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<![CDATA[Marketing Mix Kantin Parklatz Unit Usaha Universitas Darussalam Gontor dalam Meningkatkan Minat Konsumen (Ditinjau dari Perspektif Islam) ]]>
<![CDATA[Imam Haryadi]]>;
<![CDATA[Fajar Shodiq]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol 4, No 03 (2021): Agustus ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
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DOI: 10.21111/jiep.v4i03.6575
<![CDATA[The marketing mix will be the basis for every business actor to maintain the success of the business. The main problem in this research is the application of the marketing mix of the Parklatz Canteen in increasing consumer interest at the University of Darussalam Gontor based on an Islamic perspective. So in this study aims to determine the application of the marketing mix of Kantin Parklatz in increasing consumer interest at the University of Darussalam Gontor based on an Islamic perspective. In this study, researchers used a qualitative descriptive study, the data collection techniques used were observation, interviews, and documentation. Meanwhile, data analysis used data analysis model of Miles and Huberman which includes three steps, namely data reduction, data presentation, and drawing conclusions. The results of this research, that in the application of the marketing mix of Kantin Parklatz is quite effective in increasing consumer interest. Therefore, all the existing marketing mix variables have been implemented well. However, overall the application of the marketing mix has not applied it. So that in the end it affects the marketing mix related to prices and promotions, namely that there are still unsatisfactory services such as during the payment process.]]>
<![CDATA[PREFERENSI DAN PERILAKU MASYARAKAT PEDESAAN TERHADAP PERBANKAN SYARIAH (Studi Kasus Di Desa Luwunggede, Mundu Dan Karangreja) ]]>
<![CDATA[Muhammad Abdul Aziz]]>;
<![CDATA[Lutfia Nuril Arafah]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol 4, No 01 (2021): Februari ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
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DOI: 10.21111/jiep.v4i01.5668
<![CDATA[ Since the issuance of the 2003 MUI fatwa about the interest is forbidden, Islamic banks are growing rapidly but its slower than conventional banks market share. The villager has not been reached to socialize about the activities of Islamic banks. So as the villager who have low income levels, related only to conventional financial institutions such as cooperatives, rural banks, banks and even moneylenders because the Islamic financial institutions are not reached by them. This study aims to analyze religious and economic preferences and behaviour of rural people towards Islamic banking. This study uses descriptive statistical analysis research with quantitative and qualitative approaches. The data used are primary and secondary data obtained from questionnaires distributed to 90 respondents and interviews from certain figures. The data analysis method used is frequencies.The results of the study show that religious and economic preferences are the most important factors that greatly influence to the behavior of rural people towards Islamic banking.This makes Islamic bank is urgent to accommodate that can not be done by conventional bank, especially in terms of the maslahah afterlife in order to stay away from usury that is unlawful so it is in line with the Islamic principal مَا لَا يُدْرَكُ كُلُّهُ لَا يُتْرَكُ كَلُّهُ and الْمَيْسُوْرُ لَايَسْقُطُ بِالْمَعْسُوْرِ.]]>
<![CDATA[THE EFFECT OF PSYCHOSOCIAL FACTORS ON ISLAMIC FINANCIAL LITERACY: STRUCTURAL EQUATION MODELLING-PARTIAL LEAST SQUARE (SEM-PLS) APPROACH ]]>
<![CDATA[Andi Triyawan]]>;
<![CDATA[Fina Salsabila]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol 4, No 02 (2021): Mei ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
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DOI: 10.21111/jiep.v4i02.6359
<![CDATA[has the potential and opportunity to become the world’s Islamic financial center. But, the financial sector of Indonesia is still dominated by conventional finance. The existence of a very wide gap between conventional finance and Islamic finance, charge for Indonesian society to get a high level of Islamic financial literacy. One of the factors that affect the level of Islamic financial literacy is psychosocial factors. This research aims to analyze the direct effect of hopelessness, religiosity, and financial satisfaction factors on Islamic financial literacy and the indirect effect of religiosity on Islamic financial literacy through the hopelessness and financial satisfaction of traders in the Shubuh Market, Dusun Dadung, Sambirejo Village, Mantingan District. This research is quantitative research. The population in this research were 37 traders. The sampling technique used purposive sampling with the number of selected samples is 30 traders. This research uses Structural Equation Modelling (SEM) analysis technique with Partial Least Square (PLS) method by smartPLS 3.0. The result of this research showed that the Islamic financial literacy rate of Shubuh market traders is high with a percentage of 87.25%, financial satisfaction has a positive effect significantly on Islamic financial literacy, hopelessness has a negative effect significantly on Islamic financial literacy, religiosity has a positive effect significantly on financial satisfaction, religiosity has a negative effect significantly on hopelessness, religiosity does no effect or insignificantly on Islamic financial literacy, but religiosity has a positive effect significantly on Islamic financial literacy through the financial satisfaction and hopelessness.]]>
<![CDATA[TINGKAT LITERASI SUKUK MAHASISWA EKONOMI ISLAM (STUDI DI UNIVERSITAS ISLAM INDONESIA DAN UNIVERSITAS DARUSSALAM GONTOR) ]]>
