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Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah

alkharaj
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Published by Institut Agama Islam Nasional Laa Roiba Bogor

ISSN : 26562871 EISSN : 26564351 DOI : https://doi.org/10.47467/alkharaj

Core Subject : Economy, Social,

Economics, Econometrics & Finance Social Sciences

AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 821 Documents

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Analisis Faktor Penghambat dan Pendukung Perkembangan UMKM serta Peran Dewan Pengurus Wilayah Asprindo Dalam Perkembangan UMKM di Sumatera Utara Masa Pandemi Covid-19 Salsabilla Febriani; Hendra Harmain
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Micro, Small and Medium Enterprises (MSMEs) is a business that includes activities to produce goods and services which have several groups which are divided based on criteria both in terms of assets and turnover. MSMEs are a way that can be taken to improve the economy of a country, especially Indonesia, especially during the COVID-19 pandemic, there was an economic turmoil that caused the community to be affected, such as termination of employment (PHK) or even poverty. MSMEs are also a way to develop business ideas that did not exist before or even open up opportunities to reduce unemployment. The purpose of this study is to determine the inhibiting and supporting factors for the development of MSMEs during the COVID-19 pandemic and the role of the North Sumatra Asprindo Regional Management Board in the development of MSMEs. The method used is a descriptive method with a qualitative approach in which the data is used by means of a literature study of related journals as well as direct observation and interviews. The results obtained from this study are that there are many inhibiting and supporting factors for the development of MSMEs during the COVID-19 pandemic, where the most important inhibiting factor is capital and the supporting factor is a good SWOT analysis. In addition to this, the government certainly takes part in the development of MSMEs by providing capital assistance through the North Sumatra Asprindo Regional Management Board. Keywords: Micro, Small and Medium Enterprises (MSMEs), COVID-19 pandemic, inhibiting and supporting factors

Penerapan System Application and Product (SAP) pada Administrasi Kepegawaian Penerima SHT di PT Perkebunan Nusantara II Kebun Bandar Klippa Munadya Puteri Andisty; Hendra Harmain
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The rapid development of information technology can now be used as a facility to facilitate all processes of managing a company's information data. With the information technology can facilitate the company in doing all its daily activities. Since January 2019 PT. Perkebunan Nusantara II has utilized this information technology, known as the SAP (System Application and Product) software, this module or application can integrate all functions of the company's sub divisions end to end, especially in the personnel administration section. The majority of phenomena directly observed at the PTPN II Kebun Bandar Klippa Office is the provision of SHT (Old Age Benefits) for employees who have entered retirement age. This research method uses descriptive qualitative analysis method, namely by using observation instruments or direct observations in the field and also documentation instruments. The research subjects in this study were 2 employees of the HR department, and the object of research in this study was the application of the SAP application itself, especially in the field of employee administration for SHT recipients. With the SAP application, it can make it easier for HR employees to input data properly and regularly and can access data quickly. Keywoard: SAP (System Application and Product), officialdom administration, SHT

The Effect of Compensation and Work Environment on Employee Performance Mediated by Motivation: Rivha Endhah Anggraeny; Didik Subiyanto; Epsilandri Septyarini
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Service Bantul City's culture is device formed area - in skeleton carry out affairs government field culture and assignments affairs privileges of the Special Region of Yogyakarta. The objective of the study is To analyze and find out the influence of compensation and environmental work on the performance of employees mediated by Motivation. Study this using research that is quantitative whereas in getting data used instrument research that has been set with spread questionnaire, check or checklist to respondents. In research, this use technique of nonprobability sampling (saturated sampling) is a technique determination sample when all member populations are used as the sample that is whole employee Service Culture Bantul Regency consists of 30 people. The research results obtained variable compensation no influential positive however significant to variable motivation, variable environment work influential positive and significant to variable motivation, variable motivation influential positive and significant to variable performance employee, variable compensation influential positive and significant to variable performance employee, variable environment work influential positive and significant to variable performance employee, motivation influential direct as well as could mediate compensation to performance employee as well as motivation influential direct as well as could mediate environment work to performance employee. Keywords: compensation, motivation, environment work, performance employee, mediation

Retribusi Izin Mendirikan Bangunan dan Permasalahannya Studi pada Dinas Penanaman Modal dan Pelayanan Terpadu Satu Pintu Kota Medan Ira Rahmayanti; Amida Wahyuni Lubis
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

