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Al-Amwal : Journal of Islamic Economic Law
ISSN : 25410105     EISSN : 25413910     DOI : -
Al-Amwal, p-2541-0105, e-2541-3910, Journal of Islamic economic law is peer-reviewed journal published by The Faculty of Syariah, Institut Agama Islam Negeri Palopo. Al Amwal focus on the research of Islamic Economic Law. The journal is issued twice a year on March and September. The aims of the journal is to explore and develop economics related to Islamic Law.
Arjuna Subject : -
Articles 153 Documents
Kajian Politik Melalui Kebijakan Pengaturan dalam Ekonomi Islam sebagai Unsur Formil Ayu, Dena; Arzam, Arzam; Witro, Doli
Al-Amwal : Journal of Islamic Economic Law Vol. 7 No. 1 (2022): AL-AMWAL : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v7i1.2925

Abstract

Political economy is understood as a scientific discipline that discusses political and economic problems and their very complex nature related to thinking about the application of politics and economics. This article uses qualitative research methods. Data collection is done by the library research method. These data are sourced from scientific papers, authoritative books, internet websites, and those related to research topics. The data analysis technique used is a qualitative data engineering model, Miles et al., namely data condensation, data presentation, and drawing conclusions. The study results show that the state's welfare refers to the government's active role in managing the economy. Therefore, the source of state finances is the driving force for the welfare of the state and society. In Indonesia, the government has detailed regulated how state financial resources are obtained and issued for the public benefit. Judging from the history of Islamic economic politics that has been carried out during the time of the Prophet until now, financial sources such as business, taxes, and public debt have become significant contributions to the Indonesian government in running the economy.
ANALISIS KONSEP PERILAKU PRODUSEN DALAM HUKUM EKONOMI ISLAM (Tijauan Q.S Al – Maidah Ayat 87) Nadila, Nadila; Abubakar, Achmad; Basri, Halimah
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.3831

Abstract

Penelitian ini membahas tentang konsep perilaku produsen dalam ekonomi islam berdasarkan tinjauan Q.S Al – Maidah ayat 87. Studi ini didasarkan pada apa yang telah ditulis dan menggunakan sumber informasi sekunder. Metode deskriptif kualitatif dan pendekatan interpretasi maudhu'i (tematik) digunakan untuk mendeskripsikan dan mengkaji data. Metode dokumentasi digunakan untuk mengumpulkan data kajian, dan analisis isi digunakan untuk mengetahui apa maksud dari data tersebut. Data yang terkumpul disatukan dan dianalisis untuk menarik kesimpulan. Hasil penelitian menunjukkan bahwa produsen dalam ekonomi Islam bertindak dengan cara yang memenuhi standar kejujuran dan moralitas tertinggi. Hal ini karena dalam ekonomi Islam, manusia bekerja tidak hanya untuk menjadikan dunia ini lebih baik dan sejahtera, tetapi juga untuk mendatangkan kebahagiaan di kehidupan selanjutnya. Alasan mengapa para pendiri Islam melakukan apa yang mereka lakukan harus selalu melakukan hal yang sama dan hasil yang mereka inginkan. Jika tujuan produksi adalah untuk memenuhi kebutuhan fisik dan mental agar maslahah dapat dibuat, maka tujuan pembuat adalah membuat maslahah.
QARDUL HASAN AND COMMUNITY EMPOWERMENT: LESSONS CAN BE LEARNED FROM THE TWO BEST PRACTICE LEADING COUNTRIES, INDONESIA AND MALAYSIA Mushkalamzai, Ziaulrahman; Hanif, Mohammad Wasim; Aziz, Azizulrahman
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.4083

