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Al-Kharaj: Journal of Islamic Economic and Business
Published by Institut Agama Islam Negeri Palopo
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Economics, Econometrics & Finance
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 959 Documents
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Tolerance And Peace As Enhacing Factor In Sharia Economic Growth Alifah; Hamidah; Anisa; Rizal
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5400

Abstract

This study investigates the relationship between tolerance, peace, and sharia economic growth through a literature review approach. The focus is on understanding how tolerance and peace play roles as an enhancing factor in Sharia economic growth. High tolerance and maintained peace are considered crucial in creating a conducive environment for the development of a Sharia-based economy. Through a literature review, it was found that tolerance opens up opportunities for financial inclusion and investment in the Sharia economy, while peace provides the stability necessary for sustainable economic growth. The results of this study are expected to provide deeper insights into the importance of tolerance and peace in strengthening the Sharia economy, as well as provide a foundation for further research in this field.
Creativity Efforts of Sasirangan Fabric Artisans in Increasing Sales in Islamic Economics Terms Annisa Anisykurlillah; Muhammad Rizali; El Wafa, Faqih; Muhammad Saleh
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5421

Abstract

This research is motivated by the important role of sasirangan cloth artisan in preserving local culture with diverse creativity. The aim of this research is to determine creativity in an effort to increase sales in terms of Islamic economics and the obstacles faced by artisan. This research is field research, with a qualitative approach. The research location is Sasirangan Village, Banjarmasin City. Data was obtained using interviews, with data processing techniques, then analyzed qualitatively and referring to the theoretical basis. The research results obtained are first, the creativity of Sasirangan cloth artisan in Sasirangan Village in an effort to increase sales in terms of Islamic economics is painting their own motifs, adding creations, participating in exhibitions, modifying motifs, using natural materials. Second, the obstacles faced by sasirangan cloth business artisan in Sasirangan Village in carrying out creativity are labor resource constraints, policy constraints regarding time regulations and constraints on raw materials, synthetic and natural dyes used in dyeing sasirangan cloth.
Analysis of the Role of DPS in Assessing the Suitability of Savings Products at BMT Vina Khoirotun Nisa; Ansori, miswan
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5437

Abstract

This study aims to analyze the role of the Sharia Supervisory Board ( DPS ) in assessing the conformity of savings products at KSPPS Artha Makmur Jaya with sharia principles. The research method used is qualitative with a case study approach. Data were collected through in-depth interviews with DPS members, KSPPS BMT management, and other related parties, and supplemented with secondary data from relevant documentation and literature. The results of the study indicate that DPS has a significant role in ensuring the sharia conformity of savings products, with active involvement in the design, evaluation, and monitoring processes of the products. Despite facing challenges such as limited resources and differences in interpretation of sharia principles, DPS has succeeded in carrying out its duties through increased cooperation and a collegial approach in decision-making. The existence of DPS has been proven to increase sharia compliance and member trust in KSPPS Artha Makmur Jaya. The conclusion of this study emphasizes the importance of strengthening the capacity and coordination of DPS to support the development of sustainable sharia finance at KSPPS. K
The Importance of Sharia Business Ethics in Creating a Tolerant and Peaceful Economic Environment Rizka Nur Aulia; Salsabilah Ilmar Fandini; Rifqiyati Nur Fauzi; Rizal Maulana
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5447

Abstract

This study explores the importance of implementing Sharia business ethics in creating a tolerant and peaceful economic environment, especially in the context of a multicultural global society. Sharia business ethics offers universal principles such as justice, transparency, and fair conflict resolution, which focus not only on achieving economic profit but also on promoting social harmony and common welfare. By emphasizing the values of tolerance and diversity, which are integral parts of Islamic teachings, this study shows that implementing Sharia principles can have a significant positive impact on economic development. This implementation, if supported by education, training, and strengthening individual capacity, has the potential to create a stable, trustworthy, and inclusive business environment. In addition, Sharia business ethics can serve as a comprehensive guide in building a just, harmonious, and tolerant society. Thus, this study confirms that Sharia business ethics is not just a set of rules, but a comprehensive approach to achieving economic and social justice in a global society.
Analysis of the Influence of Green Supply Chain Management on Economic Performance Agus Abdul Aziz; Titik Kusmantini; Nilmawati
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5547

Abstract

This study aims to analyze the influence of green supply chain management practices on economic performance, both directly and mediated by environmental and social performance, in furniture MSMEs in Yogyakarta. This research employs a quantitative descriptive approach, with the population being all furniture SMEs in Yogyakarta. The sampling technique used in this study is purposive sampling. The data used is primary data obtained through questionnaires and interviews. The analysis used in this study is Structural Equation Modeling (SEM) with Partial Least Squares (PLS) version 4.0. The results of this study indicate that green supply chain management practices have a positive impact on environmental and social performance, but green supply chain management practices do not have a positive impact on economic performance, either directly or indirectly mediated by environmental and social performance. Meanwhile, environmental performance has a positive impact on economic performance, while social performance does not have a positive impact on the company's economic performance. Furniture SMEs in Yogyakarta should further enhance the implementation of green supply chain management practices and elaborate on them with the development of existing information technology, adapting them to the conditions of each company to be effective and efficient, thus positively impacting the company's performance.
The Influence of Price and Service Quality on Customer Satisfaction of Indo’ Botting Services Damang Classic (Sharia Economic Analysis) Herlianti; Usmayani, Ilham Putra
Al-Kharaj: Journal of Islamic Economic and Business Vol. 6 No. 3 (2024): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i3.5562

