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Jurnal Investasi Islam
Published by Institut Agama Islam Negeri Zawiyah Cot Kala Langsa
ISSN : 25413570     EISSN : 25809024     DOI : -
Core Subject : Economy,
Economics, Econometrics & Finance
Jurnal Investasi Islam adalah jurnal akademis yang diterbitkan dua kali dalam setahun oleh Fakultas Ekonomi dan Bisnis Islam, Institut Agama Islam Negeri Langsa. Jurnal Investasi Islam bertujuan untuk menjadi bagian dalam kemajuan ilmu pengetahuan di bidang ekonomi, keuangan dan investasi islam dengan menerbitkan jurnal investasi berkualitas. Fokus dan Scope: Fokus dan Lingkup Jurnal Investasi Islam di antaranya adalah: 1. Islamic investment 2. Islamic Banking and Finance 3. Monetary Policy 4. Fiscal 5. Ziswaf 6. Islamic Microfinance 7. Sukuk 8. Other investment instruments
Arjuna Subject : Bisnis, Menejemen, dan Akutansi (semua kategori) - Bisnis, Menejemen, dan Akutansi (Lain-Lain)
Articles 194 Documents
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Unpacking the Pay Satisfaction Paradox: The Interplay of Work Pressure and Life Balance in Predicting Employee Turnover within Urban Hospitality Kirana, Sophia Widya; Prabowo, Budi
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v11i1.14760

Abstract

High employee turnover (12% in 2023) at Fave Hotel Rungkut Surabaya necessitates a rigorous investigation into retention determinants. This study analyzes the influence of work pressure, pay satisfaction, and work life balance on turnover intention through the lens of Social Exchange Theory. Employing a quantitative explanatory research approach, data were collected from a census of 50 employees using a 4-point forced choice Likert scale. Multiple linear regression analysis reveals that these factors simultaneously explain 66.7% of the variance in turnover intention ( = 0.667). Partially, work pressure emerged as the most dominant positive driver of exit intentions. Notably, the study identifies a "mobility anomaly" where pay satisfaction exerts a significant positive influence (  = 3.002,  = 0.004), suggesting that financial contentment validates employees' perceived market value and catalyzes career migration. Conversely, work life balance acts as a crucial protective anchor with a significant negative effect. These findings challenge traditional assumptions by demonstrating that in competitive hospitality markets, pay satisfaction can drive professional withdrawal. Management is advised to prioritize restorative psychological contracts through life balance initiatives and systematic workload management to mitigate turnover effectively.
Knowledge, Motivation, and Islamic Financial Behavior as Predictors of Islamic Investment Intention: Evidence from Muslim University Students Ayu Fitriana; Reni Ria Armayani Hasibuan; Rahmani, Nur Ahmadi Bi
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v11i1.14814

Abstract

This study examines the influence of investment knowledge, motivation, and Islamic Financial Behavior on Islamic investment intention among Muslim university students in Medan City. Previous studies have shown inconsistent findings regarding the role of Islamic Financial Behavior in shaping investment intention. This study employed a quantitative approach using purposive sampling techniques involving 100 students. Data were collected through questionnaires and analyzed using multiple linear regression with SPSS version 26. The findings indicate that investment knowledge and motivation positively and significantly influence Islamic investment intention, while Islamic Financial Behavior does not have a significant effect. Simultaneously, all independent variables significantly affect Islamic investment intention, with an adjusted R² value of 0.753. These findings strengthen the Theory of Planned Behavior (TPB) in explaining Islamic investment intention through cognitive and motivational dimensions. Practically, the study emphasizes the importance of improving Islamic financial literacy and investment education programs to encourage student participation in Sharia-compliant investments.
Perception And Preference of FEBI UINSU Students Regarding The Use of  E-Payment:  A Study Of Ease of Use, Financial Literacy, Trust Levels, And Behavoiral Patterns From an Islamic Economics Perspective Tanjung, Syahrul; Syahbudi, Muhammad; Nasution, Yenni Samri Juliati
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v11i1.14885

Abstract

This study aims to analyze the influence of perceived ease of use, financial literacy, level of trust, habitual behavior, and Islamic principles on students’ perceptions and preferences in using Sharia-based e-payment at Universitas Islam Negeri Sumatera Utara (UINSU). The study is motivated by the high level of e-payment usage among students, which is not fully accompanied by adequate financial literacy and understanding of Sharia principles. A quantitative approach was employed using a survey method, and the data were analyzed through multiple linear regression using two models: perception and preference. The sample size was 97 respondents, the sampling technique used was random sampling, with the sample size determined using the Slovin formula. The results indicate that all independent variables have a positive and significant effect on both perception and preference. Perceived ease of use is the most dominant variable in shaping perception (β = 0.282; sig. 0.001), while Islamic principles are the most dominant in shaping preference (β = 0.268; sig. 0.003). These findings suggest that students’ perceptions are primarily influenced by technical factors, whereas preferences are more strongly shaped by religious values and habitual usage. Therefore, strengthening digital financial literacy and understanding of Sharia principles is essential to promote more responsible and value-based use of e-payment.
Pengaruh Gaya Belanja dan Paylater Terhadap Impulsive Buying Pengguna E-Commerce Dengan Literasi Keuangan Syariah Sebagai Variabel Intervening di Kabupaten Asahan Rohimah, Laili; Khairina Tambunan; Muhammad Ikhsan Harahap
Jurnal Investasi Islam Vol. 11 No. 1 (2026): Jurnal Investasi Islam (JII)
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v11i1.14888

Abstract

Penelitian ini bertujuan menganalisis pengaruh gaya belanja dan penggunaan paylater terhadap pembelian impulsif pada pengguna e-commerce di Kabupaten Asahan dengan literasi keuangan syariah sebagai variabel intervening. Kebaruan penelitian ini terletak pada penggunaan literasi keuangan syariah sebagai variabel intervening dalam perilaku konsumsi digital masyarakat Muslim di daerah nonperkotaan. Penelitian menggunakan metode SEM-PLS terhadap 100 responden pengguna e-commerce yang pernah menggunakan layanan paylater. Hasil penelitian menunjukkan bahwa gaya belanja berpengaruh positif dan signifikan terhadap pembelian impulsif (β = 0,212; p = 0,002) dan literasi keuangan syariah (β = 0,541; p < 0,001). Paylater juga berpengaruh positif dan signifikan terhadap pembelian impulsif (β = 0,186; p = 0,001) dan literasi keuangan syariah (β = 0,350; p < 0,001). Literasi keuangan syariah berpengaruh positif dan signifikan terhadap pembelian impulsif (β = 0,635; p < 0,001) serta memediasi pengaruh gaya belanja dan paylater terhadap pembelian impulsif. Temuan ini menunjukkan bahwa literasi keuangan syariah belum sepenuhnya mampu mengendalikan perilaku konsumtif di tengah kemudahan transaksi digital. Penelitian ini menegaskan pentingnya edukasi literasi keuangan syariah yang lebih aplikatif dalam penggunaan layanan digital dan paylater secara bijak.  

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