Abstract

In Islamic Sharia, Qardul Hasan is a significant tradition of benevolent loans. In the Quran and Sunna, Allah and his messenger Mohammad maintain on giving Qardul Hasan. Some Islamic countries such as Indonesia and Malaysia have worked hard in recent years to use Qardul Hasan based on the principle of benefits to empower the community. However, according to Islamic Sharia, it is still Tabarru. To Use Qardul effectively and empower community, it is needed for it to manage and institutionalize. In Afghanistan, Qardul Hasan is still used classically and it has not been used in the principle of benefits for the development and empowerment of society. As a result, the purpose of this article is to propose a new model of Institutionalization Qardul Hasan for using it based on the principle of benefits to empower and alleviate poverty in Afghan society. This article conducted qualitative research that first examines Qardul Hasan from the perspective of Islamic Sharia. Second, for the practice of the theory some institutions from two leading countries such as Indonesia and Malaysia have been studied.
SISTEM AKAD MUDHARABAH PRODUK DEPOSITO PADA BANK MUAMALAT KCP PALOPO Anwar, Yuliana; Kamal, Helmi; Ramadhani, Muhammad Yassir Akbar
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.4140

Abstract

Jenis penelitian ini merupakan penelitian empiris dengan pendekaatan yuridis. Penelitian ini merupakan penelitian lapangan, peneliti memperoleh atau mendapatkan data primer dengan melakukan wawancara bersama karyawan dan juga nasabah Bank Muamalat KCP Palopo, teknik pengumpulan data dilakukan dengan cara observasi, wawancara, dan dokumentasi guna menempatkan data yang berkaitan dengan masalah yang diteliti, setelah memperoleh data dilapangan peneliti juga melakukan analisis data dengan sumber data yang lain seperti buku, jurnal, UU, PBI, POJK, dan fatwa para ulama yang berkaitan, setelah semua data berkumpul selanjutnya peneliti menyusun data yang ada sehingga dapat ditarik kesimpulan untuk menjawab permasalahan penelitian ini.Hasil penelitian ini menunjukkan bahwa: 1) Sistem akad mudharabah deposito di Bank Muamalat KCP Palopo mempunyai perbedaan sistem perhitungan hasil antara deposito mudharabah dengan deposito Bank Konvensional yaitu pada bank syariah sistem bagi hasilnya berdasarkan jumlah dana yang disimpan, rasio bagi hasil dan pendapatan yang diperoleh bank, sedangkan pada bank konvensional yaitu sitem bagi hasilnya hanya berdasarkan jumlah dana yang disimpan. 2) penerapan akad mudharabah pada deposito di Bank Muamalat KCP Palopo dilakukan dengan menggunakan akad mudharabah mutlaqah yaitu pihak bank mengelola dana milik nasabah dan tidak memiliki batasan dalam mengelolanya. Dana tersebut dikelola dalam bentuk seperti KPR, pembelian rumah, pembelian motor dan mobil, dan renovasi rumah. Sistem pengelolaan tersebut sudah sesuai dengan dasar hukum yang ada yaitu Pasal 1 ayat 22 UU Republik Indonesia No.21 Tahun 2008 tentang perbankan syariah dan SEOJK No. 36/SEOJK.03/2015 tentang produk dan aktivitas Bank Umum Syariah dan Unit Usaha syariah
KARAKTERISTIK PERIZINAN BERUSAHA BERDASARKAN UU NOMOR 6 TAHUN 2023 TENTANG PENETAPAN PERPU NOMOR 2 TAHUN 2022 TENTANG CIPTA KERJA MENJADI UNDANG-UNDANG Abrianto, Bagus Oktafian; Putra Nainggolan, Samuel Dharma
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.4159

