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All Journal Economica: Jurnal Ekonomi Islam J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Jurisprudensi: Jurnal Ilmu Syariah, Perundang-undangan, Ekonomi Islam Al-Muamalat: Jurnal Hukum dan Ekonomi Syari'ah ABDIMASY: Jurnal Pengabdian dan Pemberdayaan Masyarakat JIHBIZ :Global Journal of Islamic Banking and Finance. Jurnal Investasi Islam Iqtishaduna : Jurnal Ilmiah Mahasiswa Hukum Ekonomi Syariah el-Amwal Jurnal Al-Kharaj: Studi Ekonomi Syariah, Muamalah, dan Hukum Ekonomi Iltizam : Jurnal Ekonomi dan Keuangan Islam ASNAF Jurnal Ilmiah Mahasiswa Malik Al-Shalih Nawadeepa: Jurnal Pengabdian Masyarakat Seuraya Jurnal Pengabdian Kepada Masyarakat ZISWAF: Jurnal Zakat dan Wakaf
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Analisis Efektivitas Bantuan Orphan Kafala Baitulmal Muamalat Terhadap Pembangunan Sosial Ekonomi Anak Yatim di Aceh Anis Kurlillah; Munadiati; Fadillah Bt Mansor; Iskandar
J-EBIS (Jurnal Ekonomi dan Bisnis Islam) Vol 7, No 1 (2022)
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/j-ebis.v7i1.3900

Abstract

Aqad kafala is one of the popular forms of aqad in the empowerment of orphans being implemented today. This aqad has been implemented by OIC and IDB in the empowerment of orphans affected by conflict and tsunami in Aceh. The implementation of Aqad kafala is in the form of guaranteeing the fulfillment of the daily social and economic needs of orphans. The distribution of aid is carried out by cooperating with local NGOs, namely Baitulmal Muamalat, Rumah Zakat, and PKPU. This assistance has been started since 2006 until the end of 2022 with the number of orphans reaching 4100 orphans. The objective of this study is to analyze the effectiveness of the distribution of Orphan Kafala-OIC Alliance Aid to the development of the social and economic life of Aceh orphans. This study is using a qualitative research method. The data has been collected from the orphans who are being under the responsibility of Baitulmal Muamalat Indonesia. The data collection technique was through a questionnaire study. The results of this study showed that the kafala assistance given to the orphans in Aceh has provided a positive effect although not significant for the social and economic development of orphan families in Aceh.
Risk Management Analysis and Profit Maximization of Indonesian Millennials Investing in Cryptocurrencies Munadiati Munadiati; Anis Kurlillah; Iskandar Iskandar; Abdul Hamid
Al - Muamalat: Jurnal Hukum dan Ekonomi Syariah Vol 7 No 1 (2022): Jan-Juni 2022
Publisher : IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/muamalat.v7i1.4172

Abstract

Cryptocurrency investment has become a phenomenon in various countries, including Indonesia, especially among millennials. In February 2021, there were 4.2 million cryptocurrency investors in Indonesia, most of them are millennials. A cryptocurrency is a new form of investment, which has high volatility, where investors are faced with the risk of very volatile price changes. This study aims to determine the millennial generation's understanding of the risks of investing in cryptocurrency and how the millennial generation manages risk and maximizes profits when investing in cryptocurrency assets. The methodology used in this study is a qualitative method by conducting in-depth interviews, where the respondents are cryptocurrency investors with an age range of birth from 1980 to 2003. The results of this study indicate that the millennial generation has realized the risks faced when investing in cryptocurrencies and the risk management and profit maximization used are by determining stop loss and take profit points, waiting and selling, applying the dollar-cost averaging method, and investing long-term. By using this method, investors in this study avoid risk and get maximum profit when investing in cryptocurrency. Keywords: Risk Management, Profit maximization, Investment, Cryptocurrency, Millenial
Meningkatkan Motivasi Masyarakat Terhadap Kesadaran Gotong Royong Alfian; Anis Kurlillah; Safwan Kamal; Fakhrizal; Munadiati
Malik Al-Shalih : Jurnal Pengabdian Masyarakat Vol. 2 No. 2 (2023): Malik Al-Shalih: Jurnal Pengabdian Masyarakat
Publisher : Fakultas Ekonomi dan Bisnis Islam - IAIN Lhokseumawe

