cover
Article Per Year (5 Year)
All
Home Page
OAI Link
Editorial Team
Contact
Reviewer
Google Scholar
Contact Name
Nur Jamaludin
Contact Email
nurjamaludin@gmail.com
Phone
+62816939222
Journal Mail Official
nurjamaludin@gmail.com
Editorial Address
Gedung STES Islamic Village, Ruang LPPM Lantai III Jalan Qodar Raya No.12 Kelapa Dua Tangerang, Banten
Location
Kota tangerang,
Banten
INDONESIA
Islaminomics: Journal of Islamic Economics, Business and Finance
Published by Sekolah Tinggi Ekonomi Syariah Islamic Village
ISSN : 20879202     EISSN : 26846772     DOI : 10.47903/ji.v10i2
Core Subject : Economy,
Economics, Econometrics & Finance
Aims and Scope The islaminomics: Journal of Islamic Economics, Business, and Finance publishes quality and valuable articles on current issues within Islamic economics, business and entrepreneurship as well as finance. This Journal welcomes and invites researchers to publish their studies here in related to empirical works, and development theory studies or best practices on the above areas. In detail this journal covers broad issues of Islamic Economics, business and finance but be limited to: Islamic Finance: Fundamentals, trends and opportunities in Islamic Finance The development of akad (contract) in Islamic finance The proposed models of financial instruments Islamic banking and financial markets Sukuk and equity and all products of Islamic finance Risk management Corporate finance Investment strategy Islamic social finance (zakat, awqaf atc) Financial planning Housing finance Legal and regulatory issues etc Islamic Business, Management and Entrepreneurship: The Islamic Business way, model, ethics and values Good Corporate Governance Corporate Culture in Islamic Perspective The implementation of service quality and the impacts The Islamic corporate social responsibility and its implications on business Management styles and strategies in Shariah Frame Work The development of Islamic entrepreneurship theory Islamic Ethics in business way Islamic Economics: The fundaments of Islamic Economics The Development of Islamic Economics Theories Islamic values/principles of Islamic Economics Labor and welfare economics in Islamic Economic Political economy in the frame works of Islamic Frame Work The Economics of Zakat Third Sector Economy Comparation of Economic System The implementations of Islamic principles in Consumption and soon etc The journal is the only title aiming to give an interdisciplinary and holistic view on Islamic finance and business management practices in order to inform these two intertwined communities.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 112 Documents
 8   9   10   11   12 
Penerapan Manajemen Risiko Pembiayaan Bermasalah pada Produk Business Banking Hendy Herijanto; Mia Mahdania Ulfani; Shofiah Tidjani
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar

Abstract

As the economic sector of Indonesia has developed, Islamic banking has emerged as a solution to the resulting issues. As is widely known, Islamic Sharia has already developed Islamic economies in other countries. Moreover, Islamic banks provide a wide range of products and services to the public, such as the Bank Syariah Indonesia (BSI) Bintaro Branch Office, which provides financing options to individuals seeking to expand their enterprises. Including business financing, all forms of transactional activities in Islamic banks will always involve risks. This study aims to investigate the risks connected with the financing products supplied by the Bank Syariah Indonesia and to determine how to lessen the risks associated with business financing products and what steps may be taken to overcome the financing default. This study applies qualitative research using a case study research approach to describe and explain pertinent facts and data collected through interviews and other data collectiong from the institution. This study's findings indicate that risk management was performed at BSI Bintaro in line with specified rules, including the application of the 5C principles in examining the provision of financial viability to prospective consumers. However, BSI  Bintaro must address issues such as internal hazards and the elimination of tolerance analysis. Customers and banks should maintain a high level of professionalism to develop mutually advantageous business partnerships.
Pengaruh Islamic Corporate Governance terhadap Kinerja Keuangan Bank Umum Syariah Periode 2017-2021 Putri Ayu Iffatul Af'idah; Dewi Reni
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v12i2.214