Abstract

Licensing is a spirit of administrative law that studies law in a moving state. Licensing is required for the running of a government, both central government and regional government. Based on the principle of decentralization, regional governments are allowed to regulate their own areas and for this reason permits are issued by the regional government. In practice, there is a lot of overlapping and overlapping regarding licensing between the central government and regional governments both in terms of substance and technical implementation in each existing Regional Work Unit (SKPD), the enactment of Law Number 6 of 2023 concerning the Determination of Replacement Government Regulations Law Number 2 of 2022 concerning Job Creation Becomes a Law changing the licensing constellation in Indonesia. In the area licensing is attempted to be carried out through a service system implemented by Online Single Submission (OSS) and One Stop Integrated Service (PTSPP), both of which must be integrated with OSS. Licensing services in areas that are integrated with or PTSP are the focus of this research study. This research is normative legal research that uses a statutory approach and a conceptual approach that will be used to answer existing legal issues.
TINJAUAN HUKUM ISLAM TERHADAP PENGELOLAAN PARKIR DI LAPANGAN PANCASILA KOTA PALOPO Aditiya, Tomi; Mustaming, Mustaming; Agustan, Agustan
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.4177

Abstract

Jenis penelitian merupakan penelitian empiris dengan menggunakan metode analisis data kualitatif dan disajikan dalam bentuk deskriptif dengan menggunakan pendekatan normatif, sosiologis dan yuridis. Informan dalam penelitian ini yaitu pengelola parkir/juru parkir muwadda dan dinas perhubungan. Adapun sumber data yang digunakan, yaitu data primer dan sekunder. Instrument pengumpulan datanya menggunakan alat-alat bantu yaitu hanphone, buku catatan, panduan wawancara dan dokumentasi. Teknik pengumpulan data dalam menggunakan 3 tahap yaiitu. Observasi (pengamatan), wawancara (interview), dan dokumentasi, serta dianalisis dengan Teknik reduksi data, paparan data, dan penarikan kesimpulan atau verifikasi. Pemeriksaan datanya mwenggunakan triangulasi dan bahan referensi yang cukup. Dari hasil penelitian ini menunjukkan bahwa: pertama, praktik pengelolaan parkir di Lapangan Pancasila Kota Palopo yaitu jika terjadi kehilangan kendaraan pihak pengelolaan parkir tidak bertanggungjawab tetapi mereka hanya membantu dalam hal mencarikan motor yang hilanh dan mereka hanya bertanggungjawab jika ada barang yang hilang seperti helm dan dompet. Hal ini berdasarkan Perda No 1 Tahun 2017 tentang pengelolaan lalu lintas angkutan jalan dan Perda No 7 Tahun 2017 tentang retribusi jasa umum. Juga kurangnya fasilitas keamanan parkir seperti CCTV, Rantai Motor dan Patok Pembatas Parkir. Kedua pandangan Hukum Islam terhadap praktik pengelolaan parkir di Lapangan Pancasila Kota Palopo yaitu di dalam Hukum Islam menyatakan bahwa “tiap-tiap diri bertanggungjawab atas apa yang telah diperbuatnya”. Di dalam ekonomi Islam yaitu: keadilan, tanggungjawab. Pengelolaan parkir di Lapangan Pancasila Kota Palopo tidak bertanggungjawab kehilangan kendaraan.
PRICING IN BUYING AND BUYING PLANT SEENDS IN SHARIAH ECONOMIC LAW (STUDY OF BUYING AND BUYING LIME SEEDLINGS IN NAGARI PADANG GANTING) Daipon, dahyul; Fajri, dion; hendri, hendri; elfiani, elfiani
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.4212

