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INDONESIA
Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 1,927 Documents
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Urgensi Pemberdayaan Tanah Wakaf Muhammadiyah Di Wilayah Bengkulu Sawati, Sawati; Amrizal, Amrizal
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10867

Abstract

This research method uses descriptive qualitative, collective data by conducting in-depth interviews with the chairman and deputy chairman of the Pimpinan Wilayah Muhammadiyah and leadership and deputy leadership of the Majelis Wakaf dan Kehartabendaan. Qualitative data analysis using the Nvivo12 Plus software. The results of the study prove that the management of waqf land assets in PWM Bengkulu, in general, has been going well starting in terms of planning, coordinating, implementation, and supervision even though there are obstacles that are encountered in the field, while in the context of monitoring the management of Muhammadiyah waqf asset,s it is supervised by each assembly concerned and an internal audit is also carried out by the MuhammadiyahCentral Leadership LPPK. Waqf land in the Muhammadiyah Bengkulu area has been used mostly for da'wah activities with facilities for building mosques, education consisting of Kindergarten Schools to Universities, the Health Sector byestablishing hospitals, the social sector planning for the establishment of a Jumpo Home and productive waqf in the form of leasing land and 3 shophouses. The problems or challenges faced by PWM Bengkulu in managing waqf assets are quite dynamic, among them there are still uncertified waqf asset lands.
Buket Uang Dalam Perspektif Hukum Islam Dan Hukum Positif Midisen, Kisanda
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10874

Abstract

This article aims to determine the perspective of Islamic law and positive law in Indonesia on the phenomenon of the rampant sale and purchase of a bouquet of money in the form of a bouquet of flowers. And at the same time trying to compare the legal point of view in Islamic law and positive law on the bouquet of money. This research is a field and literature research, with the type of qualitative observative and descriptive analytical research whose explanation uses exposure and description of the problem being studied. Data collection techniques are carried out by conducting field observations of existing phenomena and then clashing with the point of view of Islamic law and positive law. The data analysis technique used is by performing the stages of data collection, data reduction, data presentation, and drawing conclusions from the research results. The results of the study are based on the perspective of Islamic law that the use of money as a bouquet is allowed if there are no transactions that contain elements of usury, while in positive law what must be considered is that it does not change the value and function of money and does not conflict with Law Number 7 Article 25 of 2011 concerning Currency.
Manajemen Risiko Pembiayaan KPA Trans Icon di Bank Mega Syariah dalam Perspektif Maqashid Al Shariah Rahayuningsih, Eka
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10875

Abstract

Sharia banking products to meet the demands of modern society are the development of hybrid contracts. This is because the single contract form is no longer able to respond to contemporary financial transactions. Surabaya, as the second metropolitan city in Indonesia, will of course bring it residents towards a more modern and classier life. This modern and classy residence is called Trans Icon. This research uses qualitative research. The aim of this research is to find out how Trans Icon KPA Financing Risk Management is at Bank mega Syariah form a maqashid al shariah perspective. Sharia principles in sharia financial institutions are based on the values of justice, balance, benefit, and universalism. The main principles of sharia financial institutions in carrying out their business are freedom from maysir, gharar, haram things, usury, and from falsehood. Risk management of KPA Trans Icon financing in the face of bad financing or defaulting customers, namely by efforts ti save financing and resolve. The concepts used in financing KPA Trans Icon at Bank Mega Syariah Surabaya is the Musyarakah Mutanaqishah concept, the procedure for fimancing is very easy and simple, consisting of six stages, namely character, capacity, collateral, capital, financing approval, binding and disbursement.
Kontribusi Sektor Keuangan Syariah Terhadap Pertumbuhan Ekonomi di Indonesia Diniyah, Fellasufah
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10876

