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Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Published by Institut Agama Islam Nasional Laa Roiba Bogor
ISSN : 26562871     EISSN : 26564351     DOI : https://doi.org/10.47467/alkharaj
Core Subject : Economy, Social,
Economics, Econometrics & Finance Social Sciences
AL-KHARAJ: The Journal of Islamic Economics, Finance & Business is a scientific journal published by the Center for Research and Strategic Studies (PRKS) of the Institute of Islamic Religion (IAI) National Laa Roiba Bogor. This journal contains scientific papers from academics, researchers and practitioners in research on Islamic economic, financial and business issues.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 821 Documents
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Analisis Pengembangan Usaha Mikro Kecil dan Menengah (UMKM) Kota Bandung Pasca Pandemi Covid 19 Dora, Yenny Maya; Saefudin, Nugraha; Sari, Oktora Yogi; Sakti, Intan Widuri; Sudrajat, Asep; Sumantri, Dadan
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.4869

Abstract

The contribution of MSMEs is quite large for the national economy because, with a large number of existing MSMEs, more jobs will be created for people who need jobs and become the biggest contributor to Domestic Product Value (Gross). Therefore, Micro, Small, and Medium Enterprises (MSMEs) need special attention in this sector. The research was conducted to analyze the development of MSME entrepreneurs in the city of Bandung after the Covid 19 pandemic for MSME entrepreneurs. The number of MSME entrepreneurs who were sampled was 110 respondents from several types of businesses. The type of research conducted was survey research with descriptive and verification data analysis methods. The results of the study partially show that the Entrepreneurial Character variable has a positive influence on MSME business development, while the Business Capital variable does not have a positive effect on business development. And the marketing strategy variable partially has a positive effect on business development. Business capital that does not have a positive effect on business development does not mean that MSME players do not need venture capital in developing their businesses. Even though MSME entrepreneurs have sufficient capital without strong and positive characteristics of MSME entrepreneurs, business development will not work While the simultaneous test results obtained results of Entrepreneurial Characteristics, Business Capital and Marketing Strategy jointly affect Business Development. This illustrates that with strong entrepreneurial characteristics and supported by the availability of business capital and marketing strategies that are in accordance with market conditions, business development carried out by MSME entrepreneurs will certainly run well Keywords: Entrepreneurial Characteristics, Business Capital, and Business Development.
Pengaruh Religiusitas dan Pengetahuan Produk Halal pada Minat Pembelian Produk E-commerce pada Mahasiswa UIN Jawa Timur Moh Holilur Rohman; Lifia Lifia; Muhammad Haris Hidayatulloh
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.4884

Abstract

Interest in buying in Indonesia is very important in the world of e-commerce every year increasing from 2017 there were 70.8 million to predictions for 2024 as many as 189.6 e-commerce users, this is not spared by students where the electronic world dominates, namely university students spread across Indonesia, 100% Islamic students are at UIN. The purpose of this study was to see halal labeling as mediation in buying interest in e-commerce products with religiosity and knowledge of halal products as variable Z by using the SmartPLS analysis tool. The results of this study show that the mediation aspect of halal labeling on religion has a full mediation effect, while halal labeling has a partial mediation effect on the interest in buying e-commerce products in UIN students in East Java. Meanwhile, religiosity has no effect on purchase intention with a t-statistic value of 1.430 <1.96 and a p-value of 0.153 > 0.05. on aspects of religiosity. Keywords: Religiosity, Knowledge of Halal Products, Purchase Intention.
Kepatuhan Wajib Pajak Kendaraan Bermotor pada Unit Pengelolaan Pendapatan Daerah Kabupaten Rembang Audrye, Winda; Suryarini, Trisni
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.4904

Abstract

This study aims to analyze the effect of mobile samsat, e-samsat, tax sanctions, tax socialization, and taxpayer awareness on taxpayer compliance in Rembang Regency partially and simultaneously. The sampling method uses an accidental sampling technique and the number of samples obtained using the Solvin formula is 100 respondents. The data analysis technique uses descriptive statistical analysis, classical assumption test (normality test, multicollinearity test, and heteroscedasticity test), and multiple linear regression analysis (t statistical test and f statistical test) processed with SPSS Statistic 26. The results showed that mobile samsat, tax socialization, and taxpayer awareness positively and significantly affected taxpayer compliance. In contrast, e- samsat and tax sanctions did not affect taxpayer compliance. Keywords: compliance, awareness, samsat, sanctions, outreach
Strategi Bisnis Warung Mama Indah Pragowo, Hanny Herlambang; Purrohman, Purnama Syae
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.4918

