cover
Contact Name
M Maulana Hamzah
Contact Email
ijieb@uinjambi.ac.id
Phone
+6282281325456
Journal Mail Official
ijieb@uinjambi.ac.id
Editorial Address
Indonesian Journal of Islamic Economics and Business (IJIEB) Universitas Islam Negeri Sulthan Thaha Saifuddin Jambi Fakultas Ekonomi dan Bisnis Islam Jln. Arif Rahman Hakim, No. 111 Telanaipura, Jambi email : ijieb@uinjambi.ac.id
Location
Kota jambi,
Jambi
INDONESIA
Indonesian Journal of Islamic Economics and Business
ISSN : 25409514     EISSN : 25409506     DOI : https://doi.org/10.30631/ijoieb
Indonesian Journal of Islamic Economics and Business E-ISSN: 2540-9506 P-ISSN: 2540-9514 is the journal that concerns to publish broader issues on Islamic Economics and Business. It based on the presupposition that Islamic economics and Business is still on going process to be established. There is a need to serious study on not only limited to Islamic banking and financing system but also on philosophy, politic, environment, law, culture, ethics, management and entrepreneurship of ‘Islamic Economics’. The journal aimed at bridging and solving the dichotomy between ‘orthodox’ and ‘heterodox’ problems of Islamic economics. So, the journal invites scholars who interesting in Islamic economics and Business contributes to submit their research article.
Articles 194 Documents
Analisis Manajemen Pemasaran Pada UMKM (Studi Usaha Jahit HANIMIST) Alhaini Mistlaiha Annur; Kasful Anwar
Indonesian Journal of Islamic Economics and Business Vol. 6 No. 1 (2021): Indonesia Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v6i1.761

Abstract

Marketing strategy is one of the activities or ways that can increase the advantage of a business in order to increase the profit of a business. Marketing is important to do because from here we can determine how to publish our product or business to consumers so that consumers are interested in buying or using our services. There are several media that can be used to market a product or service, such as social media, which is now a marketing alternative for millennials. Now there are many interesting and unique new businesses that can steal the attention, with that the increasingly difficult or increasingly fierce business competition. Moreover, there are many sewing service businesses that are older and more trustworthy than new businesses that will develop. There are many marketing strategies that must be considered in starting and running a business. This study aims to get an overview or find out what kind of marketing strategy is carried out by MSME businesses that are just starting to develop their businesses, and how effective these strategies are.
Determinan Generasi Y Terhadap Minat Pembelian Rumah Pada KPR Syariah Ani Nurhayati Taufik; Yono Haryono
Indonesian Journal of Islamic Economics and Business Vol. 6 No. 1 (2021): Indonesia Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v6i1.754

Abstract

The research aims to find out how personal variables consisting of religiosity and income factors, social variables consisting of friend, parent, and individualism factors, and internal variables of Islamic banks consisting of price, bank image, service, and promotion factors influence home purchase decisions through KPR Sharia in Generation Y domiciled in Jabodetabek. This research uses explanatory method to obtain information about the description of the factors that influence home purchase decisions through Sharia Mortgages. This research was conducted by distributing questionnaires to 100 selected respondents who fit the research criteria. The analysis method used is Structural Equation Modeling (SEM) using Partial Least Square (PLS). The results of the study show that the influence of personal and social variables on house purchase decisions through KPR Sharia is positive but not significant it shows that the factors related to religiosity, income, parent factors, friends, and individualism do not significantly influence the decision generation Y to apply for a KPR through a Sharia Bank. The internal variables of Islamic banks have a positive and significant influence on house purchase decisions through Sharia Mortgages, it shows that the factors related to prices, bank images, services and promotion of Sharia Bank Mortgages products determine the prospective customers, especially in terms of this is Generation Y to apply for a KPR through a Sharia Bank.
Analisis Perbandingan Keputusan Membeli di Pasar Tradisional dan Modern Titin Agustin Nengsih; Fani Kurniawan; Ahmad Syukron Prasaja
Indonesian Journal of Islamic Economics and Business Vol. 6 No. 1 (2021): Indonesia Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v6i1.759

