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INDONESIA
Aksioma Al-Musaqoh
Published by Sekolah Tinggi Agama Islam La Tansa Mashiro
ISSN : 2721294     EISSN : 27973816     DOI : 10.55171/jam
Core Subject : Religion, Economy, Education,
Religion Economics, Econometrics & Finance Education
Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies managed by the Islamic Economics Study Program STAI La Tansa Mashiro Rangkasbitung. Published twice a year, in June and December. The journal focuses on providing quality research in Islamic economics, banking and finance. This journal aims to cover topics that are important in modern Islamic economics and finance. The language used is Indonesian. The editor invites researchers, lecturers, reviewers, industry practitioners and observers to contribute.
Arjuna Subject : Ilmu Ekonomi, Ekonometrika dan Keuangan (semua kategori) - Ilmu Ekonomi, Ekonometrika dan Keuangan (Lain-Lain)
Articles 66 Documents
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Pengaruh Label Halal dan Kemasan pada Produk Makanan Terhadap Minat Beli Konsumen Noorma Yunia; Budiman; Niah Solihah
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 7 No 2 (2024): DESEMBER 2024
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v7i2.1248

Abstract

Penelitian ini menyoroti pentingnya label halal bagi konsumen Muslim di Indonesia, yang memerlukan jaminan kehalalan pada produk makanan kemasan. Di Desa Sindangsari, banyak masyarakat yang belum memperhatikan label halal saat membeli produk. Tujuan penelitian ini yaitu untuk mengetahui pengaruh Label Halal pada produk makanan terhadap Minat Beli Konsumen, untuk mengetahui pengaruh Kemasan pada produk makanan terhadap Minat Beli Konsumen dan untuk mengetahui pengaruh Label Halal dan Kemasan pada produk makanan terhadap Minat Beli Konsumen di Desa Sindangsari Kec. Sajira Leabk Banten. Metode penelitian menggunakan metode kuantitatif korelasional. Populasi dalam penelitian ini yaitu masyarakat Desa Sindangsari yang berusia 18-35 tahun sebanyak 1.04orang. Teknik pengambilan sampel menggunakan Nonprobability sampling dengan kategori proposive sampling sebanyak 62 responden. Teknik pengumpulan data yang digunakan observasi, kajian pustaka, kuesioner, dan dokumentasi. Teknik analisis data yang digunakan yaitu uji validitas, uji reliabilitas, uji normalitas, uji heteroskedastisitas, uji multikolinearitas, analisis regresi linier berganda, uji koefisien determinasi, uji t, dan uji F. Dengan bantuan Software SPSS V29. Hasil penelitian menunjukkan bahwa: Variabel Label Halal pada produk makanan secara parsial berpengaruh positif dan signifikan terhadap Minat Beli Konsumen, variabel Kemasan pada produk makanan secara parsial berpengaruh positif dan signifikan terhadap Minat Beli Konsumen, Variabel Label Halal dan Kemasan pada produk makanan secara simultan berpengaruh positif dan signifikan terhadap Minat Beli Konsumen di Desa Sindangsari Kec. Sajira Leabk Banten. Kontribusi Label Halal dan Kemasan terhadap Minat Beli Konsumen sebesar 31,00% sedangkan sisanya dipengaruhi faktor lain di luar variabel penelitian.
Tinjauan Capital Expenditure Berdasarkan Prinsip-Prinsip Ekonomi Syariah Yayah Rukayah
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 8 No 1 (2025): JUNI 2025
Publisher : STAI La Tansa Mashiro

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Abstract

Capital expenditure is an important component in economic activities, both in government and companies. In the government sector, capital expenditure is used to improve infrastructure, public services, and long-term economic growth through fixed asset investments that generate social benefits. Meanwhile, in companies, capital expenditure aims to increase productivity and efficiency through the purchase of long-term assets. From an Islamic perspective, capital expenditure management must pay attention to the principles of maqashid sharia, which include ethics, blessings, and social benefits, by ensuring that investments are made in halal sectors and are oriented towards justice, transparency, and community welfare. This study is expected to provide deeper insights for economic practitioners, governments, and business actors in managing capital expenditures in accordance with sharia principles to achieve social welfare and fair and sustainable economic growth.
IMPLEMENTASI ETIKA BISNIS ISLAM DALAM INDUSTRI F&B: STUDI KASUS CAFE LAFAYETTE MALANG Tanti Alvi Nur ilmi
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 8 No 1 (2025): JUNI 2025
Publisher : STAI La Tansa Mashiro