Abstract

This journal was written because of the difference in price fixing by lime seed sellers in Nagari Padang Ganting. Where there is a difference in pricing for buyers from within Padang Ganting and buyers outside Padang Ganting. The price difference excludes postage. Based on this, the author wants to know about the pricing carried out by sellers of lime seeds. Then how does the mu'amalah fiqh perspective look at the pricing. This research was conducted in Nagari Padang Ganting. The research method used by the author is a mixed research, namely field research and library research. Field research conducted on sellers, buyers and the local community. And the library research that the writer did used various existing literature in the library that was relevant to the problem to be studied. Research materials were collected through interviews, observation, and documentation. Based on the results of the study, it can be concluded that the price fixing by sellers of lime seeds to buyers from Padang Ganting is the same as the price of one kilogram of lime for one seed. Meanwhile, the price of one seed set for buyers from outside Padang Ganting is more than the price of one kilogram of lime. So there are differences in pricing made by sellers and there are three reasons why sellers differentiate these prices. Firstly, buyers from Padang Ganting are native so prices are lowered. Second, because there is an opportunity to take excess profits from outside buyers. Third, because the seller has been doing this price difference for a long time, so it has become a habit. If seen from the concept of pricing from a mu'amalah fiqh perspective. The difference in pricing by sellers of lime seeds in Nagari Padang Ganting has not fulfilled all the principles of pricing, because there are prices that are not fair for buyers from outside compared to buyers from within Padang Ganting. Then, from a marketing point of view, it has not been fulfilled because the seller is not open in providing information about the price difference. And taking advantage of the ignorance of buyers from outside to gain additional profits, including unjust acts. Because in marketing there are four elements, namely ar-ridha, a healthy comparison of resistance, honesty, justice and openness. 
PERLINDUNGAN HUKUM DALAM PENYELESAIAN SENGKETA PELANGGARAN TERHADAP DANA NASABAH DI PASAR MODAL Anita, Anita; Fachrurrazy, Muhammad; Yusmad, Muammar Arafat; Jamaluddin, Fitriani; Arif, Firman Muhammad
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.4279

Abstract

This research aims to analyze the form of legal protection for customers who suffer losses due to fraudulent funds in the capital market, the role and efforts of the Financial Services Authority in protecting customers in the capital market, and how Sharia economic law reviews in resolving disputes in the capital market.This type of research is normative legal research through a juridical approach which is carried out by examining various legal rules such as in Laws and Regulations No. 8 of 1995 concerning Capital Markets in Chapter X  I concerning fraud, market manipulation and insider trading, as well as cases related to the capital market, namely the case of PT Sarijaya Permana Sekuritas. Related to dispute resolution in Islamic law explained in the Al-Quran surah Saad verse 26 Data collection techniques using Library Research techniques (literature study), namely a data collection technique that collects legal materials obtained from various sources such as books, journals, and online written media related to the object of discussion. The data analysis technique used is qualitative data analysis technique, namely analyzing data by collecting data, presenting data and drawing conclusions, then the data is arranged in descriptive form by describing the data that has been obtained in the form of logical sentence descriptions, then interpreted and given conclusions.The results of this study indicate that: First, legal protection of customers who suffer losses due to violations committed by securities companies can apply the return of unauthorized profits by the OJK to the Securities Company to provide loss compensation funds to customers. Second, based on Law Number 21 of 2011 OJK has a role in forming regulations for improvements in the field of capital markets including protecting customers as consumers. Third, dispute resolution in Islam can be through peace mechanisms (such), arbitration (tahkim), and courts (Al- qada).
Analisis Asbābun Nuzūl Ayat-Ayat Ekonomi Melalui Pendekatan Kontekstual Muthmainnah, Muthia; Imam, Muh. Abdi; Abubakar, Achmad; Ilyas, Hamka
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.4322

