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JOURNAL OF BUSINESS AND ECONOMICS RESEARCH (JBE)
Published by Forum Kerjasama Pendidikan TInggi
ISSN : -     EISSN : 27164128     DOI : -
Core Subject : Economy, Science,
Decision Sciences, Operations Research & Management Economics, Econometrics & Finance
1. Human Resource Management, 2. Financial Management, 3. Marketing Management, 4. Strategic Management, 5. Organizational Behavior, 6. Operations Management, 7. Change Management, 8. Management of Sharia, 9. Knowledge Management 10.Entrepreneurship, 11.E-Business, 12.Business Management, 13.Capital Market, 14.Risk Management, 15.Syariah banking, 16.Economics of Sharia, and 17.Islamic Capital Market
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 321 Documents
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The Effect of Entrepreneurial Orientation on MSMEs Development: The Mediating Role of The Utilization of Credit Facilities and Digital Marketing Luthfiah, Lulu; Suparno, Suparno; Wibowo, Agus
Journal of Business and Economics Research (JBE) Vol 5 No 1 (2024): February 2024
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v5i1.4877

Abstract

The synergy of various components, both government and non-government institutions, policy makers, financial institution, MSMEs Actors, and other stakeholders is necessary to strive for the development of MSMEs. This research aims to examine the effect of entrepreneurial orientation and the utilization of credit facilities and digital marketing on the development of MSMEs Jakpreneur Senen District. Additionally, the mediating effects of the utilization of credit facilities and digital marketing on the relationship between entrepreneurial orientation and the development of MSMEs are also explored in this study. This research adopts a quantitative approach. The data source is primary data obtained through the distribution of questionnaires to 275 MSMEs actors in Jakpreneur, Senen District, in the food and beverage sector. Data is analyzed using Structural Equation Model (SEM) based on PLS. The research findings indicate that a significant and positive direct effect of entrepreneurial orientation on the development of Jakpreneur MSMEs in the Senen District. This is evidenced by the value of t-count 1,970 greater than t-table 1,96. The variable of credit facilities utilization has a significant and positive direct effect on the development of MSMEs Jakpreneur Senen District with t-count 3,732 greater than t-table 1,96. The variable of digital marketing utilization has a significant and positive direct effect on the development of MSMEs Jakpreneur Senen District with t-count 2,862 greater than t-table 1,96. Furthermore, there is a significant positive direct effect of entrepreneurial orientation on the utilization of credit facilities with t-count 6,720 greater than t-table. And there is a significant positive direct effect of entrepreneurial orientation on the utilization of digital marketing with t-count 5,919 greater that t-table. The study revealed an indirect effect of entrepreneurial orientation on the development of MSMEs through the mediation of credit facilities utilization. This is evidenced by the value of t-count 3,050 greater than t-table 1,96. And there is an indirect effect of entrepreneurial orientation on the development of MSMEs through the mediation of digital marketing utilization with the t value of t-count 2,365 greater than t-table.
Pengaruh Media Sosial Instagram dan Word of Mouth Terhadap Keputusan Pembelian Produk Ningsih, Trans; Suginam, Suginam
Journal of Business and Economics Research (JBE) Vol 5 No 1 (2024): February 2024
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v5i1.4894

Abstract

This research aims to determine how much influence social media instagram and word of mouth have on purchasing decisions in Youneed Clothes product. The research method used is descriptive and quantitative with the data sources used are primary and secondary data from a sample of 75 customers with data collection techniques by distributing online questionnaires. The data analysis method used is multiple linear regression analysis, multiple correlation analysis, hypothesis testing and analysis of the coefficient of determination. Based on the results of the study obtained multiple linear regression equation Y = 2,943 + 0.687X1 + 0.184X2. Hypothesis testing using t test shows that the social media instagram variables studied have a positive and significant effect on purchasing decisions with statistical results for social media instagram variables known to be tcount (7.796) > ttable (1.99254) with a significant value of 0.000 < 0.05, for the word of mouth variable, it is known that the value of tcount (1.610) < ttable (1.99254) with a significant value of 0.112 > 0.05, so it is known that the word of mouth variable has no effect on the purchasing decision variable. Simultaneously (F test) the results obtained Fcount > Ftable (72.403>3.12) at a significant 0.000 <0.05. This means that the two independent variables of social media and word of mouth have a positive and significant effect on the dependent variable of purchasing decisions. Furthermore, looking at the contribution of the independent variable to the dependent variable seen from the coefficient of determination (R2) of 0.653 so that purchasing decisions can be explained by social media and word of mouth of 65.3% while the remaining 34.7% is influenced by other variables outside the scope of research that are not researched.
Pengaruh Skeptisme Profesional dan Independensi terhadap Kinerja Auditor pada Masa Pandemi COVID-19 Cikita Dasty Sirait, Grace Priskila; Maria, Evi
Journal of Business and Economics Research (JBE) Vol 5 No 1 (2024): February 2024
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v5i1.4900