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.52490/malikalshalih.v2i2.2172

Abstract

Mutual cooperation is an activity that can reflect activities that are beneficial to other people. Therefore, the lack of public awareness in mutual cooperation activities can be a serious problem for building a society that cares about the environment. The location of this service is in Afdeling II Bukit Village, Aceh Province. The aim of this service is to increase community motivation towards mutual cooperation awareness in an effort to create community participation and create a healthy, clean and comfortable environment. The method used in this activity is a method of socialization regarding the importance of awareness of community participation in working together to create cleanliness and beauty of the surrounding environment. The real result of carrying out this service activity is that it can produce work in the form of installing signs with the names of Allah's obligatory attributes and hanging flower pots installed along the roads to create the beauty of the village. Apart from that, the community's sense of concern for the environment can grow and they can adapt further to routine habits of protecting the environment to help develop healthy, clean and comfortable villages.
The Stock Determinant Factors Of Aneka Tambang Tbk: The Rate Analysis For Inflation, Exchange Rate And Interest Kurlillah, Anis; Rahimullah; Munadiati; Abdul Hamid
Jurnal Investasi Islam Vol 8 No 1 (2023): Jurnal Investasi Islam
Publisher : FEBI IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jii.v8i1.6566

Abstract

Penelitian ini bertujuan untuk mengetahui pengaruh inflasi, kurs dan tingkat suku bunga terhadap volume perdagangan saham PT Aneka Tambang Tbk Periode 2017-2021. Metode yang digunakan yaitu pendekatan kuantitatif. Penelitian ini menggunakan data sekunder yang diperoleh dari website resmi PT Aneka Tambang Tbk dan situs website resmi Bank Indonesia (BI). Data yang digunakan dalam bentuk periode per bulan mulai tahun 2017 hingga 2021 yang di publish selama 5 tahun berturut-turut. Metode analisis data menggunakan regresi linear berganda. Hasil penelitian uji t menunjukkan bahwa variabel independen inflasi berpengaruh negatif dan signifikan terhadap volume perdagangan saham PT Aneka Tambang Tbk Periode 2017-2021. Kurs tidak berpengaruh terhadap volume perdagangan saham PT Aneka Tambang Tbk Periode 2017-2021. Tingkat suku bunga tidak berpengaruh terhadap volume perdagangan saham PT Aneka Tambang Tbk Periode 2017-2021. Hasil penelitian uji F menunjukkan bahwa terdapat pengaruh positif dan signifikan secara bersama-sama antara variabel inflasi, kurs dan tingkat suku bunga terhadap volume perdagangan saham PT Aneka Tambang Tbk. Berdasarkan analisis koefisiensi determinasi nilai adjusted R2 sebesar 0,242 yang berarti bahwa 24,2% variasi nilai volume perdagangan saham PT Aneka Tambang Tbk ditentukan oleh tiga variabel yang berpengaruh yaitu inflasi, kurs dan tingkat suku bunga.
Palm Oil Leasing Practice Toward The Western-Southern Community of Aceh, Indonesia Kurlillah, Anis; Al Bakri, Mirdat; Iskandar; Munadiati; Afna, Mauloeddin
Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan dan Ekonomi Islam Vol 14 No 1 (2022): Jurisprudensi: Jurnal Ilmu Syariah, Perundang-Undangan Dan Ekonomi Islam
Publisher : State of Islamic Institute Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jurisprudensi.v14i1.4741