Abstract

The purpose of this study is to determine whether there is an effect of price and service on buying decisions in the traditional market and the modern market in Bayung Lencir. The research method used is quantitative and the population in this study has no known number of respondents, so the sample determination uses the Lameshow formula with an error of 10%. The sample in this study were 100 respondents from traditional markets and 100 respondents from modern markets. The results of hypothesis testing indicate that there is a significant influence between price and purchasing decisions in traditional markets. However, price does not have a significant effect on buying decisions in the modern market. In the modern market, services have a significant effect on purchasing decisions, while services have no significant effect on buying decisions in the Bayung Lencir traditional market. The results of the F-Test indicate that the purchasing decisions of the community are influenced jointly by prices and services in both traditional market and modern market. The R2 value of traditional markets is 52.1%, in other hand R2 value of the modern market is 59.2%.
Analisis Faktor Yang Mempengaruhi Perilaku Menabung Anggota Misykat (Microfinance Syariah Berbasis Masyarakat) Daarut Tauhid Bogor Rahmi Eka Putri; Hendri Tanjung; Mukhamad Yasid
Indonesian Journal of Islamic Economics and Business Vol. 6 No. 1 (2021): Indonesia Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v6i1.755

Abstract

Saving money is very important tool to  improve the standard of living in the future. In addition, saving is also a way to deal with the risks caused by calamites that require large funds. Microfinance Insitutions can provide financial services to grassgroots.  DPU Daarut Tauhid formed the Misykat Program as an alternative solution to overcome the problems of the urban and rural poor. Misykat stresses the culture and paradigm of saving. This study goals are to observe the saving behavior of Misykat members (Community Based Sharia Microfinance), factors that influence members saving behaviour and the Misykat program influence to members saving behavior. Data analysis uses PLS-SEM Model using SmartPLS Versi 3.0. The results showed that : (1) Self-control has is a positive and insignificant at 0.129 towards saving behavior. (2) Attitude has a positive and insiginificant at 0.099 towards saving behavior. (3) Subjective norms has a negative and significant at -0.321 towards saving behavior. (4) Misykat Program has a positive and significant at 0.352 towards saving behavior.
Model Analisis Faktor yang Mempengaruhi Keputusan Pembelian Sepeda Motor Second di Palembang Mail Hilian Batin; Ahmad Syahrizal
Indonesian Journal of Islamic Economics and Business Vol. 6 No. 1 (2021): Indonesia Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v6i1.768

Abstract

This study aims to analyze whether the price and promotion factors have an influence on the decision to purchase a second motorcycle at the Rian Motor Palembang showroom. The type of research is quantitative research with the determination of accidental sampling as many as 100 respondents. The research found that: (a) price has a positive and significant influence on the decision to purchase a second motorcycle at the Rian Motor Showroom with a significance result of 0.000 and (b) promotion also has a positive and significant effect with a significance value of 0.000. Taken together, it can be proven that price and promotion can influence the decision to buy a second-hand motorcycle at the Rian Motor Palembang showroom
ANALISIS DAMPAK TRANSPORTASI OJEK ONLINE TERHADAP PENDAPATAN OJEK KONVENSIONAl DI KOTA JAMBI Merdiana Ferdila; Kasful Anwar Us
Indonesian Journal of Islamic Economics and Business Vol. 6 No. 2 (2021): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v6i2.776

Abstract

Transportation is the movement of people or goods from one place to another using a vehicle driven by humans or machines. Transportation is used to make it easier for humans to carry out their daily activities. One type of transportation in Indonesia is a motorcycle taxi. More and more ojegs are emerging. Along with the development of technology, conventional motorcycle taxis are starting to compete with online ojek transportation. The purpose of this study was to analyze the impact of online motorcycle taxis on conventional motorcycle taxis in Jambi city. The use of online motorcycle taxis, which are now widely used people, has resulted in reduced interest in using conventional ojek. The convenience offered by online ojek seems to drown out the existence of conventional ojek. The results showed that online motorcycle taxis had an impact on reducing the income of conventional motorcycle taxis. This research is expected to contribute to increasing knowledge in the world of education about the impact of the existence of online motorcycle taxis on conventional motorcycle taxi income.
Strategi Akselerasi Insurtech Syariah Meningkatkan Nasabah Pengguna Asuransi di Indonesa (Studi Kasus Startup YukTakaful ) Lindiawatie -; Dhona Shahreza
Indonesian Journal of Islamic Economics and Business Vol. 6 No. 2 (2021): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v6i2.930

