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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 1,927 Documents
 161   162   163   164   165 
The Relevance and Contribution of Al Ghazali's Thought in Islamic Business Ethics: An Overview Suherli, Ian Rakhamawan; Ridwan, Ahmad Hasan; Kusuma, Nurul Rahmah; Qarni, Muhammad Al; Azzahro, Naufi Fajria; Sutira, Andri
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10814

Abstract

Ethics in business, can be interpreted by learning about the difference between good and right with bad and wrong in the business environment based on moral values added to halal rules and then haram, then Islam interprets business ethics as a collection of ethical attitudes and behaviors of business that are based on religious teachings by prioritizing halal and haram first. General provisions in thinking, especially business ethics according to Islam which is a science contained in the Qur'an and Al Hadith, which needs to be used as the main reference by all Islamic business actors so that in carrying out activities not only oriented to get world prosperity but also obtain prosperity hereafter. Al Ghazali has conveyed the basic principles in an effort to obtain worldly wealth as well as the Hereafter, namely with the instructions he gave on how to behave in business, basically adapted to the guidance of Islamic teachings both the Qur'an and As Sunnah or Al Hadith.
Implementation Of Agreements In Multi Level Marketing (Mlm) Business Schemes Based On Sharia Principles Nurjaman, Muhamad Izazi; Rojikin, Ikin; Pary, Hulaiva; Hasim, Syarif; Ayu, Dena
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10815

Abstract

Scholars have different opinions regarding MLM business schemes, some forbid and some for conditional permissibility. As for the juhur of contemporary scholars, many of them forbid it. However, the DSN-MUI through Fatwa Number 75 of 2009 allows MLM business schemes on condition that the implementation of a contract is in accordance with sharia principles. Therefore, this study will analyze the implementation of the contract in the MLM business scheme. This research includes sharia economic law research using a descriptive method of literature with a normative juridical approach using secondary data in the form of DSN-MUI Fatwas. This type of research is qualitative research with data analysis techniques, namely data reduction, data presentation and conclusions. The results of this study reveal that based on the substance of the DSN-MUI Fatwa Number 75 of 2009, MLM business schemes can use several contracts, namely murabaha, wakalah bi al-ujrah, ju'alah, ijarah and other contracts determined by DSN-MUI according to sharia principles, one of them is the Samsarah contract. However, the contract that is widely used in MLM business schemes is the ju'alah contract. Meanwhile, if you look at the MLM business scheme, which contains elements of intermediary services, services for selling products and recruiting new members which are part of the achievements that must be completed, then the appropriate contract is a hybrid contract between a samsarah contract and a ju'alah contract.
Peran Koperasi Pondok Pesantren (Kopontren) Jarinabi Mart dalam Meningkatkan Ekonomi Pondok Pesantren Jarinabi Saputra, Angga Ade; -, Daud -; Kadarsih, Sri -
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10820

Abstract

This study aims to analyze the role of the Jarinabi Mart Islamic Boarding School Cooperative (Kopontren) in improving the economy of the Jarinabi Rano Islamic Boarding School. Islamic boarding schools are educational institutions that also have the potential to develop the economy in their environment. The Jarinabi Mart Islamic Boarding School Cooperative was established as an effort to strengthen the economy of Islamic boarding schools and empower students and the surrounding community. The research method used is qualitative research with a case study approach. Data obtained through observation, interviews, and documentation. Respondents in this study were the management of the Jarinabi Mart Islamic Boarding School Cooperative, Islamic boarding school managers, and students. The results showed that the Jarinabi Mart Islamic Boarding School Cooperative had a significant role in improving the economy of the Jarinabi Rano Islamic Boarding School. This cooperative provides various consumption products to its members, including students and the surrounding community. The results showed that the Jarinabi Mart Islamic Boarding School Cooperative had a significant role in improving the economy of the Jarinabi Rano Islamic Boarding School. This cooperative provides various consumption products to its members, including students and the surrounding community.
Upaya Petani Sawit Dalam Meningkatkan Perekonomian Berdasarkan Perspektif Ekonomi Islam Di Desa Sungai Sayang Hamzah, Ferdi -; Mustofa, Muhammad Arif; -, Nurjali -
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10823

