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Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah

alkharaj
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Published by Institut Agama Islam Nasional Laa Roiba Bogor

ISSN : 26562871 EISSN : 26564351 DOI : https://doi.org/10.47467/alkharaj

Core Subject : Economy, Social,

Economics, Econometrics & Finance Social Sciences

AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.

Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)

Articles 821 Documents

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Upaya Peningkatan Penjualan Batik New Colet Jombang Melalui Pemanfaatan Media Sosial Instagram: Yuanita Soewarno; Ety Dwi Susanti
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The development of information and communication technology has changed the way individuals interact with others. The internet becomes a new digital space that creates a cultural space. It is unavoidable that the existence of the internet provides many conveniences to its users. Various access to information and entertainment from all over the world can be searched via the internet. The internet penetrates the boundaries of the dimensions of the user's life, time and space, which can be accessed by anyone, anytime and anywhere. This is the background of the change from conventional communication to modern and all-digital. Promotions carried out by companies have also undergone many shifts, many companies have switched from promotions through print or electronic media to social media promotions. In this study, researchers used the Jombang New Colet Batik as the object of research. This research is intended to find out and identify efforts to increase sales of Batik New Colet through the use of Instagram social media. In this study researchers used qualitative research methods. In this study, data collection techniques were carried out in natural settings (natural conditions), primary data sources, and data collection techniques were mostly participant observation and interviews. Which informants in this study are the owners, employees, and consumers of Batik Colet Jombang. The informants in this study were the owners, employees and consumers of Batik Colet Jomban. The informants in this study were the owners, employees and consumers of Batik Colet Jombang. Data analysis techniques are carried out interactively and continuously until complete so that the data is saturated. The data analysis technique of this study uses data reduction techniques, data presentation (data display), and conclusion drawing (verification). To check the validity of the data in this study, researchers used technique triangulation and source triangulation. The results of the study state that marketing via Instagram is an effective way of digital marketing. Instagram is the social media with the most users. Attractive photo displays, discount offers, good service, and quality goods will attract buyers. Sales of Batik new colet products are able to make people aware of the products of Batik new colet, marketing carried out by Batik new colet through Instagram is an effective and efficient way to increase sales, the process is not that long and does not require large enough capital, the promotions carried out are also sufficient. easy. From the results of interviews conducted by researchers, the various built-in Instagram features that are most frequently used are the hash tag and instastory features. Because business actors consider that these three features provide a considerable influence in increase sales. Keywords: Marketing, Social Media Marketing, Instagram

Pengaruh Komitmen Organisasi dan Organizational Citizenship Behavior (OCB) terhadap Kepuasan Kerja: Ismi Linda Purnama; Zunaidah Zunaidah; Kemas M. Husni Thamrin; Muhammad Ichsan Hadjri
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

This study aims to determine the effect of organizational commitment and Organizational Citizenship Behavior (OCB) on job satisfaction of employees at cooperative and micro enterprises office Palembang which amounts to 56 employees. This research uses quantitative approach, data collected through distribution of questionnaire. Data analysis method used multiple linear regression analysis. The research result demonstrates that organizational commitment and organizational citizenship behavior (OCB) have a positive and significant effect on job satisfaction of employees at cooperative and micro enterprises office Palembang. Keyword : Organizational Commitment, Organizational Citizenship Behavior, Job Satisfaction

Aqad Salam Haal Dalam Perspektif Madzhab Syafi’i dan Penerapannya Dalam Aqad – Aqad Jual Beli Kontemporer Miftah Farid; Muhammad Arifin Badri; Andre Nirwana
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Disputes among scholars in the realm of ijtihadiyah issues are commonplace, including one of which is the realm of fiqh, especially buying and selling transaction, it is said "man lam ya'rif al khilaf lam yasyum ro'ihatal fiqh" One who doesn't know the problems of khilafiyah has not yet smelled the aroma of fiqh. The bay al-salamis one of the contracts that our scholars agree on its permissibility in general, but they are in dispute regarding the law of salam haal, the bay al-salamin which does not require a tempo.In the view of the Syafi’i mazhab this kind of bay al-salamis valid, different from the opinion of the Majority scholars. In the midst of the development of technology that gave birth to new contacts, bay al-salam can be a solution for several contemporary contacts including dropshipping and buying and selling samples or catalogs. Keywords :Aqad Salam, Fiqh, The Syafi’i mazhab

