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El-Qist : Journal of Islamic Economics and Business (JIEB)
Published by Universitas Islam Negeri Sunan Ampel
ISSN : 22527907     EISSN : 27160335     DOI : https://doi.org/10.15642/elqist
Core Subject : Economy, Science, Social,
Economics, Econometrics & Finance Library & Information Science Social Sciences
el-Qist: Journal of Islamic Economics and Business (JIEB) Merupakan jurnal yang terbit dua kali dalam satu tahun, bulan April dan Oktober, berisi kajian-kajian Ekonomi dan Bisnis Islam, baik berupa artikel konsepsional ataupun hasil penelitian
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 423 Documents
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Determinants of Customer Switching Intention: Empirical Evidence from Sharia Bank Mergers in Indonesia: Determinasi Beralihnya Nasabah: Fakta Empiris dari Merger Bank Syariah di Indonesia Qurniawati, Rina; Nurohman, Yulfan; Fatharani, Aulia
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 12 No. 1 (2022): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2022.12.1.17-37

Abstract

Abstract: This study examines the factors that affect customers switching intentions after three state-owned Indonesian sharia banks merge. Study on changing behavior in retail banks, especially in Islamic banks, is still rare. Especially in the context of mergers and acquisitions, this research is essential to do. The risk of losing customers in mergers and acquisitions (M&A) is very high because, during the integration phase, management often focuses on internal issues, leaving aside critical customer-related tasks. Therefore, a deeper understanding of the concept of M & A in the disciplines of marketing and consumer behavior is clearly needed to benefit academic knowledge and marketing practice. A total of one hundred and fifty respondents are selected using the quantitative method as sources of data collection. The questionnaires are distributed using a purposive sampling method in Surakarta, Indonesia. The software used for analysis is SEM-PLS. The results of this study state that inconvenience and religious motivation influence customer switching intentions. However, attitude and availability of suitable banks as a moderating variable did not influence customer switching intentions. This unsupport hypothesis is that the three Islamic banks merged are the banks under Badan Usaha Milik Negara (BUMN). When the merger occurs, Companies must increase marketing costs to retain existing customers. Future studies can explore the perceptions of bank employees to get their views on why customers consider switching banks when a merger occurs. Keywords: Mergers; Switching Intention; Inconvenience; Attitude; Religious Motivation. Abstrak: Penelitian ini mengkaji faktor-faktor yang mempengaruhi niat berpindahnya nasabah setelah tiga bank syariah milik pemerintah melakukan merger. Penelitian tentang perubahan perilaku di bank ritel, khususnya di bank syariah, masih jarang dilakukan. Khususnya dalam konteks merger dan akuisisi, maka penelitian ini penting dilakukan. Risiko kehilangan pelanggan dalam merger dan akuisisi sangat tinggi karena, selama fase integrasi, manajemen sering kali berfokus pada masalah internal, mengesampingkan tugas penting terkait pelanggan. Oleh karena itu, pemahaman yang lebih mendalam tentang konsep M&A dalam disiplin pemasaran dan perilaku konsumen jelas diperlukan untuk memberi manfaat bagi pengetahuan akademis dan praktik pemasaran. Ada seratus lima puluh responden dipilih dengan menggunakan metode kuantitatif sebagai sumber pengumpulan data. Kuesioner disebarkan dengan menggunakan metode purposive sampling di kota Surakarta, Indonesia. Perangkat lunak yang digunakan untuk analisis adalah SEM-PLS. Hasil penelitian ini menyatakan bahwa ketidaknyamanan dan motivasi keagamaan mempengaruhi niat berpindah pelanggan. Namun, sikap dan ketersediaan bank yang sesuai sebagai variabel moderasi tidak mempengaruhi niat berpindahnya nasabah. Temuan ini tidak sesuai dengan hipotesis yang mana ketiga bank syariah yang merger adalah bank-bank yang tergabung dalam Badan Usaha Milik Negara. Ketika merger terjadi, Perusahaan harus meningkatkan biaya pemasaran untuk mempertahankan pelanggan yang sudah ada. Penelitian ke depan dapat mengeksplorasi persepsi karyawan bank untuk mendapatkan pandangan mereka tentang mengapa pelanggan mempertimbangkan untuk beralih bank ketika terjadi merger. Kata Kunci: Merger; Beralih Niat; Ketidaknyamanan; Sikap; Motivasi Keagamaan.
Konsep Wisata Halal dan Hak-hak Wisatawan dalam Perspektif Fikih Huda, Bakhrul
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 12 No. 1 (2022): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2022.12.1.57-76

