cover
Contact Name
Fariz Al Hasni
Contact Email
journal.muamalat@uinmataram.ac.id
Phone
+6285934327883
Journal Mail Official
journal.muamalat@uinmataram.ac.id
Editorial Address
Berugak Journal, Jln. Pendidikan No. 35-Mataram 83125
Location
Kota mataram,
Nusa tenggara barat
INDONESIA
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah
ISSN : 20880537     EISSN : 26865262     DOI : -
Core Subject : Economy, Social,
Muamalat: Journal of Sharia Economic Law (ISSN: 2088-0537 e-ISSN: 2686-5262) is a scientific journal, peer review and open access published by the Sharia Economic Law Study Program, Faculty of Sharia, Universitas Islam Negeri Mataram. This journal aims to be an open-access journal platform that publishes and disseminates ideas and research on Sharia Economic Laws such as, Contracts in Islamic Business Transactions, Islamic Business Ethics, Sharia Economic Thoughts, Economic Institutions and forbidden halal economic transactions based on Sharia Economic Law.
Arjuna Subject : Ilmu Sosial - Hukum
Articles 116 Documents
TELAAH KONSEP JAMINAN DALAM AKAD MUDHARABAH DI PERBANKAN SYARIAH Hilman Jayadi; Darlin Rizki; Husnul Khatimah
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 14 No. 2 (2022): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v14i2.6036

Abstract

The guarantee provisions in Indonesian positive law cannot be simply applied to Islamic banking, without reviewing and analyzing the provisions of Islamic law, because Islamic banks still have to implement sharia complieant systems and operations. The purpose of this study is to find out more about the status of guarantees in mudharabah profit sharing contracts in Islamic banking. Knowing the ideas in the development of guarantees from the perspective of positive law that applies in Islamic banks, and their compatibility with fiqh studies. This research is a qualitative library research. Data were collected from a number of publications related to the research topic, then the data were interpreted and analyzed descriptively. The results of this study indicate that the legitimacy of Islamic law allows taking material guarantees for the mudharabah contract as a guarantee against negligence or violations that may be committed by trust holders such as mudarib. Collateral is an important thing to be included in financing in Islamic banking with the reason of avoiding violations that may occur by the debtor. The permissibility or necessity of collateral in sharia law is also explained by an Islamic figure, namely Sheikh 'Ali al-'Adawi who asserts that it is legal to take collateral to guarantee trust contracts against moral hazard (borrower moral hazard) that may be carried out by the trust holder.
TINJAUAN HUKUM EKONOMI SYARIAH TERHADAP PEMBATALAN SEPIHAK TRANSAKSI JUAL BELI DENGAN SISTEM CASH ON DELIVERY DI TOKO LUCKY LIGHT CANDY KOTA MATARAM Heru Sunardi; Jannatul Asmah; Teti Indrawati Purnamasari
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 14 No. 2 (2022): Desember
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v14i2.6526

Abstract

Perkembangan teknologi yang begitu cepat berakibat pada perkembangan metode-metode penjualan yang terus mengalami kemajuan, salah satunya yaitu metode pembayaran cash on delivery. Cash on delivery merupakan pembayaran dengan menyerahkan uang tunai pada saat barang sudah diterima oleh konsumen. Namun dalam praktiknya jual beli dengan sistem cash on delivery terdapat kasus di mana terjadi pembatalan secara sepihak yang dilakukan oleh konsumen. Hal ini juga terjadi di toko Lucky Light Candy Kota Mataram. Penelitian ini bertujuan untuk menjawab permasalahan mengenai praktik pembatalan sepihak transaksi jual beli dengan sistem cash on delivery dan tinjauan hukum ekonomi syariah terhadap praktik pembatalan sepihak transaksi jual beli dengan sistem cash on delivery.
PENERAPAN PERDA NOMOR 2 TAHUN 2011 TENTANG PAJAK PARKIR PERSPEKTIF PERLINDUNGAN HUKUM PENGGUNA PARKIR (STUDI KASUS DI KOTA MATARAM) Gazali Gazali
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 13 No. 1 (2021): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v13i1.7240