Abstract

The article overviewed the practice of leasing palm oil tree transactions which is popular in the western-southern of Aceh community. The practice of the transaction involved the beneficiaries, the owner, and the lessee, for the commodities as the commercial object. The study investigated the mechanism of leasing practice with an Ijarah of economic sharia. The study employed a qualitative method to deliver primary data which was acquired through informants’ interviews, and secondary supporting data from a literature review of books, journals, and research reports. The study result provided the lease transactions which were formerly expected to be worth economically. However, the transactions were considerably opposed to the practice of Ijarah, where there is the existence of the Gharar (Speculative) factor and violated the pillars of goods beneficial for mutual profit in the concept of its Sharia regulation. The violations were acclimatized for the unfulfillment of pillars and legal conditions for aqad for its lease practices.
Analisis Perilaku Investor Muslim Millennial Di Kota Langsa Terhadap Keputusan Investasi Cryptocurrency Darmawan, M Ari; Munadiati, Munadiati; Chalil, Rifyal Dahlawy
el-Amwal Vol. 7 No. 1 (2024): Maret
Publisher : LPPM

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.29103/el-amwal.v7i1.15892

Abstract

Tujuan dari penelitian ini adalah untuk mengetahui bagaimana perilaku investor muslim Millennial dalam mengambil keputusan untuk melakukan investasi pada Cryptocurency yang menggunakan sistem blockchain dan tergolong teknologi baru. Penelitian ini menggunakan metode kualitatif dengan pendekatan fenomenologi. Sumber data diperoleh dari wawancara, observasi dan dokumentasi. Subjek penelitian terdiri dari 10 informan Investor cryptocurrency muslim millennial yang ada di Kota Langsa. Metode pengambilan sampel menggunakan teknik Snowball Sampling. Sumber data penelitian terdiri dari data primer dan sekunder. Data primer diperoleh melalui wawancara langsung dengan Investor cryptocurrency muslim millennial yang ada di Kota Langsa. Data sekunder berasal dari studi pustaka yang mendukung penelitian. Hasil penelitian menunjukan bahwa mekanisme investasi cryptocurrency dilakukan melalui platform perdagangan crypto yang memungkinkan investor untuk membeli dan menjual aset crypto mereka. Pemahaman investor Muslim millennial di Kota Langsa terhadap keharaman investasi cryptocurrency bervariasi, mereka menghormati Fatwa MUI yang melarang penggunaannya tetapi mereka tetap berinvestasi karena melihat potensi keuntungan yang besar dan memiliki pendapat nya sendiri untuk tetap berinvestasi cryptocurrency. Perilaku investor cryptocurrency muslim millennial yang ada di Kota Langsa dalam pengambilan keputusan investasi yang mereka lakukan selalu dilandasi alasan yang jelas, baik karena alasan masa depan, keuntungan yang cepat, pengalaman, maupun lindung nilai meskipun hal ini tidak selalu sejalan dengan hukum investasi cryptocurrency dalam Islam.
PENGARUH PROMOSI, KUALITAS PRODUK DAN PELAYANAN TERHADAP KEPUASAN NASABAH EASY WADHI’AH PADA BANK SYARIAH INDONESIA DI KCP KUTACANE Bangko, Ulan Sundari; Munadiati, Munadiati; Riza, Muhammad; Fahriansah, Fahriansah
Iltizam : Jurnal Ekonomi dan Keuangan Islam Vol. 2 No. 1 (2024): Iltizam : Jurnal Ekonomi dan Keuangan Islam
Publisher : Fakultas Syariah dan Ekonomi Islam Universitas Ibrahimy

