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Jurnal Ilmiah Edunomika (JIE)
Published by STIE AAS Surakarta
ISSN : -     EISSN : 25981153     DOI : https://dx.doi.org/10.29040/jie
Core Subject : Economy, Science, Education,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance Education
Jurnal Ilmiah EDUNOMIKA dengan ISSN 2598-1153, diterbitkan 2 (dua) kali setahun (Pebruari dan Agustus) oleh LPPM STIE AAS Surakarta bekerjasama dengan Pusat Kajian Pendidikan dan Ekonomi (PUSKAPE), Yayasan Keluarga Muslim Al Azarul Ulum Sukoharjo. Terbit pertama pada bulan Pebruari 2017. Redaksi mengundang para guru, akademisi (dosen atau peneliti) dan praktisi terkait (Sekolah, Perguruan Tinggi, Pemerintahan, LSM, dan lain-lain) untuk dapat mengirimkan artikel dengan kajian ekonomi dan pendidikan ke Jurnal Ilmiah Edunomika (JIE).
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 3,142 Documents
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Analisis Value Chain Pembiayaan Bank Muamalat Indonesia Syarif Mumtaza Fahmi
JURNAL ILMIAH EDUNOMIKA Vol. 8 No. 4 (2024): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v8i3.19973

Abstract

In the era of increasing competition within Indonesia's Islamic banking industry, PT Bank Muamalat Indonesia, as the first Islamic bank, faces significant challenges in maintaining market share and improving its financial performance. This article analyzes the performance of Bank Muamalat using a value chain analysis approach to understand its financing business processes from upstream to downstream. By mapping each stage of the process, this study identifies added value in each segment and weak points affecting the bank's financial performance. The analysis results indicate that the low profit generated from Bank Muamalat's financing activities indicates inefficiencies in one or more stages of the value chain. Limitations in expansion and efforts to attract new customers are among the factors influencing the bank's growth. Additionally, the suboptimal public perception of Islamic banking exacerbates this situation. Through value chain analysis, this study offers strategic insights for Bank Muamalat to improve the accessibility of its financing and funding products, both through physical and digital channels. This research adopts a qualitative approach with a case study methodology. In the context of the Islamic banking industry in Indonesia, PT Bank Muamalat Indonesia faces significant challenges, particularly in financing growth and contributing to company profits. This study adopts a case study approach to analyze the problems faced by the bank and provide relevant strategic recommendations. The analysis reveals several main challenges, including constraints in product development, human resource management, and technological infrastructure. Based on the findings, several recommendations are suggested, such as enhancing product research, integrating training into work schedules, and upgrading hardware. By adopting these solutions, Bank Muamalat is expected to improve operational efficiency, strengthen its market position, and achieve sustainable growth in the Islamic banking industry. Keywords: Islamic Banking, Bank Muamalat, Performance, Value Chain, Competitive Advantage.
DIGITAL CULTURE AS A MODERATING VARIABLE IN THE INFLUENCE OF WORK FACILITIES ON EMPLOYEE PERFORMANCE Yoga Fortuna Wisnu; Wiwin Saputra; Ifadhila; Desi Ulpa Anggraini; Nabila Cecilia Marasabessy
JURNAL ILMIAH EDUNOMIKA Vol. 10 No. 2 (2026): EDUNOMIKA
Publisher : ITB AAS Indonesia Surakarta

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29040/jie.v10i2.20019

Abstract

This study aims to analyze the effect of work facilities on employee performance, with digital culture serving as a moderating variable. In the modern corporate landscape, physical and technological infrastructure must align with the behavioral norms of the workforce to maximize productivity. Using a quantitative approach, data were gathered through structured questionnaires distributed to employees in digital-intensive sectors. Structural Equation Modeling (SEM) was utilized to analyze the direct and interaction effects between variables. The results indicate that comprehensive work facilities significantly enhance employee performance. Furthermore, digital culture acts as a positive and significant moderator, implying that the impact of advanced work facilities on performance is more pronounced in environments with a highly mature digital culture. Organizations must therefore focus not only on procuring physical assets but also on fostering digital mindsets and digital competencies among their human resources.

Page 315 of 315 | Total Record : 3142

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