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Abstract

ABSTRAK The food and beverage (F&B) industry is one of the most dynamic and competitive economic sectors, with rapid growth driven by consumer trends that increasingly prioritize quality, innovation, and dining experiences, as well as increasing awareness of sustainability and social responsibility. This study aims to explore the implementation of Islamic business ethics in the F&B industry through a case study at Café Lafayette Malang. The qualitative research methods used include literature analysis, participant observation, and in-depth case studies. The literature analysis provides a theoretical basis for the principles of maqāṣid al sharī’ah, al ṣidq (honesty), ‘adl (justice), and ta’āwun (mutual assistance) in a business context. Field observations include the selection process of halal and environmentally friendly raw materials, café operational practices, modest dress code, Islamic decoration, murottal screenings, and employee-customer management interactions. The case study allows for a contextual understanding of employee welfare policies, Islamic CSR programs, and challenges related to costs and market competition. The results of the study show that Café Lafayette has successfully implemented Islamic business ethics comprehensively from the selection of raw materials and transparency of halal certification to enforcing the etiquette of wearing closed clothing, strengthening the spiritual atmosphere through murottal and Islamic motivation, and social environmental contributions. The implementation of these sharia principles not only increases customer trust and loyalty, but also reduces employee turnover, strengthens a positive reputation in the community, and supports business sustainability. This study recommends optimizing the efficiency of the sharia supply chain, digitizing Islamic ethics services and education, and collaborating with the da'wah community to expand the positive impact and ensure the sustainability of Islamic business practices in the F&B sector.
INOVASI AKAD CASH WAQF LINKED DEPOSIT (CWLD) UNTUK SINERGI FUNGSI SOSIAL DAN KOMERSIAL BANK SYARIAH Nadya Sihite; Husni Kamal; Ahmad Sayuti; Eka Safrina; Nur Afdhilah
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 8 No 1 (2025): JUNI 2025
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v8i1.1382

Abstract

Abstrak This study reviews the innovation of Islamic banking products, namely Cash Waqf Linked Deposit (CWLD), as a solution for productive and transparent waqf fund management. The main objective of the research is to examine the legal basis, operational mechanism, as well as the potential and challenges of CWLD development in Indonesia. The method used is library research and descriptive analysis. The results show that CWLD is able to unite the synergy of social and commercial functions of Islamic banks through clear regulations, appropriate sharia contracts, and innovative fund management mechanisms. This product has great potential to expand public participation in cash waqf and support sustainable socio-economic development. Keywords: Cash Waqf Linked Deposited (CWLD), Waqf funds, Sharia innovation, Socio-economy
Akad Gadai Sawah Tanpa Batas Waktu dalam Perspektif Hukum Ekonomi Syariah (Studi Kasus di Desa Cilangkap Kecamatan Kalang Anyar Lebak) Setyabudi Daryono; Dika Rizki Pangestu
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 8 No 1 (2025): JUNI 2025
Publisher : STAI La Tansa Mashiro

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Abstract

Rahn adalah akad utang piutang antara rahin dan murtahin dengan jaminan barang bernilai jual sebagai penguat kedua belah pihak. Dalam Islam Rahn merupakan akad yang memiliki prinsip tolong menolong yang tidak mencari keuntungan (non provit). Terjadinya akad gadai tanpa ada batas waktu yang di lakukan masyarakat menarik untuk di teliti kejelasan, hal ini terjadi di lokasi penelitian yang peneliti teliti untuk mengetahui hukumnya menurut hukum ekonomi syariah. Oleh karena itu tujuan daripada penulisan penelitian ini yaitu untuk mengetahui mengenai permasalahan: praktek gadai sawah tanpa batas waktu di Desa Cilangkap Kecamatan Kalang Anyar Lebak. Metode penelitian yang digunakan adalah metode kualitatif dengan Observasi, wawancara, dan dokumentasi. Hasil penelitian menyatakan bahwa praktek gadai sawah yang terjadi di Desa Cilangkap Kecamatan Kalang Anyar Lebak dilakukan hanya secara lisan tidak disertai bukti tertulis, kemudian dalam akad tidak disebutkan sampai kapan gadai sawah tersebut. Jika dilihat dari rukun dan syarat sahnya akad maka akad gadai ini tidak sah. Dikarenakan akad yang terjadi cacat pada shigat akad, ketika Ijab qabul diucapkan tidak ada kejelasan kapan berakhirnya gadai tersebut. Karena tidak adanya jatuh tempo atau batas waktu berakhirnya gadai maka mengakibatkan gadai tersebut berlangsung bertahun-tahun, maka pihak rahin dengan leluasa menunda pembayaran utangnya dengan alasan kebutuhan yang lebih penting. Sehinggga pihak murtahin bebas tanpa ketentuan yang jelas memanfaatkan tanah sawah yang menjadi jaminan tanpa ada kejelasan yang pasti.
Pengaruh Label Halal dan Kemasan pada Produk Makanan Terhadap Minat Beli Konsumen Noorma Yunia; Budiman Budiman; Ilmi Albadiah; Niah Soniah
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 8 No 1 (2025): JUNI 2025
Publisher : STAI La Tansa Mashiro

