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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 1,927 Documents
Pengaruh Tingkat Ekspor dan Inflasi Terhadap Nilai Tukar Selama Pandemi Covid-19 di Negara Mayoritas Muslim Sari, Anggi Novita
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10756

Abstract

The influence of Muslim-majority nations' exports and inflation levels on the exchange rate during the Covid-19 pandemic is investigated in this study, where the level of Covid-19 is discovered to be the determining variable for exchange rate movements in Muslim-majority countries. Multiple linear regression was utilized to examine data from April 2020 to October 2022 in this study. Exports, Covid-19, and inflation all had a simultaneous and partial influence on the currency rate in Muslim-majority nations, according to the findings of the analysis.
The Impact Of Financing Product Scheme To Islamic Banking Financial Performance Mahdi, Fadilla Muhammad; Aprilianto, Fitrian
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10766

Abstract

The aim of this study is to determine how different financing plans affect a bank's ability to earn income and manage financing risk throughout the course of both the short- and long-terms. The study utilizes an associative research design and a quantitative methodology. The Financial Services Authority's monthly aggregate reports on Islamic banking for the years 2012 to 2022 make up the study sample. Total debt-based financing, total profit-sharing financing, total leasing-based financing, return on assets (ROA), and non-performing finance (NPF) are among the variables included in the study model. Vector Error Correction Modelling (VECM), which enables the study of the data, is used to examine the short- and long-term effects of independent factors on the dependent variable. Two investigational models—the ROA model and the NPF model—are included in the study. According to the research's findings, when viewed from the NPF model's point of view, debt- and leasing-based financing are more secure over the long run for Islamic banks. Leasing-based financing, however, turns out to be more beneficial for Islamic banks from the standpoint of the ROA model
The Study of Business Actors Readiness for the Obligation to Implement Halal Certification in West Nusa Tenggara Diwanti, Dyah Pikanthi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10771

Abstract

The objective of the study is determining the readiness of business actors, in this case, micro, and small business actors in West Nusa Tenggara (Nusa Tenggara Barat – NTB). The challenge faced by the consumers is the limited products that have been certified halal. There are still many services or products that are a necessity for most consumers which are not yet halal-certified. This is what makes consumers immaterially disadvantaged, namely: consumers do not get their rights to obtain halal services or products. Therefore, the government and stakeholders need to provide guidance to business actors and consumers. On the other hand, a small number of MSME business actors still consider halal certification to be a hassle, so they are reluctant to be certified as halal. Another factor that hinders the implementation of halal product guarantees is that information about products from business actors is still not disclosed. The research is conducted with descriptive qualitative method. The research informants are micro and macro entrepreneurs in NTB. The data collection techniques use questionnaires or questionnaires, interviews, and documentation to get more in-depth results and avoid bias. The data analysis uses the Miles and Huberman model which consists of four activities of data collection, data reduction, data display, and conclusion/verification. The results obtained from the implementation of halal certification are not optimal. There are still many MSME actors who are not aware of the importance of halal certification in the processed food products they produce.
Perubahan Harga Dalam Transaksi Jual Beli Bawang Merah Perspektif Fiqih Jual Beli zainudin, muhammad
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10778

Abstract

In Islam, buying and selling is an important aspect of the economic life of Muslims. The principles of buying and selling fiqh governing these transactions, such as honesty, fairness and agreement, serve as guidelines for Muslims in transactions. The aim of the research is to change the transaction price of shallots made by the ordering/buying party, which is viewed from the perspective of buying and selling jurisprudence. The research method used by researchers in this study is qualitative. This approach uses a descriptive analytical method, namely a method that functions to describe or give an overview of the object under study through data or samples and make conclusions that apply to the public. The results of this study indicate that the price changes made by the ordering/buyers menzholimi shallot traders or sellers by violating the fiqh of buying and selling and Islamic Shari'a. As mentioned in surah An-Nisa verse 29.
The Role of Equity Crowdfunding Business Model in Improving Employee Welfare Based on Maqashid Shari'ah Perspective: Case Study of SMEs listed in Santara Platform Virgiawan, Rheyza; Luthfiani, Dita Sari
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10779

