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Magisma: Jurnal Ilmiah Ekonomi dan Bisnis
Published by Sekolah Tinggi Ilmu Ekonomi Bank BPD Jateng
ISSN : 2337778X     EISSN : -     DOI : -
Core Subject : Economy, Education, Social,
Economics, Econometrics & Finance Social Sciences Other
Ekonomi, Manajemen, Pemasaran, Keuangan, Manajemen Proyek, Manajemen Resiko, Manajemen Keuangan Internasional, Pemasaran Jasa, Ekonomika Manajerial, Sistem Informasi Manajemen, Bisnis Internasional, Manajemen Strategik, Manajemen SDM.
Arjuna Subject : -
Articles 183 Documents
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PENGARUH LOKASI USAHA TERHADAP KEUNTUNGAN (STUDI KASUS TOKO PAKAIAN DI KECAMATAN BANTAN KABUPATEN BENGKALIS) Sandi Andika; Lukluil Mukarromah
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 9 No 2 (2021): MAGISMA
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v9i2.154

Abstract

Various factors that cause success in the business carried out by entrepreneurs, one of which is the location of the business. The right business location will certainly have a positive impact on the sustainability and profits of thebusiness. This study aims to determine the effect of business location on profits. The subjects in this study wereclothing store business owners who opened a business in Bantan District with a total of 23 shops, so theresearchers used total sampling. This type of research is field research with quantitative research methods. Data collection techniques used are observation, questionnaires or questionnaires, and documentation. Based on theresults of data analysis, it can be concluded that the correlation coefficient can be stated that there is a positive relationship between the business location variable and the profit variable which is categorized as "Low", becausethe correlation coefficient obtained is 0.246 or 24.6% smaller than r table with a significance level of 5% of 0.3515.. based on the results of regression analysis and t test results with a significance level of 0.257 > 0.05 indicatingthat Ho is accepted and Ha is rejected with the information that the location of the business has no significant effect on the profits of the clothing store business.
THE HOUSEHOLD FINANCIAL CONDUCT AND ITS IMPACT ON STABILITY FINANCIAL SYSTEM Selamat Zebua; Sugina Sugina; Nitema Gulo
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 9 No 2 (2021): MAGISMA
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v9i2.155

Abstract

The importance of maintaining Financial System Stability is the basis for economic sustainability. One of the pillars of national economic resilience is the role of the household sector as a fundamental object so that supply and demand reach an equilibrium point. Household financial behavior is closely related to income levels and household credit behavior towards Financial System Stability. Therefore, the aim of this study is to determine whether there is an effect of financial behavior in the household sector on financial system stability. Data collection using purposive sampling method was carried out using a questionnaire through the help of GoogleForms application to 400 households in the Tangerang area. The analytical tool used is Structural Equation Modeling (SEM) with SmartPLS 3. 0 to explain the correlation between endogenous and exogenous variables. The loading factor results indicate that the value of financial behavior is 0.285, household income is 0.232 and household credit behavior is 0.229 has a significant effect on the financial stability system. Meanwhile, the value of financial behavior is 0.599 on household income and the value of financial behavior is 0.588 on household credit behavior which has a direct effect.
ANALISIS LOCATION QUOTIENT DAN SHIFT SHARE DALAM PENENTUAN SEKTOR UNGGULAN PEREKONOMIAN KABUPATEN PENYANGGA (Studi Kasus Di Kabupaten Sukoharjo Dan Karangnayar) Ecclisia Sulistyowati; Tri Wisudawati; Wahyu Adhi Saputro
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 1 (2022): MAGISMA
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v10i1.156

Abstract

Indicators of increasing economic development can be viewed through the numbers or values of economicgrowth. Indicators of the regional economy can also be seen from per capita income, economic growth and economic structure. Economic movements do not only occur in big cities but also occur in the supportingdistricts of the city, for example Karanganyar Regency and Sukoharjo Regency which are buffer districts from the existence of Surakarta City. The purpose of this study was to determine the leading sector of the economyof the buffer district. The data used in this study is secondary data in the form of time series sourced from the Central Statistics Agency for each area of Karangnayar and Sukoharjo Regencies. The data used are regionalgross domestic product (GRDP) data for each region from 2016 to 2020. The data analysis used in this studyis the analysis of location quotient (LQ) and shift share. Based on the results of the study, it is known that thereare basic sectors found in two buffer districts, namely Karanganyar Regency and Sukoharjo Regency. Theresults of the study based on LQ analysis stated that there were 7 base sectors in the Karanganyar Regency area while in the Sukoharjo Regency area there were 9 base sectors. If you look at the shift share analysis withindicators on the assessment of the component of regional share growth in Karanganyar Regency, there are 7 sectors that have positive values while in Sukoharjo Regency there are only 4 sectors that are still negative..
PENGARUH LEVERAGE DAN GOOD CORPORATE GOVERNANCE TERHADAP PENGUNGKAPAN SUSTAINABILITY REPORT (Studi Empiris Pada BUMN Periode 2016-2020) Andi Diana Putri; Surifah Surifah
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 1 (2022): MAGISMA
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v10i1.158

