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INDONESIA
EQIEN - JURNAL EKONOMI DAN BISNIS
Published by STIE DR. KHEZ MUTTAQIEN Purwakarta
ISSN : 25034413     EISSN : 26545837     DOI : -
Core Subject : Science,
Decision Sciences, Operations Research & Management
Jurnal E-Qien adalah wadah informasi ilmiah bidang ilmu ekonomi dan bisnis, berupa hasil studi kepustakaan maupun studi empiris. Volume 6 Nomor 1 Bulan Februari Tahun 2019. Frekuensi terbitan 2 kali dalam setahun.
Arjuna Subject : -
Articles 1,162 Documents
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Fintech Mempengaruhi Manajemen Keuangan? Arief Rizqi; Hengki Vieri Panogari Vincentius Simarma; Mohamad Hanafi; Wildan Hilmi; Mira Nurfitriya
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 01 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i01.1411

Abstract

Purpose — The background of this research journal is the development of the era where technology has changed human life behavior which has positive and negative impacts. So that the development of this era changes the behavior or habits of financial management that never existed in human civilization before. The purpose of this study was to determine the effect of fintech on the financial management of Entrepreneurship Study Program students at the Universitas Pendidikan Indonesia.Design/methodology/approach — This study uses a quantitative research method. The technique used in this research is a data collection technique in the form of a questionnaire (questionnaire).Findings — The hypothesis in this study is that there is a significant influence between Fintech (x) and financial management (y).Practical implications — This study's results can help students increase fintech awareness about financial management. And the results of this research can be used as learning material for academics, students, the community, and other parties.Originality/value — This research was conducted based on data-based research found on college entrepreneurship students at the Universitas Pendidikan Indonesia so this research has research originality.Keywords — College student, Entrepreneurship, Financial Management, FintechPaper type — Research paper
Pandemi COVID-19 & Utang Rumah Tangga di Sumatera Barat: Sebuah Coping Strategi Dalam Rangka Meningkatkan Ketahanan Ekonomi Keluarga Musbatiq Srivani; Erizal Nazaruddin; Amra Ausri
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 02 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i02.1343

Abstract

Penelitian ini dilakukan pada saat masih terjadinya pandemic Covid-19 yakni di tahun 2021. Tujuan penelitian ini adalah untuk mengetahui apakah sektor rumah tangga di Sumatera Barat melakukan aktifitas berutang di masa pandemic dalam menunjang kehidupan mereka. Selain hal ini, tujuan penelitian juga untuk menelusuri kepada pihak mana saja sektor rumah tangga melakukan utang atau pinjamanan tersebut, apakah kepada Lembaga formal, Lembaga non formal ataupun pihak lainnya. Penelitian ini merupakan penelitian yang sifatnya deskriptif. Data yang digunakan dalam penelitian ini terdiri atas 209 responden. Hasilnya menunjukkan bahwa dari semua responden, yang melakukan pinjaman atau utang di masa pandemic adalah sebanyak 95 responden dan yang tidak melakukan utang sebanyak 114 responden. Dari 95 responden yang berutang, 66.26% melakukan utang pada Lembaga formal dan 32.74% berutang pada Lembaga non formal, dan yang berutang di Lembaga non formal ini hanya 0.02% responden saja yang melakukan pinjaman pada rentenir. Dengan kata lain bisa dikatakan bahwa tingkat kesadaran masyarakat untuk tidak melakukan pinjaman kepada rentenir cukup tinggi.
Evaluasi Pengelolaan Parkir Oleh Dinas Perhubungan Kota Pekanbaru Hendry Andry; Zulkifli Zulkifli
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 02 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i02.1344

