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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,319 Documents
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Perspektif Ekonomi Islam: Dampak Keberadaan Kawasan Industri Cikarang Pada Peningkatan Kesejahteraan Masyarakat MH Ainulyaqin; Adrianna SR; Listian I. Achmad; Sukron Mamun; Andri Jaelani
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

This research aims to analyze the impact of the presence of the Cikarang Industrial Estate on the improvement of the welfare of the community in Bekasi Regency from the perspective of Islamic economics. This research uses a qualitative descriptive method with data collection techniques through interviews and documentation. The respondents in this research are the community living around the Cikarang Industrial Estate, and there are several key informants involved in the development of the Cikarang Industrial Estate. The results of the research show that the presence of the Cikarang Industrial Estate has both positive and negative impacts on the improvement of the welfare of the community in Bekasi Regency. The positive impacts include increased employment opportunities, increased income, and improved infrastructure development around the industrial estate. On the other hand, the negative impacts include the shifting of jobs from the agricultural sector to the industrial sector and environmental damage. From the perspective of Islamic economics, the presence of the Cikarang Industrial Estate needs to be analyzed in terms of social and moral aspects in economic activities, emphasizing the importance of justice, equality, and sustainability in economic activities. Therefore, the development of the Cikarang Industrial Estate needs to be carried out in accordance with the principles of Islamic economics to optimize economic benefits and minimize negative impacts on the community.
Binary Option sebagai Praktik Investasi dalam Perspektif Maqashid Al-Syariah Kholil, Mohammad; Wardi, Moch. Cholid
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

In Indonesian society today, binary options have emerged as a new trend that has attracted public attention., as the platform is seen as a quick means of gaining profits. However, the lack of public understanding of the concept and mechanism of such trading is believed to lead to more gambling. This is evidenced by the binary option transaction system which is more similar to a zero-sum game, as well as the results of profits obtained solely based on predictions of the rise and fall of an asset, without having to own the asset being traded. This study aims to analyze the status of binary options as a legitimate investment or even as prohibited gambling from the perspective of maqashid syariah. The method in this study uses a qualitative approach derived from secondary data. The data collection technique used is library research with data analysis techniques are content analysis and induction. The findings of this study are that binary option trading does not meet the characteristics of investment in Islam and contains elements of maysir (speculation) and gharar (uncertainty) which are explicitly prohibited in Islam. So this activity can be categorized as more similar to gambling. From a maqashid perspective, it can be categorized as practices that are contrary to the principle of hifdz al-mal (protection of wealth) which can threaten the benefit and blessing of wealth. Therefore, this study recommends sharia-based education to help people choose the type of investment that is legal, and in accordance with Islamic principles.
Faktor-Faktor yang Mendorong Konsumen Membeli Produk Elzatta di TikTok Live Shopping: Perspektif Stimulus–Organism–Response Theory Firliansa, Alek; Haryanto, Totok; Astuti, Herni Justiana; Endratno, Hermin
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

This research aims to examine how online customer reviews and interactive content marketing of Elzatta’s products during TikTok Live Shopping sessions influence consumer purchase decisions, using the Stimulus–Organism–Response (S-O-R) theory as a conceptual framework. In this model, purchase intention serves as a mediating variable between external stimuli (content marketing, customer reviews, and religiosity) and the behavioral response (purchase decision). The study involved 157 respondents, selected through purposive sampling, and data were collected via an online questionnaire targeting Elzatta consumers in Purwokerto who actively follow or purchase through TikTok live sessions. The analysis of the data utilized Partial Least Squares Structural Equation Modeling (PLS-SEM) through the SmartPLS 4 software. The findings reveal that content marketing and purchase intention have a positive and significant effect on purchase decisions. However, online customer reviews show no significant influence, and religiosity demonstrates a negative impact on purchase decisions. Additionally, purchase intention does not mediate the effects of content marketing, customer reviews, or religiosity on purchase decisions, suggesting that direct factors such as personal values and perceived content quality play a more crucial role in shaping consumer behavior in this context.
Internalisasi Etos Kerja Islam : Perspektif Aktualisasi Iman Ningsih, Puji Lestari; Nafis Irkhami
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