Abstract

This research aims to find empirical evidence of the influence of professional skepticism and independence on the performance of auditors carrying out assignments during the COVID-19 pandemic. The primary data was obtained by distributing questionnaires to auditors working at Public Accounting Firms in Semarang City who received audit assignments from 2020 to 2022. The total research sample was 88 respondents. Data analysis in this study used multiple regression analysis, and the data was processed using SPSS version 25. The study found that professional skepticism and independence positively affected auditors' performance in Semarang City during the pandemic. Professional skepticism and independence influenced auditor performance during the COVID-19 pandemic by 31.8 percent. Additional test results by adding gender and work experience as control variables found consistent results that there was a positive influence between professional skepticism and independence on auditor performance during the pandemic. In contrast, gender and work experience did not affect auditor performance in Semarang City during the pandemic. These findings confirm the attribution theory that the performance of auditors in Semarang City is influenced by inherent factors, namely professional skepticism and independence, even though audit assignments during the pandemic were carried out by auditors remotely.
Efektivitas Strategi Penerapan Zakat Sebagai Pengurang Pajak Penghasilan Pada Lembaga Amil Zakat Jinan, Ulfatul; Makhtum, Ahmad
Journal of Business and Economics Research (JBE) Vol 5 No 2 (2024): June 2024
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v5i2.4925

Abstract

The purpose of this research is to find out the strategies implemented by the Nurul Hayat Surabaya zakat institution in implementing the zakat policy as a deduction from income tax. The method used in this research is descriptive qualitative. The data used in this research is primary data and also secondary data. The use of primary data in this research was obtained from documentation, observation and also interviews. Meanwhile, the secondary data used in this research comes from literature studies such as books, journals and report documents that are available and in accordance with the title of this research. To achieve the predetermined targets, the Nurul Hayat Surabaya amil zakat institution uses a promotional strategy on social media, of course this attracts the interest of the public who see promotional content belonging to the Nurul Hayat amil zakat institution to pay their zakat at the Nurul Hayat amil zakat institution, hence the strategy This is quite effective because the scope or scope for being seen by the public is quite wide.
Pengaruh Pengalaman Kerja dan Kepuasan Kerja Terhadap Kinerja Karyawan Dengan Beban Kerja Sebagai Variabel Intervening Hidayat, Syahrijal; Irwadi, Irwadi; Wahyuni, Neni Sri
Journal of Business and Economics Research (JBE) Vol 5 No 1 (2024): February 2024
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v5i1.4940

Abstract

This research aims to analyze the influence of work experience, job satisfaction and workload on employee performance. This research uses descriptive quantitative methods. The data analysis method used in this research is Multiple Linear Regression analysis, hypothesis testing and Path analysis with the help of SPSS version 25. The results of the research show that: 1) work experience, job satisfaction and employee performance are in the high category and workload is in the sufficient category tall. 2) Work experience has a significant negative effect on workload. 3) Job satisfaction has a significant negative effect on workload. 4) Work experience has a significant positive effect on employee performance. 5) Job satisfaction has a significant positive effect on employee performance. 6) Workload has a significant negative effect on employee performance. 7) Work experience has a positive effect on employee performance through workload. 8) Job satisfaction has a positive effect on employee performance through workload. This shows that the role of workload as a partial mediator is able to bridge the influence of work experience and job satisfaction, both directly and indirectly, on employee performance.
Analysis of the Implementation of Mudharabah and Musharakah Financing Based on Profit Sharing Nurhasanah, Siti; Qadariyah, Lailatul
Journal of Business and Economics Research (JBE) Vol 5 No 2 (2024): June 2024
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v5i2.5008

Abstract

This study examines the practice of mudharabah and musharakah financing at BMT Makin Amin, an Islamic savings and loan and financing cooperative in Kamal District, Bangkalan. Mudharabah financing is a partnership between a fund provider and a business manager, while musharakah financing involves a partnership between two parties who both provide funds and manage the business. Both types of financing operate on the principle of profit sharing, where profits and losses are shared based on an agreed ratio. The objectives of this study are to Analyze how general journal transactions reflect the principle of profit sharing and its effect on financial performance, Assess the impact of profit-sharing-based financing on the development of UMKM and the economic welfare of the community, and Provide recommendations to improve transparency and accountability in Islamic financing. The methodology used is descriptive qualitative research, with data collection through observation, in-depth interviews with BMT management, and documentation. The data analyzed includes primary and secondary data. The results showed that KSPPS BMT Makin Amin successfully implemented mudharabah and musyarakah financing in accordance with sharia principles, which contributed significantly to operating income and showed fluctuations during the research period.
Hotel Customer Segmentation for Marketing Strategy Optimization Using CRAF Framework Singgalen, Yerik Afrianto
Journal of Business and Economics Research (JBE) Vol 5 No 2 (2024): June 2024
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v5i2.5132