This study aims to determine the process of obtaining a Building Permit (IMB) and the administration of a Regional Levies Determination Letter (SKRD) which is often not paid by the applicant, resulting in a levy receivable at the Medan City Investment and One Stop Service Office. This study uses an exploratory qualitative analysis method. Qualitative data was obtained by means of interviews, observations and documentation studies and the validity and reliability of the data were determined by data triangulation, then the data obtained would be analyzed thematically and interpreted to draw conclusions. The results showed that the processing of the IMB issuance experienced a delay in the processing of files by the IMB technical team so that it had implications for the delay in the issuance of the IMB document. Another consequence that occurs is the loss of potential regional income from IMB retribution due to delays. Receivables due to levies occur because the applicant does not pay the IMB SKRD at the bank according to the stipulated time. Keywords: Building Permits, processing of regional levy determination letters, accounts receivable

Analisis Strategi Pengembangan Wakaf Produktif di Pesantren Al-Ma’tuq Sukabumi Didik Gelar Permana; Ibdalsyah Ibdalsyah; Rio Erismen Armen
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The lack of optimal management and lack of skills regarding waqf development strategies are often obstacles to the development of productive waqf in Islamic boarding schools. This reason prompted the author to analyze the management of productive waqf in a well-known Islamic boarding school in Sukabumi, namely Al-Ma'tuq Islamic Boarding School. The purpose of this study was to analyze the implementation of productive waqf, opportunities and challenges at Al-Ma'tuq Islamic Boarding School, also to analyze the ideal strategy for the development of productive waqf in Islamic boarding schools. The research method used is a qualitative method with a field study approach. The techniques used in data collection are observation, interviews, and documentation studies. Analysis of the data used is descriptive analysis. After doing the research, the authors found that there are 4 (four) strategies that strongly support the development of productive waqf in Islamic boarding schools. First, the fundraising strategy with the concept of "anyone can do waqf". Second, the strategy of empowering waqf assets by empowering every vacant land to be used as productive land. Third, the strategy of developing Nazhir's competence in terms of kifayah and diniyah. Fourth, the marketing strategy of productive waqf results using an e-commerce system. Keywords: strategy, productive waqf, Islamic boarding school

Analisis Pengaruh Brand Loyalty, Brand Quality, dan Marketing Communication terhadap Keputusan Pembelian Kosmetik MS Glow Jogja-Bantul Ida Bagus Nyoman Udayana; Febriani Wahyu Saputri
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

This study aims to determine how the influence of brand loyalty and brand quality on the purchase of MS Glow Products, and to find out and how the consumer's purchasing decisions at the MG Glow Jogja-Bantul store. This research is a quantitative research using survey method until the population in this study are consumers of MS Glow Jogja-Bantul products. Collecting data using a questionnaire method that has been tested for validity and reliability. The data that has been collected, then carried out data testing, model testing and hypothesis testing SPSS is used for data analysis and for sampling as many as 53 people so that validity and reliability can be tested. Based on the results of the analysis and discussion, the authors conclude that Brand and Marketing Communication together have a positive and significant effect on consumer purchasing decisions on MS Glow Beauty Products Jogja-Bantul. Keywords: Brand Loyalty, Brand Quality, Marketing Communication, Purchase decision

Pengaruh RGEC (Risk Profile, Good Corporate Governance, Earnings and Capital) terhadap Financial Distress Perusahaan Perbankan di Indonesia Soffi Marisha Yuliani; Tantina Haryati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

This study aims to examine and analyze the effect of RGEC (Risk Profile, Good Corporate Governance, Earnings and Capital) on the financial distress of banking companies in Indonesia. The population used in this study are all banking companies listed on the Indonesia Stock Exchange (IDX) in 2017-2021. This research is a quantitative research. This study uses secondary data used in the form of financial statements and annual reports of banking companies for the period 2017-2021 obtained from the Indonesia Stock Exchange (IDX) website and the official website of banking companies. The sampling technique used purposive sampling method. Based on the criteria or considerations that have been determined, 14 companies were obtained as research samples. The analysis technique in this study uses statistical calculations, using IBM SPSS 22.0 software for windows. The results of this study state that the Risk Profile has a negative effect on Financial Distress. The results of this study state that Good Corporate Governance has a negative effect on Financial Distress. The results of this study indicate that Earnings has a negative effect on Financial Distress. The results of this study indicate that Capital has a positive effect on Financial Distress. Keywords: Risk Profile; Good Corporate Governance; Earnings; Capital; Financial Distress