Abstract

This paper aims to explain the relationship between the contribution of the financial sector which consists of the development of Islamic banks, the development of sukuk, the development of Islamic stocks, and the development of Islamic mutual funds to Indonesia's economic growth. This study uses quarterly time series data for the period between 2013Q1 – 2020Q4 and the analysis model used is the Vector Error Correlation Model (VECM) by carrying out unit root tests, cointegration tests, Granger causality tests, this study also uses the impulse Response Function, and Variance Decomposition. The results of this study indicate that the development of Islamic banking, the development of sukuk, the development of the Islamic stock market, and the development of Islamic mutual funds have a long-term influence on economic growth. while the development of the Islamic Banking and the development of the Islamic stock market have a short-term influence on economic growth. This research is expected to provide an overview of the condition of Islamic finance in Indonesia so that it can become a reference for relevant authorities in formulating or determining future policies for the development of Islamic finance.
Analisis Program Tiktok dan Shopee Affiliate Perspektif Maslahah Mursalah Balqis, Sarah Sobrina; Mustofa, Achmad Ali
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10878

Abstract

Penelitian ini bertujuan untuk mengetahui analisis program tiktok dan shope Affiliate dalam perspektif maslahah. Penelitian ini merupakan penelitian kualitatif berbasis lapangan dan menggunakan pendekatan penelitian deskriptif kualitatif. Sumber data penelitian adalah data primer dan data sekunder. Metode pengumpulan data yang digunakan antara lain: observasi, wawancara, dokumentasi dan pencarian referensi. Hasil penelitian ini menunjukkan bahwa, motif dan praktik,berdasarkan kajian Etnografi Hukum dimana yang menjadi kajian utama berupa norma, kebiasaan, dan budaya berhukum masyarakat setempat, menjadikan praktik jual beli affiliasi dilakkan untuk memenuhi kebutuhan sehari-hari, dengan tetap menjaga norma dan budaya yang masih dipegang teguh oleh masyarakat indonesia. Kedua, menurut kajian maslahah mursalah dampak yang ditibulkan dari jual beli online ini memberikan banyak kemasalahatan, dan maslahat ini ditujukan untuk kepentingan masyarakat dan juga individu, serta dampaknya tidak ada yang melanggar kaidah dalam Al-Quran, Sunah Rashul, maupun Ijma. segala sesuatu yang dapat mendatangkan kemanfaatan segala sesuatu yang membuat terhindari dari kemudharatan atau kejelekan. Hasil tersebut bisa kita klasifikasikan program tiktok affiliate termasuk maslahah dlaruriyah, maslahah tersebut tergolong maslahah pokok atau primer. Maslahah dlaruriyah merupakan jenis kemaslahatan yang kaitannya dengan kepentingan pokok manusia. Hasil tersebut bisa ditempatkan bahwa eksistensi dari program affiliate termasuk masalahah mursalah, yang mana mendatangkan kebaikan atau kesenangan dan menajauhkan hal yang mudharat seperti kemiskinan.
Pengaruh Literasi Keuangan Syariah dan Etika Bisnis Islam Terhadap Kinerja Bisnis UMKM di Kabupaten Jepara musyafa', musyafa'
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10880

Abstract

In Indonesia, MSMEs contribute greatly to the economy and directly show their impact. There is a phenomenon regarding business success linked to Islamic financial literacy and Islamic business ethics. This article analyzes and tests the influence of sharia financial literacy and Islamic business ethics on MSME business performance in Jepara Regency. The total population, namely MSMEs, in Jepara Regency is 80,966. Taking samples using the Slovin formula, a sample of 99,876 was obtained or rounded to 100 using the proportional random sampling technique. Data was collected using a questionnaire. Data processing methods use editing, coding, tabulating. Data analysis with multiple linear regression. The partial research results show that sharia financial literacy has a positive and significant effect on MSME business performance with a calculated t of 2.548 & gt; t table 1.66071 is positive and the result is a significant value of 0.012 & lt; 0.05. Islamic business ethics has a positive and significant effect on MSME business performance with a calculated t of 2.560 & gt; t table 1.66071 is positive and the result is a significant value of 0.012 < 0.05.
Peran Program Pemerintah Dalam Meningkatkan Kesejahteraan Masyarakat Pada Masa Pandemi Dalam Perspektif Ekonomi Islam Ainulyaqin, MH; Sakum, Sakum; Edy, Sarwo
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10881