Abstract

This research explores the implementation of the Customer Reviews and Analysis Framework (CRAF) as a crucial tool for optimizing marketing strategies in the hospitality industry. By conducting thorough data analysis and sentiment evaluation, CRAF provides valuable insights into guest preferences and behaviors, facilitating the creation of highly targeted marketing campaigns. A comparative study of SVM algorithms with and without SMOTE demonstrated the significance of data balancing techniques, with accuracies of 85.19% and 93.86%, respectively. Additionally, integrating Oracle Apex for data visualization and decision support enhances strategic planning and operational efficiency. The findings highlight that the combined use of advanced data analytics and sophisticated digital tools leads to improved customer satisfaction, refined marketing strategies, and sustained competitive advantage, contributing to the overall growth and success of the hospitality sector.
Determinan Ketimpangan Wilayah di Indonesia Tahun 2012–2022: Pendekatan Analisis Panel Dinamis Syaifudin, Rizal; Alfarisi, Muhammad Salman; Fitrianingsih, Fitrianingsih; Putri, Gabriella Stephanie Regina; Jabbar, Muhamad Abdul; Malik, Adli; Zulfa, Farah Naili
Journal of Business and Economics Research (JBE) Vol 5 No 2 (2024): June 2024
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v5i2.5143

Abstract

The primary purpose of countries, particularly emerging countries, is economic development. Equal economic development in each region of a country is both an aspiration and a problem. Unequal economic development, often known as regional inequality, is an issue in achieving social wellbeing. This research can be used to improve understanding of the factors that drive regional inequality in Indonesia, as well as to develop policy recommendations that the government can apply to minimize inequality in Indonesia. This study employs dynamic panel regression with a cross-section of 33 provinces in Indonesia and a time series of 2012-2022. The method utilized is the Generalized Method of Moment (GMM), which includes the First Different GMM (FD-GMM) and System GMM (SYS-GMM) model approaches, parameter significance tests, model specification tests, bias tests, and model selection. According to the findings of this study, an increase in domestic investment will increase regional inequality by 0.147 percent, reduce regional inequality by 0.775 percent, increase the Human Development Index (HDI) by 0.284 percent, increase agglomeration by 2.602 percent, and increase poverty by 0.146 percent. When all independent factors are held constant, regional inequality decreases by 18.104 percent. Furthermore, the results of this study reveal that all independent variables have a significant impact on regional inequality in Indonesia.
The Influence of Transformational Leadership Style on Job Satisfaction and Employee Performance Tamawiwy, Shani Reinaldi; Edastama, Primasatria
Journal of Business and Economics Research (JBE) Vol 5 No 2 (2024): June 2024
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v5i2.5220

Abstract

With the changes that occur in the leadership style applied to an organization that impacts and affects the entire organization, such as changes in job satisfaction to employee performance. Where, these changes have a good or opposite effect on the organization, such as an increase or decrease in the performance of employees in the organization. The purpose of this study is to determine whether the Transformational Leadership Style of a leader applied to the organization will have an impact that affects Job Satisfaction and Employee Performance at the Sulawesi River Basin 1 government agency. This research was conducted on employees with status as Civil Servants at the Sulawesi River Basin 1 in Manado, North Sulawesi with a total of 149 employees. The Structural Equation Model-Partial Last Square (SEM-PLS) is a quantitative methodology used in this research that employs the causality association method. The study's findings indicate that, first, a transformational leadership style significantly and favorably affects job satisfaction with p-values below 0.05 (P = 0.000 <0.05. Second, employee performance is positively and significantly impacted by transformational leadership style with the p-values below 0.05 (P = 0.004 < 0.05). Lastly, there is a significant positive correlation between employee performance and job satisfaction is also accepted since the value of this relationship is below 0.05 (P = 0.000 < 0.05). Thus, it is envisaged that the organization's management will be able to use and enhance the transformational leadership style to an even greater degree and will also be able to pay closer attention to the performance and working conditions of workers.
Pengaruh Literasi Keuangan dan Tingkat Pendapatan Terhadap Perilaku Menabung Pada Guru Anggraini, Dwi Pertiwi
Journal of Business and Economics Research (JBE) Vol 5 No 2 (2024): June 2024
Publisher : Forum Kerjasama Pendidikan Tinggi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.47065/jbe.v5i2.5236

Abstract

Financial literacy and level of income have an important influence on a person's saving behavior. The purpose of this study was to determine the effect of financial literacy and income levels on teachers' interest in saving behavior. This research uses quantitative methods. The population in this study were all teachers at Batang Kuis State Junior High School with a sample of 20 teachers who were taken randomly. The data collection technique in this study was to use a questionnaire. And the data analysis technique used is by performing multiple linear regression analysis with SPSS V.22. The results of this study partially state that financial literacy has a positive and significant effect on saving behavior. It can be seen that the tcount value for the financial literacy variable is 1.034 < ttable = 1.729 and a significant value is 0.005 <0.05, then Ho is rejected and Ha is accepted. The same goes for income levels. The results of this study partially state that the level of income has a positive and significant effect on saving behavior. It can be seen that the tcount value for the income level variable is 0.240 < ttable = 1.729 and a significant value is 0.005 <0.05, then Ho is rejected and Ha is accepted. And the results of this study simultaneously state that financial literacy and income levels together have a positive and significant effect on saving behavior of teachers. It can be seen that the value of Fcount = 7.537 is greater than the value of Ftable = 3.55.

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