Abstract

Abstract: This study aims to answer what are the provisions of Halal Tourism from the perspective of Fiqh? How can a tourist area be said to be halal (permitted in Islam)?, and what are the rights of tourists to Halal Tourism destinations?. By using non-interactive qualitative research, data in this study were collected from the verses of the Qur'ān, Matan Hadīth, Maqālah (statement and opinion) of the Moslem scholars regarding the explanations of these verses and Hadīth, also articles and proceedings relevant to the theme. The result of the study is that tourism can be categorized in the halal category as long as it does not leave one of the following destinations; going to Ḥaram (The Sacred Mosque), connecting kinship, visiting Ulamā’ or pious people, recreation for body and soul refreshment, fulfilling invitations or shar'ī events, service or work and da'wah. A tourist area can be categorized as a halal by fulfilling the following conditions; facilities of worship are available, there are no haram or munkar facilities, there is no haram food and drink, giving a tourists rights, there is no injustice, environmentally friendly, preserves local norms and values ​​as long as it does not conflict with sharia values. Meanwhile, the rights of tourists visiting the Halal Tourism area are; getting life protection, getting access to worship, guaranteed luggage safety, getting the facilities offered, and being protected from injustice. Keywords: Halal Tourism Concept; Halal Tourism Area; Tourist Rights; Fiqh   Abstrak: Penelitian dalam artikel ini ingin menjawab bagaimana ketentuan Wisata Halal dalam perspektif Fikih? Bagaimana area wisata dapat dikatakan halal?, dan apa hak-hak wisatawan destinasi Wisata Halal?. Dengan menggunakan penelitian kualitatif non-interaktif, data dikumpulkan dari Ayat al-Qur’an, Matan Hadis, maqālah para ulama tentang penjelasan Ayat dan Hadis tersebut, artikel dan prosiding yang relevan dengan tema. Hasilnya, bahwa Wisata dapat masuk kategori Halal selama tidak keluar dari salah satu tujuan berikut; pergi ke Tanah Haram, silaturrahim, menziarahi Ulama atau orang saleh, rekreasi penyegaran jiwa dan raga, memenuhi undangan atau acara yang shar‘ī, dinas atau kerja dan dakwah. Sebuah area wisata dapat dikatakan Halal jika memenuhi semua ketentuan sebagai berikut, yaitu; tersedia sarana ibadah, tidak ada fasilitas haram atau munkar, tidak ada makanan-minuman haram, memberikan hak-hak wisatawan, tidak ada kezaliman, ramah lingkungan, melestarikan norma dan nilai setempat selama tidak bertentangan dengan syariah. Sedangkan hak-hak wisatawan yang berkunjung di area Wisata Halal adalah; mendapat perlindungan jiwa, mendapatkan akses ibadah, terjamin keamanan barang bawaan, mendapatkan fasilitas yang ditawarkan, dan terjaga dari kezaliman. Kata Kunci: Konsep Wisata Halal; Area Wisata Halal; Hak Wisatawan; Fikih
Determinant of Indonesian Sovereign Retail Sukuk’s Return: Determinan Return Sukuk Ritel Negara Indonesia Bella, Firsty Izzata; Chalid, Fitria Idham
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 12 No. 1 (2022): April
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2022.12.1.111-124

