cover
Contact Name
Mujahidin
Contact Email
mujahidin@iainpalopo.ac.id
Phone
+6281243481878
Journal Mail Official
al-kharaj@iainpalopo.ac.id
Editorial Address
Jl. Bitti, Blandai Kota Palopo
Location
Kota palopo,
Sulawesi selatan
INDONESIA
Al-Kharaj: Journal of Islamic Economic and Business
ISSN : 2686262X     EISSN : 26859300     DOI : 10.24256/kharaj.v4i2
Core Subject : Economy,
Al-Kharaj, Journal of Islamic Economic and Business is peer-reviewed journal published by program studi ekonomi syariah , Institut Agama Islam Negeri (IAIN) Palopo. Al-Kharaj focus on the research of Islamic Economic and Business. The aims of this journal is to explore and develop economic related to Islamic and Business. This Journal welcomes contributions from researchers in related diciplines.
Articles 959 Documents
Integrating Relationship and Influencer Marketing to Enhance Repurchase Intention Through the Pillars of Satisfaction and Trust Isniati, Anik; Roosdhani, Mohamad Rifqy; Ali , Ali
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9504

Abstract

Purpose: This study aims to analyze the effect of relationship marketing and influencer marketing on repurchase intention with customer satisfaction and customer trust as mediating variables among PT Arminareka Perdana's Umrah pilgrims in Jakarta. Method: This study uses a quantitative approach with a survey design. The research sample consisted of 125 Umrah pilgrim respondents selected using purposive sampling. Data collection was conducted through a structured questionnaire, then analyzed using the Partial Least Squares–Structural Equation Modeling (PLS-SEM) method to test the relationship between variables. Results: The results show that relationship marketing and influencer marketing have a positive and significant effect on repurchase intention, customer satisfaction, and customer trust. In addition, customer satisfaction and customer trust are proven to mediate the effect of relationship marketing and influencer marketing on repurchase intention. Implications: The findings of this study indicate that the application of relationship marketing strategies and the use of credible influencers can increase pilgrims' satisfaction and trust, which ultimately encourages repeat purchases. The results of this study have practical implications for umrah travel agencies in formulating effective marketing strategies and can serve as a basis for further research by adding different variables or research objects
Antecedents and Consequences of Hedonic Satisfaction and Eudaimonic Satisfaction of Visitors to the Cianjur Regional Library Nisrina Hanifa Azmi; Yadi Ernawadi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9519

Abstract

This study aims to predict the dimensions of LibQUAL (library personnel, library resources and user services, and facilities and equipment) and self-service behavior as predictors of revisit intention through hedonic satisfaction and eudaimonic satisfaction of visitors to the Cianjur Regional Library. Expectation confirmation theory (ECT) is the basis for developing a conceptual model. This study uses a quantitative approach through a survey method with data collection in the form of questionnaires to 153 library visitors. Data were analyzed using structural equation modeling (SEM) techniques to analyze data with the help of the SmartPLS version 3.0 tool.The results of the study indicate that library personnel, library resources and user services, and facilities and equipment have a positive influence on revisit intention, both directly and indirectly through hedonic satisfaction. Furthermore, self-service behavior has the strongest influence on revisit intention, both directly and indirectly through eudaimonic satisfaction. The findings of this study are expected to contribute to future research and the management of the Cianjur Regional Library in designing strategies that can increase revisit intention. Further research is recommended to consider exploring other predictors of revisit intention.
Escapism as a Predictor of Revisit Intention through Attitude Toward Behavior Fitria Noviyanti; Yadi Ernawadi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9520

Abstract

This study aims to examine the influence of scenery and escapism on the revisit intention of tourists at Pangandaran Beach through attitude toward behavior, subjective norms, and perceived behavioral control. This study used a survey method involving 155 respondents who had experience visiting Pangandaran Beach. The data analysis technique used was structural equation modeling (SEM) using smartPLS software version 3.0. Based on the results of the hypothesis testing, it was found that escapism had a positive effect on revisit intention through attitude toward behavior. The novelty of this study is the addition of the escapism variable, which is hypothesized to have a positive effect on revisit intention. The researchers hope that the findings obtained can contribute to future researchers and Pangandaran Beach managers in designing strategies that can increase tourist revisit intention. Future researchers can consider exploring other factors suspected of being able to predict revisit intention.
The Critical Role of Social Interaction, Social Trust, and Social Aid in Marketing Subang Regency Tania Julianti; Yadi Ernawadi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9522