Pengaruh Brand Awareness dan Kualitas Produk terhadap Loyalitas Pelanggan melalui Kepuasan Konsumen sebagai Variabel Intervening Azzahra Ananda Pattilasa; Jojok Dwiridotjahtjono
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Business development in Indonesia is experiencing intense competition in various sectors, one of which is the cosmetic industry in Indonesia, namely Pixy. One of the beauty products produced by Pixy is compact powder. This study aims to determine how much influence Brand Awareness and product quality have on Customer Loyalty to Pixy Compact Powder customers in Surabaya. The population in this study were 100 respondents who had purchased and used Pixy Compact Powder in the city of Surabaya. The research method is descriptive quantitative. The sampling technique used is purposive sampling technique with the criteria that Pixy Compact Powder consumers are domiciled in the city of Surabaya and are at least 17 years old. The data analysis technique used is multiple linear regression analysis. The results of this study indicate that the Brand Awareness (X1) and product quality (X2) variables simultaneously have a significant effect on Customer Loyalty (Y), the Brand Awareness (X1) variable partially has a positive and significant effect on Customer Loyalty (Y), and product quality (X2) partially positive and significant effect on Customer Loyalty (Y). Keywords: Brand Awareness, Quality product, Customer Loyalty

Peran Ekonomi Kreatif Dalam Peningkatan Pendapatan Pengrajin Batik Tanjungbumi Ditinjau dari Perspektif Ekonomi Islam Nur Faitdah; Abdur Rohman
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

This study aims to reveal the role of the creative economy in increasing the income of batik artisan in Tanjungbumi District, Bangkalan Regency. This study uses a descriptive qualitative approach with data collection methods through observation, interviews and documentation. The result of the study illustrate that the creative economy of written batik craftsmen in Tanjungbumi District, Bangkalan Regency is already good, it can be seen from the 15 craftsmen that 9 craftsmen have experienced an increase in income, 6 craftsmen with stable income from 2021 to 2022. Meanwhile, in an Islamic economic perspective, the craftsmen have fulfilled the production process, market and marketing, government policies, economic conditions, and partnerships, but have not met the management and financial indicators. Keywords: Creative Economi, Income, Handmade Batik, Islamic Economics

Pengaruh Rasio Keuangan terhadap Efisiensi Bank Panin Dubai Syariah dengan Pendekatan Data Envelopment Analysis - Analisis Diskriminan Pipit Wahyu Lestari Lestari; Rendra Erdkhadifa
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The purpose of this research is to measure the efficiency of Bank Panin Dubai Syariah and classify it into efficient and inefficient categories. In addition, this study also aims to determine the effect of financial ratios including ROA, CAR, NPF, FDR, and Size on the efficiency of Bank Panin Dubai Syariah. This research uses associative research with a quantitative approach. The sampling technique used is purposive sampling which is included in nonprobability sampling. The sample used is Panin Dubai Syariah Bank quarterly data from 2011 to 2021. The number of samples used during the study period was 44 financial report data presented in quarterly financial reports. The data analysis technique used is Data Envelopment Analysis (DEA) and discriminant analysis. The results of this study indicate that Bank Panin Dubai Syariah is not yet in an efficient condition, seen from the average efficiency value of 0.928. This study also shows that the FDR ratio variable has a significant effect on the efficiency of Panin Dubai Syariah Bank, while the ROA, CAR, NPF, and Size ratios have no effect on the efficiency of Panin Dubai Syariah Bank. Keywords: Data Envelopment Analysis, Discriminant Analysis, Islamic Bank Efficiency

Peran Bangoan Collection Center Dalam Mensejahterakan Ekonomi Masyarakat Desa Bangoan Kecamatan Kedungwaru Kabupaten Tulungagung Bella Febiana Sari; Mega Tunjung Hapsari
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

A high poverty rate indicates low social welfare. Welfare problems can be overcome by developing the economy, and economic development can be achieved by developing production activities. This study aims to determine the role of the Bangoan Collection Center for the economic welfare of the community and to determine the supporting factors and inhibiting factors for economic welfare in Bangoan Village. Types of descriptive qualitative data sources used in this study, primary data and secondary data used in research. The technique used for data collection is interview, observation and recording techniques. In analyzing the data, researchers used data reduction, data presentation, and drawing conclusions. The results of the study showed that the Bangoan Collection Center played a role in increasing the economic welfare of the community, especially the welfare of the elderly. The supporting factors for the Bangoan Collection Center are to make it a motivator and facilitator for the whole community. The Bangoan Collection Center plays a role in efforts to improve people's welfare by opening opportunities for people to work, increasing people's income and enabling people to support spiritual, educational and health needs. While the inhibiting factor at the Bangoan Collection Center is that many people do not participate in training or seminars. With the Bangoan Collection Center program, it is able to provide a fairly good role for the economic welfare of the community. Keywords: Bangoan Collection Center, Economic Prosperity, Empowerment Public.

