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al-Afkar, Journal For Islamic Studies
Published by Universitas Islam Negeri Sunan Gunung Djati Bandung
ISSN : 26144883     EISSN : 26144905     DOI : -
Core Subject : Social,
Social Sciences
al-Afkar, Journal for Islamic Studies is published by Association of Secondment Lecturers (Asosiasi Dosen DPK) UIN Sunan Gunung Djati Bandung Indonesia. Focus of al-Afkar, Journal for Islamic Studies is on publishing original empirical research articles and theoretical reviews of Islamic Studies, it covers various issues on the Islamic studies within such number of fields as Islamic Education, Islamic thought, Islamic law, political Islam, and Islamic economics from social and cultural perspectives and content analysis from al-Qur’an and Hadist. In other than forementioned field in Islamic Studies, al-Afkar, Journal for Islamic Studies also accepts articles which cover the topic on the cross section between Islam Studies and other scientific field, such as sociology, law, economics, and others.
Arjuna Subject : -
Articles 1,567 Documents
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The Role Of Al-Munasabah In The Interpretation Of The Qur'an (A Study of the Book of Nadzmu Duror by al-Biqō'i) Mohamad Muhtarom Ali; Muhamad Afifudin Dimyathi; Ach. Khoiri Nabil; Ahnaf Gilang Ramadhan
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1767

Abstract

This study examines the role of the concept of al-munāsabah (the interrelation between verses and surahs) in the interpretation of the Qur'an based on Nadzmu Duror by Al-Biqā’i. This concept plays a crucial role in revealing the structure and deep meanings between the verses of the Qur'an. The primary objective of this research is to explore the application of al-munāsabah in Al-Biqā’i’s exegesis and identify its contribution to understanding the Qur'an’s meaning. This study employs a qualitative-descriptive method with a textual analysis approach, focusing on an in-depth literature review of Nadzmu Duror and other supporting sources.The findings indicate that Al-Biqā’i uses al-munāsabah as a central approach to connect verses and surahs, thereby strengthening the thematic context and meaning of the Qur'an. This study also reveals how Al-Biqā’i applies al-munāsabah to interpret verses in an integrative and contextual manner, providing new perspectives in Qur'anic exegesis. This concept helps uncover the beauty of the Qur'an’s structure and deepens the understanding of its embedded messages. These findings affirm that al-munāsabah makes a significant contribution to enriching exegetical approaches, particularly in understanding the internal structure of the Qur'an, and offer important implications for the development of structural-based Qur'anic studies.
Legal effort in the case of binomo trading fraud under the disguise of investment and the criminal acts of money laundering are committed in connection with law no. 19 of 2016 and law no. 8 of 2010 Yenrizka Gusmaria; Tri Setiady
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1769

Abstract

Trading is very popular in various countries, one of which is Indonesia, this is an activity of buying and selling assets in the financial market with the aim of making a profit. Assets that are usually traded in trading can be stocks, foreign exchange, bonds, gold, cryptocurrencies and other investment instruments. Treaders usually make transactions by buying assets when the price is relatively cheap and selling them again when the price goes up, in the hope of making a profit from the fluctuations in the price of the asset. Some time ago, Indonesia was shocked by a case carried out by one of the influencers, Indra Kesuma alias Indra Kenz, who committed trading fraud in the name of investment through electronic media. From this case, many victims reported because they felt disadvantaged by the suspect, the losses incurred were also very large. In addition to the fraud case committed by the suspect, a money laundering crime was also found to hide or disguise the origin of funds obtained from these illegal activities, so that it appeared as if it came from a legitimate source. This study aims to analyze cases of trading fraud under the guise of investment with the motive of spreading false and misleading news that results in consumer losses. In this study, the author uses quantitative data to analyze the fraud system under the guise of investment and money laundering committed in the case of Indra Kenz through the illegal Online Binary Options (Binomo) gambling platform in Indonesia in relation to Law No. 19 of 2016 concerning Information and Electronic Transactions and Law No. 8 of 2010 concerning Prevention and Eradication of Money Laundering.
Responsibilities of Curators Who Do Not Fulfill Their Obligations to Creditors According to Law Number 37 of 2004 Concerning Bankruptcy and Suspension of Debt Payment Obligations Yenrizka Gusmaria; Teuku Syahrul Ansari
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1770

