konsumen, implementasinya masih menghadapi banyak tantangan. Penelitian ini bertujuan untuk mengkaji bagaimana penerapan prinsip-prinsip syariah memengaruhi kinerja UMKM di Pasar Wangkal, Kabupaten Probolinggo, serta mengidentifikasi hambatan yang dihadapi oleh para pelaku usaha dalam mengintegrasikan nilai-nilai syariah ke dalam operasional bisnis mereka. Data dikumpulkan melalui wawancara mendalam dengan pemilik UMKM yang dipilih secara purposive dan melalui observasi lapangan. Untuk memperoleh pemahaman yang lebih mendalam mengenai penerapan prinsip-prinsip syariah dalam usaha UMKM serta pengaruhnya terhadap stabilitas usaha, loyalitas pelanggan, dan efisiensi operasional, penelitian ini menggunakan metode studi kasus. Temuan penelitian menunjukkan bahwa penerapan prinsip syariah mendukung usaha UMKM dalam hal pertumbuhan penjualan, stabilitas keuntungan, dan kepuasan pelanggan. Usaha yang menerapkan nilai-nilai syariah seperti sertifikasi halal produk, transparansi transaksi, dan kejujuran dalam pelayanan memperoleh kepercayaan konsumen yang lebih besar dan menunjukkan kemampuan menjaga keberlanjutan usaha. Namun, tantangan seperti kurangnya pemahaman terhadap konsep bisnis syariah, terbatasnya akses terhadap pembiayaan berbasis syariah, dan dominasi praktik bisnis konvensional dalam persaingan pasar menjadi hambatan dalam penerapan prinsip syariah. Oleh karena itu, penelitian ini menekankan pentingnya integrasi prinsip-prinsip syariah dalam UMKM sebagai strategi untuk meningkatkan daya saing usaha sekaligus memperkuat perekonomian yang berbasis nilai-nilai Islam. Untuk dapat menerapkan praktik bisnis yang sesuai syariah secara sukses, para pelaku UMKM memerlukan dukungan dari berbagai pemangku kepentingan, termasuk pemerintah dan lembaga keuangan syariah.
Penerapan Smart Contract dalam Keuangan Syariah: Tinjauan Literatur tentang Integrasi Cryptocurrency dan Blockchain Gunawan, Didik
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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The integration of smart contracts in Islamic finance represents a significant shift toward digital transformation, offering enhanced efficiency, transparency, and automation in financial transactions. This study aims to explore the potential and challenges of smart contract applications in Sharia-compliant finance, particularly in sectors such as Islamic banking, sukuk issuance, zakat management, and crowdfunding. Using a Systematic Literature Review (SLR) approach, this research analyzes academic publications and industry reports from 2014 to 2024 to assess the compatibility of smart contracts with Sharia principles. The findings reveal that while blockchain technology can improve transactional integrity and reduce costs, the compliance of cryptocurrencies with Islamic law remains a contentious issue, especially concerning gharar (uncertainty) and speculation. Furthermore, the absence of uniform global regulations and the risk of security vulnerabilities in smart contracts pose significant challenges. To facilitate adoption, this study recommends the development of standardized smart contract frameworks, the harmonization of regulatory policies, and the implementation of Sharia-compliant auditing mechanisms. The research concludes that, with appropriate legal frameworks and security measures, smart contracts have the potential to revolutionize Islamic finance and foster broader financial inclusion in the Muslim world.
Implementasi Akad Ba’I Al Muqayyadah Dalam Menigkatkan Kepercayaan Konsumen Pada Transaksi Tukar Tambah HP Bekas Moh. Fakhri Siddiqi; Saifuddin; Makkiyatul Umaroh
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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This study discusses the implementation of the Bai' al-Muqayyadah contract in used cellphone exchange transactions at the Difa Cell Besuk counter. This contract is used to ensure that transactions run according to sharia principles, such as justice, honesty, and transparency, and avoid elements of usury and gharar. This study aims to analyze the mechanism for assessing cellphone conditions, the negotiation process, applicable laws, and the challenges faced in implementing this sharia contract. The approach used is qualitative with a case study method. Data were obtained through direct observation, interviews with related parties, and document analysis. The results of the study are expected to provide guidance for business actors and consumers in conducting used cellphone exchanges in an Islamic and economical manner, as well as contributing to Islamic economic literature related to the implementation of sharia contracts in daily transactions.
Persepsi Pelaku UMKM Kota Padang Terhadap Peer To Peer Finance Syariah Fitri, Radia; Nenengsih
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 01 (2025): JIEI : Vol.11, No. 01, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Financial teknologi (fintech) Peer to peer lending/ Finance syariah menjadikan salah satu yang dapat dimanfaatkan oleh pelaku UMKM dalam mendapatkan pembiayaan dan modal. Hal ini memberikan kemudahan kepada pelaku UMKM dalam persyaratan pinjaman dibandingkan perbankan syariah. Peer to peer lending yang sudah mendapatkan izin OJK sebanyak 98 platfom, sedangkan peer to peer finance syariah hanya 7 platform. Penelitian ini bertujuan untuk mengkaji  lebih dalam persepsi pelaku UMKM terhadap peer to peer finance syariah. Untuk mencapai tujuan penelitian ini menggunakan metode penelitian kualitatif. Data UMKM terdapat pada 5 kecamatan di kota Padang, diantaranya kecamatan Koto tangah, Kuranji, Pauh, Nanggalo dan Padang Timur. Dari hasil penelitian menunjukkan bahwa persepesi pelaku UMKM bepersepsi positif dalam pandangan manfaat penggunaan P2P finance syariah, sosial dan regulasi, Sedangkan persepsi terhadap pengetahun persepsi masyarakat negatif karena ketidak pahaman prosedur dan transaksi yang dilakukan. Persepsi pelaku UMKM terhadap kepercayaan pada P2P finance syariah masih netral dan ragu-ragu hal ini disebabkan ketidak pahaman pelaku UMKM dan belum pernah menggunakannya.

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