Abstract

This study aims to examine the influence of social environment quality on resident commitment through place attachment and resident satisfaction of Subang Regency residents. This study used a survey method as a research method by determining a sample of 146 respondents. Data analysis was conducted using structural equation modeling (SEM) techniques with the SmartPLS version 3.0 tool. The results of the study indicate that social interaction and social trust influence resident commitment through place attachment. Then, social interaction, social trust, and social aid influence resident commitment through resident satisfaction. The novelty in this study is the addition of social aid which is hypothesized to influence resident commitment and adding resident satisfaction which is hypothesized to influence resident commitment. The researcher hopes that the results of this study can provide benefits for further researchers and the Subang Regency government regarding the design of strategies relevant to improving the quality of these attributes.
Antecedents and Consequences of Eudaimonic Tourism Happiness and Attitude Toward Behavior of Stone Garden Tourists West Bandung Regency Alda Tiara Putri; Yadi Ernawadi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9523

Abstract

This study aims to analyze the influence of educational, escapist, and aesthetic on revisit intention through eudaimonic tourism happiness and attitude toward behavior of Stone Garden tourists. This study used a quantitative approach with a survey method on 118 Stone Garden tourists. Data were analyzed using structural equation modeling (SEM) with SmartPLS version 3.0. The findings indicate that educational, escapist, and aesthetic have a positive effect on eudaimonic tourism happiness. Eudaimonic tourism happiness influences revisit intention both directly and through attitude toward behavior. In addition, eudaimonic tourism happiness acts as a mediator between escapist and aesthetic on revisit intention. The novelty of this research is the addition of new hypotheses, namely educational and escapist, and attitude toward behavior as additional mediating variables. These findings are expected to contribute to future research and parties involved in the tourism industry to design relevant strategies to improve the quality of these attributes.
The Role of Feel, Act, and Price Fairness in Increasing Revisit Intention through Tourist Satisfaction and Trust Wahoo Waterworld Tourists Abellya Febriyana; Yadi Ernawadi
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9529

Abstract

This study aims to analyze the influence of experiential marketing (sense, feel, act) and price fairness on revisit intention of Wahoo Waterworld tourists through tourist satisfaction and trust using the stimulus–organism–response (SOR) framework. This quantitative study used a survey method on 140 tourists who had visited Wahoo Waterworld, West Bandung Regency, who were selected through purposive sampling. Data were collected using an online questionnaire and analyzed with PLS-SEM using SmartPLS 3.0. The results showed that tourist satisfaction and trust had a positive effect on revisit intention. The feel and act dimensions and price fairness had an indirect effect on revisit intention through tourist satisfaction, while price fairness also had an indirect effect through trust. These findings imply the need for managing emotional experiences, active involvement, and price fairness to increase tourist satisfaction and trust as prerequisites for revisit intention. Future research is recommended to add the think and relate dimensions and test the model on more diverse destinations and tourist segments.
Relevant Information and Managerial Performance: The Moderating Role of Accounting System Digitalization in State-Owned Banks Harahap, Irga Anugrah Safira; Usmany, Paul; Gasperz, Jefry
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9530

Abstract

This study aims to examine the effect of job relevant information on managerial performance and to analyze the moderating role of accounting system digitalization in state-owned banks (Bank BUMN). Grounded in contingency theory, the study hypothesizes that job relevant information positively influences managerial performance and that accounting system digitalization strengthens this relationship. A quantitative research design with a survey method was employed. Data were collected using structured questionnaires from 40 employees of Bank BUMN in Jambi City who were directly involved in accounting and reporting activities. The data were analyzed using moderated regression analysis to test both direct and interaction effects among variables. The results show that job relevant information has a positive and significant effect on managerial performance, indicating that the availability of task-relevant information supports effective managerial decision-making. However, accounting system digitalization does not moderate the relationship between job relevant information and managerial performance. These findings suggest that the effectiveness of managerial performance is primarily determined by the quality and relevance of information rather than the level of system digitalization alone. The study contributes to the development of management accounting literature by highlighting the contingent role of digitalization in the public banking context. Practically, the results imply that Bank BUMN should prioritize improving the quality of job relevant information while aligning digital accounting systems with managerial decision-making needs. Future research is encouraged to expand the research context and incorporate additional contingency factors to further explain variations in managerial performance.
The Binding Power of Underhand Business Contracts in Trade Practices Mulyani Santoso
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9540