Abstract

In 2019, the sharia insurance market share in Indonesia was only 3.44%. The reason is the low level of literacy and inclusion of sharia insurance. On the other hand, there are opportunities and potentials that allow the growth and increase of sharia insurance market share in Indonesia. For this reason, an acceleration strategy is needed to increase the market share of sharia insurance in Indonesia through insurance technology. The purpose of this study is to determine the acceleration strategy in reaching the insurance market in Indonesia by highlighting the case of the YukTakaful InsurTech startup. This type of research is qualitative based on phenomenology. Methods of collecting data by semi-structured interviews with the founder and management as well as documentation. Analysis and interpretation of data with a literature study approach. After the analysis, it is known that the acceleration strategy to increase the market share of sharia insurance in Indonesia with a case study on the YukTakaful startup is to go through the stages starting from setting focused and clear goals, creating a vision and mission that brings benefits and has social impact (maslahah). focusing on community and community-based segmentation and targets, building a network of cooperation in the business ecosystem (alliance strategy) and communicating and educating consumers through offline and online communication channels as well as collaboration with the fintech ecosystem and community customers (market penetration strategy). Alliance strategy by establishing cooperation with venture capital, server providers, data centers, data recovery centers and cloud computing insurance brokers and insurance companies. Market penetration strategy by targeting the community segment, focusing on basic protection with types of micro insurance products, end to end process services in real time 2x24 hours, maintaining the trust and comfort of consumers by maintaining the security and confidentiality of their data.  
Pengaruh IPM, PDRB dan Pengeluaran Pemerintah Terhadap Kemiskinan di Jawa Tengah dengan Zakat Sebagai Moderating Mohammad Soleh; Nunung Wahyuni
Indonesian Journal of Islamic Economics and Business Vol. 6 No. 2 (2021): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v6i2.916

Abstract

This research is motivated by the number of poverty in Central Java Province which is still high, which is in second place from all provinces in Indonesia. The purpose of this study was to determine the effect of the human development index, gross regional domestic product, and government spending on poverty in Central Java Province with zakat as a variable moderating. This research is quantitative research with an emphasis on data analysis in the form of numbers and processed using statistical methods. The research population is in districts/cities in Central Java, with sampling using the purposive sampling method. The technique of collecting data is through indirect observation using methods of internet research and library research. The research instrument used stationarity test, classical assumption test, panel data regression test, and hypothesis testing. Analysis tool using Eviews 9 with selected regression analysis model  Random effect. The results showed that the human development index had a significant negative effect on poverty, GRDP had an insignificant positive effect on poverty, and government spending had a significant positive effect on poverty. Meanwhile, zakat funds are not able to moderate the human development index and GRDP towards poverty, and zakat funds are able to moderate government spending on poverty.
Analisis Penerapan Prinsip Etika Bisnis Pada Transaksi Jual Beli Online pada Marketplace Tokopedia Perspektif Yusuf Al-Qardawi Karina Widya Andari; Yuliani -
Indonesian Journal of Islamic Economics and Business Vol. 6 No. 2 (2021): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v6i2.1045

Abstract

The increasingly advanced technology requires the entire community to continue to innovate in various activities. One of them is in the economic field. Buying and selling online is an activity that is very much happening in the current era. Not meeting sellers and buyers is one of the gaps in the existence of fraud in business activities. One of the most visited marketplace platforms in Indonesia is Tokopedia. In doing business it is necessary to have ethics, one of the figures who have thoughts about Islamic business ethics is Yusuf al-Qardhawi. The purpose of this study is to analyze the application of business ethics in online buying and selling transactions in the Tokopedia marketplace, Yusuf al-Qardhawi's perspective. The methodology of this research is qualitative with library method (literature research). As a third party that bridges the meeting of sellers and buyers, Tokopedia has applied the principles of Islamic business ethics from the perspective of Yusuf Al-Qardhawi. Tokopedia has a fairly good system to protect business actors in it so that they feel safe and comfortable when making transactions.
Pengaruh Motivasi Kerja Islami dan Tunjangan Terhadap Kinerja Karyawan BPRS Amanah Ummah Selama WFH Siti Ramadhani; Kholil Nawawi; Syarifah Gustiawati
Indonesian Journal of Islamic Economics and Business Vol. 6 No. 2 (2021): Indonesian Journal of Islamic Economics and Business
Publisher : Fakultas Ekonomi dan Bisnis Islam UIN STS Jambi

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.30631/ijoieb.v6i2.974

Abstract

The aim of this study was to find out the effect of Islamic Work Motivation and Performance Allowance to Employee Performance in BPRS Amanah Ummah Leuwiliang Bogor while working from home during The Coronavirus Pandemic. The approach of this research was quantitative, which defines a relationship or a measurable effect, making predictions based on reality with the data collected from published reports. The data was collected from questionnaires that have been filled by related respondents which are employees of BPRS Amanah Ummah Leuwiliang Bogor with a sample of 33 respondents by using Slovin’s formula sampling techniques. The analysis method of this research is using statistical package for the science (SPSS) application version 25. The results showed that there is a significant effect of Islamic Work Motivation on Work Performance. And there is a significant effect of Performance Allowance on Work Performance. So the conclusion is the higher of Work Motivation and Performance Allowance to employees will increase employees' performance.

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