Pengaruh Digital Marketing, Inovasi, dan Word of Mouth terhadap Keputusan Pembelian Azwar Azwar; Nanda Windi Ani; Aqilla Tauhidta Arla Putri
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The purpose of this study was to analyze the influence of digital marketing, innovation, and word of mouth on purchasing decisions. This research was conducted on klotok coffee consumers in Yogyakarta. The number of samples in this study were 100 (one hundred) respondents who had made a purchase at Kopi klotok Yogyakarta. The technique of taking this sample data is by using a non-probability sampling technique. Data collection was obtained from the results of distributing questionnaires to klotok coffee consumers in Yogyakarta. Data analysis in this study using multiple linear regression analysis. The results of this study indicate that the digital marketing, innovation, and word of mouth variables have a positive and significant effect on the purchasing decision variables. The results of this study indicate that the higher the digital marketing, innovation, and word of mouth it will have a positive impact that will improve purchasing decisions. Keywords: digital marketing, innovation, word of mouth, purchasing decisions

Komparasi Kualitas Informasi Akuntansi dan Strategi Bertahan UMKM di Masa Pandemi Wildatul Muawanah; Sri Trisnaningsih
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

This article aims to explore the impact of the global epidemic of Coronavirus Disease 2019 (COVID-19) for Small and Medium Enterprises (SME) in Indonesia and Malaysia using social dynamic theory, in order to add insight into the handling carried out by each of them. Each of these countries is facing a crisis during the COVID-19 pandemic and seeing how Covid-19 affects accounting practices which have implications for the quality of accounting information. SME are one of the sectors with a major contribution to a developing country such as Indonesia and Malaysia. This research is a literature review study, which uses data from previous research articles in the Mendeley database. A total of 13 articles were reviewed using the keywords, “survival strategy”, “quality of accounting information”, “SME”, “covid-19”, “Indonesia”, “Malaysia”. From the articles reviewed, 13 articles show that there are similarities regarding SME survival strategies with digitalization and differences in government policies in funding support for SME in the two countries, as well as the impact on the quality of accounting information during the pandemic. Keywords: Survival strategy; Quality of accounting information; SME; covid-19; Indonesi; Malaysia.

Dampak Pandemi Covid-19, Kurs dan Inflasi terhadap Pasar Modal Syariah: Junaedi, Dedi; Safitri, Eka; Novita, Evi; Amalia, Rika Sri; Arsyad, Muhammad Rizal; Hermaliana, Mia
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 3 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The objectives of this study are: (1) To find out whether the Covid-19 pandemic, exchange rate and inflation have a partial effect on the movement of JII stock indexes. (2) To find out whether the Covid-19 pandemic, exchange rate and inflation have a partial effect on the movement of JII70 stock indexes. . (3) To find out whether the Covid-19 pandemic, exchange rate and inflation have a partial effect on the movement of ISSI stock indexes. As for the research conducted using quantitative methods. Data collection techniques are carried out by observation, documentation, literature study. Data analysis techniques use classical assumption tests including normality tests, multicolenearity tests, autocorrelation tests, heterochedasticity tests and hypothesis tests including partial tests (t tests), coefficient of determination (R) tests, F tests. . The results showed that simultaneously covid-19 cases, exchange rates, and inflation had a significant effect on the JII, JII70, and ISSI stock indices. . Partially, the exchange rate has a significant effect on the JII and JII70 stock indices are negatively correlated. Meanwhile, covid cases and inflation have an insignificant effect despite the trend. Meanwhile, partially covid cases, exchange rates and inflation have a significant effect on the ISSI Sharia stock index. Keywords : Covid-19 cases, exchange rates, inflation, and composite stock indices (JII, JII70, and ISSI)

Page 29 of 83 | Total Record : 821

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Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913

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Home Page

OAI Link

Editorial Team

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Contact Name Dedi Junaedi

Contact Email dedijunaedi@laaroiba.ac.id

Phone +628118114379

Journal Mail Official dedijunaedi@laaroiba.ac.id

Editorial Address Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913

Location Kab. bogor, Jawa barat INDONESIA

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Dedi Junaedi

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dedijunaedi@laaroiba.ac.id

Phone
+628118114379

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dedijunaedi@laaroiba.ac.id

Editorial Address
Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913

Location
Kab. bogor,

Jawa barat

INDONESIA