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.35316/iltizam.v2i1.4862

Abstract

Persaingan produk atau jasa dalam satu pasar semakin banyak dan beragam akibat keterbukaan pasar, sehingga perusahaan dituntut bersaing secara kompetitif dalam hal strategi bisnis untuk mencapai tujuan perusahaan serta memahami apa yang terjadi dipasar dan apa yang menjadi keinginan konsumennya. Hasil penelitian menunjukkan bahwa variabel promosi memiliki pengaruh yang positif signifikan terhadap kepuasan nasabah di BSI KCP Kutacane dalam memilih menabung Easy Wadhi’ah. Dimana perhitungan uji secara parsial diperoleh t hitung sebesar 11,489 dengan nilai signifikan 0,000 < 0,005. Berdasarkan hasil perhitungan 77,4% kepuasan nasabah dipengaruhi oleh promosi, kualitas produk dan pelayanan, berarti 22,6% kupuasan nasabah dalam memilih menabung di BSI KCP Kutacane dipengaruhi oleh variabel-variabel lain yang tidak diteliti dalam penelitian ini.
Analisis Faktor Emosional dan Rasional Terhadap Keputusan Nasabah Dalam Memilih Menabung di BSI Kantor Cabang Langsa 2 Munadiati, Munadiati; Pidianti, Nana; Fahriansah, Fahriansah; Miswari, Miswari
ASNAF : Journal of Economic Welfare, Philantrophy, Zakat and Waqf Vol 3 No 1 (2024): Vol 3, No 1 (2024)
Publisher : Prodi Manajemen Zakat dan Wakaf, Fakultas Ekonomi dan Bisnis Islam Institut Agama Islam Negeri Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/asnaf.v3i1.8626

Abstract

Tujuan – Penelitian ini bertujuan untuk mengidentifikasi faktor emosional dan rasional yang mempengaruhi keputusan nasabah dalam memilih PT. Bank Syariah Indonesia (BSI) Kantor Cabang Langsa 2 sebagai tempat menabung. Metode – Metode penelitian yang digunakan adalah penelitian lapangan (field research) dengan pengumpulan data melalui wawancara, observasi, dan dokumentasi. Responden terdiri dari empat nasabah dan satu karyawan BSI. Hasil Penelitian – Hasil penelitian menunjukkan bahwa faktor emosional terhadap keputusan nasabah dalam memilih menabung di BSI KC Langsa 2 yaitu ikut-ikutan keluarga dan alasan religius. Faktor rasional terhadap keputusan nasabah dalam memilih menabung di BSI KC Langsa 2 yaitu karena kualitas pelayanan yang baik, ramah dan fasilitas yang diberikan. Selanjutnya BSI KC Langsa 2 juga menghadapi beberapa kendala dalam mempengaruhi keputusan nasabah, kendala tersebut meliputi masalah dalam bidang pelayanan, seperti panjangnya antrian, serta berbagai masalah yang berkaitan dengan nasabah itu sendiril Keterbatasan – Keterbatasan penelitian ini terletak pada sampel yang terbatas pada satu kantor cabang BSI, sehingga hasilnya mungkin tidak dapat digeneralisasikan ke seluruh BSI di Indonesia. Implikasi Praktis – Penelitian selanjutnya disarankan untuk memperluas sampel dan mengeksplorasi lebih dalam faktor-faktor lain yang mungkin mempengaruhi keputusan nasabah dalam memilih bank syariah
Green Economy Community-Led Transformation: Economic Potential via Palm Frond Waste Artisanship in The Halal-Tourism of Eastern Aceh Ecosystem Kurlillah, Anis; Nurjanah, Nurjanah; Munadiati, Munadiati; Hamid, Abdul; Afna, Mauloeddin
ABDIMASY: Jurnal Pengabdian dan Pemberdayaan Masyarakat Vol. 5 No. 1 (2024): ABDIMASY: Jurnal Pengabdian dan Pemberdayaan Masyarakat
Publisher : STAI Auliaurrasyidin Tembilahan