Abstract

In general, the provision of parking lots by the Government is used for the whole community. In this case, the community is obliged to pay a parking fee when using the parking lot. Retribution is required to make payments to parking attendants who have been determined by the Government, especially under the guidance of the UPT Parking Department of Transportation, Pekanbaru City. In Regional Regulation Number 14 of 2016 concerning Parking Fees on Public Roads, the parking fee for 2-wheeled road users is IDR 1,000, and for 4-wheeled vehicles is IDR 2,000. but starting in early September 2022, Pekanbaru Mayor Regulation (Perwako) No. 41 of 2022 concerning Amendments to Pekanbaru Mayor Regulation No. 148 of 2020 concerning Parking Service Rates where the parking fee for two-wheeled vehicles increases to Rp. 2.000 and for cars or four-wheelers to Rp. 3.000 for one parking. The difference in parking rates between the Perda and the Perwako has resulted in practice, there are still many parking attendants who ask for retribution to pay not in accordance with predetermined rules. In addition, there are still many parking attendants who do not use parking attributes, do not provide parking tickets, and so on. This study aims to identify and describe the evaluation of parking management by the Pekanbaru City Transportation Agency using a qualitative descriptive approach with interactive model analysis techniques. The results of this study indicate that parking management has not been carried out effectively because there is no clarity regarding existing regulations so the implementation has not been carried out effectively.
Analisis Kinerja Perusahaan: Peran Good Corporate Governance pada Industri Sektor Pariwisata Dan Transportasi di Era Pandemi Anna Kania Widiatami
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 02 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i02.1366

Abstract

The tourism sector has a role as a contributor through the country's foreign exchange earnings in the Indonesian economy. From year to year there has been a significant increase in foreign tourist arrivals to tourist areas in Indonesia. However, when the Covid-19 pandemic hit Indonesia, it paralyzed almost all industries in Indonesia. This phenomenon affects the performance of companies, including the tourism industry. Company performance is a picture of company activities in using resources effectively and efficiently to achieve company goals. Good company performance is inseparable from the role of corporate governance or in other terms Good Corporate Governance. This study aims to examine the mechanism of Good Corporate Governance, namely gender diversity, the board of commissioners, and the audit committee on company performance. This study used a purposive sampling technique to obtain the number of samples was 114 samples from tourism and transportation sub-sector companies in 2019-2021. The data analysis technique of this study used multiple regression analysis, which was processed with the help of WarpPLS 8.0. The results of this study indicate that gender diversity, the board of commissioners, company size have no effect on company performance, while the audit committee has an effect on the performance of accommodation companies in the tourism and transportation subsector.
Analisis Kebijakan Perkreditan Perusahaan Perbankan yang Terdaftar di Indeks LQ45 Bursa Efek Indonesia Periode November 2021 Fajari Fauzan Hasibuan; Irvan Yoga Pardistya
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 02 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i02.1401

Abstract

This study examines credit policies of banking companies listed on the Indonesia Stock Exchange by comparing asset allocation for credit and asset allocation overall, using liquidity factors such as the NPL (Non-Performing Loan) ratio and LDR (Loan to Deposit Ratio) as independent variables. The secondary data used is from banking companies in the LQ45 index group from 2015-2020, and the data is analyzed using multiple linear regression to determine the effect of independent variables on the dependent variable of credit policy. Researchers uses multiple linear analysis to investigate the relationship between liquidity, represented by Non-Performing Loans (NPL) and Loan to Deposit Ratio (LDR), and credit policies of banking companies listed in LQ45 index for the period of November 2021-January 2022. The data completeness is for six years. The credit policy is measured by the percentage of allocation for credit in the asset structure of banking companies. The results show that NPL and LDR have a significant impact on credit policy with a 5% significance level, indicating the importance of credit management in banking activities.
Determinan Financial distress Pada Perusahaan Sub-Sektor Ritel Elektronik di Bursa Efek Indonesia Maria Hendriani; Dean Subhan Saleh; Salsabila Nur Khalisa
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 02 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i02.1408