Abstract

Abstract: Retail Sukuk is one of the Islamic investment instruments that Muslim investors can choose in investing and can be used by the government as an alternative to financing the APBN deficit. This study aims to determine the effect of liquidity risk, inflation risk, and market risk on the return of Retail State Sukuk (SUKRI). A sampling of Retail Sukuk Series 009 (SR009) was conducted using the purposive sampling method with the consideration that the maturity of the series is the latest and can be traded on the secondary market. Through a multiple linear regression model with the Ordinary Least Square (OLS) analysis technique, the results indicated that simultaneously all independent variables (liquidity, inflation, and interest rates) had a significant effect on return (Yield). While partially the results have shown between each different variable where liquidity has a significant negative effect on yield, interest rates show a significant positive effect. In contrast, inflation has no significant effect on yield. The results of this study can be utilized as a reference for investors in making decisions to choose SUKRI as their investment portfolio because the yield can be viewed from both the liquidity of the Sukuk and macro-economics conditions such as inflation and interest rates. Hence, when the interest rate increases, the investor can decide to invest in SUKRI. In addition, the results of this study can be used as a consideration for the government in regulating risk management policies and determining the returns offered to SUKRI, which will be issued for the next series. Keywords: Sukuk Yield; Liquidity Risk; Retail Sukuk; Multiple Linear Regression.   Abstrak: Sukuk ritel merupakan salah satu instrument investasi syariah yang dapat dipilih oleh investor muslim dalam berinvestasi dan dapat digunakan oleh pemerintah sebagai alternatif dalam membiayai defisit APBN. Penelitian ini bertujuan untuk mengetahui pengaruh risiko likuiditas, risiko inflasi, dan risiko pasar terhadap return Sukuk Negara Ritel (SUKRI). Pengambilan sampel Sukuk Ritel Seri 009 (SR009) dilakukan dengan menggunakan metode purposive sampling dengan pertimbangan jatuh tempo dari seri tersebut paling baru dan dapat diperdagangkan di pasar sekunder. Melalui model regresi linier berganda dengan teknik analisis Ordinary Least Square (OLS), hasil penelitian menunjukkan bahwa secara simultan semua variabel independen (likuiditas, inflasi, dan suku bunga) berpengaruh signifikan terhadap imbal hasil (Yield). Sedangkan secara parsial hasil yang ditunjukkan antara masing-masing variabel berbeda dimana likuiditas berpengaruh negatif signifikan terhadap Yield, suku bunga menunjukkan pengaruh positif signifikan, sedangkan inflasi tidak berpengaruh signifikan terhadap Yield. Hasil penelitian ini dapat dijadikan acuan bagi investor dalam mengambil keputusan untuk memilih SUKRI sebagai portofolio investasinya karena imbal hasil dapat ditinjau baik dari likuiditas Sukuk maupun kondisi makroekonomi seperti inflasi dan suku bunga. Sehingga, disaat suku bunga meningkat, maka investor dapat mengambil keputusan untuk berinvestasi di SUKRI. Selain itu, hasil penelitian ini dapat digunakan sebagai bahan pertimbangan bagi pemerintah dalam mengatur kebijakan manajemen risiko dan menentukan imbal hasil yang ditawarkan kepada SUKRI yang akan diterbitkan untuk seri selanjutnya. Kata Kunci: Yield Sukuk; Risiko Likuiditas; Sukuk Ritel; Regresi Linear Berganda
PINJAMAN ONLINE PERSPEKTIF EKONOMI ISLAM Nur Fauzi, Fatimala; Ayu Mulyaningsih, Diah; Lutfiah, Warda; Musfiqoh, Siti; Abdul, Hakim
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 8 No. 2 (2018): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2018.8.2.1638-1658