Abstract

This study aims to investigate the impact of price and service quality on customer satisfaction at Damang Classic, seeking to identify the key drivers of customer perceptions and experiences. A quantitative research approach was employed, collecting data from 67 respondents through questionnaires distributed via paper and Google Forms. The analysis utilized multiple linear regression to assess the relationships between the variables. The findings reveal that price does not significantly influence customer satisfaction; however, service quality exhibits a notable positive effect. Additionally, the combined effect of price and service quality is positive and statistically significant, indicating that while price alone is not a determinant of satisfaction, service quality is crucial. These results suggest that businesses like Damang Classic should prioritize enhancing service quality to improve customer satisfaction, as it plays a more critical role than pricing. Understanding this dynamic can help management focus resources effectively. This research contributes to the literature by highlighting the distinct roles of price and service quality in customer satisfaction within the context of Damang Classic, offering insights that can inform strategic decisions in service-oriented industries.
Digital Solutions for Islamic Charity: The Impact of Cryptocurrency on Zakat, Infaq, and Sadaqah Pranata, Eka Octavian; Nabilah, Deva; Ma’rifah, Aula Nurul
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i4.5645

Abstract

In the digital age, financial technology (fintech) developments offer new opportunities for the practice of Islamic charity, particularly zakat, infaq, and sadaqah (ZIS). One of the most innovative solutions is the use of cryptocurrency in these charitable activities. This article aims to analyze the impact of cryptocurrency adoption in the collection and distribution of ZIS by reviewing relevant literature and existing case studies. The research seeks to understand the potential, challenges, and legal implications of utilizing cryptocurrency in Islamic charity. The findings reveal that while cryptocurrency has the potential to enhance the efficiency and transparency of ZIS collection, it also presents challenges related to regulation, value stability, and acceptance by religious authorities.
The Role of Sharia Crowdfunding in Poverty Reduction in Indonesia Erizal Candra Efendi; Rozalinda; Nora Zulvianti
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i4.5797

Abstract

Poverty in Indonesia is still a significant problem with many people living below the poverty line. This study aims to analyze the role of sharia crowdfunding in reducing poverty by providing access to capital for micro and small businesses that are not accessible to conventional financial institutions. The research method used is a literature study, where secondary data is collected from various journals, articles, and publications related to sharia crowdfunding and poverty in Indonesia. The results of the study show that sharia crowdfunding platforms, such as Kitabisa.com, have succeeded in raising significant funds that contribute to poverty reduction by expanding access to funding and creating social solidarity in the community. However, challenges such as dependence on aid and verification of beneficiaries still need to be overcome so that the impact is more optimal. In conclusion, sharia crowdfunding has proven effective in helping to reduce poverty and strengthen the sharia economy in Indonesia, although improvements are needed in several aspects of its implementation.
The Influence Of Brand Image And Product Quality On The Decision To Purchase Cosmetic Products Wardah In The Case Of Gen Z rahmat; Lubis, Dinda Arizka
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i4.5814

Abstract

The increasingly rapid growth of the cosmetics industry in Indonesia has given rise to intense competition for every cosmetics industry. This research aims to determine the influence of brand image and product quality on purchasing decisions for Wardah products, especially among Gen Z. This type of research uses quantitative methods. The population in this study were female students from the Sharia Economics and Sharia Banking Study Program at Potential Main University with a sample size of 79 respondents. This research uses a saturated sample method. The data used in the research is primary data obtained from respondents who filled out the questionnaire and then analyzed using multiple regression analysis using SPSS-25. The research results show that the brand image variable has a significant influence on purchasing decisions for Wardah products, with a value of Sig. of 0.007 < 0.05 and Tcount 2.779 > Ttable 1.992. Apart from that, the product quality variable also shows a significant influence on purchasing decisions, with a Sig. of 0.000 < 0.05 and Tcount 6.458 > Ttable 1.992. Simultaneously, the brand image and product quality variables have a significant effect on purchasing decisions, as evidenced by the Fcount value of 103.553 > Ftable 3.117 and a significance value of 0.000. Thus, it can be concluded that brand image and product quality are important factors that influence Wardah product purchasing decisions.
The Influence of Brand Image and Store Atmosphere on The Purchase Decision of Muslim Consumers Sudirman, Nur Mutmainnah; Jumarni; Muis, Musrini
Al-Kharaj: Journal of Islamic Economic and Business Vol. 7 No. 1 (2025): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v6i4.5841

Abstract

This study analyzes the influence of brand image and store atmosphere on Muslim consumers' purchasing decisions at Toko Surya Indah, which operates in the midst of fierce competition with today's modern retail chains. In this context, understanding how these two factors can affect consumer behavior is crucial. This study uses a quantitative method with sampling conducted through random sampling, providing equal opportunities to every member of the population that has been determined through the Lemeshow formula, namely Muslim consumers of Toko Surya Indah.The results of the study show that both the brand image and the atmosphere of the store have a significant influence on the purchase decision of Muslim consumers. These influences are seen both individually and simultaneously, indicating that the two factors complement each other in influencing consumer behavior.

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