Abstract

This study aims to analyze the effect of leverage and good corporate governance on the disclosure of sustainability reports. The research sample used was state-owned enterprises, for the 2016-2020 period. The number of samples in this study was 77. Purposive sampling technique was used in the sampling of this study. The data analysis technique used multiple linear regression test. The dependent variable in this study is the disclosure of sustainability reports which are measured based on the Global Reporting Initiative Standards guidelines issued by the Global Sustainability Standards Board (GSSB). The independent variable used is leverage and good corporate governance. This study uses a control variable, namely size. The results showed that: (1) Debt to Asset Ratio had a negative effect on the disclosure of the sustainability report. (2) Debt to Equity Ratio and the number of commissioners, and size have no effect on the disclosure of the sustainability report. (4) the proportion of independent commissioners and the number of audit committees have a positive effect on the disclosure of the sustainability report.
Kontribusi Kualitas Asset Produktif (KAP) dan Non Performing Loan (NPL) Bank Perkreditan Rakyat Konvensional (BPRK) Era Covid-19 terhadap Capital Adequacy Ratio (CAR) melalui Profitabilitas (ROA). (Studi Empiris pada BPR Konvensional di wilayah Kantor Mulyaningsih Mulyaningsih; Taofik Hidajat
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 2 (2022): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v10i2.224

Abstract

This study aims to determine the contribution of Productive Asset Quality (KAP) and Non Performing Loans (NPL) to the Capital Adequacy Ratio (CAR) with profitability (ROA) as an intervening variable at Conventional Rural Banks (BPRK) in the area of ​​the Kantor Otoritas Jasa Keuangan (KOJK). From the second quarter of 2020 to the third quarter of 2021, the research sample consisted of 30 BPRK with a total of 180 research data. Data were collected using the cluster sampling method. Path analysis technique was used to analyze the data. The results of the analysis show that Productive Asset Quality (KAP) has a positive and insignificant effect on the Capital Adequacy Ratio (CAR). Non-Performing Loan (NPL) has an insignificant negative effect on the Capital Adequacy Ratio (CAR). Productive Asset Quality (KAP) has a significant positive effect on profitability (ROA). Non-Performing Loan (NPL) has a significant negative effect on profitability (ROA). Profitability (ROA) has a significant positive effect on the Capital Adequacy Ratio (CAR). And profitability (ROA) does not significantly mediate the effect of Productive Asset Quality (KAP) and Non-Performing Loans (NPL) on the Capital Adequacy Ratio (CAR).
Analisis Pengaruh Brand Image Dan Service Quality Terhadap Revisit Intention Dengan Customer Satisfaction Sebagai Variabel Intervening (Studi Kasus Pada AHASS Comal Abadi Motor) Arif Hadi Prasetyo; Fitri Lukiastuti
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 2 (2022): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v10i2.225

Abstract

This study aims to analyze the effect of brand image on revisit intention, service quality on revisit intention, brand image on customer satisfaction, service quality on customer satisfaction, customer satisfaction on revisit intention and the mediating role of customer satisfaction on brand image with revisit intention and quality. service with the intention to revisit. The object of this research is AHHAS comal eternal motor. The characteristics of the sample are customers who have used service services at least twice. The sample used in this research is 100 respondents. The data analysis method used is SEM-PLS. The results of the study concluded that brand image has a positive and significant effect on revisit intentions, service quality has a positive and significant effect on revisit intentions, brand image has a positive and significant effect on customer satisfaction, service quality has a positive and significant effect on customer satisfaction, customer satisfaction has a positive and significant effect on customer satisfaction and significantly to revisit intention, brand image has a positive and significant effect on revisit intention through customer satisfaction and service quality has a positive and significant effect on revisit intention through customer satisfaction
Persepsi Nilai, Kepercayaan, Kepuasan Dan Minat Pasien Berkunjung Ulang Dalam Situasi Pandemi (Studi Pada Puskesmas Pangkah) Irma Soulista Soulisa; Dwi Suryanto Hidayat
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 2 (2022): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v10i2.226