Abstract

Agama Islam sudah menjelaskan bahwa segala aktifitas ekonomi diperbolehkan untuk memenuhi kebutuhan hidup sehari-hari dengan syarat mekanisme untuk memenuhi berbagai macam kebutuhan tersebut tidak menyimpang dari ketentuan syari’ah yang ada dalam al-Qur’an dan Hadis yang menjadi sumber hukum pokok dalam agama, dan juga ijtihad para ulama. Kemajuan teknologi menjadikan aktifitas ekonomi ikut bergeser, di mana yang dulunya secara konvensional dengan mengharuskan bertemu secara fisik. Namun di era kemajuan teknologi ini, cara konvensional tersebut mulai ditinggalkan sebab kurang efisien dan seterusnya. Artikel ini ingin menjawab tentang bagaimana praktik pinjaman online perspektif ekonomi Islam?. Dengan metode studi pustaka, penulis akan menganalisis kasus yang terjadi di Solo terkait pinjaman online secara normatif dalam kaidah fikih ekonomi syariah, di mana hasil dari analisis kami dapat kami simpulkan bahwa pinjaman online yang ada di Solo cenderung mengandung madharat
PRIZE LOTS IN ISLAMIC PERSPECTIVE (Case Study of Lucky Draw at Bank BNI Syariah KCP Ampel Surabaya) Layyinah, Layyinah; Chabibah, Umi; Solikhawati, Anisa; Hakim, Abdul; Musfiqoh, Siti
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 8 No. 2 (2018): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2018.8.2.1659-1675

Abstract

Abstract This study aims to find out more about the law of prize lots according to the Islamic perspective. The prize lots with prizes is increasingly prevalent in the community, and is becoming a familiar thing. Prize lots is one form of allowing products in an institution, especially in the banking world. Prize lots in BNI Syariah banks is carried out to attract customers to transact using Syariah Banks. This study uses a qualitative method based on literacy theory and methods. This study is based on the laws that exist in the Qur'an, hadith, and fiqh rules that allow Prize lots with terms and conditions that do not come out of Islamic teachings. In this study, the practice of the iB Hasanah BNI Syariah Savings Prize lots is that the customer opens an iB Hasanah Savings account at Bank BNI Syariah KCP Ampel Surabaya and if the customer has a minimum balance or meets the requirements to participate in the lucky draw, the bank will automatically provide a lottery number for entered in a lottery to determine which customers are entitled to receive prizes. From this study, the authors can conclude that the practice of Prize lots with iB Hasanah Savings at Bank BNI Syariah KCP Ampel Surabaya is not a gambling practice (maysīr) which is forbidden by Islam because the practice does not fulfill the elements of gambling, namely the presence of a party who bets, the determination of the winner. and done face to face. Keywords: Prize lots, Lucky Draw, Islamic Bank, Prize           Abstrak Penelitian ini bertujuan untuk mengetahui lebih tentang hukum undian berhadiah menurut perspektif Islam. Undian berhadiah semakin marak di masyarakat, dan menjadi hal yang tidak asing lagi. Undian berhadiah menjadi salah satu bentuk memperkenankan produk di suatu lembaga, utamanya dalam dunia perbankan. Undian berhadiah dalam bank BNI Syariah dilakukan agar menarik nasabah untuk bertransaksi menggunakan Bank Syariah. Penelitian ini menggunakan metode kualitatif yang berlandaskan teori dan metode literasi. Penelitian ini didasarkan pada hukum yang ada di Al-Qur’an, hadits, dan kaidah-kaidah fikih yang membolehkan undian berhadiah dengan syarat dan ketentuan yang tidak keluar dari ajaran Islam. Dalam riset ini, praktik Undian Berhadiah Tabungan iB Hasanah BNI Syariah adalah nasabah membuka rekening Tabungan iB Hasanah di Bank BNI Syariah KCP Ampel Surabaya dan apabila nasabah telah memiliki saldo minimum atau memenuhi persyaratan untuk mengikuti undian berhadiah maka secara otomatis pihak bank akan memberikan nomor undian untuk diikutkan dalam undian untuk menentukan nasabah mana yang berhak mendapatkan hadiah. Dari penelitian ini, penulis dapat menyimpulkan bahwa praktik undian berhadiah Tabungan iB Hasanah pada Bank BNI Syariah KCP Ampel Surabaya bukanlah merupakan praktik judi (maisir) yang diharamkan oleh Islam karena praktek tersebut tidak memenuhi unsur-unsur judi yaitu adanya pihak yang bertaruh, adanya penentuan pemenang dan dialkukan secara berhadap-hadapan langsung. Kata Kunci : Undian Berhadiah, Bank Syariah, Hadiah
ANALYSIS OF THE HEALTH LEVEL OF BRI SHARIA BANK THROUGH RGEC METHOD FROM 2016 TO 2020 Ali Mustofa, Imam; Nurhayati, Nurhayati; Fatwa, Fajruddin; Musyafa’ah, Suqiyah; Iqbal Surya Pratikto, Muhammad
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 8 No. 2 (2018): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2018.8.2.1676-1703