Abstract

This study aims to determine the role of government programs in improving people's welfare during the pandemic in the perspective of Islamic economics in the people who receive BLT, BPNT, and PKH assistance in Telukjaya Village. This research is a qualitative approach with a field research. The data collection techniques were carried out by observation, interviews, and documentation. While the object of research is the community who received BLT, BPNT and PKH assistance during the pandemic as well as several Telukjaya Village staff. The results of this study, already from the results of interviews regarding the role of the Government's BLT, BPNT, & PKH assistance programs are correct. Measured using four indicators, namely: Accuracy of targets, program socialization, program objectives, and program understanding, it shows that almost all indicators are appropriate, except that program socialization has not been maximized due to regulatory constraints during the pandemic. In Sharia, it can be said that the government has implemented the principles of responsibility, justice, defense and security.
Capital Structure Affect Asset Structure, Income Volatility, And Financial Flexibility In islamic Industrial Sector Companies Prasetya, Andre; Santoso, Hadi
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10896

Abstract

The capital structure of every company is a critical concern. Capital structure affects a company’s financial status. Financial flexibility, internal company conditions, market conditions, operating leverage, the perspective of lenders and rating agencies, management perspectives, controls,taxes, profitability (lity,afinancialcture, and sales stability) are some of the variables typically taken into account by cperspectivesgement when making decisions about capital structure. The purpose of this study is to ascertain how asset structure, earnings volatility, and financial flexibility impact capitaconsideredmpanies from the consumer products industry sector listed on the Indonesia Stock Exchange. population of this study, and 39 companies were chosen as the sample using a purposive sampling technique. Multiple linear regression analysis utilizing the Eviews program was used in this study. The probability value of the asset structure is 0.0107 0.05, and its positive directional regression coefficient is 0.169937. A positive direction regression coefficient of 0.074237 and a prob value of 0.84246 > 0.05 are both present for earnings volatility. The b-value for financial flexibility is 0.00326 (less than 0.05), and the positive regression coefficient is 0.259236. In conclusion, while earnings volatility has no influence on capital structure, financial flexibility and asset structure variables have beneficial impacts. By examining these aspects, this research is anticipated to help the decision-making process for the growth of a company.
Peran Mediasi Customer Satisfaction Pada Pengaruh Service Convenience Dan Religious Motive Terhadap Word Of Mouth Nasabah Bank Syari’ah Hukama, Adhan
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10897

Abstract

This research focuses on studying how service convenience and religious motives influence word of mouth and whether customer satisfaction mediates service convenience and religious motives on word of mouth of Syari'ah Bank customers in DKI Jakarta and West Java. A total of 119 respondents were involved in this research. In this research, the data analysis method used is Structural Equation Modeling-Partial Least Squares (SEM-PLS). This research revealed religious motives and service convenience on customer satisfaction. Apart from that, religious motives influence word of mouth. Meanwhile, service convenience has no effect on customer satisfaction. The results of mediation testing in this research show that customer satisfaction is proven to be able to mediate the influence of service convenience and religious motives on word of mouth of Syari'ah Bank customers.
Islamic Enterpreneurship Sebagai Eksistensi Nilai Tambahan Syariah Berbasis Rezeki: Ustman Bin Affan Mais, Rimi Gusliana
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.10910

Abstract

This research explores thoughts related to economics and entrepreneurship from an Islamic perspective as the existence of sustenance-based sharia added value, taking into account the guidelines of the Koran and facts about Islamic figures. This research method uses literature studies from various article and library sources. Researchers collect and analyze all literary sources that are relevant to the views or thoughts of the Islamic world and Islamic economics of Uthman bin Affan as well as the context of the Islamic world and economics today. The results of research research explain that the Al-Qur'an is a source of Islamic law which has a philosophical basis which is implemented as the objectives of Islamic law determined by Allah SWT to bring goodness to society/humans. With Islamic entrepreneurship and implementation as an existence of added value of sharia based on sustenance for all mankind for success and prosperity. One of the policies implemented by Caliph Uthman bin Affan regarding Islamic economics that is still relevant today is income from commerce

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