Abstract

Business contracts are an important instrument in trade practices, serving as the basis for legal relationships between parties. In practice, many business contracts are drawn up underhand for efficiency and flexibility. However, the use of underhand contracts often raises legal issues, particularly regarding their binding force and evidentiary validity in the event of a dispute. This study aims to analyze the binding force of underhand business contracts in trade practices and their implications for legal certainty for the parties. This research employs normative legal research methods with both a statutory and conceptual approach. Data were obtained through a literature review of laws and regulations, legal doctrines, and literature relevant to contract law and evidence. Qualitative analysis was conducted by interpreting legal norms related to the validity and binding force of agreements. The research results show that underhand business contracts have legally binding force as long as they meet the requirements for a valid agreement as stipulated in the Civil Code. The main difference between underhand contracts and authentic deeds lies in the evidentiary aspect, not in the validity of the agreement. Underhand contracts have perfect evidentiary force if acknowledged by the parties, but require additional evidence in the event of a denial. Therefore, the use of underhand business contracts remains relevant in trade practice, but requires caution in their formulation to ensure legal certainty and protection. Keywords: business contracts, underhand agreements, binding force, proof, trade practices.
The Effect of Financial Literacy, Lifestyle, and E-Money Use on the Consumptive Behavior of Generation Z As K-Pop Fans in the Greater Bandung Area, With Self-Control as a Moderating Factor Adinda Setiawati; Eka Yulianti
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9548

Abstract

Gen Z in particular may be influenced by the K-Pop craze in Indonesia to engage in more materialistic spending habits. Lifestyles that prioritize consumption, the convenience of online payment systems, and individuals' differing degrees of financial knowledge all contribute to this. With self-control serving as a moderating variable, this research seeks to examine the impact of financial literacy, lifestyle, and e-money use on the consumption behavior of Generation Z K-Pop fans in Greater Bandung. A quantitative approach is used in the study. Through the use of purposive sampling, 202 K-Pop fans from Generation Z in Greater Bandung were surveyed to gather primary data. Partial Least Squares-Structural Equation Modeling (PLS-SEM) was used to do the data analysis. The findings showed that there was a negative and insignificant relationship between financial literacy and consumption habits. Lifestyle and e-money use, on the other hand, dramatically and favorably impacted consumption habits. A lack of self-control does not mitigate the effect of lifestyle and financial literacy on consumption behavior, according to the moderation variable test. The impact of electronic money on spending may be mitigated, nevertheless, via exercise of restraint.
The Influence of Job Insecurity and Job Satisfaction on Organizational Commitment of Female Contract Operators in the Weaving Department of PT X, Cimahi City Jasmine Alya Zahra; Juddy Prabowo
Al-Kharaj: Journal of Islamic Economic and Business Vol. 8 No. 1 (2026): All articles in this issue include authors from 3 countries of origin (Indonesi
Publisher : LP2M IAIN Palopo

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.24256/kharaj.v8i1.9549

Abstract

Direct labor plays an important role in the smooth production process. Textile manufacturing companies located in Cimahi City require skilled human resources to carry out their work. Organizational commitment is an important element in human resource management to achieve organizational goals. Factors that influence organizational commitment are job insecurity and job satisfaction. This study aims to determine the effect of job insecurity and job satisfaction on organizational commitment in female contract operators of the Weaving Department of PT X, both partially and simultaneously. This study uses a quantitative method with multiple regression analysis using SPSS version 27. Data collection methods used in this study are questionnaires and interviews. Respondents in this study were 79 female contract operators of the Weaving Department of PT X. The results of the study indicate that job insecurity does not affect organizational commitment and job satisfaction has a positive effect on organizational commitment. Then, job insecurity and job satisfaction simultaneously have a significant effect on organizational commitment.