Abstract

The purpose of this research is to assess the impact of Islamic corporate governance practices on the financial performance of Islamic commercial banks in Indonesia. Islamic corporate governance serves as the independent variable in this study, while financial performance serves as the dependent variable. All Islamic Commercial Banks that are registered with the OJK over the period of 2017–2021 served as the population for this study, which included 15 institutions. The selection of samples methode is using a purposive sampling. With a research time span of five years and nine Islamic commercial banks serving as samples, this study was conducted. The method for analyzing the data is called partial least squares, and the instrument for analyzing the data is called Smart-Pls. In this particular piece of research, a quantitative approach was taken, and secondary data in the form of annual reports submitted by Islamic Commercial Banks were employed as sources of information. According to the findings of this research, Islamic corporate governance has a positive and significant impact on the financial performance of Islamic commercial banks in Indonesia.
Persepsi Generasi Milenial tentang Keamanan Kosmetik Bersertifikat Halal dan Keputusannya dalam Menggunakan Kosmetik Wardah Abdul Rachman; Nur Jamaludin; Raihana Fairuza Amira
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v12i2.216

Abstract

This study's objective is to investigate the factors of halal certification, such as comprehension, trust, and safety, and to determine the impact of each variable on purchasing decisions for halal cosmetics. This is a descriptive study in which understanding, trust, and safety are independent variables and purchasing decision is the dependent variable. This study employs a closed questionnaire for data collection, literature reviews, and other research-related references. This study's sample consisted of 103 Islamic Village College students selected using the method of purposive sampling with the inclusion of students who have ever purchased Wardah cosmetic products. The data are analyzed using the classic assumption test and statistical tests of multiple linear regression analysis (F test and T test) in SPSS 23. According to the study's findings, 1) comprension have a positive but insignificant effect on the buying decision of halal cosmetics, 2) trust have a positive and significant effect on the buying decision of halal cosmetics, 3) safety had a positive and significant effect on the buying decision, and 4) Halal certification have a positive and significant effect on the buying decision of halal cosmetics.
Analisis Dampak Pembelajaran Mata Kuliah Prodi Perbankan Syariah STES Bhakti Nugraha terhadap Minat Menabung Mahasiswa di Bank Syariah Muhammad Fahyudin; Ade Marpudin; Hermawan Timbas
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v12i2.183

Abstract

The purpose of this study is to examine the influence of Islamic banking study program courses at STES Bhakti Nugraha Tangerang on the desire to use Islamic banking products and services. To achieve this objective, this study employs a qualitative descriptive research approach in which data in the form of phenomena, words from interviews, and opinion poll questions are analyzed and verified using qualitative data analysis techniques. This study focuses on STES Bhakti Nugraha Tangerang City seventh-semester students. On the basis of interviews, observations, and opinion polls, it was determined that STES Bhakti Nugraha semester VII students comprehend what they are learning in the Islamic banking study program and believe that learning outcomes can affect their desire to use Islamic banking services. Those who use Islamic banking are nearly identical to those who use conventional banking services, according to another finding. This is a result of the simplicity with which conventional banks provide their services.
A Review of the Islamic Perspective on Consumer Behaviors Nur Jamaludin; Luqman Hakim Handoko; Mohd Nazrul Nazrul Katek; Mohd Sukhor Bin Abdullah
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v12i2.217

Abstract

Modern economic theory focuses heavily on how consumers select how much to consume now and how much to save for the future. This is a major aspect of consumer behavior (Khan, 1984). Related to this statement, the article by Prof. Muhammad Annas Zarqa has pointed to an issue that is crucial because this is likely to be one of the main questions that economists would be worried about. Thus, this paper has two aims, the first of which is to examine the notion of consumer behavior in Islamic economics. While the specific objectives were to emphasize that not all traditional theories are compatible with Muslim consumer behavior, to demonstrate that Islamic injunctions and rules related to consumption should not be introduced as constraints on consumer behavior, and to indicate the interdependence between the utility of different Muslims, attempts were made to modify consumer behavior related to shari'ah. This research uses qualitative methodology. In conclusion, Zarqa believes that the existing consumer theory must be modified to accommodate Muslim consumers. Then he addressed the point that the distinction between the preference function and the utility function should be examined in Shariah. Because classical economics considered that customer behavior must be based on the utility function in order to be satisfying, Zarqa has proposed that this problem be explored and further investigated utilizing the empirical method, without regard to the Islamic prohibition on consumer behavior.
Analisis Pemanfaatan Instagram sebagai Media Promosi Fashion Muslim kepada Gen – Z Achmad Sulistyono
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 13, No 1 (2023): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v13i1.219