Abstract

This study aims to analyze the effect of quick ratio, cash flow from investing activities and Financial Expense on financial distress in an empirical study of electronic retail sub-sector companies listed on the Indonesia Stock Exchange in 2013-2020. This research is a quantitative study that uses secondary data in the form of panel data obtained from the financial statements of companies in the electronic retail sub-sector published on the Indonesia Stock Exchange website. The sampling method used the saturated sample method so that a research sample of 40 financial statements was obtained at 5 companies in the electronic retail sub-sector for an 8-year period, namely 2013-2020. The software used for data processing is Eviews 10. The results show that partially quick ratio has a positive and significant effect on financial distress, while cash flow from investing activities has no effect on financial distress and Financial Expense has a negative effect on financial distress. Simultaneously quick ratio, cash flow from investing activities, Financial Expense affect financial distress.
Pengaruh Orientasi Pasar Terhadap Pembelajaran Karyawan Pada PT. XYZ Junengsih Junengsih; Arif Nugroho; Dewi Arisansi; Sahril Mujani
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 02 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i02.1410

Abstract

The purpose of this study was to determine the effect of market orientation on employee learning at PT. XYZ. This study used a simple random sampling technique, the sample used in this study amounted to 100 samples. The data collection method uses a system of primary data, namely observations, interviews and questionnaires, and secondary data, namely literature study. Instrument testing used validity and reliability tests, and for data analysis methods used quantitative data frequency distribution analysis, simple linear regression analysis, correlation coefficient analysis, coefficient of determination analysis, and t test analysis. the result is the effect of each independent variable on the dependent variable, namely: Market orientation has a tcount value of 4.027 with a significant 0.05, namely 0.00 the t-tube value shows greater than the t-table value of 4.027 1.984. The results of the partial test (t statistical test) on the market orientation variable have a t-count value of 4.027 with a significant 0.05, namely 0.00. It can be concluded that market orientation influences employee learning. This shows that the higher the market orientation, the higher the learning orientation.
- Pengaruh Ukuran Perusahaan Dan Likuiditas Terhadap Nilai Perusahaan Pada Perusahaan Sektor Infrastruktur Yang Terdaftar di BEI Triyudha Akmal Fadjri; Dian Hakip Nurdiansyah
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 02 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i02.1414

Abstract

The purpose of this study was to determine the effect of company size and liquidity on firm value in infrastructure sector companies listed on the Indonesia Stock Exchange (IDX) in 2018-2021. The samples used in this study amounted to 33 infrastructure companies, in the form of annual financial reports selected by purposive sampling method. This study uses multiple linear regression analysis models with classical assumption testing processed using the IBM SPSS V.25 program. The results of this study based on the F test show that simultaneously between independent variables have an effect of 37% on firm value and the rest is affected by other variables outside this study. Based on the t test, company size has an insignificant positive effect on firm value, while liquidity has a significant positive effect on firm value.
Pengaruh Motivasi Dan Kepuasan Kerja Terhadap Kinerja Karyawan Bank Central Asia KCP Cikarang Heri Susanto; Pupung Purnamasari; Azmil Mustaqaroh
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 02 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i02.1425

Abstract

This research aims to determine and prove how much influence motivation and job satisfaction have on the performance of Bank Central Asia KCP Cikarang employees. This study used a quantitative method by conducting a survey of 35 respondents to determine the effect of motivation (X1) and job satisfaction (X2) on employee performance (Y). From the results of the study it was found that the motivation, job satisfaction and performance of Bank Central Asia Cikarang Branch employees were considered good. the independent variables affect the dependent variable, where t count on motivation is 2.628 <t table 2, 034, and t count for job satisfaction is 4.186 <t table 2.034
Pengaruh Market Requirement Dan Organizational Knowledge Terhadap Business Performance Bank (Unit Usaha Syariah) Muhammad Amin
Eqien - Jurnal Ekonomi dan Bisnis Vol 12 No 02 (2023): EQIEN- JURNAL EKONOMI DAN BISNIS
Publisher : Sekolah Tinggi Ilmu Ekonomi DR KH EZ Mutaqien

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.34308/eqien.v12i02.1432

Abstract

ABSTRACK The research was conducted to determine the effect of market requirements and organizational knowledge on business performance of sharia business units owned by conventional banks in Indonesia. The research method used was a census of all conventional banks that have sharia business units in Indonesia, totaling 20 in the 2020 period. The data collected was analyzed using Smart Partial Least Square version 3.0. The result of the research is that there is a significant effect of market requirement and organizational knowledge variables on the business performance of sharia business units.

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