Abstract

Services as stipulated in Article 1 point 5 of the Consumer Protection Act, services are any services in the form of work or achievements that are made available to the public to be utilized by consumers. Services are business products, both in the form of work and achievements from business actors to provide a service to consumers with the aim of obtaining a profit. So in this case all negative consequences that harm consumers from using these services are the responsibility of the business actor. The responsibility of parking service business actors in providing and providing the best service to consumers is a very important part of the framework of taking responsibility in the event of loss of goods due to the negligence of parking service business actors.
LAYANAN APLIKASI GO-JEK: REALITAS MULTI AKAD DALAM TRANSAKSI JUAL BELI ONLINE GO-FOOD PERSPEKTIF EKONOMI ISLAM Yuli Irawan Rasit; Rahman Ambo Masse; Muh. Irwan T.; Akram Ista
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 15 No. 1 (2023): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v15i1.6528

Abstract

The rapid development of information technology can be seen from the massive use of the Internet network, which has also boosted the public's need to always carry out trade transactions using the Internet network. This is a challenge for Muslims to always be careful in transactions because Islam gives freedom to its followers in transactions but still places restrictions according to the Shari'a. Therefore, this study aims to find out the form of transactions in the go-food application and what the Islamic economic perspective is on these go-food transactions. The research method uses a qualitative interpretive approach. Sources of data come from primary data and secondary data and data collected using observation, interviews, and documentation. Respondents in this study were PT. Go-Jek, Go-Jek drivers, merchants, and consumers. This research focuses on the multiple contracts contained in Go-food services and the views of Islamic Economics on the transaction model. The results of this research show that it is true that there are multiple contracts in Go-food transactions because many parties are involved in them, including service leasing transactions between PT. Go-Jek and merchants, partners between PT. Go-Jek and drivers, as well as representative transactions between consumers and PT. Go-Jek and consumers with Go-Jek drivers. Islamic Economics views this transaction model resembles the forms of contracts in Islam, namely ijarah contracts, syirkah, wakalah bil ujrah, and their application does not conflict with Islamic Economics.
PENGARUH PEMBIAYAAN MURABAHAH, MUDHARABAH DAN IJARAH TERHADAP TINGKAT LABA BERSIH PADA BANK UMUM SYARIAH DI INDONESIA PERIODE 2015-2019 Ajeng Puspita Dewi; Wirman
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 15 No. 1 (2023): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v15i1.6730

Abstract

The purpose of this study was to determine the effect of Murabahah, Mudharabah, and Ijarah Financing on the Net Profit Rates of Islamic banks in Indonesia. This research uses the positivism paradigm with a quantitative approach. The population in this study were all Sharia Commercial Banks registered at Bank Indonesia while the sampling technique used purposive sampling techniques and obtained 3 Sharia Commercial Banks. The data analysis method used in this study is multiple linear regression analysis. The results of this study are murabaha financing has a significant effect on net income and mudharabah financing does not significantly influence net income, while Ijarah financing does not significantly influence net income.
PENYELESAIAN SENGKETA PASAR MODAL MELALUI NEGOSIASI Muhammad Nurhadi; Abdul Mujib; Adet Tamula Anugrah
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 15 No. 1 (2023): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v15i1.7018

Abstract

The role of the capital market for development is very important. But on the other hand, potential legal problems are inevitable. Disputes become potential cases of lawlessness in the capital market. Therefore, the focus of this study is to examine the settlement of capital market disputes through negotiations. This research uses the library research method with a content analysis approach. Data collection is obtained from books and journals. Data analysis is carried out through the stages of data reduction, data presentation, and data verification. The results of this study show that negotiation is an alternative to resolving dispute cases carried out by parties to disputes by discussing settlements without the involvement of third parties. The advantages of capital market dispute resolution are that it is not costly, is informal, prevents hostilities, and has a quick resolution time.
PENGARUH KUALITAS PRODUK ARRUM HAJI PEGADAIAN CABANG PROBOLINGGO TERHADAP MINAT MASYARAKAT UNTUK MENDAFTAR HAJI Rosyida Apriliya Mardiana; Fathullah Rusly; Nailin Nikmatul Maulidiyah
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 15 No. 1 (2023): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v15i1.7599