<![CDATA[Miftahul Huda]]>;
<![CDATA[Achmad Fajaruddin]]>;
<![CDATA[Nafisatu Roudlotin Ni’mah]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol 4, No 03 (2021): Agustus ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
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DOI: 10.21111/jiep.v4i03.6607
<![CDATA[The majority of Indonesia’s Muslim population cannot increase capitalization in the sharia capital market. Compared to other Asian countries, Indonesia should have more potential to increase the number of investor Sukuk in the sharia capital market given the large population of Muslims in Indonesia. The problem that arises a lot among students is the lack of a fixed income and still very dependent on parents and wasteful attitudes on spending money that is less important. Sukuk can be one of the paths to develop the sharia economy. Investment based on sharia principles provides a great opportunities and ease in their implementation, it make Sukuk an excellent opportunity to be amendable. This study aims to measure the Sukuk literacy rate of Islamic economic college students for private Islamic universities. This study distributed 169 questionnaires and was shared in Islamic University of Indonesia and University of Darussalam Gontor to compare the Sukuk literacy rate between two universities. The data analysis method used by this research is descriptive analysis percentage. The result showed in this study is that the Sukuk literacy rate in both universities is in the medium category looked to the score of Islamic University of Indonesia 66,62 and to the University of Darussalam Gontor that is 60,58. However even though they belong in the same category, the percentage rate in the Islamic University of Indonesia is higher than the University of Darussalam Gontor.]]>
<![CDATA[ANALISIS PENGARUH RELIGIUSITAS DAN KEPERCAYAAN TERHADAP KEPUTUSAN NASABAH MENGGUNAKAN JASA KEUANGAN SYARIAH (Studi Kasus pada BMT Beringharjo Cabang Ponorogo) ]]>
<![CDATA[Hayatul Maemunah]]>;
<![CDATA[Mohammad Nufaiz Mauludin]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol 4, No 01 (2021): Februari ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
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DOI: 10.21111/jiep.v4i01.5669
<![CDATA[Baitul Maal Wat Tamwil (BMT) is a form of non-bank sharia financial institutions whose business activities are based on the sharia system and included in (KJKS), namely sharia financial services cooperatives in Indonesia. The development of BMT in Indonesia has increased from year to year, as stated by Joelarso, General Chair of the Indonesian BMT Association Leadership Council, "until the end of 2015 there were 4,500 BMTs established in Indonesia. Seeing that the majority of people in Indonesia are Muslim, the presence of BMTs is important for the community. One of the BMTs that provide or help the economy of the community is the BMT Beringharjo Ponorogo branch that provides various services to its consumers. This study aims to examine the effect of religiosity and trust in customer decisions using the Islamic branch of BMT Beringharjo Ponorogo financial services. The population in the study was the customers of the Ponorogo branch of BMT Beringharjo with a sample of 80 respondents. Sampling uses probability sampling with simple random sampling technique, data analysis using multiple linear regression. The results showed that simultaneous Religiosity and Trust had a positive effect on Decision Making of customers at BMT Beringharjo Ponorogo. And partially (X1) Religiosity has a positive and significant effect on Decision Making. Customers use Islamic financial services at the Ponorogo branch of BMT Beringharjo, (X2) Trust has a positive and significant effect on Decision Making customers use Islamic financial services at BMT Beringharjo Ponorogo branch.]]>
<![CDATA[PENGARUH PENUGASAN MAHASISWA GURU DI UNIT-UNIT USAHA TERHADAP MINAT BERWIRAUSAHA DITINJAU DARI PRESPEKTIF EKONOMI ISLAM (STUDI KASUS DI UNIT-UNIT USAHA PONDOK MODERN DARUSSALAM GONTOR KAMPUS 2) ]]>
<![CDATA[Moch Adi Nur Ikhsan]]>;
<![CDATA[Abdul Latif]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol 4, No 02 (2021): Mei ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
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DOI: 10.21111/jiep.v4i02.6360
<![CDATA[Entrepreneurship according to islamic view is one of the ways that a Muslim to obtain sustenance and happiness in the world and in the hereafter. Gontor teaches students and teachers entrepreneurial education through their educational facilities, namely assignments in the business units sector that are directly managed by students and teachers. This study aims to find out how much the influence of assignments in business units on the entrepreneurial interests of students, especially in Pondok Modern Darussalam Gontor Campus 2 and how much interest students teachers in entrepreneurship. This type of research is included in quantitative research, with data collection methods, observations and questionnaires. Took 60 samples using rosco method, and method to analyze researcher data using validity test, reliability test, normality test, heterokedastisity and using multiple linear regression coefience analyst method assisted with SPSS 21 analysis tool. The results of this study show that partial assignment has no effect on the entrepreneurial interests of teacher students. However, it simultaneously affects the entrepreneurial interests of teacher students with significant results of 0.000 < 0.05. All of these independent variables had an effect of 28.6% meaning that the other 71.4% were influenced by other factors not discussed in this study. While the entrepreneurial interest of students who are still relatively low because in the planning process is not appropriate so that it leads to prioritizing other interests such as leaving their duties in the cottage business units]]>