Abstract

The development of the agricultural sector is still an important sector in encouraging the acceleration of regional development For Jambi province,. This can be seen from the still large contribution of the agricultural sector to GRDP and labor absorption for the economy of the Jambi province region. The agricultural sector has contributed around 27.5% to the GRDP of Jambi province and has also been able to absorb a relatively large number of workers, namely 46.88% of the existing workforce.. The aim of this research is to find out how palm oil farmers are making efforts to improve the economy in Sungai Sayang Village and to find out how palm oil farmers are making efforts to improve the economy based on an Islamic economic perspective in Sungai Sayang Village. In this study the authors used a qualitative approach with descriptive analysis method. The results of this research are that people get permanent jobs and income and people get additional income. The community is able to send their children to a higher level. The community is able to help others by hiring workers. The community at work has 3 things that must be implied, namely hard work, smart work and sincere work.
Indeks Saham Syariah Indonesia: Pengaruh Faktor Makro Ekonomi Di Masa Pendemi Dan Pasca Pendemi Hidayat, Achmad; Mubyarto, Novi; Ritonga, Ahmad Husein; Sunarti, Zeni
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10826

Abstract

This research is presented based on an event where the Indonesian Stock Exchange (IDX) recorded an ISSI increase of 13.9% from March 2 2020 to March 31 2021 in line with an increase in the Islamic stock market index. This strengthening actually occurred at a time when Indonesia's macroeconomic conditions experienced a contraction during the Covid-19 pandemic. According to Martalena and Maya Melinda there are at least five economic factors that can influence stock price movements, namely inflation, government policies regarding fuel prices, national income per capita, currency exchange rates, interest rates. So based on this theory, researchers took three factors that influence stock price movements in the Indonesian Sharia Stock Index in 2020-2022, namely Interest Rates, Rupiah Exchange Rate and Inflation. This study uses a descriptive quantitative approach with multiple linear regression analysis.. The results of this study found that Interest Rates and Rupiah Exchange Rates had a significant negative effect on ISSI while Inflation had a significant positive effect. where if inflation strengthens, ISSI will also increase based on the period mentioned. The level of explanation of the independent variable on the dependent variable is 69.1% where 30.1% is influenced by other variables.
Analisis Implementasi Manajemen Mutu Iso 9001:2015 Pada Kegiatan Pendayagunaan Di LAZ BMH Kalimantan Timur Rofiq, Muhamamad; Pakkana, Mukhaer
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10835

Abstract

This research has the purpose of analyzing the application of ISO 9001:2015 quality management principles to the Utilization division at LAZNAS Baitul Maal Hidayatullah (BMH) east Kalimantan. The method in this research is descriptive qualitative using primary data and supported by secondary data. Techniques for collecting data used in this study are interviews observations of leadership and management elements, program and utilization departments as customers in this case as beneficiaries, that it is supported by notes or documents institution. While the population includes the BMH network in 4 districts/cities in East Kalimantan. Based on the results of the study, it was found that 7 ( seven ) ISO principles had been applied in the East Kalimantan BMH program and utilization division, including customer focus, leadership, people involvement, process approach, improvement, evidence-based decision-making, and good relationship management. The problems found are the understanding of amil or employees that is not optimal and consistency in a recording. The benefits of this research are expected to provide input and feedback on the implementation of ISO 9001:2015 quality management at BMH East Kalimantan.
Niat Berwakaf Masyarakat Tarakan: Persepsi, Akses Terhadap Informasi Dan Pemahaman Norma Agama Rahmansyah, Fathur; Yandri, Pitri
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10837

Abstract

The endowment is a significant religious practice and contributes to sustainable development. The community possesses a good understanding of religious norms related to the endowment, which involves genuine intentions, adherence to Sharia, and transparency. However, information about endowment in Tarakan City is limited, making it difficult to access details about endowment activities. Furthermore, the comprehension of religious norms and education about the benefits of endowment still need improvement. This study aims to analyze the influence of perception issues, access to information, and religious norms on the intention to endow in Tarakan City. The method employed in this research is quantitative, encompassing the entire population of Tarakan City, which, according to the Central Statistics Agency (BPS), amounts to 244,185 people. The sample for this study uses a purposive sampling technique with the Slovin formula, resulting in a sample size of 100 individuals. The data analysis technique in this research employs Structural Equation Modeling-Partial Least Squares (SEM-PLS) using the statistical software SmartPLS. The findings of this study indicate that Perception significantly influences the Intention to Endow due to the positive perception of endowment as a beneficial contribution to others or society at large, resulting in a stronger intention to engage in endowment actions. Access to Information, however, does not significantly affect the Intention to Endow, as the message might not be effectively conveyed or fail to capture the community's attention, potentially failing to trigger the formation of endowment intentions. Understanding of Religious Norms significantly influences the Intention to Endow, as endowment actions align with the practice of religious principles, and these norms can be a powerful driver in forming endowment intentions.
Strategi Peningkatan Penerimaan Dana Zakat Pada Badan Amil Zakat Nasional (BAZNAS) Kepahiang Zarkasih, Tria; Pakkana, Mukhaer
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10845