Abstract

This research is motivated by consumer needs for Mama Indah's shop in Duren Jaya, East Bekasi, Bekasi City. The problem formulation in this study is how is the marketing strategy of Warung Mama Indah's business?. This type of research is descriptive qualitative research. The subjects in this study were managers, employees, and consumers of Mama Indah's shop. The object of this research is the implementation of the marketing strategy of Mama Indah's warung business. Data collection techniques using observation, interview, and documentation methods. Data analysis techniques using triangulation of sources and techniques. Based on the results of the study, it is stated that the business strategy of Warung Mama Indah is carried out by applying SWOT analysis and the 7P concept, namely: (1) Product, (2) Price, (3) Place, dan (4) Promotion, (5) Phisycal Evedance, (6) People, (7) Process. Keywords: Business Strategy, SWOT Analysis, Marketing Strategy
Implementasi Kebijakan Percepatan Penurunan Stunting Pada Dinas Keluarga Berencana, Pemberdayaan Perempuan dan Perlindungan Anak Kabupaten Sintang Kiranasari, Falentina; Tohardi, Ahmad; Aisyah, Siti
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.4948

Abstract

Stunting has been designated as a national priority issue. The target to reduce stunting by 27.6% in 2019 is expected to be 14% in 2024. Based on the 2021 Indonesian Nutrition Status (SSGI) results, Sintang District has the second largest stunting prevalence rate in West Kalimantan, which is 38.2%. So that the high prevalence of stunting can hamper efforts to improve public health and develop the quality of human resources. With the issuance of Presidential Regulation Number 72 of 2021 concerning the Acceleration of Stunting Reduction, where the BKKBN is the Chief Executive, it certainly has an impact on the need for program coordination and convergence in the field. So that this automatically results in the Office of Family Planning, Women's Empowerment and Child Protection in Sintang Regency, which is an extension of the West Kalimantan Provincial BKKBN Representative, responsible for accelerating the reduction of stunting in Sintang District. Hence, the Office of Family Planning, Women's Empowerment, and Child Protection in Sintang Regency are making endeavors to expedite the reduction of stunting through diverse strategies. The aim of this research was to comprehend the execution of measures for accelerating the decline of stunting at the Sintang District Office of Family Planning, Women's Empowerment, and Child Protection, guided by the principles established by Donald Van Meter and Charles Van Meter. This research employs a case study approach, employing a qualitative descriptive research framework. The data collection techniques by way of interviews, observation and documentation/documentary studies. The results of this study are that in 2022 based on the results of the Indonesian Nutrition Status Survey (SSGI) conducted by the Ministry of Health of the Republic of Indonesia, the prevalence rate of stunting in Sintang District shows a very significant decrease. The study's outcome reveals that the execution of the strategy aimed at expediting the reduction of stunting in the context of Sintang Family Planning has been observed, Women's Empowerment and Child Protection Services has been going well and has been successful in efforts to deal with stunting by reducing the prevalence of stunting from 38.2% to 18.7%. One of the suggestions given is the need to carry out community empowerment activities in an effort to fulfill balanced nutrition for families at risk of stunting, namely families with prospective brides, pregnant women, breastfeeding mothers, toddlers and stunted toddlers, especially from underprivileged families.
Implementasi Program Kampung Keluarga Berencana (KB) di Desa Teluk Kelansam Kecamatan Sintang Kabupaten Sintang Arpan, Arpan; Rochmawati, Ida; Madya, Faisal
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.4971

Abstract

The Nawacita agenda, a priority agenda for President Joko.Widodo and his cabinet, consists of 9 flagship initiatives, and the power to implement them has been delegated to the National Family Planning Coordinating Board (BKKBN). According to the provisions of Law No. 23 of 2014 on Regional Government, specifically in the Division of Concurrent Government Affairs between the Central Government, Provincial Regions, and Regency/City Regions. in letter N (Division of Government Affairs in the Field of Population Control and Family Planning), a Family Planning Village Program (KB Village) policy was drafted in an effort to realize the development priority agenda. Decree of the Sintang Regent Number: 476/500/KEP-DKBP3A/2021 Concerning the Formation of a Regional Working Group (District Working Group) on Population, Family Planning, and Prosperous Family Development in Sintang District, particularly in Teluk Kelansam Village, Sintang District, mandated the establishment of the KKBPK in order to implement the KB Village Program at the district level. The goal of this research was to use the Charles O. Jones Theory to identify, describe, and evaluate the steps taken by the residents of Teluk Kelansam Village, Sintang District, Sintang Regency, as they implemented the KB Village Program policy. First, the findings indicate that the organization in question has the necessary institutional framework, personnel, financial resources, and physical facilities to function effectively. Second, application/application, which involves having a defined work program, work processes, and schedule of activities; third, interpretation, which includes compliance with rules, technical instructions, and implementation instructions.
Pelatihan Pembuatan dan Penggunaan E-Modul Perbankan Syariah sebagai Upaya Meningkatkan Kualitas Pembelajaran di Era Pandemi Amirul Arif; Luqman Hakim; Susanti Susanti; Moh. Danang Bahtiar
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.5022