Abstract

SMEs have a big role in the country's economy. However, during the Covid-19 pandemic, the condition of SMEs declined and needed solutions, especially related to funding. Equity crowdfunding for SMEs is a breakthrough business model that has begun to be studied by many researchers. However, research on equity crowdfunding in SMEs is still rarely done. Moreover, researchers have not specifically analyzed employee welfare in the maqasid shariah perspective which is a research gap. This study aims to analyze the concept of equity crowdfunding management and its impact on employee welfare referring to the maqashid shari'ah perspective which consists of 5 aspects, namely religious protection, protection of life, protection of mind, protection of offspring and protection of property. This research is qualitative research with descriptive analysis method. The data in this study are primary and secondary data, Primary data was obtained through in-depth interviews with 5 SMEs from the food and beverage industry that had been registered at PT Santara Daya Inspiratama for the 2019-2021 period, which were randomly selected. And secondary data in this study is literature related to crowdfunding equity and maqasid shariah. This research results that the equity crowdfunding business model is a business model that overshadows the cooperation between investors and SMEs in capital. It is evident that in general crowdfunding has an important role in improving the welfare of SME employees. Specifically, from the 5 aspects of welfare based on maqasid shari'ah, it was found that there were 2 aspects that had not been achieved, namely the protection of the soul and the protection of offspring. As for the protection of religion, protection of reason and protection of property, SMEs have been able to carry out well with the encouragement of crowdfunding.
Analisis Pengaruh Perilaku Konsumtif Dan Tingkat Pendapatan Terhadap Online Shopping Pada E-Commerce Shopee Dalam Perspektif Ekonomi Islam Marwiyah, Siti Laelatul; Ainulyaqin, MH; Edy, Sarwo
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10783

Abstract

The purpose of this study was to analyze the effect of consumptive behavior and income levels on student online shopping at Shopee e-commerce. This research uses quantitative methods. The total population in this study was 325 people. The sampling technique in this study was obtained using a purposive sampling method. Purposive sampling is a sampling technique with certain considerations. Based on purposive sampling, the respondents taken in this study were Active Students of FAI at Pelita Bangsa University who worked and had or often used Shopee e-commerce as a shopping medium, resulting in 80 samples by calculating the slovin formula. The data used in this study are primary data obtained by distributing questionnaires. Partial Least Square (PLS) with the help of the SmartPLS version 4.0 application is used as data analysis in this study through three stages of testing, namely: evaluation of the measurement model (outer model), evaluation of the structural model (inner model) and hypothesis testing. The results of the study show that consumptive behavior has a positive and significant effect on online shopping. Income level has a positive and significant effect on online shopping. Consumptive behavior and income levels simultaneously influence online shopping with an R-square value of 0.591 or 59.1% and an adjusted R-square of 0.581 or 58.1%.
The Influence of Islamic Attributes on Consumer Satisfaction and Loyalty Through Religiosity as a Mediating Variable in Sharia Hotels in Kendari City Shaleha, Waode Maratun
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10799

Abstract

In Kendari city, there are five Shariah hotels, namely Hotel Zahra Syariah, Hotel Azizah Syariah, Hotel Kubah 9, Hotel Liras Syariah, and Tropical Point Hotel Syariah. The purpose of this research is to examine the influence of religiosity variables on consumer loyalty with Islamic attributes and customer satisfaction as mediating variables. The sampling technique used in this research is accidental sampling. The sample size in this study is 215 respondents, obtained using the Slovin formula. The results of this research indicate that Islamic physical attributes have a significant positive effect on customer satisfaction, while Islamic non-physical attributes have a non-significant negative effect on customer satisfaction. Islamic religiosity mediates the influence of Islamic physical attributes on customer satisfaction with a non-significant negative effect. Religiosity mediates the influence of Islamic non-physical attributes on customer satisfaction, which has a significant positive effect. Religiosity mediates the influence of customer satisfaction on behavioral loyalty with a non-significant positive effect. Islamic religiosity mediates the influence of customer satisfaction on attitudinal loyalty with a significant positive effect. Customer satisfaction has a significant positive effect on behavioral loyalty, and customer satisfaction also has a significant positive effect on attitudinal loyalty.
Dampak Kewirausahaan terhadap Pembangunan Manusia di Negara-Negara Islam Suranto, Suranto; Ivantri, Madha Adi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10807