The phenomenon of the weak implementation of Islamic work ethics among Muslims—despite being the largest religious group in Indonesia—deserves serious attention. Building a strong national economy requires a society of high quality and strong work ethics. However, the concept of Islamic work ethics remains unfamiliar or underapplied by many Muslims themselves. There is even a misconception that Islamic work ethics is separate from acts of worship and not part of one’s obligation to serve Allah. In practice, Islamic work ethics is often not integrated with ritual worship and is neglected in everyday work life. This study recommends strengthening Islamic work ethics by raising awareness of faith and religiosity in the professional sphere. Thus, Islamic work ethics becomes part of righteous deeds (amal shalih) that Muslims strive to carry out as a manifestation of their faith in Allah. Using a qualitative approach and literature review method, this study finds that in Islam, work ethics is not merely a social necessity but an integral part of faith and righteous action that must be internalized and actualized. Islamic work ethics is born from the awareness that work is a form of worship with deep spiritual value. Therefore, faith that is actualized through Islamic work ethics plays a strategic role in shaping a productive, ethical, and socially responsible society—becoming a cultural force that promotes national progress. Keywords: Faith actualization, Internalization, Islamic work ethics, Righteous deeds,
Zakat Fitrah untuk Investasi Ternak Sapi: Tinjauan Hukum Islam dan Maqashid Syariah : Zakat al-Fitr for Cattle Farming Investment: A Review of Islamic Law and Maqashid Sharia Alim, Muhammad Nurul; Muslim
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

This study critically examines the distribution of zakat al-fitr as business capital for cattle farming from the perspective of Islamic law and maqashid shariah. The main focus lies in the potential misalignment between the long-term productive use of zakat and the immediate, consumptive nature of zakat al-fitr, which must be distributed before the Eid prayer. Using a qualitative approach, this research applies textual analysis of Islamic legal sources and comparative fiqh to evaluate the practice. The findings reveal that while productive zakat may be valid for zakat mal, its application to zakat al-fitr contradicts the objective of thum’atan lil masakin (feeding the poor) and the principle of taʿjil (prompt distribution). Investment schemes like cattle farming require time to yield benefits, making them incompatible with the urgent spiritual and social function of zakat al-fitr. Therefore, the study concludes that such practice diverges from its maqashid and recommends zakat al-fitr be distributed in a consumable form to the needy on Eid day. This distinction is crucial for ensuring that zakat al-fitr fulfills its intended socio-spiritual role while empowering communities through other Islamic philanthropic instruments.
INVESTASI AKHIRAT: MEMAKSIMALKAN POTENSI ZAKAT MAL UNTUK KESEJAHTERAAN UMAT Rahmayani, Aiva; Ghoffar Ismail
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

This study aims to analyze the potential for optimizing zakat mal in improving the welfare of the people through the concept of “investment in the hereafter.” Zakat mal, as one of the pillars of Islamic economics, plays an important role in the distribution of wealth and economic empowerment of the community. However, its distribution has not yet reached its maximum potential in overcoming poverty and social inequality. This study employs a descriptive qualitative approach through a literature review of various primary and secondary sources related to zakat, community welfare, and the concept of investment from an Islamic perspective. Data collection methods include academic literature reviews, books, scientific journals, and official documents from zakat management institutions. Data analysis was conducted thematically, identifying key concepts, patterns, and relationships between variables to build a conceptual framework for afterlife investment through zakat mal. The research findings indicate that an afterlife investment approach in zakat mal management can transform zakat from mere consumption into sustainable productive capital. This concept emphasizes the distribution of zakat for programs that not only meet basic needs (consumptive) but also create economic independence (productive) for mustahik, such as skills training, business capital, or sustainable education programs. Optimizing zakat mal as an investment in the afterlife requires transparent, accountable, and innovative management strategies from zakat management institutions, as well as awareness among zakat payers of the long-term impact of their zakat. The implementation of this concept is expected to significantly improve the holistic and sustainable well-being of the community, in line with the objectives of Islamic sharia.
PERAN GREEN FINANCING DALAM EKONOMI SYARIAH SEBAGAI RESPON ADAPTIF TERHADAP VOLATILITAS EKONOMI DAN KRISIS IKLIM GLOBAL: Indonesia Siska Rahmayanti; Nina Nursari; Nasrudin
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstract

Perubahan iklim global dan volatilitas ekonomi yang meningkat menuntut pendekatan pembiayaan yang adaptif dan berkelanjutan. Dalam konteks ekonomi syariah, green financing (pembiayaan hijau) muncul sebagai instrumen strategis untuk menjawab tantangan lingkungan sekaligus menjaga stabilitas ekonomi. Penelitian ini bertujuan untuk menganalisis peran green financing dalam ekonomi syariah sebagai respon adaptif terhadap krisis iklim dan ketidakstabilan ekonomi global. Metodologi yang digunakan adalah pendekatan kualitatif deskriptif dengan studi kepustakaan dan analisis data sekunder dari laporan keuangan, kebijakan lembaga keuangan syariah, dan regulasi terkait. Hasil penelitian menunjukkan bahwa green financing berbasis prinsip syariah seperti mudharabah dan musyarakah dapat mendorong investasi pada sektor ramah lingkungan seperti energi terbarukan, pertanian berkelanjutan, dan pengelolaan limbah, sekaligus meningkatkan inklusi keuangan syariah. Kebaharuan dari penelitian ini terletak pada integrasi antara prinsip maqashid syariah dengan agenda keberlanjutan global, yang belum banyak dieksplorasi dalam studi sebelumnya. Kontribusi penelitian ini adalah memberikan kerangka konseptual dan praktis bagi pengembangan produk keuangan syariah berbasis lingkungan yang mampu meningkatkan ketahanan ekonomi umat dalam menghadapi krisis multidimensi.
Pemikiran Ekonomi Islam Kontemporer oleh Muhammad Abdul Manan Fikri Haikal
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

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Abstrak Penelitian ini bertujuan untuk mengeksplorasi pandangan Muhammad Abdul Mannan mengenai ekonomi Islam, dengan penekanan pada aspek produksi, distribusi, konsumsi, dan kritiknya terhadap riba atau bunga bank. Menggunakan pendekatan kualitatif, penelitian ini menganalisis karya-karya Mannan. Dalam prosesnya, penelitian ini memaparkan perjalanan karier, penghargaan, dan kontribusi Mannan dalam pengembangan ekonomi Islam. Hasil penelitian menunjukkan bagaimana Mannan menekankan kesejahteraan ekonomi dalam konteks produksi, distribusi pendapatan sebagai kunci alokasi sumber daya, serta kritiknya terhadap konsumsi yang bersifat materialistik. Analisis juga mencakup pandangan Mannan tentang kepemilikan tanah sebagai kritik terhadap feodalisme, serta pandangannya terhadap riba atau bunga sebagai bentuk eksploitasi. Penelitian ini memberikan wawasan mendalam mengenai perspektif Mannan, yang dapat memperkaya pemahaman lebih lanjut tentang ekonomi Islam.
Penguatan Peran Sektor Perbankan dalam Mendukung Pemulihan Ekonomi Pasca Pandemi Badzlina, Ghassani; Emiarti, Endah
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

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The banking sector plays a crucial role in accelerating economic recovery post-COVID-19. This study aims to analyze the impact of banking policies, digital transformation, and Islamic banking contributions in supporting economic recovery. Using a qualitative approach with a literature review method, this research examines various financial policies, technological advancements, and alternative financing mechanisms within the banking sector. The findings indicate that flexible credit policies, digital banking adoption, and the growth of Islamic banking significantly contribute to economic resilience. Credit restructuring and government-backed financing programs have supported micro, small, and medium enterprises (MSMEs), enabling them to sustain operations amid financial challenges. Digital banking transformation has expanded financial access, improved transaction efficiency, and reduced reliance on traditional banking services. Meanwhile, the increasing acceptance of Islamic banking reflects a growing preference for sustainable and ethical financial systems. This study provides new insights by linking banking policies with digitalization trends and the role of Islamic banking in post-pandemic economic recovery. Further research should focus on evaluating the long-term impact of digital banking on consumer behavior and the role of financial technology in fostering economic resilience.
The Effect of Facilities and Service Quality on Consumer Satisfaction in Aqiqah Service Nurul Hayat Bojonegoro Rahayuningsih, Eka
Jurnal Ilmiah Ekonomi Islam Vol. 11 No. 04 (2025): JIEI : Vol. 11, No. 04, 2025
Publisher : ITB AAS INDONESIA Surakarta

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This study discusses the influence of facilities and service quality on consumer satisfaction at Aqiqah Nurul Hayat Bojonegoro. This study aims to test whether there is a significant partial and simultaneous influence on consumer satisfaction at Aqiqah Nurul Hayat Bojonegoro. The type of research conducted is quantitative research with a population of Aqiqah Nurul Hayat Bojonegoro consumers, the sample size of the study was 30 respondents. The data collection technique in this study was by questionnaire, while the data analysis used multiple linear regression. From the test results, it can be concluded from the data analysis that there is a significant influence on facilities (X1) and service quality (X2) on consumer satisfaction (Y) based on the F test or simultaneous test, there is an influence of service quality on consumer satisfaction and there is no influence on service facilities on consumer satisfaction based on the t test or partial test. Based on the determination coefficient test (R2), it means that the facility and service quality variables have an influence on consumer satisfaction with a percentage value of 41%, while the remaining (100-41)% = 69%.

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