Abstract

Education in the 21st century demands the use of technology to make innovations in the learning process, this results in social changes in the scope of education. In addition to the demands of the 21st century, the Covid-19 pandemic situation requires educators and students to be adaptive in the technology-based learning process. One of the successes in the learning process is the teaching materials used by educators. Problems that arise with partners (East Java Sharia Banking MGMP Teachers) are teaching materials that are less complex in learning, so far partners only use teaching materials in the form of printed teaching materials and pieces of each chapter of material uploaded in google classroom. Therefore, the PKM team wants to provide training to teachers who are members of the East Java Province Sharia Banking MGMP for the use and development of teaching materials. The teaching materials used in this training are e-modules assisted by the Flip PDF Professional application. The method of implementing this training activity is carried out in three stages, namely: needs analysis, implementation of training activities and evaluation of activities. The results of the questionnaire show that respondents are very interested in the training activities carried out and this activity is very useful for participants to be able to compile teaching materials in the form of E-Modules which can later be used in online learning. Keywords: Covid-19 pandemic; E-modules; Islamic banking; Online learning
Pengaruh Influencer Janes Christina dan Kualitas Produk Kosmetik Somethinc terhadap Keputusan Pembelian pada Aplikasi Tiktok Aimmatul Khulwani; Citra Savitri; Syifa Pramudita Faddila
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.5028

Abstract

The growth of the industrial sector in Indonesia is currently still a pillar of the country's economy, one of which is the cosmetics industry. Interest in seeking beauty in Karawang Regency has fluctuated. The purpose of this research is to examine the influence of the role of influencers and product quality in influencing the decision to buy cosmetics Something on TikTok. This study uses a quantitative method with the Partial Least Square-Structural Equal Model (PLS-SEM) approach. The population of this research is women belonging to Generation Z who follow Janes Christina's tiktok account and have used Somethinc cosmetic products for as many as 128 people and a sample of 100 people. Data collection uses a questionnaire via Google form and the analysis tool uses SmartPLS 3.0 software to test the proposed hypothesis. Based on the results of the study, researchers found that influencers and product quality had a positive and significant effect on purchasing decisions. Keywords: Author Guidelines; Influencer, Product Quality, Purchase Decision
Identification of Community-Based Agricultural Zakat Implementation: Muttaqin, Aminnullah Achmad; Anggraini, Ika Khusnia; Ekawaty, Marlina; Azizi, Naurah Nadzifah
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 2 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i2.5070

Abstract

Indonesia is an agricultural country where most of the population works as farmers, the agricultural sector is one of the main sectors of the country's economy. In line with that, statistical data proves that the agricultural sector is still the most important sector in supporting national economic development, especially during the recent pandemic that hit the world where the agricultural sector is at a stable pace compared to other sectors. Temboro Village has a unique culture in terms of the local community that distinguishes it from other villages, namely the concept of Madinah village with a distinctive culture based on certain Islamic ideologies. The research intends to identify the process of agricultural zakat implementation in the village of Temboro and is expected to contribute to the development of agricultural zakat implementation in other areas in Indonesia. The qualitative research method is used with an interpretive approach in a case study where the researcher is involved in sharing experiences with participants in Temboro Village. The results of the study prove that the management of agricultural zakat in Temboro Village is still categorized as traditional. There is no official (amil) zakat institution (LAZ) in Temboro Village. The system of collecting and distributing agricultural zakat is more emphasized on agricultural zakat and infaq which makes the mosque and boarding school the center. The problem in collecting agricultural zakat is not only that individual agricultural land ownership is relatively small but also not all farmers in Temboro village pay their agricultural zakat, so the percentage of agricultural zakat is not optimal and is distributed directly to the village community.
Kedudukan Hukum Alas Hak Sebagai Alat Bukti Kepemilikan terhadap Tanah Masyarakat Perspektif Wahbah Az-Zuhaili: Wahyuni Nasution Nasution; Tetty Marlina Tarigan
Al-Kharaj : Jurnal Ekonomi, Keuangan & Bisnis Syariah Vol 6 No 1 (2024): Al-Kharaj: Jurnal Ekonomi, Keuangan & Bisnis Syariah
Publisher : Research and Strategic Studies Center (Pusat Riset dan Kajian Strategis) Fakultas Syariah IAI Nasional Laa Roiba

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47467/alkharaj.v6i1.5091

Abstract

The problem in this study is regarding the status and legitimacy of the rights described by the land certificate as proof of land ownership. Residents of Tanjung Marulak Hamlet are legally entitled to receive a statement letter from the Regent alias SK-Regent as proof of ownership of their property. Land Certificate (SKT) is a written document owned by a private person who owns a piece of land but has not been certified; the weight of proof does not show the authenticity of the deed. In Indonesia, there are still many people who believe that land certificates have the same legal weight as other certificates, especially in Dusun Tanjung Marulak. The purpose of this study is to determine the position and legitimacy of rights to land certificates as proof of land ownership in the land law system. Researchers used normative legal research in this study which was supplemented by interviews. According to the current law, this investigation investigates and analyzes primary data and secondary data. Literature research in the library and field research in the field were both used to collect all data. This research is qualitative in nature. Based on the research results, the Land Certificate issued by the Regent of Tanjung Marulak Hamlet through Excerpt of Letter Number 69/DA/HML/LB/1980 is legal proof of land ownership. Keywords: Ownership, Land Certiface, Wahbah Az-Zuhaili

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