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.46963/ams.v5i1.1357

Abstract

Palm oil plantations in Eastern Aceh face a challenge: an excess of underutilized palm frond waste, creating environmental and economic burdens. To address this, a study explored empowering local communities to transform this waste into valuable handicrafts, promoting a green economic model. Despite the economic benefits of the palm oil industry, high unemployment persists, especially among the youth in palm-producing areas, with little awareness of the potential in palm frond waste. An apprenticeship program was implemented, providing hands-on training in crafting products like plates, handbags, and prayer mats. This training likely increased participants' confidence and curiosity. By equipping participants with skills before explaining the program’s aim of waste-to-wealth transformation, a strong foundation was laid. The study highlighted participants' enthusiasm and success in producing handicrafts post-training. This community-led approach, focused initially on skill development, shows potential for green economic transformation in Eastern Aceh, reducing waste and creating new income streams, potentially aligning with the region's Halal-tourism sector.
Pengaruh literasi keuangan, efikasi diri, dan pendapatan orang tua terhadap perilaku pengelolaan keuangan Ramadana, Melda; Munadiati; Hisan, Khairatun
JIM: Jurnal Ilmiah Mahasiswa Vol 6, No 2 (2024): Oktober 2024
Publisher : Fakultas Ekonomi dan Bisnis Islam IAIN Langsa

Show Abstract | Download Original | Original Source | Check in Google Scholar | DOI: 10.32505/jim.v6i2.9422

Abstract

Having good financial management behavior can help students achieve positive finances and be able to overcome any challenges, especially in terms of financial problems that are more complex than those of their parents. This study aims to determine the effect of Financial Literacy, Financial Self-Efficacy and Parental Income on Financial Management Behavior. The subjects of this study were students of the Islamic Financial Management Study Program at IAIN Langsa. This research is a quantitative research with a sample of 72 respondents. The sampling technique uses nonprobability sampling. Data analysis technique using multiple regression analysis. The results of this study indicate that partially Financial Literacy (X1) has a negative and insignificant effect on Financial Management with a significant value of 0.174. Partially Financial Self Efficacy (X2) has a positive and significant effect on Financial Management with a significant value of 0.000. Partially Parental Income (X3) has a negative and insignificant effect on Financial Management with a significant value of 0.153. Simultaneously Financial Literacy, Financial Self Efficacy and Parental Income have a positive and significant effect on Financial Management Behavior with a significant value of 0.000. The Adjusted R Square value is 0.417 or 41.7% which means that Financial Management Behavior can be explained by Financial Literacy, Financial Self-Efficacy and Parental Income and the remaining 58.3% can be explained by other factors not examined in this study.
Co-Authors ABDUL HAMID Abdul Hamid Abdul Hamid Al Bakri, Mirdat Alfian Alfian Amanda, Risa Yuni Anis Kurlillah Annisa Vonna AYU LESTARI Bahri, Eni Haryani Bangko, Ulan Sundari Chalil, Rifyal Dahlawy Darmawan, M Ari Fadillah Bt Mansor Fahriansah, Fahriansah Fakhrizal Fakhrizal Bin Mustafa Fazal Ahmed, Osman Abulkalam Hafiza, Aulia Hafizhah, Zuhrah Hisan, Khairatun ISKANDAR Iskandar Iskandar Iskandar Iskandar Iskandar Iskandar Iskandar M Yahya M. Yahya Marfuah Mauloeddin Afna, Mauloeddin Miswari Miswari, Miswari Muhammad Riza Muhammad, Alfian N. Nurjanah Nurfadillah Nurfadillah Nurjanah Pidianti, Nana Pratiwi, Melani Dea PUTRI WULANDARI Rahimah, Dewi Rahimullah Rahmah, Elsa Auliana Ramadana, Melda Rangkuti, Widatul Zanna Riski, Muhammad Anjas Sabila, Amalia Dwi Safarida, Nanda Safwan Kamal Sakila, Arifa Dara Silvia, Riska Suriyani Syifa, Hafni Dwi Yulfita, Uti Zefri Maulana ZUBIR Zulhilmi Zulhilmi, Zulhilmi