Abstract

The purpose of this paper is to investigate the roles of entrepreneurship on human development in Islamic countries. In order to achieve the study objective, the econometric strategy has been used. The analysis technique is done using Fixed Effect (FE) and Random Effect (RE) estimation from the data panels of the OIC countries in the period 2006-2020. The estimation results show that entrepreneurship and access to finance have positive impact on human development. This study uses samples based on data availability. Therefore, further research is expected to be able to find other proxies from entrepreneurship with more data. In addition, research on entrepreneurship should be classified based on the level of economic development, because there are indicated differences in entrepreneurial characteristics at each level of economic development.
Tafsir Mustahiq Zakat Perspektif Literatur Sosiologi Reaktualisasi QS. At Taubah Triyanto, Andi; Syaputra, Ahmad Danu; Saifudin, Ahmad; Hinawati, Titik
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10810

Abstract

Diskusi zakat selalu menarik untuk dikaji secara akademik karena memadukan nilai taufiqi dan ijtihadi, terdapat nilai ubudiyah dan muamalah sekaligus dalam satu praktik ibadah. Surah At Taubah (9): 60 telah menunjuk secara jelas siapa saja para penerima manfaat zakat (disebut mustahiq zakat) sebagai dasar pendistribusian zakat diberikan kepada yang berhak secara tepat. Namun, kata yang menyebut delapan golongan (ashnaf) penerima zakat yang disebutkan dalam nash tidak semua selalu bisa diaplikasikan dalam kondisi kekinian secara aktual, sehingga membuka ruang diskusi akademik terutama untuk memaknai kembali kata yang menyebut para penerima manfaat zakat dengan tidak menyelisihi maqashidu asy-syariah. Penulis menawarkan pendekatan sosiologi dengan paradigma teori realitas sosial untuk memaknai kata per kata yang digunakan al-Qur’an untuk menyebut para mustahiq zakat, mulai dari fakir, miskin, amil, mualaf, riqab, gharim, fii sabilillah, dan ibn sabil. Hasil pencarian kata per kata yang paling mendekati yang disebut al-Qur’an mengenai mustahiq zakat dengan istilah kata tersebut dalam sosiologi menunjukkan bahwa identitas para penerima zakat lebih jelas diketahui indikatornya, lebih dinamis, lebih fleksibel, dan lebih sinkron sehingga lebih aktual dengan kehidupan realitas sosial
The Implementation Of Murabahah Financing Contracts In Bank Syariah Indonesia Supriyandi, Supriyandi; Anwar, Saiful
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10811

Abstract

One of the Bank Syariah Indonesia branches, Bank Syariah Indonesia Parepare, engages in buying, selling, and profit-sharing financing activities (Murabahah and Musyarakah). In order to implement Murabahah contracts in Bank Syariah Indonesia Parepare, provisions and norms must be understood and identified. Because the lending institution offers a commercial product, sharia financing via a Murabahah contract, this research was carried out at Bank Syariah Indonesia Parepare. The methodology employed in this study is a qualitative strategy that involves making direct observations, gathering numerous documents, and holding meetings with Bank Syariah Indonesia Parepare officials, workers, and customers to be interviewed. Data reduction, presentation, and conclusion-drawing processes were used to analyze research data in stages. The findings of this study indicated that there is still a lack of consistency from the government and banks in socializing and making policies related to the existence of Bank Syariah Indonesia, a lack of public awareness of the existence of Bank Syariah Indonesia as a result of a lack of knowledge about sharia financing, as well as a lack of knowledge and understanding of sharia bank officers regarding the mechanisms and provisions of Islamic financial institutions.

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