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Jurnal Ilmiah Ekonomi Islam
Published by STIE AAS Surakarta
ISSN : 24776157     EISSN : 25796534     DOI : -
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
Jurnal Ilmiah Ekonomi Islam diterbitkan 3 (tiga) kali setahun (Maret, Juli dan November) oleh Lembaga Penelitian dan Pengabdian Kepada Masyarakat STIE AAS Surakarta.
Arjuna Subject : -
Articles 2,319 Documents
 163   164   165   166   167 
Interkonektif Hukum Islam Dan Hukum Positif Pada Berakhirnya Kontrak (Akad) Bisnis Syariah Yunita, Isna
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11002

Abstract

ABSTRAK Kontrak pada hukum bisnis syariah, dapat diartikan sebagai sebuah proses pelaksanaan transaksi antara satu orang dengan orang lain yang terikat oleh hukum karena satu pihak mempresentasikan penawaran dan pihak lain melakukan penerimaan serta memanfaatkan sumber daya ekonomi sebagai objeknya sesuai aturan-aturan yang telah ditetapkan secara hukum Islam. Kontrak bisnis syariah bisa juga diartikan sebagai suatu perikatan antara ijab dan Kabul dengan cara yang dibenarkan oleh hukum Islam yang menetapkan adanya akibat-akibat hukum. Berbicara akan kontrak tentang kesepakatan kedua belah pihak untuk memulainya, maka akan terdapat juga langkah-langkah yang menjadikan kontrak itu berakhir. Tulisan ini memiliki tujuan untuk memahami hal yang harus dilakukan pada pelaksanaan untuk berakhirnya sebuah kontrak dalam perspektif hukum Islam. Adapun metode penelitiannya ialah jenis penelitian kualitatif, dengan data yang dikemas dalam penelitian ini adalah data sekunder yang diperoleh dari review literatur dari penelitian ilmiah sebelumnya yang kemudian dianalisis secara mendalam menggunakan teori yang relevan. Hasil penelitian pada makalah ini ialah, berakhirnya kontrak pada hukum bisnis syariah terdiri dari, berakhirnya akad karena sudah terpenuhi, terminasi akad, kematian, serta tidak memperolehnya izin dari pihak yang memiliki kewenangan.
The Concept of Islamic Social Finance Development Based on Financial Technology to Realize a Prosperous Society Marwini, Marwini; Salam, Annisa Nur
Jurnal Ilmiah Ekonomi Islam Vol. 9 No. 3 (2023): JIEI : Vol.9, No.3, 2023
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v9i3.11082

Abstract

Prosperity is a great goal that every country in the world aspires to. However, this condition will certainly not be achieved without a problem called poverty. If you look at the available data, about 30% of the world's population (1.56 billion) lives in multidimensional poverty; 50% of the world's population (3 billion) lives on less than $2.5 a day; And 80% of the world's population lives on less than $10 a day. This shows that Welfare in the world is only enjoyed by a small part of the population. A study published that OIC (Organization of Islamic Cooperation) member countries generally have a lower HDI (Human Development Index) than non-OIC countries. If viewed further, Islam has various solutions to avoid poverty through Islamic social finance instruments. Zakat, Infaq, and Waqf have great potential to be developed to prosper the community. So, in this paper, we will discuss the financial technology model used to develop the role of Islamic social finance instruments such as Zakat, infaq, and waqf. So that social and financial institutions can continue to develop various empowerment programs to prosper the community.
Analisis Perbandingan Kinerja Keuangan Perbankan Syariah Yang Melantai di Bursa Efek Indonesia : Studi Kasus Perbandingan Kinerja Keuangan Bank Syariah Indonesia dan Bank BTPN Syariah taufik, muhammad iman
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11107

Abstract

"The Islamic banking industry in Indonesia has experienced rapid growth in recent years. Bank Syariah Indonesia (BSI) and Bank BTPN Syariah are two leading Islamic banks in Indonesia. However, in the post-pandemic era, there has been limited research comparing the financial performance of these two banks. Therefore, this research aims to analyze the financial performance comparison of Islamic banking institutions that have publicly listed their shares on the Indonesia Stock Exchange, namely Bank Syariah Indonesia and Bank BTPN Syariah. The objective of this research is to compare the financial performance between Bank Syariah Indonesia and Bank BTPN Syariah and provide recommendations for investors interested in investing in the Islamic banking sector. This research uses a descriptive-comparative method with a quantitative approach. The data used is secondary data obtained from the financial reports of both banks for the last two years (2021-2022). The measured variables include return on equity (ROE), return on assets (ROA), and price-to-earnings ratio (PER). The data obtained is analyzed using statistical analysis techniques such as t-tests, F-tests, and regression analysis."
Do Ecotourism Responsibilities And Principles Influence Green Business Behavior? Gorontalo Regency Religious Tourism Study Nugroho, Moh Agus; Amin, Sirajudin; Ainun, Umu
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11123