Abstract

The low level of zakat receipt at Baznas Kepahiang which has a majority Muslim community raises important problems to be addressed immediately. This research was conducted to help discover the right strategy to increase zakat acceptance. Using grounded theory research methods, the author formulates relevant theories based on field facts. The results revealed that the main obstacle causing the low receipt of zakat funds at Baznas Kepahiang was influenced by the target that was not achieved due to minimal knowledge about zakat and Baznas. The strategy to increase the receipt of zakat funds at Baznas Kepahiang is formulated in the form of socialization and education, transparency and accountability, partnerships, and optimization of the use of digital technology where socialization and education require transparency and accountability in campaign materials to introduce Baznas Kepahiang and its activities. Good and routine socialization and education will build partnership relationships. Socialization and education will run successfully if supported by the use of digital technology. Transparency and accountability that are done well will maintain partner trust. Transparency and accountability require the growing use of digital technologies. Partnership relationships will be closer if strengthened by the use of digital technology.
Pengaruh Litersi Keuangan Dan Literasi Digital Terhadap Keberlanjutan Bisnis Pelaku Umkm Berbasis Syariah Maulana, M. Indra; Suyono, Eko
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10856

Abstract

UMKM merupakan salah satu pondasi untuk pertumbuhan perekonomian suatu negara. Sehingga perlu dilakukan untuk mempertahankan bisnis yang dijalankan oleh UMKM. Tujuan penelitian ini sendiri adalah untuk menguji pengaruh literasi keuangan dan literasi digital terhadap keberlanjutan bisnis UMKM. Keberlanjutan Bisnis yang sangat penting untuk UMKM agar bisnis yang dijalankan terus berjalan dan berkembang, konsep berkenlanjutan dimana sebuah usaha tetap ada atau berjalan pada masa yang akan mendatang dapat diukur melalui pertumbuhan keuangan, pertumbuhan dari strategi dan pertumbuhan struktural UMKM. Untuk Literasi Keuangan di ukur melalui indikator perencanaanm analisis, dan kontrol keuangan, pembukuan, pemahaman akan sumber pendanaan serta terminologi bisnis. Sedangkan untuk literasi digital diukur melalui beberap indikator seperti informasi dan literasi data, komunikasi dan kolaborasi, keamanan, dan kemampuan menggunakan teknologi yang ada saat ini. Pengumpulan data didalam penelitian ini menggunakan kuesioner yang disebarkan menggunakan google form. Sampel yang mengisi kuesioner dalam penelitian ini berjumlah 100 Pemilik dan Pengelola UMKM. Analisis yang digunakan dalam penelitian ini. Sektor yang mendominasi adalah sektor Perdagangan, manufaktur, dan jasa. Analisis data menggunakan Model persamaan struktural berbasis partial least square. Hasil dari penelitian ini menunjukkan bahwa terdapat pengaruh yang signifikan antara literasi keuangan terhadap keberlanjutan UMKM dan literasi digital memiliki pengaruh terhadap keberlanjutan bisnis UMKM berbasis Syariah. Temuan dari penelitian ini ialah bahwa dengan pemahaman literasi keuangan dan literasi digital yang baik diharapkan pemilik ataupun pengelola UMKM akan mampu membuat keputusan keuangan, manajemen yang tepat dan mampu bersaing dengan bisnis-bisnis lain untuk keberlanjutan bisnis yang dijalankan.
Etos Kerja Islami Pada Keberhasilan Usaha Pedagang Etnis Arab di Pasar Ampel Surabaya Akhsan, Aziz Maulana
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10858

Abstract

This study aimed to find out in depth the culture of Islamic work ethic in Arab Muslim traders in Pasar Ampel, Surabaya, as well as the impact of the implementation of Islamic work ethic on the success of their business. This research used qualitative methods and case studies as the strategy. Data collection was carried out by interviewing and observing research subjects directly. The study involved five traders as data sources. Qualitative explanatory was used as an analytical technique by explaining the results of interviews and direct field observations. The results of this study showed that, 1) in general, the understanding of the work ethic of Arab Muslim traders in Pasar Ampel Surabaya was in accordance with the characteristics of Islamic work ethic. However, in terms of practice or implementation, not all were in accordance with the characteristics of the Islamic work ethic, especially most of them did not have creativity, orientation to the future, and mental readiness to compete, so their efforts tended to be conservative. 2) Traders who had an understanding and practice that was in accordance with the characteristics of the Islamic work ethic experienced business success in the business they run

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