Abstract

The objectives of the study were: 1) analyzing the effect of perceived value on patient trust 2) analyzing the effect of perceived value on patient satisfaction 3) analyzing the effect of patient trust on patient interest in revisiting 4) analyzing the effect of patient satisfaction on patient interest in revisiting 5) analyzing the effect of perceived value on patient interest in revisiting 6) analyzing the effect of perceived value on patient interest in revisiting through patient trust 7) ​​analyzing the effect of perceived value on patient interest in revisiting through patient satisfaction. The population of this study were all patients who had visited the Pangkah Health Center as many as 1,077 patients. The sampling technique used two techniques, namely incidental sampling technique (accidental sample) and purposive sampling technique (criteria sample). The first stage is who are the patients who coincidentally come to the Pangkah Health Center. The second stage is selecting patients with the criteria for repeat visits (have visited before) at least two visits with a total of 100 patients. The results of the study are: 1) there is a positive and significant effect of perceived value on trust 2) there is a positive and significant influence on perceived value on satisfaction 3) there is no influence of trust on the patient's interest in revisiting 4) there is no effect of satisfaction on the patient's interest in revisiting 5) there is no effect of perceived value on patient interest in revisiting 6) there is no effect of perceived value on patient interest in revisiting through trust 7) ​​there is no effect of perceived value on patient interest in revisiting through satisfaction.
Pengaruh Dukungan Keluarga, Urgensi Komunikasi Dan Literasi Teknologi Terhadap Efektifitas Dan Preferensi Work From Home (Studi pada Pegawai Dinas Kesehatan Kabupaten Tegal) Inayah Inayah; Siti Puryandani
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 2 (2022): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v10i2.227

Abstract

This study aims to analyze the effect of family support, communication urgency, technological literacy on the effectiveness of WFH and WFH preferences in the Tegal District Health Office. The population in this study were all Tegal District Health Office employees who worked during the COVID-19 pandemic. The data used is primary data from distributing questionnaires to employees as respondents with a sample of 91 respondents. Data analysis using SEM PLS. The sampling technique used is to use a saturated sample design or a census, which is a sampling technique that thoroughly provides equal opportunities or opportunities for all elements or members of the population to be selected as samples. The results showed that family support, communication urgency, technological literacy had a significant positive effect on the effectiveness of WFH and the effectiveness of WFH was not proven to have a significant effect on WFH preferences.
Pengaruh Pengetahuan Tentang Bank Syariah, Religiusitas, Lingkungan Sosial, Dan Uang Saku Terhadap Minat Menabung Mahasiswa Di Bank Syariah (Studi Kasus pada Mahasiswa STIE Bank BPD Jateng) Riza Mega Iryani; Rudi Suryo Kristanto
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 2 (2022): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v10i2.228

Abstract

This study aims to determine the effect of knowledge about islamic banking, religiosity, social environtment, and pocket money on student in saving at islamic banks. The data used in this study is primary data based on a sample of 133 respondent of STIE Bank BPD Central Java taken by purposive sampling and snowball sampling. The data was processed using the Statistical Product Service Solutions (SPSS) analysis tool. By using multiple linear regression anaysis shows that knowledge of islamic banks, religiosity, social environment, and pocket money can explain the variable interest in saving by 79,1 percent. With the result of the analysis which shows that the variables of knowledge about islamic banks, religiosity, and social environtment have a significance of respectively 0,000 < 0,05; 0,012 < 0,05’ and 0,000 < 0,05, which means that the variables of knowledge about islamic banks, religiosity, and social environtment have a significant influence on student’s saving interest in islamic banks. While the pocket money variable has a significance of 0,208 > 0,05, which means that pocket money has no effect on interest in saving in islamic banks.
Analisis Penghargaan Finansial, Pertimbangan Pasar Kerja Dan Persepsi Standar Audit Terhadap Minat Mahasiswa Akuntansi Dalam Pemilihan Karir Menjadi Auditor Vinolia Supriyati Asyifa; Rukmini Rukmini; Desy Nur Pratiwi
Magisma: Jurnal Ilmiah Ekonomi dan Bisnis Vol 10 No 2 (2022): MAGISMA:Jurnal Ilmiah Ekonomi dan Bisnis
Publisher : Magister Manajemen STIE Bank BPD Jateng

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35829/magisma.v10i2.229

Abstract

A career as an auditor is considered to have good prospects. However, the fact is, the number of accounting graduates each year is not proportional to the growth of auditors in Indonesia. This phenomenon can be a big enough opportunity for graduate accounting students to have a career in the field of auditors. This study aims to determine the effect of financial rewards, labor market considerations, work environment and perceptions of auditing standards on the interest of accounting students in choosing a career as an auditor. This type of research includes quantitative research using primary data obtained from distributing questionnaires. The population in this study were Accounting students of ITB AAS Indonesia with a sample of 86 students determined by purposive sampling technique. The analytical method in this study uses multiple regression analysis statistics. The results of this study are the financial rewards variable and the perception of audit standards have a significant effect on the interest of accounting students in choosing a career to become auditors, while the labor market considerations variable have no significant effect on the interest of accounting students in choosing a career as an auditor.

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