Abstract

This research examines the variables influencing the performance of religious tourism managers in Bongo Village, Gorontalo Province, on Green Business Behavior in ecotourism. The variables used to measure the performance of tourism managers are attitudes towards Ecotourism Responsibility and Ecotourism Principles observed in the tourism site conditions. The assessment is conducted by visitors or tourists. The study employs probability sampling, and there were 155 respondents involved in the research. The analytical technique used in this study is path analysis to determine the relationships/effects between variables. It is concluded that the variable of Ecotourism Responsibility does not have a significant influence on Green Business Behavior. Similarly, the variable of Ecotourism Principles also does not affect Green Business Behavior
Faktor-Faktor Yang Mempengaruhi Perilaku Konsumsi Mahasiswa Muslim dan non-Muslim terhadap Makanan Halal di Jatinangor Kabupaten Sumedang Cupian, Cupian; Rahmah, Rahmah; Salsabila, Zahrah; Noven, Sarah Annisa
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11136

Abstract

This journal examines the Factors Influencing the Consumption Behavior of Muslim and non-Muslim Students in Jatinangor. This study aims to describe whether the halal logo, the level of religiosity, food ingredients, and the manufacturing process have a significant effect on the decision to buy halal food. This study uses a quantitative approach with multiple linear regression methods. The objects studied were Muslim and non-Muslim students in Jatinangor with a sample size of 126 students. The result is that factors such as the halal logo, the level of religiosity, food ingredients, and the manufacturing process have a significant effect on the decision to buy halal food. This means that the more food products that use the halal logo, the higher one's religiosity, the more attention to food ingredients, and the more knowledge about the manufacturing process, the more students decide to buy halal food.
Analisis Financial Distress pada Bank Syariah di Indonesia Menggunakan Metode Classification and Regression Tree (CART) Aguspri, Amellia
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11148

Abstract

Using the Grover and Classification and Regression Tree (CART) techniques, this research aims to evaluate the factors that influence the financial conditions of Islamic banks from 2010 to 2021. The sample for this research was taken using a purposive sampling technique from five banks registered in OJK from 2010 to 2021. The results of this research using Grover analysis show that no bank has experienced bankruptcy with an accuracy value of 100%. On the other hand, according to decision tree regression using the Classification and Regression Trees (CART) method, FDR, NPM and CAR are the three factors that influence financial bankruptcy. And it is known that of the three ratios, FDR is the most significant.
Analisis Laporan Keberlanjutan Studi Komparasi Bank Syariah Indonesia dan Maybank Islamic Berhad 2019-2022 Adirestuty, Fitranty; Azizah Al Adawiyah, Rumaisah; Tri Ratnasari, Ririn; Nur Chazanah, Indah; Muhammad Irsyad, Syaiful
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11152

Abstract

This study emphasizes the importance of focusing on the sustainability and alignment of Sharia compliance disclosures in the context of Islamic Financial Institutions. Sustainability reporting is becoming increasingly crucial in the financial sector due to growing awareness of global environmental, social, and governance (ESG) issues. The initiative encourages Islamic Financial Institutions (IFIs) to increase transparency and accountability in their sustainability practices. This study tries explicitly to compare the Sustainability Report Analysis between Bank Syariah Indonesia and Maybank Islamic Berhad for 2019-2022. In this way, the study provides a deeper understanding of how these two institutions manage sustainability and disclosure of Sharia compliance. By aligning Sharia compliance with sustainability goals, IFIS can actively create a more responsible and ethical financial sector. This will contribute to broader sustainable development efforts, including sustainable economic growth, environmental protection, and Social Empowerment. This kind of research is essential to ensure that IFIs and other financial institutions understand and adhere to sustainability and Sharia compliance in a balanced manner to balance financial, ethical, and sustainability goals in their services to society.
Determinan Kinerja Keuangan dalam Mempengaruhi Inklusivitas Peserta Dana Pensiun Syariah di Indonesia (Periode 2019-2023) Fithri, Windy Dwi Zhelsa
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11168