Abstract

This article examines the Qur'anic verses that are nuzul embodied in economic values in it. The purpose of this study is to expose the Islamic economic values contained in these verses, and relate them to the development of the current era. There are seven economic verses that have sabab nuzul. Of the seven verses, the author categorizes them into four themes, namely related to consumption, related to distribution, related to wadiah (deposits), and related to qard (accounts receivable). The type of research applied is qualitative research with a focus on literature studies. The method of data collection and analysis is based on a normative descriptive approach that emphasizes the evaluation of the sources of data found. To strengthen the research foundation, researchers use a comprehensive and in-depth literature review approach that is in accordance with the topic discussed. The results of this study reveal that the application of economic principles contained in the Qur'an through asbabun nuzul analysis can help direct economic practices in the modern era that are fair, honest, free from usury and everything that is forbidden, and able to reduce economic inequality.Artikel ini mengkaji perihal ayat-ayat Alquran yang berasbabun nuzul yang termaktub nilai-nilai ekonomi di dalamnya. Tujuan penelitian ini untuk membeberkan nilai-nilai ekonomi Islam yang ada di dalam ayat-ayat tersebut, serta menghubungkannya dengan perkembangan zaman saat ini. Terdapat tujuh ayat-ayat ekonomi yang mempunyai sabab nuzul. Dari tujuh ayat tersebut penulis mengkategorikannya dalam empat tema yakni terkait konsumsi, terkait distribusi, terkait wadiah (titipan), serta terkait qard (utang piutang). Tipe penelitian yang diterapkan adalah penelitian kualitatif dengan fokus pada studi pustaka. Metode pengumpulan dan analisis data didasarkan pada pendekatan deskriptif normative yang menekankan evaluasi sumber-sumber data yang ditemukan. Untuk menguatkan landasan penelitian, peneliti menggunakan pendekatan tinjauan literatur yang komprehensif dan mendalam yang sesuai dengan topik yang dibahas. Hasil penelitian ini mengungkapkan bahwa penerapan prinsip-prinsip ekonomi yang terdapat dalam Alquran melalui analisis asbabun nuzul dapat membantu mengarahkan praktik ekonomi di era modern yang adil, jujur, terbebas dari riba dan segala yang diharamkan, serta mampu mengurangi kesenjangan ekonomi. 
Analisis Hukum Ekonomi Syariah Mengenai Online Marketplace Shopee (Studi perbandingan Akad Qardh, Fatwa DSN No 19/DSNMUI/IV/2001 dan ketentuan perjanjian Fitur "SPinjam") Hajriani, Sesilia; Mursal, Mursal -; Fauzi, Muhammad
Al-Amwal : Journal of Islamic Economic Law Vol. 8 No. 2 (2023): Al-Amwal : JOURNAL OF ISLAMIC ECONOMIC LAW
Publisher : Prodi Hukum Ekonomi Syariah, Fakultas Syariah, IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/alw.v8i2.4323

Abstract

This study aims to determine how the Qardh Akad Analysis in the SPinjam Feature on the Shopee Application. Shopee Pinjam (SPinjam) is an online cash loan product that offers loans with a fast, safe, minimal risk and unsecured process. So that SPinjam becomes an alternative for people who need funds. because Indonesia is a majority Muslim community, this Marketplace must be adjusted to Sharia provisions. There is no Fatwa specifically related to the Marketplace. The formulation of the problem in this study How is the mechanism of Terms and Conditions of Shopee Pinjam Services for Loan Recipients on the Shopee Application, How is the Analysis of the Conformity of Qardh Akad with the Terms and Conditions of Shopee Pinjam Services for Loan Recipients on the Shopee Application and How is the Analysis of DSN-MUI Fatwa No: 19/DSNMUI/IV/2001 with the Terms and Conditions of Shopee Pinjam Services for Loan Recipients on the Shopee Application.This type of research is library research, the data analysis method uses normative descriptive methods, uses a fatwa approach and inductive thinking. The results of this study indicate that: Users of the SPinjam feature in the Shopee application are Shopee application users who have reached the gold member level with a certain credit limit. The loan consists of a disbursement fee of 1% monthly installment fee (5%/month) and a monthly SPinjam protection fee (0.25%/month). The conformity between DSN MUI Fatwa No.19/DSN-MUI/IV/2001 and the SPinjam Terms and Conditions of Service document can be concluded that it is not fully in accordance with the provisions of sharia principles. The conflicting points of the SPinjam Document are related to the following; loan repayment system in the form of credit, late fees, loan interest, risk of credit failure for borrowers and dispute resolution institutions

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