Abstract

This study aims to determine the effect of product quality on the Probolinggo branch of Arrum Haji pawnshops on public interest in registering for hajj. The research was conducted with a quantitative approach using descriptive methods. In this study, the population was all customers of the Probolinggo branch of Pegadaian, users of Arrum Haji products during August - October 2022, totaling 46 customers. The data collection technique was carried out using a Likert scale questionnaire. Arrum Hajj Products at the Probolinggo Pawnshop Branch Against Public Interest to Register for Hajj by 78.4%. the calculated t value of the product quality variable (X) is 12.646 with a probability significancy of 0.00 (0.00 < 0.05), then Ho is rejected and Ha is accepted, so it can be concluded that the product quality variable has a positive and significant effect on public interest.
ANALISIS UPAYA PENCEGAHAN DAN PENYELESAIAN TINDAKAN SIDE STREAMING PADA PRODUK PEMBIAYAAN MIKRO DENGAN AKAD MURABAHAH BIL WAKALAH (STUDI KASUS BSI KCP PROBOLINGGO SUDIRMAN) Natasya Risma Putri; Kustiana Arisanti; Hayatul Millah
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 15 No. 1 (2023): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v15i1.7600

Abstract

In several cases that have been found in several different places, the application of a murabaha contract accompanied by a wakalah contract in it has resulted in side-streaming actions by its customers. Where the existence of side-streaming actions carried out by the customer is considered to cause harm to the party concerned. However, it is different from what happened at BSI KCP Probolinggo Sudirman, where of all existing microfinance customers, there was no record of such side streaming actions. This research was conducted at BSI KCP Probolinggo Sudirman, with the aim of the research, namely to find out what are the efforts to prevent and resolve side streaming actions carried out on microfinance with a murabahah bil wakalah contract at BSI KCP Probolinggo Sudirman. This research is included in the type of case study research that uses a research approach in the form of descriptive qualitative methods. As well as using data collection methods in the form of observation, interviews, and literature studies. From the results of this study, it is known that efforts to prevent side streaming carried out by BSI KCP Probolinggo Sudirman include conducting BI checking analysis, 5C analysis, and making visits at the same time as requesting receipts/receipts of purchase of goods. As for the settlement steps that have been prepared, they are adjusted to the level of fraud committed by the customer.
STRATEGI PENANAMAN NILAI-NILAI EKONOMI KREATIF PADA SANTRI PONDOK PESANTREN AL-ISTIQOMAH DESA SAMA GUNA LOMBOK UTARA Muhammad Yakub Ismail; Habibul Umam Taqiuddin
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 13 No. 1 (2021): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v13i1.8159

Abstract

The cultivation of these creative economic values can be transformed to anyone, it can be in the community, including in Islamic boarding schools. Along with the times and technological advances that are increasingly advanced, Islamic boarding schools must innovate by providing business mentality or entrepreneurship. Providing entrepreneurial provisions trains students to be entrepreneurs in actualizing their abilities as entrepreneurs or entrepreneurship. This research is a qualitative research with a descriptive approach that aims to describe the strategy carried out by the Al-Istiqomah Islamic Boarding School Kapu, Sama Guna Village, Tanjong District, North Lombok Regency in the transformation of creative values in students. The subjects of this study were the managers of the al-Istiqomah Islamic Boarding School and the informants of 4 students, ustadz and ustadzah. The data collection method used consisted of interviews, documents, and observation. The data analysis method used is by means of data reduction, data presentation, and drawing conclusions.
RELASI AGAMA DAN NEGARA DILIHAT DARI KEBERADAAN LEMBAGA PERBANKAN SYARIAH Orien Effendi
Mu'amalat: Jurnal Kajian Hukum Ekonomi Syariah Vol. 13 No. 1 (2021): Juni
Publisher : Universitas Islam Negeri Mataram

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.20414/mu.v13i1.2698

Abstract

between religion and the state towards the existence of Islamic banking, although at first glance this paper seems to touch on the realm of state administration, in essence, this paper focuses on discussing the scope of muamalah in the context of Islamic banking. Basically, the state is present in the interests of religion, including the realm of sharia-based economics, through this sharia-based banking institution, the sharia economy can develop and become a new alternative for the majority of Indonesian who are Muslim, through Islamic banking products that apply the concept with the provisions of Islamic law. What is meant by the presence of the state in the context of sharia banking is of course in the realm of providing clear regulations or a legal system in the form of laws and regulations on Islamic banking activities, both from the provision of banking legal legality rules in the context of operations and related to all forms of Islamic banking products. which is applied according to the concept of sharia. Thus the presence of the state can guarantee legal certainty in the context of a sharia-based economy. This paper uses an analytical study method with a literature research model from primary and secondary data sources with a juridical normative approach.

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