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Abstract

The background of this research highlights the importance of halal labels for Muslim consumers in Indonesia, who require guarantees of halal compliance for packaged food products. In Sindangsari Village, many residents have not yet paid attention to halal labels when purchasing products.This study aims to: 1. Determine the influence of the Halal label on food products towards consumer purchase intention in Sindangsari Village, Sajira District, Lebak, Banten, 2. Determine the influence of packaging on food products towards consumer purchase intention in Sindangsari Village, Sajira District, Lebak, Banten, and 3. Determine the influence of the Halal label and packaging on food products towards consumer purchase intention in Sindangsari Village, Sajira District, Lebak, Banten. The research method used is a correlational quantitative method. The population in this study consisted of 1,004 individuals aged 18-35 years from Sindangsari Village. The sampling technique used is nonprobability sampling with a purposive sampling category of 62 respondents. Data collection techniques include observation, literature review, questionnaires, and documentation. The data analysis techniques used are validity tests, reliability tests, normality tests, heteroscedasticity tests, multicollinearity tests, multiple linear regression analysis, determination coefficient tests, t-tests, and F tests, with the assistance of the Statistical Package for the Social Sciences (SPSS) software version 29. The results of the study show that: 1. The Halal label variable on food products partially has a positive and significant influence on consumer purchase intention in Sindangsari Village, Sajira District, Lebak, Banten, 2. The packaging variable on food products partially has a positive and significant influence on consumer purchase intention in Sindangsari Village, Sajira District, Lebak, Banten, 3. The Halal label and packaging variables on food products simultaneously have a positive and significant influence on consumer purchase intention in Sindangsari Village, Sajira District, Lebak, Banten. The contribution of the Halal label and packaging to consumer purchase intention is 31.00%, while the remaining percentage is influenced by other factors outside the research variables.
Konsep Jual Beli dalam Islam dan Implementasinya pada Marketplace Setyabudi Daryono; Moch. Husen; Makmur Indra Gunawan; Euis Ajizah
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 8 No 2 (2025): DESEMBER 2025
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v8i2.1492

Abstract

Islam Adalah agama yang sempurna, mengatur segala aspek kehidupan pemeluknya termasuk masalah jual beli. Di era perkembangan teknologi saat ini, transaksi antara penjual dan pembeli tidak harus bertemu secara langsung dan barang tidak harus diserahkan pada saat itu juga. Tujuan dari penelitian ini adalah untuk mengetahui bagaimana konsep jual beli dalam Islam dan implementasinya di pasar. Penelitian ini menggunakan metode penelitian kepustakaan (library research) dengan pendekatan kualitatif deskriptif, yaitu menggambarkan dan meringkas berbagai variabel beserta situasi dan kondisinya. Hasil penelitian menunjukkan bahwa konsep jual beli dalam Islam didasarkan pada kaidah dalam fiqh muamalah bahwa hukum asal suatu kegiatan muamalah adalah al-ibahah (boleh) selama tidak ada dalil yang mengharamkannya. Implementasi konsep jual beli dalam Islam di marketplace berdasarkan gambaran skema transaksi marketplace secara umum, tidak ada permasalahan transaksi di dalamnya baik bagi penjual maupun konsumen, karena hanya berperan sebagai pasar online yang mempertemukan sekumpulan penjual dan pembeli.
PERAN DIGITALISASI PEMASARAN PRODUK DALAM MENINGKATKAN PENDAPATAN USAHA TERNAK BURUNG PUYUH PETELUR Hayatun Nufus; Noorma Yunia; Budiman Budiman; Ilmi Albadiah
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 8 No 2 (2025): DESEMBER 2025
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v8i2.1522