Abstract

Perencanaan keuangan dihari tua sangat penting dilakukan guna mempersiapkan terjaminnya kehidupan di masa tua. Dana pensiun syariah merupakan sarana yang memfasilitasi peserta dalam memenuhi kebutuhan di masa pensiun. Penelitian ini bertujuan dalam memberikan bukti empiris terkait hubungan Kinerja keuangan ROI, RITA, dan Liabilitas terhadap Inklusi peserta Dana pensiun Syariah di Indonesia. Jenis penelitian menggunakan kuantitatif asosiatif. Sumber data penelitian mengguanakan data sekduner yang diambil dari publikasi statistik IKNB Syariah pada website Otoritas Jasa keuangan. Sampel penelitian sebanyak 17 data triwulanan pada periode 2019-2023. Objek Penelitian pada perusahaan Dana Pensiun Syariah di Indonesia. Teknik pengumpulan data melalui studi pustaka artikel jurnal, website resmi yang mendukung literatur penelitian secara tidak langsung. Analisis data menggunakan regresi linier berganda. Hasil penelitian menunjukkan secara parsial bahwa Return on Investment (ROI) tidak berpengaruh negatif terhadap Inklusi Dana Pensiun Syariah, Rasio Investasi terhadap Aset (RITA) berpengaruh positif terhadap Inklusi Dana Pensiun Syariah dan Liabilitas berpengaruh positif terhadap Inklusi Dana Pensiun Syariah. Sedangkan secara simultan variabel independen (ROI, RITA, dan Liabilitas) berpengaruh signifikan terhadap berpengaruh positif terhadap Inklusi Dana Pensiun Syariah di Indonesia.
Manajemen Pendayagunaan Dana Zakat Oleh Baznas Dalam Mengentaskan Kemiskinan Di Kabupaten Lebak Latif, Ahmad Latif
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11181

Abstract

The Gini Index for Indonesia rose from 0.381 to 0.388 in March 2023. The issue of poverty also remains a concern, impacting roughly 25.90 million people or 9.36% of the total population. To address this problem, Baznas Lebak Regency has adopted a policy in line with Regional Regulation No. 11 of 2005 article 17. The policy focuses on adherence to religious regulations, prioritizing mustahik (eligible recipients), and seeks input from local government. The Revolving Capital Fund program at Baznas Lebak is supported by infaq and sadaqah funds, adhering to the principles of Islamic fiqh, instead of zakat funds. Baznas Lebak is positioned in quadrant V for program development, with an EFI total score of 2.68 and an EFE total score of 2.59.
Siti Khadijah RA: Implementasi Prinsip Etika Islam Pengusaha Wanita Mais, Rimi Gusliana; Wulaningsih, Ririn Widyastuti
Jurnal Ilmiah Ekonomi Islam Vol. 10 No. 1 (2024): JIEI : Vol.10, No.1, 2024
Publisher : ITB AAS INDONESIA Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jiei.v10i1.11196

Abstract

Siti Khadijah RA's Islamic entrepreneurial spirit is the basis for this article. The aim is to study how modern entrepreneurial women behave. This was the only Islamic educational tradition during the time of the Prophet where women served together. The aim of this research is to create an entrepreneur in the style of Siti Khadijah RA as an example of Muslim women who were successful in business in history as a solution for today's female entrepreneurs and spread this entrepreneurship throughout the world. Siti Khadijah RA, wife of the Prophet Muhammad (pbuh), was one of the most famous female traders due to her success as a respected and wealthy business woman of her time using Islamic Business Ethics. Women do many important things in life. Women are not just teachers, but also a source of family love. In the modern world, the differences in roles between men and women are gradually decreasing. Many women work in important positions. Many women work in important government positions. Moreover, the majority of modern entrepreneurs are women. Women became more important after Islam entered Arabia. Women are given the opportunity to participate in business and demonstrate their abilities in society. As a data source for this research, literature research was used and relevant scientific articles were studied. The results of this research contain a number of basic verses in the Koran regarding entrepreneurship. Muslim entrepreneurs not only pay attention to the definition of entrepreneurship, but also social entrepreneurship.

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