Abstract

Bankruptcy is something that often happens in the business world, it refers to a condition where a debtor is unable to pay his debts to creditors that have matured. Bankruptcy occurs when a debtor has two or more creditors and does not pay off one debt that can be collected.Bankruptcy is defined as a condition where a debtor is unable to fulfill his debt payment obligations, even though the company's financial condition may still be healthy. This is different from bankruptcy where the company experiences major losses and must stop its operations.One case of bankruptcy is PT Ricky Kurniawan Kertapersada (RKK) and the Ministry of Environment and Forestry (KLHK). In the decision of the Commercial Court at the Medan District Court Number 04 / PDT.SUS-PAILIT / 2023 / PN.NIAGA.MDN dated March 21, 2023, the Ministry of Environment and Forestry filed an objection or renvoi procedure which began with the court granting the bankruptcy petition of PT Ricky Kurniawan Kertapersada (RKK).The reason for the bankruptcy petition of PT Ricky Kurniawan Kertapersada (RKK) is the debt to the Ministry of Environment and Forestry (KLHK) to pay for environmental losses and ecological function restoration costs amounting to Rp. 191,803,261,700 for a civil case of forest and land fires based on the decision of the Jambi District Court Number 139 / PDT.G-LH / 2016 / PN.Jmb Jo High Court Decision Number 65 / PDT-LH / 2017 / PT JMB Jo. Supreme Court Decision Number 2145K / Pdt / 2018 dated October 8, 2018 Jo. Supreme Court Decision Number 854PK / PDt / 2022 which has permanent legal force (inkracht van gewijsde). This study aims to analyze an unpublished bankruptcy case and the legal consequences if the curator does not carry out the order in accordance with his obligations, so that the creditor is not included in the Temporary Receivables List (DPS) or the Permanent Receivables List (DPT).
Settlement of Abuse of Authority Relating to the Independence of the Curator Based on Law Number 37 of 2004 Concerning Bankruptcy and Suspension of Debt Payment Obligations Yulia Putri Maulina; Teuku Syahrul Ansari
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1772

Abstract

The curator has the principle of independence and impartiality which is one of the main principles recognized and desired by Law Number 37 of 2004 concerning Bankruptcy and Postponement of Debt Payment Obligations. The curator is responsible for errors or negligence in carrying out the duties of managing and settling the bankruptcy estate. Bankruptcy occurs due to bankruptcy experienced by a company. Bankruptcy is part of civil law. However, several bankruptcy cases eventually developed into crimes when the bankruptcy curator who was tasked with handling and administering bankruptcy cases abused his authority, especially in relation to independence. The complexity of resolving bankruptcy assets is further increased by the inclusion of a criminal sanctions article in the Bankruptcy Law which states that if it is proven that the curator is not independent, he can be subject to legal sanctions, both criminal and civil, in accordance with the law.
The Position of the Stock Exchange as a Self-Regulatory Organization in Capital Market Activities Based on Law Number 8 of 1995 Concerning Capital Markets Yulia Putri Maulina; I Ketut
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1773

Abstract

The capital market is a financial market for long-term funds. The capital market has an important role in a country's economy because the capital market functions as a means for business funding and a means for companies to obtain funds from the investing public (investors). Funds obtained from the capital market can be used for business development, expansion, additional working capital and so on. In the world of capital markets, there is a self-regulatory organization (SRO), which is an organization that regulates the capital markets sector. One form of SRO is the stock exchange. The stock exchange is a forum or meeting point between brokers and resellers to carry out securities buying and selling transactions (shares and bonds. This research will discuss the position of the stock exchange in capital market activities and its mechanisms. dividend distribution on the stock exchange.
Dinar and Dirham as Sharia-Based Monetary Solutions in Indonesia Kholiq, Mairummah; Khusnudin
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1775

Abstract

The current global monetary system is dominated by fiat currencies which depend on monetary policy and state trust, but this also presents challenges such as inflation, exchange rate instability and the potential for economic crises. As a more stable alternative and in accordance with sharia principles, the use of dinars and dirhams, which are based on the precious metals gold and silver, is gaining attention. Dinars and dirhams have a long history in Islamic civilization, starting from the time of the Prophet Muhammad SAW, and have been proven to have stable intrinsic value and are free from the practice of usury. This currency can also reduce dependence on fiat currencies which are vulnerable to inflation and speculation. This research aims to explore the potential and challenges of implementing the dinar and dirham as a sharia-based monetary system in Indonesia, using a qualitative approach based on literature review. Dinars and dirhams offer advantages such as value stability, economic resilience to the global crisis, and simplicity in the financial system. Apart from that, they can also function as a tool to support sharia economic growth, strengthen transactions in society, and encourage the development of small and medium businesses. However, the main challenges in its implementation include the need for clear regulations, low levels of public understanding, and limited infrastructure to support the production and distribution of precious metals. With increasing public awareness of sharia economics and the support of digital technology, dinars and dirhams have great potential to be implemented as alternative monetary solutions that are sustainable and fair, supporting economic stability in Indonesia.
Panel Data Analysis Study: The Impact of Indonesian Sharia Bank Financing on MSME Output Value 2021-2023 Nur Fitriya Ningsih; Muhammad Yazid
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1778