Abstract

With this research, it can be known whether or not BRI Syariah Bank is healthy through the application of the RGEC method from 2016 to 2020. In carrying out an analysis of the health of BRI Syariah banks, the author uses technical analysis of the data through the application of the RGEC method. This research uses a descriptive quantitative approach that uses the RGEC method or steps through 4 analysis components consisting of Risk Profile, GCG, Earnings, and Capital. Where the ratios contained in each component of the analysis are contained in a financial report. This study resulted in a conclusion that the soundness of BRI Syariah banks in 2016-2020 that applied the RGEC method assessed through four analysis components and eight ratios consisting of NPF, FDR, PDN, ROA, ROE, NI, BOPO, and CAR obtained a healthy rating.
ANALYSIS OF HEALTH LEVEL FINANCIAL STATEMENTS AT BPRS BHAKTI SUMEKAR USING CAMEL METHOD 2016-2020 Nur Vitasari, Putri; Hadi, Abd; Junaidy, Basith; Yunan Atho’illah, Akhmad; Azizah, Imroatul
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 8 No. 2 (2018): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2018.8.2.1704-1721

Abstract

Abstract This research was conducted in order to determine the level of health at BPRS Bhakti Sumekar where the CAMEL method, that is Capital (capital), Asset Quality (asset quality), Management (management), Earning (profitability), and Liquidity (liquidity), was used in this study, and the period used was 2016-2020. Assessment of the bank's soundness level is also very important for a company itself, because by knowing the bank's health, the manager can make changes that can support the goodness and also the company's policies going forward. This research data collection method is by reviewing company records or documents. The results of the 2016 - 2020 BPRS Bhakti Sumekar Health Study show that the CAR ratio, BOPO is considered very healthy, while the PDN ratio is considered healthy even though the table does not show any movement in the level of health because BPRS Bhakti Sumekar is a non-foreign exchange bank, then FDR and ROA is considered healthy, and the ROE and FDR ratios are considered quite healthy because of all the results of these ratios, some are included in the moderate category; healthy
Food Prices Policy: Relational Implementation of Fiqh Muamalah and Islamic Economics: Kebijakan Harga Pangan: Implementasi Hubungan Fiqh Muamalah dan Ekonomi Islam Fuad, Zakiyyul
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 12 No. 2 (2022): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2022.12.2.125-141

Abstract

There are fundamental differences between Islamic economics and Fiqh Mu‘āmalah, as well as the relationship between the two, according to Anas Zarqa and Monzer Khaf. However, according to Qadri Azizi, Islamic economics and Fiqh Mu‘āmalah are not different because there is no difference in terms of material objects. This study aims to understand the food price policy by the government as a relational implementation of Fiqh Mu‘āmalah and Islamic economics by analyzing the epistemology of Islamic economics between economics and Fiqh Mu‘āmalah, and also to understand the relation between Fiqh Mu‘āmalah and Islamic economics in food price policy by the government as a strategic study of the economy. This study is qualitative descriptive, using a content analysis tool and literature study. The results of this study are 1) There are fundamental differences between economics and Fiqh Mu‘āmalah in the epistemological aspect, which creates a scientific discipline that combines the two into Islamic Economics. 2) Fiqh Mu‘āmalah as a normative study sourced from the Alquran and hadith functions as a basis in economic cases through observation and description of phenomena. Therefore, without a touch of values and sharia norms, economics remains value-free. In terms of food price policy, factors such as economic conditions, consumer behavior, and policy implications will be a reference in normative-strategic studies for Islamic economists to sort out and determine rules that are more relevant and have greater maṣlaḥah.
Penyelesaian Pembatalan Akad Istishna’ Pada Jual Beli Bibit Hortikultura di Desa Pranggang Kecamatan Plosoklaten Kabupaten Kediri Perspektif Kompilasi Hukum Ekonomi Syariah: Completion of Istiṣnā’ Cancellation on Selling and Buying Horticulture Seeds in Pranggang Village, Plosoclaten District, Kediri Regency Perspective Kompilasi Hukum Ekonomi Syariah Kalimah, Siti; Muzdalifah, Qurrotul
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 12 No. 2 (2022): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2022.12.2.158-175