Abstract

The pervasive influence of social media in contemporary society has spurred its increasing sophistication, making it an indispensable tool for a variety of purposes. Notably, young entrepreneurs have recognized the immense potential of social media platforms, specifically Instagram, as a means to conduct business and promote their products. As the third most popular social media platform, Instagram holds particular appeal for Generation Z users, who frequently rely on it for diverse information, including fashion-related content. This qualitative research endeavor employs an in-depth exploration of the benefits, impacts, and attitudes of Generation Z individuals as Instagram users seeking fashion information from fashion business accounts that leverage Instagram for product promotion. Employing a comprehensive methodology that incorporates observation, interviews, and documentation, this study delves into the multifaceted dynamics of Instagram's utility. The findings reveal the instrumental nature of Instagram as an invaluable resource for Generation Z, while simultaneously examining the positive and negative impacts that ensue. Furthermore, this research delves into the complex attitudes held by Generation Z users, encompassing their emotional states, areas of interest, evaluative judgments, personal experiences, and beliefs concerning Instagram's efficacy as a platform for fashion product promotion
Analisis Pengaruh Persepsi Kemudahan dan Kemanfaatan terhadap Minat Pelaku UMKM dalam Menggunakan QRIS Bank Syariah Indonesia Aisyah Defy Rahmayani Simatupang; Achmad Firdaus Ramadhani
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 13, No 1 (2023): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v13i1.236

Abstract

This study aims to investigate the impact of perceived ease of use and perceived usefulness of QRIS (Quick Response Code Indonesian Standard) in Bank Syariah Indonesia (BSI) on the interest of Small and Medium Enterprises (SMEs) in adopting QRIS BSI. Adopting a quantitative approach, the research employs the Structural Equation Modeling Partial Least Square (SEM-PLS) method with Smartpls 4.0 as the analytical tool. The variables analyzed in this research encompass ease of use (X1), perceived usefulness (X2), and the intention to use (Y) QRIS BSI. Data for this study are obtained through primary data collected via questionnaire distribution and secondary data sourced from BSI's working documents. The research sample comprises 71 respondents selected through purposive sampling technique, with the criteria of being BSI customers from the Tangerang Karawaci Kelapa Dua branch and Micro and Small Business Actors (SMEs) who have become QRIS Merchants. The findings demonstrate that ease of use exerts a significant positive influence on the intention to use QRIS BSI. Perceived usefulness significantly and positively impacts the intention to use QRIS. The R-Square value for this research stands at 0.896 or 89.6%, indicating that 89.6% of the variance in the intention to use QRIS BSI can be explained by the variables examined, while 10.4% is attributed to other unexamined factors. Notably, perceived usefulness emerges as an exogenous or dominant variable significantly influencing the intention to use QRIS BSI, with the highest total effect of 0.585 compared to perceived ease of use. The implications of these findings underscore the significance of perceived usefulness and ease of use in driving the adoption of QRIS BSI among SMEs. As such, BSI is encouraged to intensify its efforts in promoting the practical and beneficial aspects of QRIS usage to SMEs, fostering greater acceptance and adoption among micro and small business owners. This research contributes valuable insights to the body of knowledge on the factors influencing the adoption of QRIS BSI in the context of Shariah-compliant organizations in Indonesia, providing a foundation for further exploration and development in this area.
Peran Pemasukan Daerah terhadap Belanja Modal dalam Perspektif Maqashid Syariah Faisal Hidayat; Rika Widianita; Miftahurrahmah Miftahurrahmah
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 13, No 1 (2023): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v13i1.220

Abstract

Maqashid Shariah, a comprehensive framework of Islamic jurisprudence, ensures the preservation and advancement of human welfare by upholding five fundamental pillars that encompass the basic needs of individuals: Preservation of Religion (Hifzu ad-Din), Preservation of Life (Hifzu an-Nafs), Preservation of Intellect (Hifz al- Aql), Preservation of Progeny (Hifzu an-Nasb), and Preservation of Wealth (Hifzu al-Maal). This research aims to analyze the influence of regional revenues on capital expenditure from the perspective of Maqashid Shariah. The study employs a quantitative descriptive approach, utilizing the Fixed Effect Model (FEM) as the statistical analysis method with Eviews 10 software. The findings derived from the FEM are subsequently subjected to analysis through the lens of Maqashid Shariah theory. The results demonstrate that Regional Original Revenue (PAD), General Allocation Fund (DAU), and Budgetary Surplus (SILPA) significantly and positively impact Capital Expenditure, while Population Size (JP) does not exhibit a significant influence. The analysis of Maqashid Shariah further reveals that capital expenditure should prioritize essential needs in accordance with the principles of Maqashid Shariah, rather than being solely determined by population size. This research contributes to the understanding of the relationship between regional revenues and capital expenditure within the framework of Maqashid Shariah, emphasizing the importance of aligning economic decisions with the objectives of Shariah in promoting the well-being of society.
Penerapan Etika Pelayanan Customer Service pada Bank Tabungan Negara Syariah Tagerang Didi Suardi; Dila Pebriyanti
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 13, No 1 (2023): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v13i1.239