Abstract

This study aims to analyze the effect of Bank Syariah Indonesia financing on the output value of Micro, Small, and Medium Enterprises (MSMEs) in Indonesia during the 2021-2023 period. Using a panel data approach, this study evaluates the effectiveness of Islamic financing in two main categories: working capital and investment. Data were obtained from the Central Statistics Agency (BPS) and the annual reports of Bank Syariah Indonesia. The results show that working capital financing has a significant positive effect on MSME output value, while investment financing shows a lower effect. Control variables such as Third Party Funds (DPK) and labor also have significant contributions. With a coefficient of determination of 93.04%, this study emphasizes the importance of a more inclusive Islamic financing policy focused on working capital to support MSME productivity. These results provide implications for Islamic banking and policymakers to enhance MSME development through a strategic financing approach.
Translation Accounting and the Islamic Monetary System: A Historical Approach and Solutions to Global Inflationary Distortions Moh Syarif Jauhari; Khusnudin
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1779

Abstract

This study explores the mechanisms of translation accounting and its relevance to the principles of the Islamic monetary system in addressing global inflationary distortions. The Islamic monetary system, which is based on the intrinsic value of commodity-based currencies such as gold and silver, offers greater exchange rate stability than the conventional fiat-based monetary system. Using a descriptive qualitative approach, this study examines the role of translation accounting in converting financial statements across currencies and compares the stability between Islamic and conventional monetary systems. The analysis shows that the application of Islamic principles, including the prohibition of usury and speculation, can reduce exchange rate volatility, prevent economic distortions, and create financial statements that better reflect real values. This study concludes that the Islamic monetary system has the potential to be a sustainable alternative to address the challenges of global inflation and enhance international economic stability.
Implementation of Zis (Zakat, Infaq and Shadaqah) to Improve the Welfare of Mustahik in Pamekasan Regency Based on Law No. 23 of 2011 Study on Zakat Collection Unit (Upz) IAIN Madura Fatimatuz Zahroh; Herlin Fauzia Safitri; Meldona
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1780

Abstract

This research aims to understand and describe the application of Zakat, Infaq and Alms (ZIS) in improving the welfare of mustahik, especially in Pamekasan Regency through the IAIN Madura Zakat Collection Unit (UPZ). Poverty remains a major challenge faced by many countries, including Indonesia. Although various policies have been implemented to address this problem, their effectiveness often remains a key issue. The Zakat Collection Unit (UPZ) is one form of institution involved in managing zakat. The method used in this research is a qualitative approach with an interpretive paradigm, which emphasizes an in-depth understanding of experiences and social phenomena that occur in the field. The results of the discussion in this research 1) The implementation of Zakat, Infaq and Sadaqah (ZIS) in the IAIN Madura Zakat Collection Unit (UPZ) shows structured and effective efforts in managing social funds to help the community. UPZ plays an important role in collecting, distributing and disbursing funds to mustahik with a focus on transparency, accountability and efficiency. 2) Law Number 23 of 2011 concerning Management of Zakat, Infaq and Sadaqah (ZIS) provides an important legal framework for management and utilization of ZIS funds in Indonesia. UPZ IAIN Madura has implemented several programs to support the welfare of mustahik in Pamekasan Regency, such as Smart UPZ, Healthy UPZ, and Clean UPZ. UPZ IAIN Madura strives not only to meet the basic needs of mustahik but also to empower them through education and health. It is hoped that through this effort, stronger trust will be established between muzakki and UPZ, so that it can increase the amount and quality of assistance provided to mustahik in Pamekasan Regency.
Equality of Men and Women in the Perspective of Islamic Marriage Law and Article 16 of the Universal Declaration of Human Rights Lis Diana Ningsih
al-Afkar, Journal For Islamic Studies Vol. 8 No. 4 (2025)
Publisher : Perkumpulan Dosen Fakultas Agama Islam Indramayu

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.31943/afkarjournal.v8i4.1785

Abstract

This research is motivated by the fact that gender inequality in marriage is still an important issue in various countries, including from the perspective of Islamic marriage law and the provisions of Article 16 of the Universal Declaration of Human Rights (UDHR). This research aims to analyse how the principles of gender equality are applied in Islamic marriage law and Article 16 of the UDHR, and to assess their relevance and implementation in the modern legal context. This research adopts a normative legal approach with a descriptive-analytical method. Data was collected through document studies, including analysis of legal literature, legislation and international conventions, and then analysed using qualitative data analysis techniques. The results of the study show that both Islamic Marriage Law and Article 16 of the UDHR contain principles of gender equality, although there are differences in interpretation and implementation that are influenced by local culture and legal systems. The findings of this study suggest the need for harmonisation between religious norms and human rights principles to support the realisation of gender equality in marriage law.

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