Abstract

This study aims to describe the practice, causes and resolution of the cancellation of the Istiṣnā’ contract in the sale and purchase of horticultural seeds in Pranggang Village, Plosoklaten District, Kediri Regency. Istiṣnā’ contract cancellation was experienced by almost 50% of the sellers out of a total of 48 sellers there. This study uses field research with the type of research that is a case study. The research method uses descriptive qualitative research. The collecting data using the method of observation, interviews and observations. The results of this study are; 1) The practice of the Istiṣnā’ contract on the buying and selling of horticultural plant seeds in Pranggang Village has fulfilled the pillars and conditions of the Istiṣnā’ contract so that the practice of the contract is punished as a valid sale and purchase contract; 2) The factor of cancelling the Istiṣnā’ contract on the sale and purchase of horticultural seeds in Pranggang Village is due to default and overmatch factors; 3) Completion of cancelling the Istiṣnā’ contract on the sale and purchase of horticultural seeds in Pranggang Village is divided into two. That is unilateral cancellation by paying compensation (down payment (DP) is non-refundable) and cancellation on the willingness of both parties (DP is refundable). The completion of the cancellation of the Istishna contract on the sale and purchase of horticultural plant seeds in Pranggang Village, Plosoklaten District, Kediri Regency is in accordance with the settlement according to the Sharia Economic Law Compilation.  
Tradisi Filantropi Santri dan Personalisasi Institusi (Studi Tradisi “Salam Templek” dalam Kepemimpinan Kyai di Pesantren): The Philantrophic Tradition of Students and Institutional Personalization (Study of the "Salam Templek" Tradition in Kyai Leadership at Islamic Boarding Schools) Yunan Atho'illah, Akhmad
El-Qist: Journal of Islamic Economics and Business (JIEB) Vol. 12 No. 2 (2022): October
Publisher : Islamic Economics Department, Faculty of Islamic Economics and Business, Sunan Ampel State Islamic University, Surabaya Indonesia

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.15642/elqist.2022.12.2.142-157

Abstract

Penelitian dalam artikel ini ingin menjawab bagaimana personalisasi institusi Filantropi terjadi pada kepemimpinan Kyai di pesantren?, dan apa makna “Salam templek” dalam tradisi filantropi santri?. Dengan menggunakan pendekatan kualitatif melalui metode diskrptif analitis, dan data dikumpulkan dari wawancara mendalam dengan relawan yang bersangkutan dan dikuatkan dengan data tetulis dan dokumentatif yang berasal dari buku, jurnal yang relevan dengan tema. Hasilnya; 1) Personalisasi institusi filantropi terjadi karena kepemimpinan karismatik Kyai dan budaya pantron klien, karisma ketokohan dalam kepemimpinan Kyai dalam memimpin lebih kuat dari lembaga yang dipimpin, sehingga pribadi Kyai menjadi pusat pengambilan kebutusan, keputasan Kyai adalah keputusan institusi. Keputusan Kyai di atas keputusan lembaga, karena lembaga adalah subordinat dari personal Kyai; 2) Salam templek adalah wujud kedermawanan personal seoarang santri kepada gurunya secara sukarela, yang bermakna simbol ungkapan terimakasih, sedekah, hadiah, pengharapan berkah, permohonan restu, hingga permohonan doa. Santri percaya bahwa donasinya penting dan manfaatnya kembali pada yang berdonasi. Pendonasian derma ini dipersembahkan langsung kepada pribadi sang Kyai, lantaran kekuatan karisma personal Kyai berada di atas lembaga yang dipimpinya (personalisasi institusi), tradisi ini dalam relasi timbal balik Kyai-santri merupakan jawaban kedermawanan Kyai kantong bolong yang mewakafkan dirinya, hartanya bagi pendidikan santri, pesantren, dan masyarakat.

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