Abstract

This research critically examines the implementation of customer service ethics at Bank Tabungan Negara KCS Tangerang using a qualitative descriptive approach. The study aims to shed light on the ethical practices adopted by customer service representatives while interacting with clients. Data for this investigation was collected through primary and secondary sources. Primary data was derived from observations and structured interviews with key informants, including the Service Quality Unit at Bank Tabungan Negara KCS, supporting informants from the bank's clientele, and expert professionals. On the other hand, secondary data was acquired from pertinent articles, brochures, standard operating procedures (SOPs), reputable journals, theses, books, and related documentation. The research findings illuminate the commendable application of ethical principles by customer service representatives when attending to clients at Bank Tabungan Negara KCS Tangerang. The observed ethical practices encompass positive attitudes and behaviors, presentable appearance through the utilization of appropriate uniforms and name tags, polite and informative communication, skillful use of questioning techniques, and the exhibition of courteous body language during customer interactions. The results of this study contribute to our understanding of ethical customer service practices within the banking sector and highlight the significance of ethical conduct in cultivating a positive and satisfactory customer experience. Additionally, the findings underscore the role of customer service ethics in building and maintaining a favorable reputation for the bank in the eyes of its clients.
Determinan Profitabilitas Bank Umum Syariah di Indonesia Tahun 2017-2021 Lina Malikhatun; Dahlia Tri Anggraini
ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 13, No 1 (2023): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE
Publisher : STES Islamic Village

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47903/islaminomics.v13i1.233

Abstract

This study examines the influence of Capital Adequacy Ratio (CAR) and Financing to Deposit Ratio (FDR) on the profitability of Islamic banks in Indonesia from 2017 to 2021, with a particular focus on the moderating role of Non-Performing Financing (NPF). Utilizing a quantitative research approach, the study analyzes secondary data obtained from annual reports of six selected Islamic banks through a purposive sampling method. The dataset comprises a total of 30 annual reports. Employing Moderated Regression Analysis (MRA) with SPSS version 25, the findings indicate that neither CAR nor FDR significantly affect profitability in the selected Islamic banks. Moreover, NPF is found to have an insignificant impact on profitability. However, it is noteworthy that NPF does not act as a moderator in the relationship between CAR and profitability. Conversely, NPF is found to moderate the association between FDR and profitability. These results shed light on the specific context of Indonesian Islamic banks during the studied period. The lack of a significant influence of CAR and FDR on profitability suggests that these factors may not be the primary drivers of profitability in Islamic banks. Nonetheless, the observed moderating effect of NPF on the relationship between FDR and profitability highlights the importance of credit quality in shaping bank profitability. The implications of these findings extend to regulatory authorities, bank management, and stakeholders, who can utilize them to develop strategies for enhancing the performance of Islamic banks in Indonesia. Nevertheless, it is essential to acknowledge the limitations of this study, such as the small sample size and the restriction to a specific time frame and geographical location. Thus, caution is warranted when generalizing these findings to other Islamic banks or different time periods. Future research endeavors may explore additional variables and expand the scope of the study to gain a more comprehensive understanding of the factors impacting profitability in Islamic banks.

Page 11 of 12 | Total Record : 112

 8   9   10   11   12 

Filter by Year

2013 2023


Reset
Filter By Issues
All Issue Vol 13, No 1 (2023): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 2 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 12, No 1 (2022): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 11, No 2 (2021): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 11, No 1 (2021): ISLAMINOMICS: JOURNAL OF ISLAMIC ECONOMICS, BUSINESS AND FINANCE Vol 10, No 2 (2020): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance Vol 10, No 1 (2020): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance Vol 9, No 2 (2019): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance Vol 9, No 1 (2019): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance Vol 7, No 2 (2016): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance Vol 7, No 1 (2016): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance Vol 6, No 2 (2015): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance Vol 5, No 2 (2014): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance Vol 4, No 3 (2013): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance Vol 4, No 2 (2013): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance Vol 4, No 1 (2013): ISLAMINOMICS: Journal of Islamic Economics, Business and Finance More Issue