Abstract

The development of information and communication technology has brought significant changes to various sectors of life, including the livestock sector. One form of adaptation to these developments is the implementation of digitalization in product marketing activities. This study aims to examine and understand how product marketing digitalization can influence the income of quail farming businesses in Nameng Village. Marketing digitalization refers to the use of various digital media and platforms, such as social media, instant messaging applications, and marketplaces, to market livestock products to consumers more widely and efficiently. This study uses a descriptive qualitative approach, focusing on one quail farming business operator in the Nameng Village area. Data collection techniques were carried out through in-depth interviews, direct observation, and documentation to obtain comprehensive information about the digital marketing practices applied by business operators. This study also considers various supporting and inhibiting factors in the implementation of marketing digitalization, such as access to technology, digital literacy, and the local market's response to digital-based marketing approaches. The results of this study are expected to contribute to the development of more adaptive and relevant marketing strategies for livestock businesses, particularly in the context of utilizing digital technology in today's modern era
INOVASI PEMBIAYAAN KPR SYARIAH BERBASIS AKAD ISTISHNA’ DAN IJARAH MUNTAHIYAH BITTAMLIK (IMBT) Cindy Aminarti; Mazida Salwa; Nazilatul Azkiya; Husni Kamal
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 8 No 2 (2025): DESEMBER 2025
Publisher : STAI La Tansa Mashiro

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.55171/jam.v8i2.1416

Abstract

This study discusses the implementation of the Ijara Muntahiya Vitamrik (IMBT) contract in fundingfor Sharia apartments in Indonesia. IMBT is an agreement that allows the transfer of propertyownership at the end of the rental period in accordance with the principles of fair luxury and Sharia.The aim of this research is to analyze the supporting and inhibiting factors of implementing IMBT inSharia-KPR product innovation, as well as the actual benefits and challenges in Islamic financialinstitutions. The research method used is explanation by collecting data through literature studies,interviews and observations on the implementation of IMB contracts in several Islamic banks. Theresearch results show that the provisions of Bank of Indonesia and DSN-Mui-Fatwa provide a stronglegal basis for the implementation of the IMB Agreement. However, key challenges include realestate value risks, changes in market prices and the need for strict risk management. In addition,social factors and general understanding of IMBT contracts also influence the implementation of thisproduct. With a regulatory framework that supports support and effective risk management, theimplementation of IMBT will increase the integration of Islamic finance and, according to Sharia,provide an alternative for funding. This study is expected to contribute to the development of Islamicfinancial products and increase public satisfaction in choosing sharia-based real estate solutions.Keywords: IMBT, sharia mortgage, ijarah contract, financial flexibility, sharia financial inclusion
PENGARUH KUALITAS PELAYANAN DAN DUKUNGAN SOSIAL TERHADAP PENINGKATAN PRODUKTIVITAS PEGAWAI PADA DINAS PERPUSTAKAAN DAN KEARSIPAN KOTA CILEGON Rizmi Samsul Rizal; Devi Andriyani
e-Jurnal Aksioma Al-Musaqoh : Journal of Islamic Economics and Business Studies Vol 8 No 2 (2025): DESEMBER 2025
Publisher : STAI La Tansa Mashiro

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Abstract

This study aims to determine the effect of service quality and social support on theimprovement of employee productivity at the Library and Archives Office of Cilegon City.The research method used is a descriptive quantitative approach with a census (saturated sampling) method, in which the entire population of 52 employees was used as respondents. Data were collected through questionnaires developed based on indicators of each research variable. The data obtained were analyzed using classical assumption tests, multiple correlation analysis, coefficient of determination (R²), and multiple linear regression analysis to determine the extent to which service quality and social support influence the improvement of employee productivity at the Library and Archives Office of Cilegon City. The results of this study are expected to provide an empirical overview of the factors that affect employee productivity and serve as a consideration for the Library and Archives Office of Cilegon City in improving work effectiveness and service quality to the community.

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