Dampak Rasio Keuangan terhadap Kebijakan Dividen dengan Moderasi Ukuran Perusahaan pada Perusahaan Sektor Consumer Goods yang Terdaftar di Bursa Efek Indonesia Eni Tri Indarwati; Dhani Ichsanuddin Nur
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

The company's dividend policy specifies how dividends will be paid while taking into account the level of profit the company generates. This study looked at how profitability, debt, and liquidity affected dividend policies in companies in the consumer products sector listed on the Indonesia Stock Exchange between 2018 and 2021, with company size acting as a moderating factor. The method used in this research is Moderated Regression Analysis (MRA). The results of this study indicate that liquidity contributes to dividend policy, leverage contributes to dividend policy and profitability contributes to dividend policy. While liquidity which is moderated by company size can contribute to dividend policy, leverage which is moderated by company size can contribute to dividend policy and Profitability which is moderated by company size can contribute to dividend policy. Keywords: Company Size; Dividend Policy; leverage; Liquidity; Profitability.

Pengaruh Fitur Layanan, Kemudahan dan Efisiensi terhadap Kepuasan Pengguna Aplikasi Muamalat DIN Khasinta Mazaya Khusna; Novi Khoiriawati
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

This study aims to determine the effect of service feature variables, convenience and efficiency on user satisfaction of the Muamalat DIN application in the Tulungagung area. The approach in this study uses a quantitative approach with an associative research type. The population in this study were Muamalat KCP Tulungagung bank customers who used the Muamalat DIN application with a selected sample of 92 people. The sampling technique used accidental sampling. The data analysis used is multiple linear regression analysis. The results showed that the service features variable had no significant effect on user satisfaction while the convenience and efficiency variable had a significant effect on user satisfaction. The test results using the F test show that service features, convenience and efficiency together or simultaneously have a significant effect on user satisfaction with an R square of 67.3%. Keywords: Service Feature; Convenience; Efficiency; User Statisfaction

Analisis Pengaruh Experiential Marketing, Emotional Branding, dan Service Quality terhadap Kepuasan Konsumen Uniqlo Store Ciputra World Mall Surabaya Rizky Ramadhan; Acep Samsudin
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 5 No 6 (2023): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

This study aimed to determine whether experimental marketing, emotional branding, and service quality variables have a partial and simultaneous influence on customer satisfaction at the Uniqlo store Ciputra World Mall Surabaya. Determination of the sample of respondents in this study using purposive sampling with 100 respondents with data collection techniques using Google form and then using the SPSS 25 automatic data analysis software. The results of this study indicate that: (1) emotional branding and service quality simultaneously have a positive and significant effect on customer satisfaction at Uniqlo store Ciputra World Mall Surabaya. While experimental marketing has a positive but not significant effect on consumer satisfaction at Uniqlo store Ciputra World Mall Surabaya; (2) experimental marketing has a partial but not significant positive effect on customer satisfaction at Uniqlo store Ciputra World Mall Surabaya; (3) emotional branding has a positive and significant effect partially on customer satisfaction at Uniqlo store ciputra world mall Surabaya; (4) service quality has a partially positive and significant effect on customer satisfaction at Uniqlo store Ciputra World Mall Surabaya. Keywords: Experimental Marketing, Emotional Branding, Service Quality, Consumer Satisfaction

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Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913

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Home Page

OAI Link

Editorial Team

Contact

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Contact Name Dedi Junaedi

Contact Email dedijunaedi@laaroiba.ac.id

Phone +628118114379

Journal Mail Official dedijunaedi@laaroiba.ac.id

Editorial Address Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913

Location Kab. bogor, Jawa barat INDONESIA

Abstract

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Contact Name
Dedi Junaedi

Contact Email
dedijunaedi@laaroiba.ac.id

Phone
+628118114379

Journal Mail Official
dedijunaedi@laaroiba.ac.id

Editorial Address
Pusat Riset dan Kajian Strategis (PRKS) Fakultas Syariah Institut Agama Islam (IAI) Nasional Laa Roiba Bogor Jl Raya Pemda Pajeleran Sukahati No 41 Cibinong, Bogor 16913

Location
Kab. bogor,

Jawa barat

INDONESIA