<![CDATA[PERILAKU KONSUMEN DALAM MEMBELI PRODUK HALAL PADA MAHASISWA DI KOTA BENGKULU ]]>
<![CDATA[Annisah Monica Juliyanti]]>;
<![CDATA[Rheesty Illahyana]]>;
<![CDATA[Zul Fikri]]>;
<![CDATA[Asnaini Asnaini]]>;
<![CDATA[Herlina Yustati]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol 4, No 03 (2021): Agustus ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
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DOI: 10.21111/jiep.v4i03.6577
<![CDATA[Especially in the city of Bengkulu, there are two types of universities. In this research, the main attraction is PTKIN Bengkulu State Islamic Institute and PTN Bengkulu University. Based on observations made by researchers, it gives an attraction that some students from Bengkulu University have very detailed consumer behavior towards halal products, while knowledge about the definition of halal products is not so deeply discussed in their lecture world. Meanwhile, there are several students from the Bengkulu State Islamic Institute who are already well-known for their universities based on the Islamic religion, but are still not very detailed in the selection of halal products. By using a quantitative approach method based on the type of primary data through observation techniques with a sample of 132 FEBI IAIN students and 132 FEB UNIB students in Bengkulu City. Based on the results of the t-test calculation, the t-value is 1.42. Furthermore, thet value iscalculated compared with the ttable, which is 2.01. Based on the results of tarithmetic in this study, it is known that tcount < ttable is 1.42 < 2.01, so there is no significant difference in the consumption behavior of halal products in students of FEBI IAIN Bengkulu and FEB UNIB, although the groups of students who come from different scientific bases namely from Islamic universities and the general public did not show significant differences in consuming the product.]]>
<![CDATA[ANALISIS FAKTOR YANG MEMPENGARUSI MASYARAKAT SEKITAR MENJADI TENAGA KERJA DI PONDOK (STUDI PADA PEKERJA PONDOK MODERN DARUSSALAM GONTOR KAMPUS 6 MAGELANG) ]]>
<![CDATA[Ahmad Hariri Zadi]]>;
<![CDATA[Imam Haryadi]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol 4, No 01 (2021): Februari ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
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DOI: 10.21111/jiep.v4i01.5704
<![CDATA[The purpose of this study is to find out what factors influence the community to become workers in the cottage, and to find out the most influential factors to become workers. This research is a field research, using descriptive qualitative. The population was all 79 employees of PM Gontor Campus 6 Magelang, with a sample of 18 people. Purposive sampling method is used to get data from people who know best. The method of data collection uses the method of observation, interviews, documents, and triangulation. The results of this study show that there are 4 factors that influence the community to become workers in the cottage, namely: Religiosity, Security, Leisure, and social. And the most influential factor is the factor of religiosity. The people who have worked in the hut so that istiqomah works in order to get blessings. Because work does not only seek the life of the world, but also for the hereafter.]]>
<![CDATA[COMPARATIVE ANALYSIS OF FULMER, SPRINGATE AND GROVER MODELS IN PREDICTING BANKRUPTCY ]]>
<![CDATA[Rahma Yudi Astuti]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol 4, No 03 (2021): Agustus ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
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DOI: 10.21111/jiep.v4i03.6767
<![CDATA[This study aims to determine the difference in scores between the Fulmer, Springate and Grover models in predicting bankruptcy and to determine the model with the highest level of accuracy in the property and real estate industry listed on the Indonesian Sharia Stock Index (ISSI). Bankruptcy prediction needs to be done because an analysis is very important for companies in determining decisions. This study uses secondary data obtained from financial statements listed on the Indonesia Stock Exchange (IDX). The sampling technique uses purposive sampling so that 40 companies are sampled. The analytical technique used in this research is Kruskall Wallis non-parametric analysis and test the accuracy of the prediction model. The results of this study indicate that there are significant differences between the Fulmer, Springate and Grover models in predicting the bankruptcy of the property and real estate industries. The Fulmer model is the most accurate model with an accuracy rate of 80%, a type I error rate of 70% and an error II type 3%.]]>
<![CDATA[Pengaruh Religiusitas Dan Kebersyukuran Terhadap Perilaku Berzakat Harta ]]>
<![CDATA[Ahda Segati]]>;
<![CDATA[Abdul Latif Rizqon]]>
<![CDATA[ Journal of Islamic Economics and Philanthropy Vol 4, No 4 (2021): November ]]>
Publisher : <![CDATA[Universitas Darussalam Gontor ]]>
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DOI: 10.21111/jiep.v4i4.7091
<![CDATA[The purpose of this study was to determine how the influence of religiosity and gratitude on the behavior of zakat in the Pekanbaru community. The data used in this study is primary data as many as 100 respondents as a sample who have implemented Zakat Mal in Pekanbaru. Data obtained by questionnaire using Likert scale. The research model is multiple linear regression by using religiosity and gratitude as independent variables, while tithing behavior is the dependent variable. The data is then processed with the SPSS program to answer research questions. The results showed that there was a significant influence between religiosity and gratitude on the behavior of zakat in the Pekanbaru community.]]>
